Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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UPDATED: Sep 9, 2020

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United Home Insurance

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Purchasing an insurance policy and the research that goes along with that process is a necessary evil. It is important to safeguard your possessions and investments in case of damage or loss, but how we go about choosing the right insurance company and policy is not so certain of a path.

By the end of all your research and comparison shopping, how are you as the potential policyholder able to make a confident decision on which is the right insurance company that will meet all your needs? Wouldn’t it be nice to have a helping hand in the matter especially when considering there are so many options?

That is where we come in with our brief and detailed rundown of everything there is to know about an insurance company. We even have you covered on the more regional carriers like United Home Insurance Company. From customer reviews to credit rankings, we have got you covered, so you can make a worry-free, educated decision on whether United Home is the right insurance company for you.

United Home Insurance Company recently passed the 100-year mark in business and writes property & casualty insurance, which ties into home insurance, in three states. Like many smaller insurers, they trace their roots to a farm mutual insurance association.

If you are already in the Arkansas area and want to find out what a policy with United Home Insurance would cost you, then look no further than our free online quote engine. You simply type in your ZIP code above to get a FREE insurance quote.

Table of Contents

About United Home Insurance Company

The roots of United Home go back to 1914, when a group of farmers in Paragould, Arkansas formed a small mutual fire association. The original name, Farmers Tri-County Mutual Fire Association, was changed to Farmers Home Mutual in 1929.

In 1978, the company added casualty insurance to its existing property insurance lineup. Expansion beyond Arkansas happened in 2007 as the result of a merger with United Home Insurance Company out of Oklahoma. The company now operates under the United Home name in Arkansas, Oklahoma, and Kansas.

United Home writes personal auto insurance and a variety of home insurance products, including farmowners policies, in keeping with its heritage. Policies are sold through local agents, and the company headquarters remain in Paragould, Arkansas.

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United Home Insurance Products

Unite Home offers basic personal and farm insurance products for auto and home. The website offers a limited amount of information on these products.

Auto Insurance

There is not much information on the company’s auto insurance program on their website. They promise competitive rates, automatically applied discounts, and coverage for a variety of vehicles including antique and trailers.

United Home’s basic auto insurance program includes a roadside assistance option, but we were unable to find a list of other optional coverages.

Property Insurance

United Home writes standard homeowner’s insurance policies as well as dwelling fire for second homes or rental homes. They also offer renters insurance and a farmowners policy intended to cover home and farm in one.

Like their auto insurance, there is not much information on these policies, their coverage options, or any other program details.

United Home Insurance Rates

United Home relies on agents to sell policies, so it is not surprising that you can’t get a United Home Insurance quote online.

Small, regional insurance companies do not usually offer rates as low as the huge direct buy insurers like Geico, but they can be competitive on a regional level, especially taking into account the perceived value added by personal service. So getting affordable United Home Insurance is certainly a possibility.

United Home Insurance Claims

Claims with United Home can be filed through your agent, by calling a toll-free number, or via email. The site does not specify whether or not the toll-free line is available 24/7.

IF YOU HAVE AN ACCIDENT OR LOSS, YOU MAY FILE A CLAIM BY:
Contacting your local agent or you may contact our claims support staff directly by calling 1-800-467-0723 or emailing [email protected]

If you would rather leave a paper trail, direct mail in is also a method for claim service with United Home Insurance.

MAILING ADDRESS:

P.O. Box 1546
Paragould, AR 72451

The United Home Direct Repair network is the company’s preferred repair shop system through which they offer a guarantee on repairs. As with all insurance companies, the insured can choose any repair shop they prefer.

Beyond these basics, there is not much in the way of claims information offered on the company website.

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United Home Insurance Ratings and Consumer Reviews

United Home Insurance has an A+ rating with the Better Business Bureau (BBB), and there are no complaints on file in the past three years.

There are five reviews on Google, most of which are negative. The complaints focus on denial of claims and poor response to customer concerns. There is one very positive review that cites a completely opposite experience.

There are 56 customer reviews on Clearsurance, most of which are positive. The overall rating is 4 stars, and most comments cite a good customer service experience, with a few complaints about claims and people happy that they chose to buy United Home Insurance.

The Bottom Line

There is not really enough information available on this company to make a solid recommendation, but there are no red flags either. They appear to have a good reputation among customers, and it might be a good choice for those who prefer to work with an agent and have only basic insurance needs.

Are you looking for property or auto insurance in the Arkansas area?

If so, then check out our free online quote engine. You will get the best competitive quoted rates in your area, and all you have to do is type in your ZIP code. We will guide you through the rest of the process, and before you know it, you’ll be one step closer to being insured.

Are you looking for free insurance quotes?

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