Harley Davidson Insurance Review & Complaints: Car Insurance (2024)

With vacation rental coverage, if you are in a new area and want to see the sights but don’t have your motorcycle, you can use your coverage to protect any motorcycle you rent. For example, if you were to fly to Colorado from Maine, you wouldn’t have to miss out on taking a motorcycle tour. You could always rent a motorcycle in Colorado, and your policy would give you the same amount of coverage as it would back home in Maine.

Harley Davidson’s vacation rental coverage is actually quite extensive. You see, even if you aren’t out of state but still more than 100 miles away from home, you could use this coverage to cover expenses like food and lodging if you were to be in an accident.

Now, if you were to buy bike replacement coverage, you may be able to have more peace of mind while out on the road because, with this coverage, you can be reimbursed for the original total cost of your motorcycle if it happens to be totaled in an accident. This means that no matter if you bought a bike yesterday or five years ago, this coverage could still make you financially whole after experiencing a total loss.

It’s also in every motorcyclist’s best interest to have some sort of roadside assistance available to them, and with Harley Davidson Insurance’s roadside assistance coverage, you can get access to fluid replenishment, a battery jump-start, or even tire replacement should you ever need some help while cruising toward your next adventure.

Covered Motorcycle Types and Examples of Each
Standard - Triumph Street Twin, BMW R nineT
Cruiser - Yamaha V-Max power cruiser, Moto Guzzi California Jackal
Touring - Indian Challenger, Harley-Davidson Road King
Sportser - Harley-Davidson Sportser S
Street rod - Harley-Davidson Street Rod 750
Softail - Harley-Davidson Softail Standard, Harley-Davidson Softail Slim
Sport Touring - Kawasaki Concours 14/1400GTR, Honda ST1300
Trike - Harley-Davidson Tri Glide Ultra, Can-Am Spyder
V-Rod - VRXSE V-Rod Destroyer, VRSCR Street Rod
Dirt bike - Yamaha TTR230, Honda CRF250F
Dual purpose - Suzuki DR-Z400SM, Kawasaki KLR 650
Scooter - GTS Super 300, Vespa Sprint 50
Moped - Jonway MC_50CRP Moped, 250cc Trike Chopper Road Warrior Moped
Autocycles

Does Insurance for a Harley Davidson cost a lot of money?

The average motorcycle insurance rates for Harley Davidson Insurance tend to run about $26 per month. Now, bear in mind that every insurance company has its own underwriting process that it adheres to, so it could be highly beneficial for you to get at least three free insurance quotes online and compare each one before you put any money down.

If you do decide to work with this company, you’ll find that customer convenience is taken seriously. You can make your Harley Davidson insurance payment online through the company website or via the mobile app.

It’s also important to note that purchasing a policy from Harley Davidson Insurance opens up many money-saving opportunities. You could potentially take advantage of quite a lot of discounts like:

• Military/law enforcement
• Anti-theft
• Bundled and multi-cycle protection
• Loyalty
• Prompt payer
• Claim free
• H-D riding program
• Homeowner
• Experienced rider
• Motorcycle endorsement
• Harley Owners Group member
• New bike

Even with this impressive list of discounts, if you’re still not sure if Harley Davidson Insurance is the right insurance company for you, you can always read Harley Davidson Insurance reviews online to learn more.

Harley Davidson Insurance Claims Process

Ease of Filing a Claim (Online, Over the Phone, Mobile Apps)

Filing a claim with Harley Davidson Insurance is a straightforward process, ensuring that policyholders can quickly and efficiently report accidents or damages.

Whether you prefer traditional methods or digital convenience, Harley Davidson Insurance offers multiple avenues for claim submission. You can easily file a claim over the phone, allowing for a personal touch and immediate assistance.

Additionally, the company provides a user-friendly mobile app that empowers policyholders to report claims digitally, offering the convenience of on-the-go accessibility. With these options, Harley Davidson Insurance caters to various preferences, ensuring an easy and hassle-free claims process for all.

Average Claim Processing Time

One crucial aspect of any insurance company is the speed at which they process claims. Harley Davidson Insurance understands the urgency of claim settlements and strives to provide a swift resolution to its policyholders.

While the exact processing time may vary depending on the complexity of the claim, the company is committed to ensuring that claims are handled promptly and efficiently. This dedication to quick claim processing helps alleviate the financial burden on policyholders during challenging times.

Customer Feedback on Claim Resolutions and Payouts

Customer feedback is a valuable indicator of an insurance company’s performance, especially when it comes to claim resolutions and payouts. Harley Davidson Insurance takes customer satisfaction seriously and continually seeks to improve its claims handling process.

Many policyholders have shared positive experiences regarding the company’s responsiveness and fairness in settling claims. By listening to customer feedback and striving for excellence, Harley Davidson Insurance aims to provide peace of mind to its policyholders in the event of an accident or loss.

Digital and Technological Features of Harley Davidson Insurance

Mobile App Features and Functionality

Harley Davidson Insurance offers a comprehensive mobile app that enhances the overall insurance experience for its policyholders. The app is equipped with a range of features and functionalities designed to simplify insurance management.

Policyholders can conveniently access their policy information, make payments, and even file claims directly from the app. This user-friendly interface ensures that policyholders have quick and easy access to essential insurance services, all at their fingertips.

Online Account Management Capabilities

In addition to the mobile app, Harley Davidson Insurance provides robust online account management capabilities through its website. Policyholders can log in to their accounts to review policy details, make updates, and access important documents.

The online portal streamlines the insurance management process, allowing policyholders to stay informed and in control of their coverage.

Digital Tools and Resources

Harley Davidson Insurance goes beyond basic coverage by offering a range of digital tools and resources to assist policyholders in making informed decisions. These resources include educational materials, coverage calculators, and interactive tools to help policyholders understand their insurance needs better.

By leveraging digital technology, Harley Davidson Insurance empowers its policyholders to navigate the complexities of insurance with confidence and ease. In conclusion, Harley Davidson Insurance combines a seamless claims process with innovative digital and technological features to deliver a comprehensive and customer-centric insurance experience.

Whether policyholders need to file a claim or manage their policies online, the company’s commitment to efficiency and convenience ensures that they are well-supported throughout their insurance journey.

Harley Davidson Insurance: The Bottom Line

If you live in any state besides Alaska or Hawaii, you can purchase Harley Davidson Insurance to protect your moped, cruiser, or sportser, among other types of motorcycles. This company has been in business for years and provides excellent coverage that can keep you safe when you’re just driving down the road or are miles away from home.

Hopefully, you’ll never need to use your coverage, but if you do need to file a claim, you can call customer service directly or file online.

You don’t have to wait to start comparing Harley Davidson Insurance quotes. Enter your ZIP code to get free quotes from insurance companies near you today.