Humana Insurance Review & Complaints: Health Insurance

Humana Insurance plans include health insurance, dental coverage, vision protection, prescription plans, and Medicare supplement plans for individuals and businesses. Humana Insurance reviews are great, an A+ rating from the Better Business Bureau. Humana Insurance coverage depends on the plan you choose.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Jan 10, 2021

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Humana Insurance

Premiums
Claims
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Financial Strength



What is Humana Insurance?

Humana Insurance Company is one of the largest managed healthcare providers in the United States and currently employs over 50,000 people, worldwide. Their business programs are used by some of the largest companies in the US, as well as many small and medium-sized firms.

The organization started in 1961 and is headquartered in Louisville, Kentucky. The company first began as a nursing home named Extendicare, and became one of the largest nursing care facilities in the US. They began to purchase hospitals in the ’70s, changed their name to Humana, and grew as a healthcare provider.

This review will cover its products and services, including Humana Insurance ratings. Although rates aren’t available online, we’ll go into its coverage options.

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What Types of Insurance Plans Are Available?

As one of the largest healthcare providers in the country, the company offers a wide selection of medical coverage products for individuals as well as businesses. Just about any type of insurance product can be purchased through the insurer. Individuals can get:

  • Health insurance
  • Dental coverage
  • Vision protection
  • Prescription plans
  • Medicare supplement plans

Businesses can get their employees set up with most of the same, plus:

  • Spending plans
  • Disability coverage
  • Life insurance
  • Wellness plans

For more information on plan details, you can contact the Humana Insurance phone number at 1-844-330-7799. Current members can use their login to see coverage information.

Are the Ratings and Consumer Reviews Positive?

Humana Insurance has been accredited with the Better Business Bureau since 1998, and currently has an A+ rating. In the past three years, there have been 376 complaints lodged against Humana, 85 of which have been closed in the past 12 months. This number is pretty typical for an insurance firm of their size. The majority of the problems reported were with the “products and services” offered by Humana, followed by billing and collection issues.

ConsumerAffairs.com offers 894 reviews. Of the reviews there have been 135 ratings left, 122 of them are one-star ratings. Of the reviews left, many involve poor customer service and others cite the company does everything to avoid paying healthcare claims. While these are not uncommon complaints against health insurance companies, there are a lot of them for this company.

Humana Insurance Consumer Research Reports

In the 2017 J.D. Power and Associates Member Health Plan Study, Humana’s rating ranged between a two and a five-star rating. In Texas, however, the company’s satisfaction rating was a five out of five.

Insure.com’s 2017 rating of the company was a lot better than the results from the J.D Power Study above. The website gave the company an A- rating overall giving them a 4.5 star out of 5 rating across the board. The categories listed included Claims Processing, Customer Service, and Value for Price. The company came in fourth place overall in the Insure.com survey.

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Financial Strength

Rating Company Grade Financial Outlook
AM Best A- Stable
Fitch A Stable
S&P A Stable

Humana Insurance: What’s the Bottom Line?

As with other large health providers, Humana is not without its issues in customer satisfaction. The modern healthcare industry pits patients vs. insurance companies and doctors stuck in the middle. It is no different with Humana. There are numerous reports of customers being denied services that a doctor has requested, as well as billing errors, and sudden premium increases.

Consumers interested in signing up with Humana should be very cautious and read all the details of their agreement. Notices sent in the mail should not be discarded, since there are reports of Humana burying rate increases in large annual reports sent out to customers.

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