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Montana Auto Insurance Review (Coverage, Rates, & More)

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: May 11, 2020

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MONTANA STATISTICS SUMMARYDETAILS
Miles of Roadway75,007
Vehicles Registered in State1,447,797
State Population1,062,305
Most Popular VehicleFord 150
Uninsured Motorists9.90%
State Rank: 33
Driving Fatalities in 2018Speeding: 110
DUI: 153
Total: 662
Annual Insurance CostsLiability: $386.29
Collision: $265.32
Comprehensive: $211.91
Full Coverage: $863.52
Cheapest ProviderSAFECO
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Few states are wild at heart like Montana. With its vast rolling eastern hills, and it’s mountainous West, one could get lost its beauty and elegance all day long.

Grizzlies, eagles, ranches, and agriculture are woven into the seams of this pioneering and historical state. Who can forget the Lewis and Clark expedition? Ranchers, cowboys, horses. The spirit of the Native American culture. Truly, it is deeply historic and warm

Whether you’re a Montanian or someone with great interest in traveling through the sophisticated state, we’ve compiled a guide with everything from rates and coverage to the best car insurance companies–minus the stress.

Because there are thousands of insurance companies offering various rates and packages on a daily basis. And it could be more than overwhelming.

With our guide, however, you’ll be confident when making a selection for you and your family.

So look no further.

In this manual, we’ll be roaming through grand hills and lakes of Montana, covering everything from cheap rates and cities, state laws, and even statistics that could be helpful to know while you’re on the road like the impact of weather, passengers, and more.

We’ve even organized this guide by topics to make it easier for you. Need car insurance? Use our FREE comparison tool below to get started.

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Table of Contents

Montana Car Insurance Coverage and Rates

So how do we even begin to get started? Knowing state-mandated laws for insurance coverage and shopping around for rates to obtain that coverage can be a bit daunting.

So first, we’ll learn about Montanan roadways and information on the types of coverage needed on those roadways.

Then, we’ll get you acquainted with some rates.

So here we go.

Let’s talk about Montana’s minimum coverage.

Montana’s Minimum Coverage

Every state has a minimum amount of coverage needed before one can legally get out on the road.

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In Montana, that coverage is the following:

  • $25,000 for bodily injury, per person per accident
  • $50,000 for bodily injury, total per accident
  • $20,000 for property damage per accident

Bodily injury applies to the injuries of a person or persons of the opposing party in the event that you should get into an accident, while property damage pays for any fixtures or streets one may damage in the event of an accident.

In Montana, you must carry proof of this insurance whenever you are driving. But what other forms can be accepted?

We’ll cover that next.

Forms of Financial Responsibility

What are additional forms or forms of Financial Responsibility that provide proof of insurance?

According to the Montana State Legislature, drivers can purchase SR22 insurance. This kind of insurance simply states that you’re holding up your end of the deal and meeting your state’s coverage requirements for driving over a certain amount of time.

And according to a report in accordance with the Department of Justice’s Motor Vehicle Division people can also meet proof of financial responsibility in two additional ways–by providing a bond or through self-insurance (if they have a fleet of 25 or more vehicles).

In case of an accident, self-insurance makes your responsible for your own expenses, as it is money you would’ve set aside beforehand.

A bond, on the other hand, is basically a loan that gives the borrower outside assets to back long haul ventures–usually with specific conditions. The bond demonstrates that you have the money to cover your liability in case of an impact.

So just to recap, SR22 insurance, self insurance, or a bond all count as legitimate proof of insurance coverage for the state of Montana.

While out on the road, one must have proof of insurance at all times.

Something to always keep in mind.

Premiums as a Percentage of Income

An individual’s income per capita is the amount of money one has to leftover after taxes to either spend or save.

Montanans pay roughly $868.55 on average, meaning that roughly 2.10 percent of their annual income is spent on car insurance–this is data from several years ago.

How does this fair with the rest of the nation? Montana comes in a little over the halfway mark for the average premium per income.

Its neighbor North Dakota paid the cheapest that year at 1.50 percent, with Wyoming also being in the top five at 1.69 percent. Idaho and Washington were also cheaper, coming in at 2 percent and 2.11 percent, respectively.

Montana, however, did beat the national income per capita percentage nationwide in 2012 and 2014–in 2013, it matched at 2.39 percent.

Something to keep in mind if you are living in the state.

Next, we’ll talk about the average rate for each type of coverage in the state of Montana.

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Average Monthly Car Insurance Rates in MT (Liability, Collision, Comprehensive)

Coverage TypeAverage Cost in Montana (2015)Average Cost Nationwide (2015)
Liability$386.29$538.73
Collision$265.32$322.61
Comprehensive$211.91$148.04
Total (full coverage)$863.52$1,009.38
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Montanans paid less than the nationwide average cost for liability and collision, however, paid a tad more for comprehensive full coverage–Montana still falls beneath the total average nationwide cost, paying less than the national average overall.

Additional Liability

Coverage TypeMontana Loss Ratio (2015)National Average Loss Ration (2015)
Medical Payments69.5775.74
Uninsured/Underinsured Motorist61.4875.14
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Med Pay and Uninsured/Underinsured Motorist insurance are additional types of liability coverages that people get to bulk up their policy.

And a loss ratio? A loss ratio shows how much a company spends on the types of claims to how much money they take in on premiums.

With a loss ratio of 60, it indicates that the company spent $60 on claims out of every $100 earned in premiums. And the closer the ratio is to 100, the more claims that are paid. So a 60 – 70 loss ratio is considered to be in the safe zone.

The national average for both Med Pay and Uninsured/Underinsured Motorist coverage is a tad bit out of the safe zone, however, Montana’s loss ratios for Med Pay and Uninsured/Underinsured Motorist insurance is in the safe zone–a fairly good thing.

Add-ons, Endorsements, and Riders

Since we’ve started, we’ve discussed insurance and several add-ons like MedPay and Uninsured/Underinsured motorist coverage. But there are additional options available and we want to make sure you’re informed as much as possible on some policies that might not be familiar to most.

With that in mind, here are some other types of insurance that might be helpful for you and your family. Click on the links below to see if any additional coverage appeals to you.

Average Monthly Car Insurance Rates by Age & Gender in MT

CompanySingle 17-year old female annual ratesSingle 17-year old male annual ratesSingle 25-year old female annual ratesSingle 25-year old male annual ratesMarried 35-year old female annual ratesMarried 35-year old male annual ratesMarried 60-year old female annual ratesMarried 60-year old male annual rates
Allstate $10,484.90$10,484.90$2,955.90$2,955.90$2,740.02$2,740.02$2,507.60$2,507.60
Mid-Century$7,395.41$7,395.41$3,016.88$3,016.88$2,755.44$2,755.44$2,462.45$2,462.45
GEICO $6,926.07$6,445.87$2,434.84$2,218.97$2,840.18$2,653.99$2,771.26$2,527.59
SAFECO $2,064.28$2,064.28$1,218.77$1,218.77$1,021.71$1,021.71$999.67$999.67
Depositors $5,640.58$5,640.58$2,952.88$2,952.88$2,785.97$2,785.97$2,533.60$2,533.60
Progressive $7,548.71$7,548.71$3,642.19$3,642.19$3,231.09$3,231.09$2,901.06$2,901.06
State Farm $4,814.65$4,814.65$1,776.55$1,776.55$1,640.33$1,640.33$1,439.41$1,439.41
USAA$4,103.59$4,103.59$1,603.83$1,603.83$1,280.16$1,280.16$1,139.97$1,139.97
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It is known that females tend to have lower rates than males because they get into fewer accidents and have fewer DUIs. Surprisingly, however, most companies play it fair when it comes to males and female rates across the board. Geico, on the other hand, charges females a higher rate across all spectrums moving away from the standard.

Companies also charge less as one grows older–Allstate, for example, drops their rate nearly $8,000 when a younger driver turns 25.

Rates also drop when married couples get older–supporting the theory that drivers who are older are more experienced and less likely to get into incidents on the road.

Cheapest Rates by ZIP Code

Rates can also change depending on which area you’re located in. Enter your ZIP code to find your rate.

