Combined Insurance Medicare Review & Complaints: Health Insurance (2024)
Combined Insurance Medicare Supplement plan information is not available online. Combined Insurance Medicare rates are likewise not offered on the website, making it difficult to review this company. The Combined Insurance rating from the BBB is and A+ but specific Combined Insurance Medicare supplement reviews are hard to find.
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Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
Licensed Insurance Agent
UPDATED: Feb 5, 2024
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UPDATED: Feb 5, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Combined Insurance has been in business for close to one hundred years and is focused entirely on supplemental products for individuals and groups. Today Combined operates as a subsidiary of Chubb, one of the largest and best insurance companies in the world.
This Combined Insurance Medicare review will look specifically at the Medicare options offered by the company. We’ll talk about how to get Combined Insurance Medicare quotes and more.
You may decide to buy Combined Insurance Medicare in the end, but compare options first. Enter your ZIP code now for free quotes.
About Combined Insurance
Combined was founded in 1922 as Combined Registry Company, and they started out with an initial loan of only $100. The acquisition of American Casualty Company Post-Depression resulted in the creation of Combined Mutual Casualty Company, which was eventually changed again to Combined Insurance Company of America in 1947.
Combined spent the following decades in global expansion, taking their operation into Canada, England, and Australia. Combined went public after the creation of a holding company in 1980. Today the company has more than 5 million policies in force and is a Chubb company, making them a part of one of the biggest companies in the insurance industry worldwide.
Combined focuses solely on supplemental health insurance plans, writing them for both individuals and for employers as employee benefits. Their policies include accident and critical illness insurance as well as income protection coverage. The main Combined site makes no mention of Medicare Supplement insurance, although a search finds it listed on a separate extension of the site. We found it odd that this section of the site appears to have no link from the main site and can be found only through a specific search.
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Combined Insurance Medicare Supplement
While we did find the page that mentions Medicare Supplement insurance, it is not particularly informative.
A list of which policies are available is not offered, the site simply directs visitors to contact an agent for more information. There is a form that can be filled out to request more information.
The site says that plan options vary by state and that coverage is not offered in all states. Beyond some general information on what Medicare Supplement is, there is not really much else to be learned from the website.
Since all Medicare Supplement companies are required to carry Plan A, the base plan, in states where the letter-coded system is in use, we can assume Combined does offer this option. They are also required to offer either Plan C or F, so there may be a Combined Insurance Medicare supplement Plan F, but we are unable to guess which of these they have available.
Combined Insurance Medicare Rates
Online quoting is not available for Combined Insurance; again, the contact form can be used in order to request that an agent responds with more information and rate quotes.
This is not surprising considering there’s very little information on the company’s offerings.
Combined Insurance Medicare Supplement Reviews and Ratings
Combined Insurance has an A+ rating with the Better Business Bureau (BBB), and there is a total of 66 complaints listed on the file. The company has been accredited with the BBB since 1954. Out of 32 customer reviews, the company has a two-star rating.
We found 295 reviews of this company on Pissed Consumer. That number is up since the last time we reviewed this company, and their overall star rating has gone down from 1.8 to 1.4. Most of the complaints surround refusal to pay out on claims. That is fairly common to most insurance companies. The overall number of complaints having increased is not surprising given the fact that they do not fall off on Pissed Consumer after any set number of years as they do with other rating sites.
Combined is a pretty big company, so overall the complaint ratio is not of much concern.
Read more: Combined Insurance Review & Complaints: Health & Life Insurance
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Combined Insurance Medicare Claims Process
Ease of Filing a Claim
Combined Insurance offers a streamlined claims process for its Medicare Supplement plans. Policyholders can conveniently file their claims online through an electronic system, eliminating the need for traditional paper forms. To initiate a claim, you will only need to provide your policy number. This digital approach to claims filing can save time and hassle for customers.
Combined Insurance commitment to digital efficiency extends to its claims process, ensuring that policyholders can access support and file claims with ease.
