Standard Life and Accident Medicare Insurance Review & Complaints: Health Insurance (2025)

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Standard Life and Accident Medicare is a supplemental health insurance and life insurance company offering Medicare Supplement among their products. Originally founded in Oklahoma, they are now part of a large group of companies operating out of Texas.

This Standard Life and Accident Medicare review will cover which plans are available and how the company rates. We’ll also look at how to get Standard Life and Accident Medicare quotes.

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About Standard Life and Accident

Standard Life and Accident Insurance Company dates back to 1933 when they were founded in Oklahoma City under the name Hospital Service Company. The company was originally created to offer hospital coverage plans through a select list of hospitals in the area, but within a short time period expanded its products to include accident insurance and general health coverage.

The name Standard Life and Accident was taken on in 1940, and this was followed by decades of acquisitions and expansion; first into the Midwest, and then beyond, to a total of 32 states by 1968. In 1976 the growing company became a subsidiary of American National Insurance Company. This acquisition led to relocation in 1998 to Galveston, Texas, where the American National headquarters is located. (For more information, read our “American National (ANICO) Insurance Review & Complaints: Life, Health & Disability Insurance“)

Standard Life and Accident writes a few basic life insurance policies as well as a long list of supplemental health products. Their Medicare Supplement policies are not currently available in all states.

Standard Life and Accident Medicare Supplement

While there is a Standard Life and Accident Medicare Supplement plan listed among the products on the website, there is a complete lack of detail regarding the products and services.

There is a basic overview of what Medicare Supplement insurance is, a white paper touting the benefits of the high deductible Plan F option, and instructions to contact a representative for more information.

There is not a list provided of which plans are offered by the company, nothing describing the plans, and no further information regarding benefits. We can assume the company sells Plan A, as they are required to do so in order to sell any of the plans, and since they are pushing Plan F with the high deductible option, it seems likely they sell that plan as well.

There are a total of 11 lettered Medicare Supplement plans on the standard plan list, however, Standard Life does not provide information in regards to which ones they have chosen to offer.

Standard Life and Accident Medicare Rates

Not surprisingly given the fact that the company does not list which plans they sell, Standard Life and Accident does not offer an online quoting option or provide rate information.

We do not generally expect this type of company to provide online quoting but do frequently see a basic cost chart for Medicare Supplement plans, something that is absent here.

Standard Life and Accident Medicare Insurance Claims Process

Ease of Filing a Claim (Online, Over the Phone, Mobile Apps)

Standard Life and Accident Medicare offers various options for filing claims. Customers can choose to file their claims online by downloading the necessary forms from the company’s website. Additionally, they provide a toll-free claim phone number for those who prefer assistance over the phone.

While the online option is available, it’s worth noting that the company’s website lacks detailed claims instructions or additional information.

Average Claim Processing Time

Information regarding the average claim processing time for Standard Life and Accident Medicare is not provided in the content. Customers interested in this aspect may need to reach out to the company directly to inquire about their specific claim processing timelines.

Customer Feedback on Claim Resolutions and Payouts

The content does not include customer feedback or reviews on Standard Life and Accident Medicare’s claim resolutions and payouts. Customers seeking insights into the company’s claim satisfaction and performance may need to explore additional sources or contact the company for specific feedback.

Standard Life and Accident Medicare Insurance Digital and Technological Features

Mobile App Features and Functionality

The content does not mention specific details about any mobile app features or functionality offered by Standard Life and Accident Medicare. Customers interested in mobile app capabilities should check the company’s official website or inquire with the company directly for information on their app and its features.

Online Account Management Capabilities

Details about online account management capabilities are not provided in the content. Customers looking for information on managing their accounts online, such as accessing policy details or making payments, should visit the company’s website or contact their customer service for specific information.

Digital Tools and Resources

The content does not elaborate on any digital tools or resources offered by Standard Life and Accident Medicare. Customers interested in accessing digital resources, educational materials, or other online tools related to their insurance coverage may need to explore the company’s website or reach out to them for further information.

Standard Life and Accident Medicare: The Bottom Line

Standard Life and Accident Insurance Company offers very little information on their Medicare Supplement plans, making it difficult to offer an opinion on their service and products. They are likely the type of company that gains most customers through agents and brokers rather than online searches, and their approach to having an online presence (or lack thereof) reflects that. (For more information, read our “Standard Life and Accident Insurance Company Review & Complaints: Life & Health Insurance“)

Affordable Standard Life and Accident Medicare insurance may be available to you, but you can’t find rates online. However, we can help you compare rates from top Medicare companies right now. Just enter your ZIP code to get started.