ZipcodeAverageAllstate Mid-Century GEICO SAFECO Depositors Progressive State Farm USAA
59089$3,457.80$4,578.75$4,625.59$3,977.81$1,365.50$3,677.86$5,024.35$2,354.73$2,057.85
59853$3,440.51$5,135.42$4,012.32$3,414.38$1,416.63$3,655.44$5,138.66$2,715.52$2,035.70
59035$3,436.52$4,578.75$4,625.59$3,977.81$1,365.50$3,677.86$4,854.09$2,354.73$2,057.85
59050$3,433.47$4,578.75$4,625.59$3,977.81$1,365.50$3,677.86$4,819.82$2,364.60$2,057.85
59075$3,433.31$4,578.75$4,625.59$3,977.81$1,365.50$3,677.86$4,778.12$2,405.02$2,057.85
59417$3,420.37$5,135.42$3,762.10$4,038.88$1,402.99$3,542.04$4,845.55$2,578.17$2,057.85
59068$3,414.03$4,873.58$4,107.10$3,977.81$1,370.30$3,677.86$4,688.65$2,559.13$2,057.85
59448$3,408.40$5,135.42$3,762.10$4,038.88$1,432.38$3,542.04$4,776.08$2,522.46$2,057.85
59007$3,399.96$4,873.58$4,107.10$3,977.81$1,370.30$3,677.86$4,780.44$2,354.73$2,057.85
59070$3,398.91$4,873.58$4,107.10$3,977.81$1,370.30$3,677.86$4,677.66$2,449.16$2,057.85
59008$3,398.10$4,873.58$4,107.10$3,977.81$1,370.30$3,677.86$4,765.56$2,354.73$2,057.85
59920$3,391.20$5,135.42$4,012.32$3,414.38$1,407.93$3,655.44$4,687.47$2,677.71$2,138.93
59932$3,389.23$5,135.42$4,012.32$3,414.38$1,435.44$3,655.44$4,605.65$2,716.26$2,138.93
59411$3,387.91$5,135.42$3,762.10$4,038.88$1,386.23$3,542.04$4,826.09$2,354.73$2,057.85
59930$3,387.14$5,135.42$4,012.32$3,414.38$1,374.40$3,655.44$4,765.25$2,704.18$2,035.70
59844$3,386.85$5,135.42$4,012.32$3,414.38$1,421.88$3,655.44$4,684.86$2,734.77$2,035.70
59935$3,386.28$5,135.42$4,012.32$3,414.38$1,374.40$3,655.44$4,774.42$2,688.15$2,035.70
59925$3,378.26$5,135.42$4,012.32$3,414.38$1,388.39$3,655.44$4,574.15$2,707.08$2,138.93
59931$3,377.84$5,135.42$4,012.32$3,414.38$1,383.14$3,420.37$4,793.59$2,707.79$2,155.75
59066$3,377.49$4,578.75$4,107.10$3,977.81$1,365.50$3,677.86$4,854.09$2,400.97$2,057.85
59033$3,376.50$4,884.10$4,107.10$3,977.81$1,300.92$3,606.86$4,722.68$2,354.73$2,057.85
59001$3,374.37$4,873.58$4,107.10$3,977.81$1,307.54$3,606.86$4,654.62$2,409.60$2,057.85
59922$3,374.36$5,135.42$4,012.32$3,414.38$1,407.22$3,655.44$4,505.10$2,726.07$2,138.93
59917$3,372.37$5,135.42$4,012.32$3,414.38$1,378.70$3,655.44$4,642.83$2,704.18$2,035.70
59011$3,372.28$4,884.10$4,107.10$3,977.81$1,223.45$3,606.86$4,759.65$2,361.40$2,057.85
59434$3,372.07$5,135.42$3,762.10$4,038.88$1,462.61$3,542.04$4,488.48$2,489.16$2,057.85
59427$3,372.00$5,135.42$4,063.40$4,038.88$1,257.99$3,542.04$4,441.89$2,438.53$2,057.85
59014$3,371.67$4,873.58$4,107.10$3,977.81$1,322.88$3,677.86$4,507.80$2,448.52$2,057.85
59874$3,365.74$5,135.42$4,012.32$3,414.38$1,416.63$3,655.44$4,590.85$2,665.19$2,035.70
59074$3,365.74$4,884.10$3,837.90$3,977.81$1,304.40$3,606.86$4,835.94$2,421.07$2,057.85
59923$3,364.97$5,135.42$4,012.32$3,414.38$1,369.21$3,655.44$4,607.65$2,689.60$2,035.70
59873$3,364.34$5,135.42$4,012.32$3,414.38$1,407.85$3,655.44$4,596.09$2,657.54$2,035.70
59460$3,364.22$4,723.48$4,060.88$4,038.88$1,396.82$3,649.16$4,631.98$2,354.73$2,057.85
59317$3,364.13$4,648.48$4,037.31$3,977.81$1,335.20$3,677.86$4,594.36$2,584.18$2,057.85
59071$3,362.59$4,682.42$4,107.10$3,977.81$1,383.04$3,677.86$4,659.95$2,354.73$2,057.85
59484$3,362.14$5,135.42$3,989.15$4,038.88$1,275.05$3,542.04$4,504.01$2,354.73$2,057.85
59486$3,361.11$4,906.02$4,063.40$4,038.88$1,296.43$3,542.04$4,622.91$2,361.40$2,057.85
59057$3,359.10$4,757.41$4,107.10$3,977.81$1,466.82$3,606.86$4,481.08$2,417.85$2,057.85
59077$3,359.05$4,457.30$4,343.67$3,977.81$1,327.29$3,681.58$4,672.19$2,354.73$2,057.85
59467$3,358.68$4,964.52$3,603.61$4,038.88$1,384.48$3,649.16$4,816.25$2,354.73$2,057.85
59019$3,357.26$4,757.41$4,107.10$3,977.81$1,416.09$3,606.86$4,537.18$2,397.80$2,057.85
59012$3,354.42$4,648.48$4,037.31$3,977.81$1,363.71$3,677.86$4,717.62$2,354.73$2,057.85
59524$3,354.13$4,214.64$3,848.17$4,038.88$1,453.31$3,681.58$5,055.80$2,482.82$2,057.85
59466$3,352.80$4,906.02$3,989.15$4,038.88$1,215.92$3,542.04$4,717.79$2,354.73$2,057.85
59921$3,351.97$5,135.42$4,012.32$3,414.38$1,462.61$3,471.08$4,551.35$2,629.71$2,138.93
59029$3,351.51$4,873.58$4,107.10$3,977.81$1,359.93$3,677.86$4,332.72$2,425.28$2,057.85
59063$3,351.41$4,948.60$4,107.10$3,977.81$1,224.39$3,606.86$4,525.72$2,362.93$2,057.85
59918$3,351.38$5,135.42$4,012.32$3,414.38$1,378.70$3,655.44$4,549.33$2,629.71$2,035.70
59933$3,351.38$5,135.42$4,012.32$3,414.38$1,378.70$3,655.44$4,549.33$2,629.71$2,035.70
59934$3,351.38$5,135.42$4,012.32$3,414.38$1,378.70$3,655.44$4,549.33$2,629.71$2,035.70
59067$3,351.27$4,884.10$4,107.10$3,977.81$1,254.44$3,606.86$4,533.36$2,388.68$2,057.85
59078$3,350.96$4,884.10$3,837.90$3,977.81$1,298.44$3,606.86$4,789.99$2,354.73$2,057.85
59028$3,349.80$4,873.58$3,861.16$3,977.81$1,307.54$3,606.86$4,654.36$2,459.28$2,057.85
59013$3,348.69$4,873.58$4,107.10$3,977.81$1,359.93$3,677.86$4,380.71$2,354.73$2,057.85
59026$3,348.69$4,873.58$4,107.10$3,977.81$1,359.93$3,677.86$4,380.71$2,354.73$2,057.85
59859$3,348.30$5,135.42$3,928.29$3,414.38$1,388.39$3,655.44$4,597.12$2,631.63$2,035.70
59025$3,348.11$4,578.75$4,165.55$3,977.81$1,254.40$3,677.86$4,717.93$2,354.73$2,057.85
59916$3,347.79$5,135.42$4,012.32$3,414.38$1,462.61$3,471.08$4,517.84$2,629.71$2,138.93
59055$3,347.37$4,884.10$4,107.10$3,977.81$1,160.97$3,606.86$4,629.54$2,354.73$2,057.85
59482$3,345.49$4,906.02$3,989.15$4,038.88$1,268.06$3,542.04$4,618.30$2,343.63$2,057.85
59085$3,342.87$4,948.60$3,752.50$3,977.81$1,282.79$3,606.86$4,761.87$2,354.73$2,057.85
59052$3,342.41$4,884.10$3,808.61$3,977.81$1,320.09$3,606.86$4,729.22$2,354.73$2,057.85
59061$3,342.03$4,948.60$3,861.16$3,977.81$1,378.71$3,606.86$4,550.52$2,354.73$2,057.85
59062$3,341.41$4,648.48$4,037.31$3,977.81$1,363.71$3,677.86$4,613.56$2,354.73$2,057.85
59914$3,340.71$5,135.42$4,012.32$3,414.38$1,338.40$3,420.37$4,619.30$2,629.71$2,155.75
59527$3,339.71$4,314.17$3,848.17$4,038.88$1,389.27$3,681.58$4,940.55$2,447.25$2,057.85
59929$3,339.12$5,135.42$4,012.32$3,414.38$1,395.37$3,420.37$4,549.66$2,629.71$2,155.75
59022$3,338.39$4,387.59$4,412.62$3,977.81$1,294.16$3,677.86$4,578.02$2,321.20$2,057.85
59454$3,336.91$4,906.02$3,989.15$4,038.88$1,251.06$3,542.04$4,555.54$2,354.73$2,057.85
59318$3,336.70$4,457.30$4,178.34$3,977.81$1,262.00$3,681.58$4,723.99$2,354.73$2,057.85
59911$3,336.07$5,135.42$4,012.32$3,414.38$1,424.06$3,420.37$4,427.66$2,698.60$2,155.75
59036$3,335.54$4,948.60$3,752.50$3,977.81$1,282.79$3,606.86$4,679.70$2,378.19$2,057.85
59926$3,335.52$5,135.42$4,012.32$3,414.38$1,368.82$3,471.08$4,513.53$2,629.71$2,138.93
59936$3,335.52$5,135.42$4,012.32$3,414.38$1,368.82$3,471.08$4,513.53$2,629.71$2,138.93
