Secured with SHA-256 Encryption
Select Page

InsureMax Insurance Company Review & Complaints: Auto Insurance

Read our extensive InsureMax Insurance Company review to get the latest on its availability and insurance products and to find the best InsureMax Insurance Company car insurance rates. InsureMax Insurance Company claims are a thing of the past since AssuranceAmerica absorbed the company in 2017. The InsureMax Insurance company rating remains A+ with the Better Business Bureau, but the AssuranceAmerica rating is only a B. Most InsureMax Insurance Company reviews refer customers back to the AssuranceAmerica site, but we found it hard to find information and recommend searching for other non-standard auto insurance coverage. Learn more.

FREE Insurance Comparison

Compare quotes from the top insurance companies and save!

Secured with SHA-256 Encryption

Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

Full Bio →

Written by

UPDATED: Sep 22, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn't influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

InsureMax Insurance Company
N/A
Premiums
Claims
Feedback
Financial Strength
N/A
N/A
N/A
N/A

Do you want to know more about InsureMax Insurance Company? Read our InsureMax Insurance Company review to get the latest on InsureMax. We can tell you why InsureMax Insurance Company claims have stopped and other details about the small Indiana car insurance company.

InsureMax Insurance Company was a non-standard auto insurer operating in Indiana until 2015 when it went out of business. After the announcement of the closure, InsureMax was acquired and absorbed by AssuranceAmerica Insurance Company.

Read on learn more InsureMax. If you want to get more options to compare car insurance, enter your ZIP code in the FREE comparison tool above for rates to compare to affordable InsureMax Insurance Company car insurance quotes. Is InsureMax Insurance Company car insurance company the one for you? Read on to find out.

InsureMax Insurance Company Review

InsureMax was founded in 1998 in Newburgh, Indiana, and served mainly the non-standard auto insurance market. In 2015, the company announced it would be closing its doors and no longer writing new business, with all existing companies to be non-renewed.

AssuranceAmerica auto insurance company, an insurance company out of Atlanta, GA, acquired InsureMax and appears to have absorbed it entirely in 2017. There’s no trace InsureMax Insurance Company in Atlanta, GA, but AssuranceAmerica Insurance Company is in Atlanta, GA, and some parts of Florida.

The InsureMax website now redirects to the AssuranceAmerica car insurance website. The site makes no mention of the previous brand except that it is still in the URL (the site is mirrored from the AssuranceAmerica URL). We were able to locate documents online about the acquisition to confirm the change.

InsureMax customer service number has been disbanded since the company as obtained by Assurance Company of America.

AssuranceAmerica is also a non-standard auto insurer active in 10 states and licensed in several others. Interestingly, the company also lists its formation date as 1998. AssuranceAmerica includes an insurance company as well as a general managing agency.

Auto Insurance Products

The AssuranceAmerica website states that they offer non-standard auto insurance, but it does not provide any policy information or details.

Non-standard auto insurance is aimed at drivers that are unable to obtain insurance on the standard market, usually due to a poor driving record but in some cases due to bad credit, an international driving license, or other factors.

AssuranceAmerica auto insurance is also known as Assure auto insurance, Assure car insurance (or Assured car insurance), and AAIC Insurance.

Many insurance companies write non-standard policies as state legal minimum bare-bones policies; this is often due to the cost associated with higher risk drivers. In most cases, full coverage is also available but again tends to be very expensive.

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

InsureMax Insurance Company Rates

There is an online quoting option that redirects to a third-party website, Trustway Insurance. The company does not offer coverage in our usual sample state, California, so we attempted to run a Trustway quote (InsureMax quote) in its headquarters ZIP code in Atlanta. Although the company ostensibly has coverage there, we were told it was unavailable.

We made a third attempt using a Texas ZIP code, another state in which the company is active, but again we were returned the same result.

When you can’t find sample car insurance rates, try out the National Association of Insurance Commissioners (NAIC) for details. The organization reports the average auto insurance rates each year. Here’s the latest report on the average auto insurance rates based on coverage type.

