Everything You Need to Know About MMG Insurance in 2023
MMG Insurance Company is a trusted provider of personal and commercial insurance products with over 120 years of experience. We'll cover details about the company and what the Driver Advantage program is all about.
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Leslie Kasperowicz
Farmers CSR for 4 Years
Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...
Farmers CSR for 4 Years
UPDATED: May 15, 2023
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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: May 15, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- MMG Insurance company was founded in 1897 and provides comprehensive personal and commercial insurance products
- The company has received numerous awards and recognitions for its products, innovations, and service and has an A+ rating from the BBB
- MMG Insurance is only available in Maine, New Hampshire, Pennsylvania, Vermont, and Virginia
For those seeking a car or home insurance provider, it may help to check out our MMG insurance review and other data about the organization to determine if it offers the coverage you desire at the right price. MMG has a long history of providing personal and commercial insurance, but that does not automatically mean it’s your best option.
MMG Insurance Company offers many benefits, including positive reviews and awards, is well-recognized within the industry, and offers competitive discounts. Here, we’ll discuss what MMG Insurance Company has to offer.
If you’re looking for affordable auto insurance or any other type of insurance coverage, just enter your ZIP code into our free online quote tool above to compare multiple rates today.
What is MMG Insurance Company’s rating?
The company generally rates well with certifying organizations. According to A.M. Best, MMG scores an A, which ranks the company as a stable and financially strong organization. The company also has an A+ rating with the Better Business Bureau and has been a member since 2017.
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MMG Insurance Company History
Maine Mutual Group (MMG) Insurance Company began in Northern Maine in 1897. It was founded as the Aroostook County Patrons Mutual Fire Insurance Company by a group of residents in a small farming and logging community who wanted more affordable coverage. The company solely focused on providing fire and lightning strike coverage, which was the most significant risk to businesses and homes in the area. In 1906, it became Maine Mutual Group and would eventually grow into the company it is today.
Throughout its history, MMG received numerous awards and recognition for the work it provides. According to WMTW News 8, MMG Insurance has made the list of top places to work, and the company has received the 2020 Company of the Year award from the Maine Insurance Agents Association, MMG also received the Silver Level Digital Insurer Award from IVANS in 2020.
What does MMG Insurance Company offer?
MMG provides insurance in Maine, New Hampshire, Pennsylvania, Vermont, and Virginia.
Its personal insurance products include:
- Auto insurance
- Dwelling fire insurance
- Homeowners insurance
- Watercraft insurance
- Personal umbrella insurance
- Snowmobile insurance
It also provides commercial insurance, including:
- Business auto insurance
- Business owner insurance
- Commercial package policies
- Commercial umbrella insurance
- Farm owner insurance
- Special trade contractor coverage
MMG offers a fairly comprehensive array of insurance coverage options for any individual or business. The most notable missing piece, though, is life insurance.
What types of insurance discounts does MMG Insurance Company offer?
For many people, car insurance discounts are an essential consideration when choosing a provider. MMG Insurance Company offers several potential discounts to those who qualify.
These include:
- Anti-theft device discounts
- Multi-policy discounts
- Military family discounts
- Good student discounts
The company does not advertise its discounts or package pricing. However, it is possible to get a free, no-obligation quote for coverage that may answer some questions about what to expect.
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What is Driver Advantage from MMG?
MMG Insurance Company offers Driver Advantage, a type of coverage enhancement that may help improve current coverage. This add-on helps to provide additional protection but also includes a safe driving incentive.
It may reward a driver with significant savings if they remain accident- or claim-free. Driver Advantage includes:
- Disappearing collision deductible for staying claim-free
- Original equipment manufacturer (OEM) parts guarantee, which means the same manufacturer components will be used to make repairs for a qualified claim
- Increased medical payments for added financial protection
- Full glass deductible waiver
- Increased transportation expense limits
- Increased towing and labor limits
- Lockout and key replacement services
- Airbag deployment coverage
- Trip interruption coverage
The company also offers Enhanced Auto Replacement, a type of endorsement for new model year vehicles to help reduce the risk of costly first-year losses. In this case, the replacement cost is based on the latest current model year for that vehicle and MSRP for a current-year model.
Auto loan and lease coverage are also included if you have collision and comprehensive coverage with MMG. This endorsement would cover any difference you owe on a lease or a loan if the car is totaled in a covered incident and you owe more than it’s worth.
What To Consider About MMG Insurance Company
Given its positive reviews and long history, MMG Insurance Company is a good option for many. However, it’s only available in a few states and may not have coverage that suits everyone. To find out, request a few quotes and compare policies carefully to ensure this company works well for your needs. Check out MMG Insurance reviews as well, to see if other customers have questions that match your own.
Frequently Asked Questions
Does MMG Insurance offer any discounts?
MMG Insurance may offer discounts on certain insurance products. The availability and eligibility criteria for discounts can vary, so it’s recommended to inquire with MMG Insurance directly or check their website for information on the specific discounts they offer.
Can I manage my MMG Insurance policy online?
Yes, MMG Insurance offers online policy management for its customers. Through their website or dedicated customer portal, you can access your policy details, make payments, update your information, and perform various other policy-related tasks conveniently.
How can I file a claim with MMG Insurance?
If you need to file a claim with MMG Insurance, you should contact their claims department as soon as possible. They will guide you through the process and provide you with the necessary information and forms to complete. It’s important to have all the relevant details and documentation related to the incident when filing a claim.
What factors should I consider when choosing insurance coverage from MMG Insurance?
When choosing insurance coverage, it’s important to consider factors such as the type of coverage you need, the policy limits and deductibles, the reputation and financial stability of the insurance company, the customer service experience, and the cost of the premiums. MMG Insurance is known for its solid reputation, but it’s always advisable to compare options and choose what best fits your needs.
Is MMG Insurance licensed to operate in my state?
MMG Insurance operates in select states within the United States. To determine if they are licensed in your specific state, you can either check their website or contact their customer service. They will be able to provide you with accurate information regarding their availability in your state.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Leslie Kasperowicz
Farmers CSR for 4 Years
Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...
Farmers CSR for 4 Years
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.