59003$3,335.42$4,648.48$4,037.31$3,977.81$1,363.71$3,677.86$4,508.24$2,412.12$2,057.85
59901$3,334.32$5,135.42$4,012.32$3,414.38$1,368.82$3,471.08$4,505.53$2,628.09$2,138.93
59913$3,332.19$5,135.42$4,012.32$3,414.38$1,368.82$3,471.08$4,513.53$2,603.05$2,138.93
59848$3,331.29$5,135.42$4,012.32$3,414.38$1,316.71$3,655.44$4,450.59$2,629.71$2,035.70
59912$3,331.09$5,135.42$4,012.32$3,414.38$1,377.44$3,471.08$4,486.90$2,612.24$2,138.93
59432$3,330.49$4,906.02$3,762.10$4,038.88$1,296.43$3,542.04$4,685.93$2,354.73$2,057.85
59034$3,330.35$4,387.59$4,412.62$3,977.81$1,255.37$3,677.86$4,610.76$2,262.99$2,057.85
59064$3,330.28$4,578.75$4,107.10$3,977.81$1,190.01$3,627.21$4,687.96$2,415.54$2,057.85
59006$3,329.98$4,578.75$4,107.10$3,977.81$1,224.83$3,627.21$4,650.73$2,415.54$2,057.85
59069$3,329.76$4,692.92$4,107.10$3,977.81$1,229.78$3,606.86$4,611.02$2,354.73$2,057.85
59337$3,328.66$4,457.30$4,265.89$3,977.81$1,305.27$3,681.58$4,462.17$2,421.42$2,057.85
59016$3,327.72$4,387.59$4,165.55$3,977.81$1,283.71$3,677.86$4,712.35$2,359.08$2,057.85
59530$3,326.42$4,747.98$3,790.22$4,038.88$1,407.06$3,649.16$4,565.46$2,354.73$2,057.85
59928$3,326.39$5,135.42$4,012.32$3,414.38$1,464.63$3,471.08$4,344.62$2,629.71$2,138.93
59444$3,325.35$4,906.02$3,989.15$4,038.88$1,224.62$3,542.04$4,489.53$2,354.73$2,057.85
59927$3,324.68$5,135.42$4,012.32$3,414.38$1,385.34$3,471.08$4,413.27$2,626.67$2,138.93
59002$3,324.24$4,387.59$4,107.10$3,977.81$1,312.86$3,627.21$4,691.91$2,431.61$2,057.85
59345$3,324.17$4,648.48$4,037.31$3,977.81$1,323.14$3,677.86$4,516.17$2,354.73$2,057.85
59919$3,323.94$5,135.42$4,012.32$3,414.38$1,368.82$3,471.08$4,447.52$2,603.05$2,138.93
59915$3,323.40$5,019.22$4,012.32$3,414.38$1,326.21$3,420.37$4,549.24$2,689.75$2,155.75
59545$3,322.39$4,759.64$3,989.15$4,038.88$1,282.02$3,542.04$4,554.82$2,354.73$2,057.85
59419$3,322.24$4,964.52$3,603.61$4,038.88$1,384.48$3,649.16$4,524.71$2,354.73$2,057.85
59456$3,322.02$4,906.02$3,989.15$4,038.88$1,268.06$3,542.04$4,419.42$2,354.73$2,057.85
59529$3,320.76$4,214.64$3,790.22$4,038.88$1,329.18$3,681.58$4,966.21$2,487.49$2,057.85
59314$3,319.09$4,648.48$4,037.31$3,977.81$1,323.14$3,677.86$4,475.58$2,354.73$2,057.85
59522$3,318.83$4,759.64$3,989.15$4,038.88$1,407.06$3,542.04$4,488.74$2,267.31$2,057.85
59531$3,318.09$4,759.64$3,989.15$4,038.88$1,407.06$3,542.04$4,395.39$2,354.73$2,057.85
59521$3,317.89$4,556.83$3,790.22$4,038.88$1,347.89$3,649.16$4,718.26$2,384.02$2,057.85
59520$3,316.98$4,747.98$3,790.22$4,038.88$1,363.58$3,649.16$4,443.60$2,444.59$2,057.85
59845$3,316.19$5,135.42$4,012.32$3,414.38$1,316.71$3,655.44$4,301.96$2,657.61$2,035.70
59341$3,313.92$4,214.64$4,353.38$3,977.81$1,378.70$3,681.58$4,492.68$2,354.73$2,057.85
59343$3,313.86$4,648.48$4,037.31$3,977.81$1,335.20$3,677.86$4,421.69$2,354.73$2,057.85
59351$3,312.70$4,648.48$4,087.57$3,977.81$1,232.84$3,677.86$4,464.49$2,354.73$2,057.85
59447$3,311.62$4,948.60$3,533.31$3,977.81$1,402.68$3,649.16$4,568.81$2,354.73$2,057.85
59542$3,311.40$4,214.64$3,848.17$4,038.88$1,329.18$3,681.58$4,966.21$2,354.73$2,057.85
59856$3,310.72$5,135.42$3,772.02$3,414.38$1,388.39$3,655.44$4,454.66$2,629.71$2,035.70
59469$3,310.68$4,948.60$3,533.31$3,977.81$1,375.91$3,649.16$4,588.09$2,354.73$2,057.85
59435$3,310.63$4,906.02$3,989.15$4,038.88$1,207.93$3,542.04$4,388.48$2,354.73$2,057.85
59087$3,310.52$4,387.59$4,343.67$3,977.81$1,262.00$3,681.58$4,358.92$2,414.77$2,057.85
59461$3,310.25$4,759.64$3,989.15$4,038.88$1,378.70$3,542.04$4,361.06$2,354.73$2,057.85
59526$3,309.36$4,214.64$3,790.22$4,038.88$1,330.93$3,681.58$4,939.89$2,420.88$2,057.85
59031$3,309.23$4,387.59$4,165.55$3,977.81$1,275.17$3,677.86$4,577.29$2,354.73$2,057.85
59937$3,309.17$5,135.42$4,012.32$3,414.38$1,385.34$3,471.08$4,321.29$2,594.63$2,138.93
59474$3,308.81$4,906.02$3,989.15$4,038.88$1,207.93$3,542.04$4,514.72$2,213.94$2,057.85
59547$3,307.56$4,314.17$3,790.22$4,038.88$1,339.63$3,681.58$4,883.43$2,354.73$2,057.85
59015$3,305.39$4,462.60$4,107.10$3,977.81$1,282.30$3,627.21$4,512.73$2,415.54$2,057.85
59537$3,305.30$4,214.64$3,848.17$4,038.88$1,387.52$3,681.58$4,859.07$2,354.73$2,057.85
59535$3,304.56$4,556.83$3,790.22$4,038.88$1,344.86$3,681.58$4,611.54$2,354.73$2,057.85
59043$3,304.24$4,578.75$4,037.31$3,977.81$1,273.39$3,677.86$4,408.97$2,421.98$2,057.85
59546$3,304.18$4,214.64$3,848.17$4,038.88$1,403.22$3,681.58$4,834.40$2,354.73$2,057.85
59322$3,303.97$4,387.59$4,353.38$3,977.81$1,309.86$3,681.58$4,309.00$2,354.73$2,057.85
59462$3,299.50$4,948.60$3,533.31$3,977.81$1,331.95$3,649.16$4,542.65$2,354.73$2,057.85
59525$3,299.01$4,556.83$3,790.22$4,038.88$1,285.72$3,649.16$4,646.66$2,366.75$2,057.85
59058$3,296.35$4,457.30$4,092.08$3,977.81$1,327.29$3,681.58$4,422.21$2,354.73$2,057.85
59532$3,293.80$4,556.83$3,790.22$4,038.88$1,342.69$3,649.16$4,560.07$2,354.73$2,057.85
59479$3,293.44$4,948.60$3,533.31$3,977.81$1,309.65$3,649.16$4,544.61$2,326.56$2,057.85
59041$3,291.92$4,873.58$4,107.10$3,977.81$1,359.93$3,293.06$4,289.13$2,376.88$2,057.85
59452$3,290.91$4,948.60$3,533.31$3,977.81$1,311.39$3,649.16$4,494.42$2,354.73$2,057.85
59010$3,290.70$4,387.59$4,037.31$3,977.81$1,309.86$3,677.86$4,522.58$2,354.73$2,057.85
59425$3,288.25$4,759.64$3,989.15$4,038.88$1,400.07$3,542.04$4,304.65$2,213.73$2,057.85
59450$3,288.19$4,919.78$3,533.31$4,038.88$1,439.64$3,649.16$4,312.22$2,354.73$2,057.85
59088$3,287.69$4,578.75$4,107.10$3,977.81$1,114.06$3,627.21$4,473.76$2,364.96$2,057.85
59540$3,286.64$4,556.83$3,790.22$4,038.88$1,332.25$3,649.16$4,536.83$2,331.14$2,057.85
59538$3,286.47$4,214.64$3,848.17$4,038.88$1,439.36$3,681.58$4,625.32$2,385.97$2,057.85
59544$3,283.26$4,214.64$3,782.14$4,038.88$1,382.89$3,681.58$4,753.36$2,354.73$2,057.85
59259$3,282.47$4,214.64$4,140.01$3,977.81$1,301.82$3,681.58$4,531.37$2,354.73$2,057.85
59046$3,281.67$4,323.08$4,107.10$3,977.81$1,299.19$3,606.86$4,526.80$2,354.73$2,057.85
59863$3,279.47$5,019.22$3,790.01$3,414.38$1,382.19$3,420.37$4,424.16$2,629.71$2,155.75
59910$3,278.43$5,019.22$4,012.32$3,414.38$1,247.03$3,420.37$4,328.69$2,629.71$2,155.75
59528$3,277.83$4,556.83$3,790.22$4,038.88$1,332.25$3,649.16$4,442.74$2,354.73$2,057.85
59349$3,273.91$4,214.64$4,353.38$3,977.81$1,310.51$3,681.58$4,178.89$2,416.65$2,057.85
59326$3,273.41$4,214.64$4,353.38$3,977.81$1,280.92$3,681.58$4,266.42$2,354.73$2,057.85
59319$3,273.36$4,214.64$4,037.31$3,977.81$1,323.14$3,677.86$4,543.55$2,354.73$2,057.85
59824$3,273.13$5,019.22$3,840.23$3,414.38$1,428.47$3,420.37$4,336.11$2,570.52$2,155.75
59311$3,272.57$4,214.64$4,037.31$3,977.81$1,323.14$3,677.86$4,537.23$2,354.73$2,057.85
59831$3,272.40$5,019.22$3,790.01$3,414.38$1,438.97$3,655.44$4,195.80$2,629.71$2,035.70
