Physicians Plus Insurance Review & Complaints: Medicare Supplement Insurance

Physicians Plus Medicare Supplement is only available as the Wisconsin Medicare Supplement plan, an HMO program that covers Part A and B deductibles as well as coinsurance. Physicians Plus Medicare Advantage is not available, and there is no Part D coverage. Physicians Plus Medicare ratings are an A+ with the Better Business Bureau.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Nov 2, 2020

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Physicians Plus Insurance Corporation is a health insurance plan provider in Wisconsin, serving their local area with a variety of plans. The company is part of Quartz Health, a branded group of Wisconsin health insurance companies that have formed a partnership.

Looking for Physicians Plus Medicare Supplement rates or how to get Physicians Plus Medicare Supplement quotes? We’ve got a complete Physicians Plus Insurance review for you right here and will help you choose from the best insurance companies for your Medicare needs.

Before you get into this Physicians Plus Medicare Supplement review, enter your ZIP code to compare rates for free.

About Physicians Plus

Founded in Madison, Wisconsin in 1986, Physicians Plus Insurance Corp. serves southern Wisconsin with HMO health plan options. The company partnered with Meriter-UnityPoint health to provide medical services to plan members, and also partnered with other local health systems.

In 2015 Physicians Plus signed a new agreement with UW Health, restoring plan member access to their services and also restoring some of the company’s success; problems with UW Health access had resulted in a loss of membership over several years.

As of October, 2017, Physicians Plus Insurance Company has been a part of plan administrator Quartz Health. The Quartz brand was created out of a partnership with two other health plans – Gundersen Health Plan and Unity Health – and associated health systems. The brand was created with the goal of improving access and administration processes; all three companies still underwrite their own policies directly.

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Physicians Plus Medicare Supplement

Physicians Plus insurance benefits do not include Medicare Advantage or Part D coverage, but the company does have a Medicare Supplement plan available. The plan follows the state of Wisconsin’s standards, which differ from those used by most other states. There are no letter-coded plans in Wisconsin.

Medicare Select is an HMO plan that pays for most of the out of pocket costs not paid for under Original Medicare. It covers Part A and B deductibles as well as coinsurance and the cost of the first three pints of blood each year.

The plan also adds coverage for treatments that have limited benefits under Medicare, such as kidney transplant and breast reconstruction. It also includes coverage for foreign travel emergency medical needs.

The plan is comprehensive and similar to what would be a Plan F in other states.

Physicians Plus Medicare Supplement Rates

Physicians Plus Medicare Supplement costs are not available online. There may be affordable Physicians Plus Medicare Supplement coverage available to you, but you would have to call the company for a quote.

In the past, Physicians Plus has offered a reasonable rate on their Medicare Supplement plan, given the comprehensive coverage they provide. It is important to note that this an HMO plan which means your provider network is limited to those that are in-network.

Physicians Plus Medicare Supplement Claims

Physicians Plus handles claims directly with the provider in most cases, which is how all health insurance companies handle billing. The insured should not need to be involved in submitting claims in most cases, although in some situations it may be necessary to pay upfront and submit for reimbursement, such as in foreign travel emergency situations.

The Physicians Plus Insurance provider login is used only by providers to handle claims.

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Physicians Plus Medicare Supplement Ratings and Consumer Reviews

Physicians Plus has an A+ rating with the Better Business Bureau (BBB), with no complaints on file and only one review left on the page. This one review happens to be on the subject of Medicare Supplement insurance; the reviewer states that she has had difficulty obtaining referrals to in-network doctors since the shift to Quartz.

There are three Yelp reviews, all of which are negative and result in a one-star rating overall. The newest review on the page is from 2014, which makes the complaints outdated.

We did not find much else on this company; overall there is a low complaint volume here and not much that is recent.

Physicians Plus Medicare Supplement: The Bottom Line

Physicians Plus may be a good choice for Medicare Supplement, but we do recommend checking their provider network before signing up, since your existing doctors may not be part of the network. For those that are ok with the limitations of an HMO, they do have a good reputation and are likely a safe bet. You can’t buy Physicians Plus Medicare Supplement insurance online, but we can help you find options that can be bought online.

Now that you’ve finished this Physicians Plus insurance review, check out some free quotes. Enter your ZIP code below right now.

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