Titan Insurance Review & Complaints: Auto Insurance

Our Titan Insurance review explores auto insurance rates of Titan Insurance's parent company, Nationwide. Titan-Victoria Insurance was purchased by Nationwide in 2003 and continues to offer SR-22 insurance and other high-risk policies to drivers. In 2014 Nationwide announced that brand names and logos of subsidiary companies would be dropped and brought under Nationwide name, including Titan. You can file claims through an independent agent located in any Nationwide Insurance office. Learn More.

Are you looking for free insurance quotes?

 Secured with SHA-256 Encryption

Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

Full Bio →

Written by

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Dec 13, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Titan Insurance Summary
Titan Insurance FactsTitan Insurance Data
NameTitan Insurance
Parent CompanyNationwide
Home OfficeCleveland, OH
General Phone Number(800) 848-2687
A.M. BestA+
NAIC Complaint Index1.51 (.51 higher than average)
Market Share0.48%
Best ForAuto, Home, Renters, Motorcycle
Get Your Rates Quote Now

Compare RatesStart Now →

Titan auto insurance previously offered discount car insurance for the higher-risk market (also known as non-standard auto insurance). The Titan Insurance Company is now part of the Nationwide Insurance Company.

In 2014, Nationwide announced plans to drop all names and brand logos of its subsidiary companies and bring everything under the Nationwide name, Titan Insurance included.

Although Titan Insurance has been liquidated into Nationwide, we’ll break down all the details we could find about the company in this Titan Insurance review. We’ll go over how Titan and Victoria Insurance, also known as Titan-Victoria Insurance, became part of Nationwide and how to file a claim.

Do you want to explore insurance options outside of Titan car insurance?

Enter your ZIP code in the FREE comparison tool above to start.

What is Titan Insurance Agency?

Titan Insurance was founded in Troy, Michigan in 1991 and expanded quickly over the following years to several other states.

Titan’s parent company, THI Holdings (which also owns Victoria Auto Insurance), was purchased in 2003 by Nationwide Insurance, making it part of one of the largest insurance groups in the U.S.

Titan previously wrote car insurance coverage exclusively but offered both personal and commercial policies. As a non-standard insurer, the company wrote policies for people who have trouble getting coverage elsewhere because of their driving record, including drivers with tickets and accidents, drivers with international licenses, and people with credit problems.

According to the Federal Trade Commission, businesses like auto insurance companies offer cheaper prices to consumers with excellent or good credit scores.

Drivers who require an SR-22 (proof of financial responsibility) were a big part of Titan’s business, as the company provided a basic insurance policy that met all of the legal requirements.

Titan also offered these policies to other drivers, including those who were new to the country.

Offering basic no-frills policies allowed Titan to offer lower rates for high-risk drivers. However, these types of policies are notorious for being inadequate in moderate to severe accidents due to their low policy limits.

Titan sold policies both online through their website, over the phone, and through what they called Titan Agent-Owned Offices — basically insurance agencies owned by Titan’s sales branch.

Titan Agent offices were located within Nationwide agencies, allowing those agents to offer Titan’s non-standard products as well as other Nationwide products.

Your one-stop online insurance guide. Get free quotes now!

 Secured with SHA-256 Encryption

How is Titan Insurance Related to Nationwide?

Titan Insurance is now liquidated together with Nationwide. Nationwide is one of the biggest insurance groups in the nation and sits at number 66 on the Fortune 500 list for 2018.

Therefore, you won’t be able to get a Titan Insurance quote or get Titan Insurance claims. All communication methods such as the Titan car insurance phone number, email, and other connections to services will be forwarded to Nationwide.

Over the past few decades, Nationwide has acquired a large number of smaller companies and groups, making its insurance policy offerings some of the most comprehensive of any company.

In particular, Nationwide is one of the few companies that underwrites almost everything it offers, from car insurance to pet insurance.

Continue your search for car insurance right now. Just enter your ZIP code to get started.

Are you looking for free insurance quotes?

Your one-stop online insurance guide. Get free quotes now!

 Secured with SHA-256 Encryption

Are the Car Insurance Rates Competitive?

You may not be able to find the Titan Insurance phone number or make claims, but you can find vehicle insurance rates. Don’t bother searching for “Titan Insurance near me.” Although rates vary for each state, you find affordable auto insurance through Nationwide.

According to the Insurance Information Institute, every state has a unique requirement for minimum auto insurance coverage.

Here’s a look into Nationwide’s car insurance rates for each state.

Nationwide Insurance Average Auto Insurance Rates
States with Nationwide Auto InsuranceNationwide Annual Auto Insurance RatesNationwide Average Auto Insurance Monthly Rates
Virgina$2,073$173
Vermont$2,128$177
Washington$2,130$177
Missouri$2,265$189
Kansas$2,476$206
New Hampshire$2,491$208
Iowa$2,552$213
North Dakota$2,560$213
Nebraska$2,604$217
Alabama$2,663$222
Indiana$2,712$226
Idaho$2,735$228
South Dakota$2,738$228
Mississippi$2,757$230
Pennsylvania$2,800$233
North Carolina$2,848$237
Maryland$2,916$243
Minnesota$2,926$244
Utah$2,987$249
Illinois$3,032$253
Oregon$3,177$265
West Virginia$3,187$266
Ohio$3,301$275
Tennessee$3,425$285
Nevada$3,477$290
Montana$3,478$290
Arizona$3,496$291
New Mexico$3,514$293
South Carolina$3,625$302
Connecticut$3,672$306
Colorado$3,739$312
Arkansas$3,862$322
Texas$3,868$322
New York$4,013$334
Delaware$4,330$361
Florida$4,340$362
Rhode Island$4,410$367
California$4,653$388
D.C.$4,849$404
Wisconsin$5,225$435
Kentucky$5,503$459
Michigan$6,327$527
Georgia$6,485$540
Get Your Rates Quote Now

Compare RatesStart Now →

Nationwide’s overall cost of insurance is at least $175 per month. All car insurance costs vary by state. The cheapest state for Nationwide auto insurance is Virginia, while Georgia is the most expensive.

Compare auto insurance companies in your area by entering your ZIP code in the FREE comparison tool.

Are you looking for free insurance quotes?

Your one-stop online insurance guide. Get free quotes now!

 Secured with SHA-256 Encryption

Frequently Asked Questions:

Even though Titan Insurance no longer exists, car insurance shoppers still search for Titan Insurance services. Let’s finish this review by answering questions related to Titan auto insurance.

If you want to skip the Titan Insurance Review questions and find affordable auto insurance, enter your ZIP code in the FREE comparison tool below.

#1 – Who owns Titan Insurance?

Nationwide Insurance Company owns Titan Insurance. Timothy Corcoran is a Chairman, and Kirt Walker is the CEO of Nationwide.

#2 – Is Nationwide a good car insurance company?

Yes. Nationwide has excellent ratings from popular financial strength and credit rating companies.

#3 – How much is Nationwide car insurance?

On average, Nationwide auto insurance is $1,864 per year or $155 per month.

References:

  1. https://www.consumer.ftc.gov/articles/0152-credit-scores
  2. https://www.iii.org/article/background-on-compulsory-auto-uninsured-motorists

Are you looking for free insurance quotes?

Your one-stop online insurance guide. Get free quotes now!

 Secured with SHA-256 Encryption