59215$3,271.34$4,214.64$4,062.68$3,977.81$1,294.25$3,681.58$4,457.63$2,424.30$2,057.85
59084$3,271.07$4,948.60$3,533.31$3,977.81$1,262.00$3,681.58$4,352.71$2,354.73$2,057.85
59241$3,270.91$4,214.64$3,987.04$4,038.88$1,272.96$3,681.58$4,559.63$2,354.73$2,057.85
59273$3,269.32$4,214.64$3,987.04$4,038.88$1,378.70$3,681.58$4,441.18$2,354.73$2,057.85
59250$3,268.86$4,214.64$3,918.61$4,038.88$1,272.96$3,681.58$4,611.62$2,354.73$2,057.85
59253$3,268.30$4,214.64$3,918.61$4,038.88$1,295.21$3,681.58$4,584.95$2,354.73$2,057.85
59332$3,268.10$4,214.64$4,037.31$3,977.81$1,323.14$3,677.86$4,475.58$2,380.63$2,057.85
59244$3,267.58$4,214.64$3,918.61$4,038.88$1,272.96$3,681.58$4,601.43$2,354.73$2,057.85
59420$3,267.53$4,723.48$3,560.98$4,038.88$1,488.36$3,649.16$4,220.60$2,400.97$2,057.85
59424$3,267.24$4,757.41$3,533.31$3,977.81$1,307.87$3,649.16$4,499.76$2,354.73$2,057.85
59347$3,266.20$4,457.30$4,087.57$3,977.81$1,244.92$3,677.86$4,271.57$2,354.73$2,057.85
59442$3,265.94$4,723.48$3,601.08$4,038.88$1,409.99$3,649.16$4,263.52$2,383.55$2,057.85
59039$3,265.79$4,457.30$4,065.38$3,977.81$1,337.63$3,677.86$4,197.80$2,354.73$2,057.85
59430$3,264.98$4,757.41$3,533.31$3,977.81$1,300.98$3,649.16$4,488.57$2,354.73$2,057.85
59024$3,264.17$4,578.75$3,647.10$3,977.81$1,320.23$3,627.21$4,488.90$2,415.54$2,057.85
59821$3,263.80$5,019.22$3,790.01$3,414.38$1,382.19$3,420.37$4,279.34$2,649.16$2,155.75
59243$3,262.80$4,214.64$3,920.54$3,977.81$1,280.92$3,681.58$4,614.33$2,354.73$2,057.85
59865$3,262.24$5,019.22$3,790.01$3,414.38$1,366.32$3,420.37$4,355.35$2,576.50$2,155.75
59223$3,262.14$4,214.64$3,987.04$4,038.88$1,295.21$3,681.58$4,467.24$2,354.73$2,057.85
59079$3,262.08$4,387.59$4,107.10$3,977.81$1,148.92$3,627.21$4,411.37$2,378.82$2,057.85
59446$3,261.37$4,723.48$3,533.31$4,038.88$1,373.08$3,649.16$4,309.41$2,405.84$2,057.85
59038$3,260.74$4,457.30$4,087.57$3,977.81$1,309.86$3,677.86$4,158.17$2,359.51$2,057.85
59231$3,258.89$4,214.64$3,987.04$4,038.88$1,295.21$3,681.58$4,441.18$2,354.73$2,057.85
59217$3,258.06$4,214.64$3,920.54$3,977.81$1,301.82$3,681.58$4,555.50$2,354.73$2,057.85
59230$3,257.57$4,214.64$3,987.04$4,038.88$1,295.21$3,681.58$4,494.97$2,290.45$2,057.85
59860$3,255.76$5,019.22$4,012.32$3,414.38$1,247.03$3,420.37$4,205.88$2,571.10$2,155.75
59261$3,255.03$4,214.64$3,832.55$4,038.88$1,332.90$3,681.58$4,527.10$2,354.73$2,057.85
59221$3,254.48$4,214.64$3,920.54$3,977.81$1,320.64$3,681.58$4,544.91$2,317.91$2,057.85
59468$3,252.94$4,684.55$3,664.12$4,038.88$1,411.79$3,649.16$4,129.00$2,388.21$2,057.85
59083$3,252.49$4,457.30$4,065.38$3,977.81$1,337.63$3,677.86$4,091.34$2,354.73$2,057.85
59248$3,251.97$4,214.64$3,987.04$4,038.88$1,295.21$3,681.58$4,445.56$2,295.03$2,057.85
59523$3,251.82$4,214.64$3,790.22$4,038.88$1,339.63$3,681.58$4,533.39$2,358.38$2,057.85
59412$3,251.80$4,919.78$3,664.12$3,038.10$1,426.41$3,649.16$4,735.63$2,644.82$1,936.37
59422$3,251.00$4,964.52$3,560.98$4,038.88$1,314.10$3,649.16$4,063.87$2,358.65$2,057.85
59037$3,251.00$4,578.75$4,107.10$3,428.48$1,272.70$3,627.21$4,538.26$2,397.64$2,057.85
59324$3,250.85$4,214.64$4,114.20$3,977.81$1,323.14$3,677.86$4,264.58$2,376.71$2,057.85
59262$3,249.90$4,214.64$4,062.68$3,977.81$1,301.82$3,681.58$4,362.67$2,340.21$2,057.85
59354$3,249.43$4,214.64$4,101.78$3,977.81$1,378.70$3,677.86$4,232.09$2,354.73$2,057.85
59076$3,248.89$4,457.30$4,087.57$3,977.81$1,259.83$3,677.86$4,118.21$2,354.73$2,057.85
59312$3,247.75$4,387.59$4,101.78$3,977.81$1,244.92$3,677.86$4,179.52$2,354.73$2,057.85
59240$3,247.55$4,214.64$3,918.61$4,038.88$1,272.96$3,681.58$4,441.18$2,354.73$2,057.85
59260$3,247.44$4,214.64$3,918.61$4,038.88$1,272.96$3,681.58$4,440.28$2,354.73$2,057.85
59453$3,247.34$4,462.60$3,640.54$3,977.81$1,315.56$3,606.86$4,562.82$2,354.73$2,057.85
59501$3,247.27$4,556.83$3,790.22$4,038.88$1,280.47$3,649.16$4,269.05$2,335.69$2,057.85
59054$3,246.91$4,387.59$4,065.38$3,977.81$1,304.40$3,681.58$4,145.98$2,354.73$2,057.85
59316$3,245.95$4,214.64$4,037.31$3,977.81$1,323.14$3,677.86$4,324.30$2,354.73$2,057.85
59338$3,245.19$4,214.64$4,101.78$3,977.81$1,319.44$3,677.86$4,257.45$2,354.73$2,057.85
59864$3,244.78$5,019.22$3,928.29$3,414.38$1,303.80$3,420.37$4,202.46$2,513.96$2,155.75
59433$3,241.90$4,713.34$3,560.98$4,038.88$1,394.07$3,649.16$4,166.19$2,354.73$2,057.85
59072$3,241.63$4,387.59$3,837.90$3,977.81$1,332.39$3,681.58$4,298.95$2,359.00$2,057.85
59214$3,241.41$4,214.64$4,062.11$3,977.81$1,282.10$3,681.58$4,300.45$2,354.73$2,057.85
59301$3,239.85$4,457.30$4,101.78$3,977.81$1,232.84$3,677.86$4,029.44$2,383.95$2,057.85
59213$3,239.69$4,214.64$3,918.61$3,977.81$1,295.21$3,681.58$4,417.10$2,354.73$2,057.85
59416$3,239.42$4,713.34$3,529.37$4,038.88$1,400.07$3,542.04$4,279.12$2,354.73$2,057.85
59441$3,239.30$4,462.60$3,533.31$3,977.81$1,256.67$3,649.16$4,622.31$2,354.73$2,057.85
59489$3,237.77$4,462.60$3,584.24$3,977.81$1,291.31$3,649.16$4,524.48$2,354.73$2,057.85
59211$3,237.68$4,214.64$3,918.61$3,977.81$1,314.30$3,681.58$4,381.98$2,354.73$2,057.85
59258$3,235.69$4,214.64$3,918.61$3,977.81$1,314.30$3,681.58$4,366.04$2,354.73$2,057.85
59418$3,235.45$4,462.60$3,533.31$3,977.81$1,315.56$3,649.16$4,532.57$2,354.73$2,057.85
59436$3,234.64$4,667.91$3,664.12$4,038.88$1,305.38$3,649.16$4,086.30$2,407.55$2,057.85
59218$3,233.90$4,214.64$3,977.97$3,977.81$1,295.21$3,681.58$4,287.40$2,378.78$2,057.85
59225$3,233.71$4,214.64$3,918.61$4,038.88$1,295.21$3,681.58$4,285.16$2,377.76$2,057.85
59257$3,233.59$4,214.64$3,918.61$3,977.81$1,314.30$3,681.58$4,349.26$2,354.73$2,057.85
59339$3,232.92$4,214.64$4,062.11$3,977.81$1,301.82$3,681.58$4,212.81$2,354.73$2,057.85
59252$3,231.83$4,214.64$3,918.61$3,977.81$1,322.99$3,681.58$4,326.48$2,354.73$2,057.85
59336$3,230.76$4,214.64$4,101.78$3,977.81$1,304.67$3,677.86$4,156.75$2,354.73$2,057.85
59201$3,230.57$4,214.64$3,977.97$3,977.81$1,265.36$3,681.58$4,291.10$2,378.31$2,057.85
59344$3,230.42$4,214.64$4,101.78$3,977.81$1,343.56$3,677.86$4,115.17$2,354.73$2,057.85
59274$3,229.80$4,214.64$3,977.97$3,977.81$1,301.82$3,681.58$4,272.00$2,354.73$2,057.85
59451$3,228.63$4,462.60$3,533.31$3,977.81$1,291.49$3,649.16$4,502.09$2,354.73$2,057.85
59276$3,228.04$4,214.64$3,918.61$4,038.88$1,293.46$3,681.58$4,264.62$2,354.73$2,057.85
59256$3,226.98$4,214.64$3,918.61$3,977.81$1,322.99$3,681.58$4,287.66$2,354.73$2,057.85
59315$3,226.51$4,214.64$4,062.68$3,977.81$1,301.82$3,681.58$4,206.40$2,309.30$2,057.85
59255$3,224.91$4,214.64$3,977.97$3,977.81$1,265.36$3,681.58$4,262.71$2,361.40$2,057.85
59101$3,224.44$4,578.75$4,107.10$3,428.48$1,299.85$3,293.06$4,507.69$2,441.46$2,139.15
