UPDATED: Nov 30, 2018
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About Union Insurance Group
Founded in 1997, Union Insurance Group is focused on the needs of labor unions. Their workforce is entirely unionized and they provide business insurance to more than 5,000 labor organizations as of 2017. Their position as a niche insurer has allowed for very fast growth in the 20 years since the company was founded.
Union Insurance Group is headquartered in Chicago, Illinois, and they are licensed in every state. They have an East Coast branch office in Washington, D.C. as well as a West Coast branch office in Concord, California.
The company writes a variety of commercial insurance policies for labor organizations of all sizes. Products are sold directly to customers.
Union Insurance Products
There is little detail regarding the products available on the website, but the offering appears to be a standard list of commercial insurance policies, including group benefits. In addition to the standard coverage, the company also offers products that are specific to the needs of unions.
- General Liability
- Commercial Auto
- Worker’s Compensation
- Commercial Umbrella/Excess Liability
- Union Liability
- Individual Labor Leader Liability
- Fiduciary Liability
- Cyber Liability
- Labor Organization & ERISA Bonds/Crime
- Group Accidental Death and Dismemberment
These products are sold a la carte or can be combined into a package commercial policy to suit the needs of a particular customer.
Union Insurance Rates
Since commercial insurance is complex and very specific, it is not surprising that online quoting is not offered. There is a contact form on the website to allow visitors to request a quote and more policy information, as well as a toll-free number.
The Union Insurance Group website does not offer any information regarding claims. There is not a specific claims phone number is listed, nor are there any claims forms offered. Phone numbers include general local as well as toll-free lines, where presumably the company will direct you to the correct department.
It is likely – given the nature of this company – that claims information is provided only to clients when a policy is issued. In general, there is little information on the website of any kind.
Ratings and Consumer Reviews
The only Better Business Bureau (BBB) rating we were able to locate for Union Insurance Group shows an address in Chicago that does not match the headquarters address on the company website and shows a business start date that doesn’t match Union’s founding in 1997. As a result, it is unclear whether or not this is the correct file. The company on file is not rated due to lack of information, which may be a result of confusion on the record.
Reviews of the company are very minimal; in fact, all we could find was one 5-star review on Facebook.
Given the niche market and type of businesses Union works with, it is not surprising that there are few consumer reviews.
The Bottom Line
Union Insurance Group markets to a very specific type of business, and for those seeking labor organization insurance, they are likely to be high on the list. When it comes to this type of insurance company, word of mouth is likely the main source of new business.
For a list of companies that we recommend, visit our Best Insurance Companies page.