U.S. Average Car Insurance Rates by Coverage Type
Car Insurance Coverage TypeAverage Annual RatesAverage Monthly Rates
Comprehensive$148$12
Collision$326$27
Liability$555$46
Full$1,029$86
Get Your Rates Quote Now

Comprehensive coverage is usually the cheapest coverage, according to the NAIC. However, everyone who drives is required to have liability auto insurance. Full coverage car insurance is liability, collision, and comprehensive combined.

Watch this video to learn more about full coverage insurance.

Find cheap car insurance right now by entering your ZIP code in the FREE online quote tool below.

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

InsureMax Insurance Company Claims

If you’re looking for the InsureMax Insurance Company claims phone number, we have bad news. Since the company had been liquidated in 2017, the InsureMax Insurance Company phone number no longer exists.

Claims information is not offered on the AssuranceAmerica website. The site does offer contact information, including a toll-free customer service number, but there is no mention of where claims should be explicitly directed.

Ratings and Consumer Reviews

There is still a Better Business Bureau (BBB) page active under the InsureMax name. The rating there is an A+, with two complaints in the past three years. Not surprisingly, the most recent complaint is from 2016, shortly after non-renewals were begun.

AssuranceAmerica has a B rating with the BBB, with six complaints on file in the past three years. One was closed in the past 12 months.

There is a Yelp page for AssuranceAmerica with seven reviews, all one-star and malicious.

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

InsureMax Insurance Company Review: The Bottom Line

InsureMax, as a brand and an independent company, no longer exists and has been brought under the AssuranceAmerica name and there is no InsureMax insurance co phone number.

We found information on this company to be confusing and difficult to locate, and the use of multiple URLs and third party quoting further confusing. Search engines show results like “assurance insurance login” and “insuremax phone number,” but they’re not functional. Non-standard auto can be a challenging market, but there are better options out there.

Frequently Asked Questions: InsureMax Insurance Company Review

Before we go, let’s answer a few questions that appear on search engines on the internet that you may have come across. These questions will add to what you know about InsureMax, and the answers will give you more confidence in selecting an insurance provider.

Are you ready to look for the best insurance companies outside of the InsureMax Insurance Company review? Do you want to buy InsureMax Insurance Company car insurance or compare those prices with others? Just enter your ZIP code in the FREE comparison tool below!

#1. Is Natgen a good insurance company?

A.M. Best rated Natgen as an “A+” company, which means the company has a stable financial outlook and has a superior ability to meet obligations to its customers.

#2. What insurance company is rated the best?

As of 2020, Geico has been rated the best company by A.M. Best and J.D. Power.

#3. Geico a reliable insurance company?

Yes. Geico is one of the top insurance companies in the United States.

#4. Does National General have accident forgiveness?

Yes. A National General policyholder must be accident-free for 12 months after signing up.

#5. How good is Allstate Insurance?

Allstate, despite being one of the most expensive companies, is one the top insurance companies in the United States.

[su_spoiler title=”References:” icon=”caret-square” style=”fancy” open=”yes”]

  1. https://www.naic.org/prod_serv_alpha_listing.htm
  2. https://www.bbb.org/us/in/newburgh/profile/auto-insurance/insuremax-insurance-company-0482-10000048

[/su_spoiler]

Summary
Review Date
Reviewed
InsureMax

About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

1 Comment

  1. The price may be good, but buyer beware, you will pay out more in the long run. Their tow pkg reimbursement is 10.00 per day when most tow companies charge 40-50 dollars a day, this is money out of pocket that you will have to spend while you waite for their check to come. They will give you a low ball estimate on the damages on your car, the best part is your claims rep you have to leave a message and you might get a call back that same day very impersonal company. If you want insurance companies that care State Farm is the way to go, if you have to file a claim all you have to do is call your agent and they will do the rest no worries. With this company the stress is not worth it plus state farm pays the tow up front.

    Reply

Leave a Rating

Your email address will not be published. Required fields are marked *