59867$3,221.49$5,135.42$3,772.02$3,038.10$1,311.37$3,655.44$4,539.85$2,383.39$1,936.37
59222$3,219.91$4,214.64$3,918.61$4,038.88$1,293.46$3,681.58$4,199.56$2,354.73$2,057.85
59313$3,219.31$4,214.64$4,101.78$3,977.81$1,274.97$3,677.86$4,102.43$2,347.17$2,057.85
59275$3,218.65$4,214.64$3,918.61$3,977.81$1,314.30$3,681.58$4,337.49$2,246.97$2,057.85
59102$3,218.22$4,578.75$4,048.68$3,428.48$1,278.66$3,404.92$4,388.90$2,478.23$2,139.15
59480$3,217.35$4,898.03$3,664.12$3,038.10$1,426.41$3,649.16$4,482.38$2,644.21$1,936.37
59106$3,217.29$4,578.75$4,107.10$3,428.48$1,250.80$3,404.92$4,360.16$2,469.01$2,139.15
59353$3,217.20$4,214.64$4,062.11$3,977.81$1,355.13$3,681.58$4,096.83$2,291.68$2,057.85
59866$3,217.11$5,135.42$3,772.02$3,038.10$1,311.37$3,655.44$4,420.08$2,468.07$1,936.37
59464$3,216.18$4,462.60$3,533.31$3,977.81$1,325.00$3,649.16$4,368.97$2,354.73$2,057.85
59327$3,213.52$4,387.59$4,087.57$3,977.81$1,259.83$3,677.86$3,959.70$2,299.96$2,057.85
59212$3,213.21$4,214.64$3,977.97$3,977.81$1,293.46$3,681.58$4,147.63$2,354.73$2,057.85
59263$3,213.04$4,214.64$3,918.61$4,038.88$1,263.63$3,681.58$4,143.19$2,385.97$2,057.85
59242$3,212.08$4,214.64$3,918.61$3,977.81$1,295.21$3,681.58$4,196.24$2,354.73$2,057.85
59059$3,211.85$4,387.59$3,624.90$3,977.81$1,304.40$3,681.58$4,305.92$2,354.73$2,057.85
59826$3,211.81$4,964.52$3,996.44$2,983.05$1,334.59$3,540.86$4,573.25$2,342.75$1,959.03
59270$3,210.99$4,214.64$3,920.54$3,977.81$1,285.58$3,681.58$4,244.26$2,305.70$2,057.85
59330$3,209.70$4,214.64$4,062.11$3,977.81$1,329.69$3,681.58$4,136.49$2,217.47$2,057.85
59323$3,209.30$4,387.59$4,037.31$3,977.81$1,244.92$3,677.86$3,968.00$2,323.07$2,057.85
59226$3,208.77$4,214.64$3,977.97$3,977.81$1,316.03$3,681.58$4,147.20$2,297.05$2,057.85
59872$3,206.64$5,135.42$3,790.01$3,038.10$1,305.16$3,655.44$4,359.57$2,433.06$1,936.37
59333$3,205.98$4,214.64$4,087.57$3,977.81$1,244.92$3,677.86$4,032.46$2,354.73$2,057.85
59219$3,204.38$4,214.64$3,918.61$3,977.81$1,314.30$3,681.58$4,115.57$2,354.73$2,057.85
59032$3,204.36$4,462.60$3,533.31$3,977.81$1,246.33$3,649.16$4,353.13$2,354.73$2,057.85
59830$3,202.42$5,135.42$3,772.02$3,038.10$1,311.37$3,655.44$4,387.26$2,383.39$1,936.37
59842$3,202.42$5,135.42$3,772.02$3,038.10$1,311.37$3,655.44$4,387.26$2,383.39$1,936.37
59105$3,201.49$4,578.75$4,107.10$3,428.48$1,276.88$3,404.92$4,293.54$2,383.15$2,139.15
59254$3,201.06$4,214.64$3,918.61$3,977.81$1,322.99$3,681.58$4,170.95$2,264.04$2,057.85
59471$3,201.01$4,462.60$3,533.31$3,977.81$1,281.76$3,649.16$4,300.25$2,345.37$2,057.85
59414$3,192.53$5,160.84$3,664.12$3,026.50$1,341.86$3,699.21$4,081.00$2,649.21$1,917.48
59457$3,191.21$4,462.60$3,533.31$3,977.81$1,281.01$3,649.16$4,245.68$2,322.24$2,057.85
59401$3,190.43$5,149.20$3,618.03$3,026.50$1,338.93$3,699.21$4,084.07$2,690.01$1,917.48
59247$3,185.91$4,214.64$3,918.61$3,977.81$1,295.21$3,681.58$4,095.60$2,246.04$2,057.85
59463$3,185.83$4,948.60$3,533.31$3,038.10$1,359.15$3,649.16$4,356.10$2,665.85$1,936.37
59701$3,185.56$4,540.86$3,771.54$3,353.26$1,291.93$3,805.95$4,100.60$2,679.60$1,940.75
59750$3,185.34$4,540.86$3,771.54$3,353.26$1,382.85$3,805.95$4,013.81$2,673.69$1,940.75
59820$3,181.40$5,135.42$3,790.01$3,038.10$1,272.99$3,655.44$4,139.63$2,483.24$1,936.37
59483$3,177.95$4,667.91$3,664.12$3,038.10$1,342.36$3,649.16$4,459.72$2,665.85$1,936.37
59404$3,174.69$5,160.84$3,664.12$3,026.50$1,341.86$3,699.21$3,895.75$2,691.75$1,917.48
59421$3,164.99$5,144.19$3,664.12$3,038.10$1,362.27$3,649.16$3,987.86$2,537.83$1,936.37
59440$3,163.46$4,935.73$3,664.12$3,026.50$1,471.88$3,649.16$4,147.70$2,354.73$2,057.85
59065$3,161.32$4,884.10$3,980.57$3,038.10$1,313.97$3,091.61$4,511.26$2,383.39$2,087.57
59868$3,156.10$5,002.57$3,790.01$2,983.05$1,384.64$3,540.86$4,143.77$2,444.88$1,959.03
59405$3,155.69$5,149.20$3,664.12$3,026.50$1,371.17$3,575.77$3,818.61$2,722.71$1,917.48
59402$3,155.30$5,149.20$3,664.12$3,026.50$1,371.17$3,575.77$3,872.32$2,665.85$1,917.48
59465$3,153.30$4,948.60$3,533.31$3,038.10$1,359.15$3,649.16$4,095.85$2,665.85$1,936.37
59485$3,148.50$4,919.09$3,664.12$3,038.10$1,362.27$3,649.16$4,026.92$2,610.88$1,917.48
59030$3,147.92$4,948.60$3,980.57$3,038.10$1,301.76$3,091.61$4,230.68$2,504.51$2,087.57
59472$3,141.25$4,919.78$3,664.12$3,038.10$1,371.17$3,575.77$3,958.86$2,665.85$1,936.37
59487$3,141.11$4,667.91$3,664.12$3,038.10$1,391.06$3,699.21$4,186.66$2,564.31$1,917.48
59410$3,140.66$4,947.88$3,664.12$3,038.10$1,382.07$3,649.16$4,087.76$2,419.86$1,936.37
59082$3,133.14$4,919.78$3,808.61$3,038.10$1,330.09$3,091.61$4,406.00$2,383.39$2,087.57
59477$3,129.08$4,689.90$3,664.12$3,038.10$1,362.27$3,649.16$4,026.92$2,665.85$1,936.37
59018$3,128.77$4,919.78$3,723.20$3,038.10$1,255.04$3,091.61$4,397.01$2,517.84$2,087.57
59044$3,127.14$4,578.75$4,107.10$3,428.48$1,200.11$3,293.06$3,917.83$2,352.62$2,139.15
59443$3,124.90$4,667.91$3,664.12$3,038.10$1,411.79$3,649.16$4,097.56$2,534.17$1,936.37
59081$3,122.05$4,948.60$3,980.57$3,038.10$1,301.76$3,091.61$4,144.85$2,383.39$2,087.57
59730$3,121.79$4,884.10$3,980.57$3,038.10$1,267.96$3,091.61$4,259.04$2,365.39$2,087.57
59743$3,112.93$4,855.28$4,019.61$3,353.26$1,400.30$3,020.18$3,930.68$2,383.39$1,940.75
59086$3,112.29$4,855.28$3,723.20$3,038.10$1,255.04$3,091.61$4,343.91$2,503.63$2,087.57
59748$3,112.23$4,525.51$3,771.54$3,353.26$1,396.78$3,020.18$4,234.89$2,654.93$1,940.75
59823$3,111.40$4,978.05$3,790.01$2,983.05$1,334.75$3,540.86$3,933.34$2,372.09$1,959.03
59639$3,108.68$4,525.51$3,790.01$3,038.10$1,341.57$3,649.16$4,101.61$2,487.11$1,936.37
59716$3,108.61$4,894.43$3,980.57$3,038.10$1,267.96$3,091.61$4,154.44$2,354.22$2,087.57
59020$3,104.72$4,757.41$4,033.11$3,038.10$1,301.76$3,091.61$4,144.85$2,383.39$2,087.57
59053$3,096.84$4,919.78$3,502.59$3,038.10$1,292.26$3,020.18$4,682.09$2,383.39$1,936.37
59854$3,096.75$4,947.88$3,790.01$3,038.10$1,367.63$3,020.18$4,290.45$2,383.39$1,936.37
59751$3,096.48$4,540.86$3,723.20$3,038.10$1,376.91$3,091.61$4,558.21$2,506.63$1,936.37
59027$3,092.38$4,948.60$3,980.57$3,038.10$1,324.53$3,091.61$3,884.72$2,383.39$2,087.57
59758$3,092.38$4,894.43$3,980.57$3,038.10$1,262.76$3,091.61$3,954.64$2,429.39$2,087.57
59711$3,091.89$4,540.86$3,913.81$3,038.10$1,382.56$3,535.88$4,017.00$2,370.52$1,936.37
59047$3,089.78$4,884.10$3,723.20$3,038.10$1,330.09$3,091.61$4,053.39$2,510.16$2,087.57
59648$3,086.19$4,525.51$3,664.12$3,038.10$1,412.73$3,649.16$4,011.55$2,452.02$1,936.37
59741$3,077.05$4,855.28$3,723.20$3,038.10$1,369.63$3,091.61$4,033.70$2,417.29$2,087.57
59846$3,068.77$5,135.42$3,790.01$2,983.05$1,438.97$2,695.46$4,129.72$2,418.49$1,959.03