Average Claim Processing Time
Combined Insurance’s electronic claims system is designed to expedite the processing of claims. Policyholders can expect a smoother and faster experience compared to traditional paper-based claim submissions.
For more precise details on claim processing times, it is recommended to contact the company directly or refer to their official resources.
Customer Feedback on Claim Resolutions and Payouts
Combined Insurance has received an A+ rating from the Better Business Bureau (BBB), reflecting its commitment to customer service. However, it’s important to note that there are 66 complaints listed on the BBB file, with a two-star rating based on 32 customer reviews.
While the overall complaint ratio may not be of significant concern due to the company’s size, it’s advisable for potential policyholders to research and consider customer feedback when evaluating Combined Insurance’s claim resolutions and payouts.
The availability of detailed customer feedback and reviews on claim experiences can provide valuable insights into the company’s performance in this regard.
Combined Insurance Medicare Digital and Technological Features
Mobile App Features and Functionality
Combined Insurance offers a mobile app to enhance the digital experience for its policyholders. While the content does not provide specific details about the app’s features and functionality, it can be assumed that the app is designed to provide convenient access to policy information, claims filing, and account management.
Mobile apps have become essential tools for insurance companies to offer on-the-go support and accessibility to their customers.For a comprehensive understanding of the mobile app’s features and functionality, policyholders can download and explore the app from their respective app stores.
Online Account Management Capabilities
Combined Insurance recognizes the importance of online account management in today’s digital age. Although the content does not delve into specific capabilities, policyholders can expect to have access to a user-friendly online portal.
This portal likely allows customers to view and manage their policies, track claims, make payments, and update personal information—all from the convenience of their computers or mobile devices. Online account management offers policyholders greater control and convenience in managing their insurance policies.
Digital Tools and Resources
While not elaborated upon in the provided content, Combined Insurance likely offers a range of digital tools and resources to assist policyholders. These tools could include educational resources, calculators, and interactive features to help customers make informed decisions about their insurance coverage.
Additionally, the company may provide access to digital resources such as policy documents and forms for download. Combined Insurance’s commitment to digital tools and resources reflects its dedication to offering a modern and user-friendly experience for policyholders.
Combined Insurance Medicare: The Bottom Line
There simply is not enough information on Combined’s Medicare policies to provide any sort of solid opinion on this company. The fact that Medicare information is difficult to find from the company’s main page suggests it is not a product line of major importance to this company. Those shopping for Supplement coverage might have better luck elsewhere as there are other sites that offer more information about their offerings.
It’s possible that affordable Combined Insurance Medicare coverage might be available, but online quotes aren’t offered. We do have online quotes, however, and all you have to do is enter your ZIP code.
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Frequently Asked Questions
Does Combined Insurance offer Medicare Supplement plans?
Yes, Combined Insurance offers Medicare Supplement plans. However, specific information about these plans, including coverage details and options, is not readily available on their website.
How can I get Combined Insurance Medicare quotes?
Unfortunately, online quoting for Combined Insurance Medicare plans is not available. To get more information and request a quote, you can fill out the contact form on their website, and an agent will respond to you.
How does Combined Insurance handle Medicare Supplement claims?
Combined Insurance handles Medicare Supplement claims directly through an electronic system. They do not require paper claims forms, and you only need to provide your policy number when filing a claim. Further details on the claims process can be obtained through their website or by contacting the company.
What is the rating of Combined Insurance with the Better Business Bureau (BBB)?
Combined Insurance has an A+ rating with the Better Business Bureau (BBB). However, there are 66 complaints listed on their BBB file, and the company has a two-star rating based on 32 customer reviews.
Where can I find reviews of Combined Insurance Medicare Supplement plans?
You can find reviews of Combined Insurance Medicare Supplement plans on websites such as Consumer Affairs, Trustpilot, and the Better Business Bureau (BBB).
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.