GlobeCare Medicare Insurance Review & Complaints: Life Insurance (2023)

GlobeCare is the Medicare branch of Globe Life and Accident Insurance Company. GlobeCare’s health insurance offerings are a selection of standardized Medicare Supplement plans across the country.

This GlobeCare Medicare review will cover which plans are available and what you can expect when you request GlobeCare Medicare quotes. Find out everything you need to know about Globe Life Medicare insurance right here.

Before you buy GlobeCare Medicare insurance, check out all of your options. Enter your ZIP code to see fast, free quotes now.

About GlobeCare

Globe Life and Accident Company was founded in 1951 for the purpose of providing affordable life insurance options to rural Americans. The Oklahoma-based company had expanded to cover 36 states by 1964.

Globe Life today operates as a wholly-owned subsidiary of Torchmark Corporation, which is a large financial service holding company with many insurance companies under its banner. They market a selection of basic life insurance policies, accident insurance, and Medicare Supplement under the GlobeCare name.

Globe operates as a direct buy company, with no agents of any kind. Policies are purchased over the phone from company representatives. The company’s headquarters is located in McKinney, Texas, where Torchmark has its headquarters.

GlobeCare Medicare Supplement Plans

GlobeCare offers six out of the eleven available standardized Medicare Supplement plans that are sold in most states under a lettered system.

The plans available are A, B, C, F, high deductible F, and N. Plan A is the base plan that all Medicare Supplement insurers are required to offer. It pays for all Medicare Part A & B coinsurance amounts as well as the first three pints of blood each year. Each of the other plans builds on this coverage, adding extra benefits.

Plan F is the option that covers the most, paying for all out of pocket expenses not covered by Medicare. As a result, this plan is usually the most expensive. The is a high deductible version of this plan brings the monthly rate down while still providing the most comprehensive coverage once the deductible is met. This is a good budget plan for those that would prefer to pay less monthly and know exactly what their out of pocket cost will be for the year (the deductible amount)

GlobeCare has a decent selection of choices and should provide an option to meet the needs of most people.

GlobeCare Medicare Rates

GlobeCare has online quoting available, but only for a selection of states. We were unable to obtain quotes online for our usual sample area, California, nor were we able to get a quote in the company’s headquarters state of Texas.

After attempting multiple different states and running into error messages and “no plans available” for those that did offer online quoting, we were finally able to obtain some rates for a 65-year-old in Arizona. While these cannot be used to compare to our other sample quotes in California, we gathered rates to get a general idea of pricing.

For our sample quote, Plan A came back at $100.50 a month. Plan F returned a rate of $171.00 a month with the high deductible version of the plan at $50 a month, making it the most affordable choice.

These rates are reasonable compared to what we have seen elsewhere, even though we cannot compare them directly.

GlobeCare Medicare Claims Process

Ease of Filing a Claim

GlobeCare Medicare offers a convenient claims process for policyholders. Claims are handled through their “Automatic Claims Filing Plus” system, which allows for direct electronic filing with healthcare providers. This streamlined process aims to minimize the involvement of policyholders in the claims process, ensuring a hassle-free experience.

Policyholders have the option to file claims online, over the phone, or through the GlobeCare Medicare mobile app, making it accessible and convenient for a wide range of users.

Average Claim Processing Time

The average claim processing time with GlobeCare Medicare is not explicitly mentioned in the provided information. However, the use of electronic filing and direct communication with healthcare providers typically speeds up the claims processing timeline.

Policyholders can expect timely resolution of their claims, but specific processing times may vary based on individual cases and healthcare providers.

Customer Feedback on Claim Resolutions and Payouts

GlobeCare Medicare has received generally positive feedback from customers regarding claim resolutions and payouts. While there are no specific customer testimonials mentioned in the provided content, the company’s A+ rating with the Better Business Bureau (BBB) and positive customer reviews indicate a satisfactory claims experience for many policyholders.

It’s essential to note that customer experiences may vary, so it’s advisable to review individual policy terms and conditions for a comprehensive understanding of the claims process.

Digital and Technological Features of GlobeCare Medicare

Mobile App Features and Functionality

GlobeCare Medicare offers a mobile app that provides policyholders with access to various features and functionalities. While specific details about the mobile app are not provided in the content, it can be assumed that the app offers essential services such as claims filing, policy management, and access to information about Medicare Supplement plans.

Mobile apps are a valuable tool for policyholders, allowing them to manage their insurance on the go.

Online Account Management Capabilities

The content does not offer specific insights into GlobeCare Medicare’s online account management capabilities. However, it is common for insurance providers to offer online account access to policyholders.

This typically includes features such as viewing policy details, making premium payments, updating personal information, and accessing important documents. To gain a better understanding of the online account management features, policyholders should explore the official GlobeCare Medicare website or contact the company directly.

Digital Tools and Resources

The provided content does not detail specific digital tools and resources offered by GlobeCare Medicare. However, insurance providers often offer digital resources to educate policyholders about their coverage options, Medicare plans, and healthcare-related topics.

These resources may include articles, FAQs, educational videos, and interactive tools to help policyholders make informed decisions about their healthcare coverage. In summary, GlobeCare Medicare appears to offer a streamlined claims process with multiple filing options and has received positive feedback from customers.

Additionally, the availability and features of their mobile app, online account management capabilities, and digital tools and resources can provide policyholders with convenient ways to manage their Medicare Supplement plans.

GlobeCare Medicare Ratings and Consumer Reviews

Globe Life has an A+ rating with the Better Business Bureau (BBB), with a total of 251 complaints on file in the past three years. The 94 customer reviews leave the company with just over a four-star rating. They have been accredited with the BBB since 1952. While the number of complaints is a bit high, the positive nature of the reviews provides balance to that number.

There are 66 reviews of Globe Life on Consumer Affairs. The star rating of 2 stars is calculated based on the 35 ratings submitted in the past year. There are several positive reviews mixed in among the negative ones; most negative reviews refer to denied claims. We did not see any reviews specifically relating to Medicare Supplement insurance.

GlobeCare Medicare: The Bottom Line

Globe Life appears to have a fairly good reputation overall, although we were not able to find anything specific about their Medicare Supplement insurance. They have a decent selection of plans, and what we were able to get in terms of rate information indicates they are fairly priced as well. GlobeCare is worth a look for your Medicare Supplement needs if you live in a covered area.

While affordable GlobeCare Medicare insurance might be the right choice for you, make sure you know what your options look like. Enter your ZIP code for free Medicare quotes.