59633$3,063.99$4,525.51$3,748.90$3,038.10$1,301.78$3,649.16$3,928.76$2,383.39$1,936.37
59647$3,062.67$4,978.01$3,771.54$3,038.10$1,417.92$3,020.18$3,955.85$2,383.39$1,936.37
59724$3,062.28$4,765.96$3,980.57$3,038.10$1,311.54$3,020.18$4,043.37$2,402.16$1,936.37
59870$3,060.84$4,660.48$3,764.79$3,038.10$1,316.95$3,020.18$4,268.84$2,481.03$1,936.37
59739$3,059.80$4,765.96$3,980.57$3,038.10$1,297.27$3,020.18$4,056.60$2,383.39$1,936.37
59710$3,059.37$4,765.96$3,980.57$3,038.10$1,325.69$3,091.61$3,953.30$2,383.39$1,936.37
59638$3,058.40$4,671.88$3,913.81$3,038.10$1,309.68$3,020.18$4,231.29$2,345.90$1,936.37
59714$3,057.10$4,855.28$3,723.20$3,038.10$1,335.70$3,091.61$3,916.62$2,408.72$2,087.57
59747$3,056.23$4,501.72$3,980.57$3,038.10$1,270.03$3,091.61$4,248.08$2,383.39$1,936.37
59834$3,055.89$5,135.42$3,790.01$2,983.05$1,345.40$2,695.46$4,156.34$2,382.38$1,959.03
59720$3,055.56$4,894.43$3,980.57$3,038.10$1,283.34$3,091.61$3,836.67$2,383.39$1,936.37
59727$3,053.49$4,540.86$3,771.54$3,353.26$1,400.30$3,020.18$4,017.67$2,383.39$1,940.75
59718$3,053.16$4,855.28$3,723.20$3,038.10$1,272.88$3,183.51$3,963.06$2,301.69$2,087.57
59715$3,052.10$4,855.28$3,723.20$3,038.10$1,244.56$3,183.51$3,902.97$2,381.62$2,087.57
59640$3,051.21$4,525.51$3,748.90$3,038.10$1,301.78$3,649.16$3,826.47$2,383.39$1,936.37
59749$3,050.90$4,540.86$3,980.57$3,038.10$1,325.69$3,091.61$3,996.34$2,497.63$1,936.37
59833$3,047.96$4,848.33$3,764.79$3,038.10$1,290.37$3,020.18$4,074.63$2,388.25$1,959.03
59760$3,046.10$4,865.64$3,723.20$3,038.10$1,340.51$3,091.61$3,838.79$2,383.39$2,087.57
59754$3,046.03$4,540.86$3,980.57$3,038.10$1,354.15$3,091.61$3,919.09$2,507.50$1,936.37
59759$3,043.29$4,540.86$3,762.24$3,038.10$1,333.51$3,020.18$4,310.54$2,404.56$1,936.37
59736$3,043.02$4,540.86$4,028.89$3,038.10$1,359.98$3,020.18$4,036.42$2,383.39$1,936.37
59740$3,041.85$4,669.32$3,980.57$3,038.10$1,282.19$3,091.61$3,953.30$2,383.39$1,936.37
59755$3,041.29$4,765.96$3,980.57$3,038.10$1,331.95$3,091.61$3,802.42$2,383.39$1,936.37
59631$3,041.19$4,496.72$3,913.81$3,038.10$1,309.68$3,020.18$4,231.29$2,383.39$1,936.37
59645$3,040.78$4,978.01$3,502.59$3,038.10$1,352.33$3,020.18$4,131.23$2,367.47$1,936.37
59634$3,038.94$4,671.88$3,913.81$3,038.10$1,309.68$3,020.18$4,057.41$2,383.39$1,917.09
59745$3,038.56$4,501.72$3,980.57$3,038.10$1,282.19$3,091.61$4,094.54$2,383.39$1,936.37
59729$3,037.95$4,894.43$3,980.57$3,038.10$1,263.07$3,091.61$3,767.46$2,331.99$1,936.37
59733$3,031.96$4,671.88$3,887.07$3,038.10$1,304.90$3,020.18$4,013.79$2,383.39$1,936.37
59725$3,030.63$4,540.86$3,980.57$3,038.10$1,346.16$3,020.18$4,039.29$2,343.52$1,936.37
59832$3,029.57$4,806.85$3,790.01$3,038.10$1,303.01$3,020.18$3,954.24$2,387.83$1,936.37
59643$3,029.11$4,540.86$3,762.24$3,038.10$1,374.82$3,020.18$4,176.95$2,383.39$1,936.37
59827$3,027.92$4,540.86$3,887.07$3,038.10$1,359.52$3,020.18$3,983.67$2,457.56$1,936.37
59843$3,027.26$4,671.88$3,790.01$3,038.10$1,377.16$3,020.18$3,987.50$2,396.85$1,936.37
59858$3,026.79$4,540.86$3,887.07$3,038.10$1,373.87$3,020.18$4,006.37$2,411.53$1,936.37
59722$3,025.76$4,687.26$3,913.81$3,038.10$1,382.56$3,020.18$3,873.47$2,354.34$1,936.37
59829$3,023.61$4,540.86$3,887.07$3,038.10$1,324.84$3,020.18$4,026.76$2,414.69$1,936.37
59825$3,019.22$4,660.48$3,790.01$2,983.05$1,255.56$3,540.86$3,680.56$2,284.19$1,959.03
59837$3,018.48$4,671.88$3,887.07$3,038.10$1,373.87$3,020.18$3,837.02$2,383.39$1,936.37
59752$3,017.23$4,501.72$3,723.20$3,038.10$1,340.51$3,091.61$3,972.67$2,382.49$2,087.57
59871$3,013.66$4,540.86$3,771.54$3,038.10$1,382.46$3,020.18$4,036.42$2,383.39$1,936.37
59761$3,011.68$4,540.86$3,771.54$3,038.10$1,359.98$3,020.18$3,952.02$2,474.39$1,936.37
59731$3,011.23$4,525.51$3,887.07$3,038.10$1,318.84$3,020.18$3,980.41$2,383.39$1,936.37
59732$3,009.30$4,540.86$3,980.57$3,038.10$1,346.16$3,020.18$3,828.82$2,383.39$1,936.37
59746$3,009.30$4,540.86$3,980.57$3,038.10$1,346.16$3,020.18$3,828.82$2,383.39$1,936.37
59644$3,007.52$4,525.51$3,771.54$3,038.10$1,323.03$3,020.18$4,040.00$2,405.41$1,936.37
59840$3,004.49$4,540.86$3,887.07$3,038.10$1,307.12$3,020.18$3,941.46$2,364.80$1,936.37
59721$3,002.37$4,512.06$3,723.20$3,038.10$1,270.03$3,020.18$4,135.68$2,383.39$1,936.37
59762$3,001.95$4,540.86$3,771.54$3,038.10$1,377.68$3,020.18$3,947.49$2,383.39$1,936.37
59632$3,000.45$4,496.72$3,771.54$3,038.10$1,403.98$3,020.18$3,970.10$2,366.65$1,936.37
59735$2,998.46$4,501.72$3,723.20$3,038.10$1,270.03$3,091.61$3,911.91$2,514.71$1,936.37
59642$2,997.30$4,496.72$3,723.20$3,038.10$1,388.77$3,020.18$3,991.72$2,383.39$1,936.37
59875$2,996.83$4,525.51$3,764.79$3,038.10$1,340.67$3,020.18$3,972.53$2,376.53$1,936.37
59835$2,996.26$4,540.86$3,887.07$3,038.10$1,307.12$3,020.18$3,856.98$2,383.39$1,936.37
59841$2,996.26$4,540.86$3,887.07$3,038.10$1,307.12$3,020.18$3,856.98$2,383.39$1,936.37
59847$2,995.39$5,019.22$3,790.01$2,983.05$1,332.64$2,695.46$3,816.45$2,367.27$1,959.03
59728$2,993.81$4,525.51$3,913.81$3,038.10$1,318.84$3,020.18$3,814.31$2,383.39$1,936.37
59828$2,990.63$4,675.85$3,887.07$3,038.10$1,307.12$3,020.18$3,695.60$2,364.80$1,936.37
59851$2,988.25$4,978.05$3,790.01$2,983.05$1,212.87$2,695.46$3,940.69$2,346.86$1,959.03
59641$2,988.11$4,496.72$3,771.54$3,038.10$1,403.98$3,020.18$3,854.58$2,383.39$1,936.37
59713$2,979.79$4,525.51$3,790.01$3,038.10$1,318.84$3,020.18$3,814.31$2,395.02$1,936.37
59804$2,976.54$4,872.84$3,790.01$2,983.05$1,244.09$2,695.46$3,890.59$2,377.27$1,959.03
59801$2,963.80$4,872.84$3,749.16$2,983.05$1,252.05$2,695.46$3,840.76$2,358.08$1,959.03
59812$2,963.16$4,872.84$3,790.01$2,983.05$1,252.05$2,695.46$3,806.01$2,346.86$1,959.03
59802$2,952.56$4,848.33$3,790.01$2,983.05$1,212.87$2,695.46$3,778.60$2,353.13$1,959.03
59808$2,950.55$4,872.84$3,790.01$2,983.05$1,260.48$2,695.46$3,638.62$2,404.93$1,959.03
59803$2,941.55$4,848.33$3,790.01$2,983.05$1,242.35$2,695.46$3,682.81$2,331.37$1,959.03
59625$2,907.72$4,525.51$3,734.61$2,890.21$1,201.94$2,908.69$3,910.86$2,172.87$1,917.09
59636$2,887.70$4,525.51$3,734.61$2,890.21$1,276.30$2,908.69$3,676.27$2,172.87$1,917.09
59601$2,883.49$4,525.51$3,775.68$2,890.21$1,201.94$2,908.69$3,693.98$2,154.86$1,917.09
59626$2,878.40$4,525.51$3,734.61$2,890.21$1,201.94$2,908.69$3,676.27$2,172.87$1,917.09
59602$2,877.23$4,525.51$3,775.68$2,890.21$1,276.30$2,908.69$3,531.18$2,193.17$1,917.09
59635$2,866.45$4,525.51$3,775.68$2,890.21$1,209.86$2,908.69$3,589.05$2,115.51$1,917.09
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Usually, populous places rake up insurance rates, however, that is not the case with Montana, whose top ZIP codes land in Helena–the city capitol.

And is it such a surprise that land like Noxon, Fort Smith, Lodge Grass, and Saint Xavier end up with the most expensive rates? No, no surprise at all, as they are surrounded by scenic bodies of luscious water–take Fort Smith, for example, home to Big Horn Canyon National Recreation Area, whose land contains towering cliffs, roaming horses, and ranches.

Wyola, the most expensive, is also surrounded by a body of water and ten miles from thriving Wyoming–which could also be the reason rates are so high there.

Cheapest Rates by City

Your city can also have something to do with higher or lower rates. If you enter your city, you can search for rates specific to your city.

CityAverage Annual Rates
WYOLA$3,374.37
NOXON$3,324.24
FORT SMITH$3,335.42
LODGE GRASS$3,329.98
SAINT XAVIER$3,399.96
BROWNING$3,398.10
RED LODGE$3,290.70
HEART BUTTE$3,372.28
BEARCREEK$3,354.42
ROBERTS$3,348.69
BELFRY$3,371.67
KILA$3,305.39
SOMERS$3,327.72
BABB$3,128.77
REXFORD$3,357.26
HERON$3,104.72
TROY$3,338.39
MARION$3,264.17
ROLLINS$3,348.11
PRYOR$3,348.69
GREYCLIFF$3,092.38
ABSAROKEE$3,349.80
LAKESIDE$3,351.51
EUREKA$3,147.92
BIG TIMBER$3,309.23
EAST GLACIER PARK$3,204.36
CUT BANK$3,376.50
BRIDGER$3,330.35
TROUT CREEK$3,436.52
RYEGATE$3,335.54
LIBBY$3,251.00
THOMPSON FALLS$3,260.74
LOMA$3,265.79
BROADUS$3,291.92
ROSCOE$3,304.24
SWEET GRASS$3,127.14
VALIER$3,281.67
MOLT$3,089.78
SAND SPRINGS$3,433.47
PENDROY$3,342.41
COLUMBUS$3,096.84
BIRNEY$3,246.91
DODSON$3,347.37
OILMONT$3,359.10
LAKE MC DONALD$3,296.35
FROMBERG$3,211.85
PARK CITY$3,342.03
FORTINE$3,341.41
STRYKER$3,351.41
TREGO$3,330.28
RAPELJE$3,161.32
SHAWMUT$3,377.49
FISHTAIL$3,351.27
BOYD$3,414.03
EDGAR$3,329.76
PLAINS$3,398.91
DECKER$3,362.59
ESSEX$3,241.63
MELVILLE$3,365.74
SUNBURST$3,433.31
TWO DOT$3,248.89
MC LEOD$3,359.05
NYE$3,350.96
OTTER$3,262.08
DAYTON$3,122.05
HAYS$3,133.14
PROCTOR$3,252.49
CROW AGENCY$3,271.07
KEVIN$3,342.87
BRUSETT$3,112.29
BIGFORK$3,310.52
HARLOWTON$3,287.69
MARTIN CITY$3,457.80
WEST GLACIER$3,224.44
ASHLAND$3,218.22
KALISPELL$3,201.49
CORAM$3,217.29
LONEPINE$3,230.57
COLUMBIA FALLS$3,237.68
DUPUYER$3,213.21
HARDIN$3,239.69
POMPEYS PILLAR$3,241.41
BALLANTINE$3,271.34
REED POINT$3,258.06
JORDAN$3,233.90
BUSBY$3,204.38
INVERNESS$3,254.48
POLEBRIDGE$3,219.91
GALATA$3,262.14
OLNEY$3,233.71
ACTON$3,208.77
POWDERVILLE$3,257.57
HUNGRY HORSE$3,258.89
ELMO$3,247.55
WHITLASH$3,270.91
BYNUM$3,212.08
LEDGER$3,262.80
HOGELAND$3,267.58
BIDDLE$3,185.91
CHESTER$3,251.97
JOPLIN$3,268.86
BOX ELDER$3,231.83
BIG SANDY$3,268.30
HOT SPRINGS$3,201.06
MILDRED$3,224.91
OLIVE$3,226.98
VOLBORG$3,233.59
GEYSER$3,235.69
TURNER$3,282.47
PARADISE$3,247.44
RAYNESFORD$3,255.03
ETHRIDGE$3,249.90
WINNETT$3,213.04
LOTHAIR$3,210.99
HARLEM$3,269.32
GARRYOWEN$3,229.80
WHITEFISH$3,218.65
SHELBY$3,228.04
ZURICH$3,239.85
BROADVIEW$3,272.57
LORING$3,247.75
LLOYD$3,219.31
LAME DEER$3,319.09
ZORTMAN$3,226.51
COHAGEN$3,245.95
MOCCASIN$3,364.13
GILDFORD$3,336.70
MOSBY$3,273.36
KREMLIN$3,303.97
STANFORD$3,209.30
JOLIET$3,250.85
HOBSON$3,273.41
BIGHORN$3,213.52
CONRAD$3,209.70
HIGHWOOD$3,268.10
WORDEN$3,205.98
RUDYARD$3,230.76
MALTA$3,328.66
WHITEWATER$3,245.19
RICHEY$3,232.92
LAVINA$3,313.92
RAVALLI$3,313.86
BIG ARM$3,230.42
HINGHAM$3,324.17
TERRY$3,266.20
FALLON$3,273.91
CAPITOL$3,312.70
CHARLO$3,217.20
ALZADA$3,249.43
DIXON$3,190.43
CIRCLE$3,155.30
TEIGEN$3,174.69
HINSDALE$3,155.69
VANDALIA$3,140.66
OPHEIM$3,387.91
PEERLESS$3,251.80
HAMMOND$3,192.53
LARSLAN$3,239.42
CARTER$3,420.37
COFFEE CREEK$3,235.45
ROSEBUD$3,322.24
FORT BENTON$3,267.53
INGOMAR$3,164.99
DENTON$3,251.00
CUSTER$3,267.24
ARLEE$3,288.25
LAMBERT$3,372.00
SAINT IGNATIUS$3,264.98
FORT PECK$3,330.49
SHEPHERD$3,241.90
GERALDINE$3,372.07
HYSHAM$3,310.63
SAINT MARIE$3,234.64
CRANE$3,163.46
GLASGOW$3,239.30
POLSON$3,265.94
SACO$3,124.90
FAIRVIEW$3,325.35
POWER$3,261.37
SUMATRA$3,311.62
NASHUA$3,408.40
CHINOOK$3,288.19
BELT$3,228.63
CHOTEAU$3,290.91
HUNTLEY$3,247.34
EKALAKA$3,336.91
SAVAGE$3,322.02
WILLARD$3,191.21
SANDERS$3,364.22
ANGELA$3,310.25
GLENTANA$3,299.50
RICHLAND$3,185.83
JUDITH GAP$3,216.18
HAVRE$3,153.30
MELSTONE$3,352.80
BOYES$3,358.68
KINSEY$3,252.94
RONAN$3,310.68
DUTTON$3,201.01
ROUNDUP$3,141.25
BROCKWAY$3,308.81
MILES CITY$3,129.08
BROCKTON$3,293.44
BRADY$3,217.35
FOREST GROVE$3,345.49
WINIFRED$3,177.95
ANTELOPE$3,362.14
RESERVE$3,148.50
BUFFALO$3,361.11
FAIRFIELD$3,141.11
CULBERTSON$3,237.77
FRAZER$3,247.27
REDSTONE$3,316.98
LINDSAY$3,317.89
OUTLOOK$3,318.83
ISMAY$3,251.82
WOLF POINT$3,354.13
PLEVNA$3,299.01
VIDA$3,309.36
HILGER$3,339.71
WHITETAIL$3,277.83
RAYMOND$3,320.76
BLOOMFIELD$3,326.42
POPLAR$3,318.09
BILLINGS$3,293.80
SALTESE$3,304.56
FLAXVILLE$3,305.30
BAKER$3,286.47
WESTBY$3,286.64
BILLINGS$3,311.40
STOCKETT$3,283.26
BILLINGS$3,322.39
WIBAUX$3,304.18
SAINT REGIS$3,307.56
MOORE$2,883.49
FORSYTH$2,877.23
BAINVILLE$2,907.72
SCOBEY$2,878.40
HOMESTEAD$3,041.19
MUSSELSHELL$3,000.45
CONDON$3,063.99
SIDNEY$3,038.94
GLENDIVE$2,866.45
COLSTRIP$2,887.70
FROID$3,058.40
SUPERIOR$3,108.68
HATHAWAY$3,051.21
DAGMAR$2,988.11
GRASS RANGE$2,997.30
DE BORGIA$3,029.11
HAUGAN$3,007.52
BILLINGS$3,040.78
PLENTYWOOD$3,062.67
ROY$3,086.19
BLACK EAGLE$3,185.56
LEWISTOWN$3,059.37
GREAT FALLS$3,091.89
MEDICINE LAKE$2,979.79
MONARCH$3,057.10
BUTTE$3,052.10
BUTTE$3,108.61
ALBERTON$3,053.16
SUN RIVER$3,055.56
GREAT FALLS$3,002.37
CASCADE$3,025.76
FLOWEREE$3,062.28
PRAY$3,030.63
SEELEY LAKE$3,053.49
GREAT FALLS$2,993.81
MALMSTROM A F B$3,037.95
NEIHART$3,121.79
ULM$3,011.23
GARDINER$3,009.30
SAND COULEE$3,031.96
VAUGHN$2,998.46
AUGUSTA$3,043.02
SPRINGDALE$3,059.80
SIMMS$3,041.85
CLYDE PARK$3,077.05
LAUREL$3,112.93
FORT SHAW$3,038.56
SILVER GATE$3,009.30
GALLATIN GATEWAY$3,056.23
MELROSE$3,112.23
WILSALL$3,050.90
RAMSAY$3,185.34
BONNER$3,096.48
LINCOLN$3,017.23
BIG SKY$3,046.03
COOKE CITY$3,041.29
MARTINSDALE$3,092.38
OVANDO$3,043.29
SILVER STAR$3,046.10
EMIGRANT$3,011.68
WEST YELLOWSTONE$3,001.95
ANACONDA$2,963.80
LIVINGSTON$2,952.56
WOLF CREEK$2,941.55
MANHATTAN$2,976.54
HUSON$2,950.55
CANYON CREEK$2,963.16
WINSTON$3,181.40
DELL$3,263.80
STEVENSVILLE$3,111.40
LIMA$3,273.13
ALDER$3,019.22
JEFFERSON CITY$3,211.81
BELGRADE$3,027.92
PONY$2,990.63
FRENCHTOWN$3,023.61
CAMERON$3,202.42
DIVIDE$3,272.40
BOZEMAN$3,029.57
BOZEMAN$3,047.96
MARYSVILLE$3,055.89
SHERIDAN$2,996.26
FLORENCE$3,018.48
WILLOW CREEK$3,004.49
TWIN BRIDGES$2,996.26
WHITEHALL$3,202.42
JACKSON$3,027.26
MC ALLISTER$3,386.85
VIRGINIA CITY$3,316.19
BASIN$3,068.77
WHITE SULPHUR SPRINGS$2,995.39
CLANCY$3,331.29
NORRIS$2,988.25
ENNIS$3,440.51
GOLD CREEK$3,096.75
DILLON$3,310.72
DRUMMOND$3,026.79
TOSTON$3,348.30
CONNER$3,255.76
HELMVILLE$3,279.47
PHILIPSBURG$3,244.78
DEER LODGE$3,262.24
DARBY$3,217.11
CLINTON$3,221.49
HALL$3,156.10
THREE FORKS$3,060.84
SULA$3,013.66
WISDOM$3,206.64
GARRISON$3,364.34
GLEN$3,365.74
POLARIS$2,996.83
TOWNSEND$3,334.32
HAMILTON$3,278.43
CARDWELL$3,336.07
WISE RIVER$3,331.09
BOULDER$3,332.19
HARRISON$3,340.71
RINGLING$3,323.40
VICTOR$3,347.79
GRANTSDALE$3,372.37
PINESDALE$3,351.38
LOLO$3,323.94
ELLISTON$3,391.20
CORVALLIS$3,351.97
MILLTOWN$3,374.36
RADERSBURG$3,364.97
AVON$3,378.26
MISSOULA$3,335.52
MISSOULA$3,324.68
MISSOULA$3,326.39
MISSOULA$3,339.12
MISSOULA$3,387.14
MISSOULA$3,377.84
HELENA$3,389.23
FORT HARRISON$3,351.38
HELENA$3,351.38
HELENA$3,386.28
HELENA$3,335.52
EAST HELENA$3,309.17
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The cheapest rates in Montana by city are Glendive, Forsyth, Scobey, Moore, and Colstrip–populations ranging between 161 to 2,214 individuals.

The most expensive? Martin City, Ennis, Trout Creek, Sand Springs, and Sunburst.

These cities are also small, with populations ranging from 90-838, however, wilderness and hiking make areas like Martin City attractive (and thus higher rates) as well as Sand Springs, whose population was 90 in the 2010 census, however, contains life-giving springs that make it more appealing.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Best Montana Car Insurance Companies

While cheap is certainly good, you also want to make sure you’re getting the best value.

Again, we come to the question–how do you know which company is offering the best policies?

That’s what we’re here for.

In this section, we will take a look at how the household names in Montana compare to one another so you can have a greater perspective.

We’ll cover ratings from the most trusted sources, customer reviews (both good and bad), and we’ll also look at rates to see which companies give you a break when it comes to everyday practical matters like credit history, driving record, and even commutes.

Let’s get started.

The Largest Companies Financial Rating

CompanyAM Best Rating
AllstateA+
FarmersA
GEICOA++
Liberty MutualA
Mountain WestA-
ProgressiveA+
QBEA
State FarmA++
TravelersA
USAAA++
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A lot of work goes into a company’s AM rating. Conducted by A.M. Best, it can display a company’s strength or unfortunately, lack thereof.

Good news! All of the largest companies in Montana have a great AM rating, something to keep in mind as you consider other factors when choosing your insurance carrier.

But what about customer satisfaction? We’ll take a look at that next.

Companies with Best Ratings

InsurerPointsPower Circle
USAA (only for military
members and their families)
8915-Among the best
Westfield8555-Among the best
IN Farm Bureau8545-Among the best
Erie Insurance8525-Among the best
Country Financial8464-Better than most
State Farm8414-Better than most
The Hartford8394-Better than most
MI Farm Bureau8394-Better than most
Auto-Owners Insurance8363-About average
GEICO8363-About average
Cincinnati Insurance8323-About average
North Central Average8303-About average
Grange Insurance8283-About average
Progressive8283-About average
Allstate8223-About average
American8203-About average
Esurance8183-About average
Farmers8183-About average
The Hanover8072-The Rest
Travelers8032-The Rest
Liberty Mutal8022-The Rest
Automobile Club Group8012-The Rest
Metlife7942-The Rest
Safeco7882-The Rest
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J.D. Power is one of the most trusted companies when it comes to ratings.

This chart displays input based on customer satisfaction. This is important, because the experience of your peers and fellow residents could also help you make an important decision in regards to the type of insurance settle on.

Westfield, IN Farm Bureau, and Erie insurance company had ratings that were among the best in Montana, beating out other giants that had a greater A.M. rating.

Interesting isn’t it?

We also have data for complaints as well, which can also factor into your decision-making process.

Companies with Most Complaints in Montana

ProvidersCompany Complaint Ratio (2017)Total Number of Complaints
Allstate0.5163
Farmers Insurance0.597
Geico0.68333
Liberty Mutual5.95222
Mountain West1.4710
Progressive0.75120
QBE Insurance32.864
State Farm0.441482
Travelers0.092
USAA0.74296
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For the major ten organizations in Montana, these are the number of customer complaints and ratio of complaints per 1,000 autos from 2017.

A record of 1 is normal, so the lower the number, the better the organization is contrasted with its rivals.

So given this present data, companies with complaint ratios like State Farm, Travelers, and GEICO are among the best insurance companies in Montana.

Cheapest Companies in Montana

Next we’ll look at something appealing to most–the cheapest companies in the state of Montana.

CompanyAverage Annual RatesCompared to State AveragePercentage Compared to State Average
SAFECO$1,326.11-$1,894.73-142.88%
USAA$2,031.89-$1,188.96-58.51%
State Farm$2,417.73-$803.11-33.22%
Depositors$3,478.26$257.417.40%
GEICO$3,602.35$381.5010.59%
Mid-Century$3,907.55$686.7017.57%
Progressive$4,330.76$1,109.9225.63%
Allstate$4,672.10$1,451.2631.06%
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From the chart, we can see that companies like SafeCo fall far below the state average, followed by USAA and StateFarm respectively.

Allstate and Progressive are among the higher rates in the state.

Commute Rates by Companies

Did you know the duration of your commute also plays a part in a company’s insurance rates?

Company10 miles commute,
6000 annual mileage.
25 miles commute,
12000 annual mileage.
Allstate$4,561.46$4,782.74
Progressive$4,330.76$4,330.76
Farmers$3,907.55$3,907.55
GEICO$3,538.49$3,666.20
Nationwide$3,478.26$3,478.26
State Farm$2,346.26$2,489.21
USAA$2,007.49$2,056.29
Liberty Mutual$1,326.11$1,326.11
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Companies like Progressive and Farmers give their people a break, whereas companies like Allstate and GEICO bump their prices for longer commutes.

Next, we’ll look at coverage levels.

Coverage Level Rates by Companies

While everyone starts off at the basic amount of coverage, increasing can be an option. But sometimes it comes at a cost.

Let’s take a look.

CompanyAnnual Rate with Low CoverageAnnual Rate with Medium CoverageAnnual Rate with High Coverage
Allstate$4,449.47$4,661.15$4,905.69
Farmers$3,630.98$3,903.65$4,188.01
GEICO$3,460.99$3,577.02$3,769.03
Liberty Mutual$1,231.99$1,329.79$1,416.55
Nationwide$2,678.46$3,706.80$4,049.52
Progressive$4,090.20$4,318.46$4,583.63
State Farm$2,289.67$2,407.88$2,555.66
USAA$1,943.70$2,021.60$2,130.37
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Geico and USAA bump their prices up the lowest, at 8.9 percent and 9.6 percent respectively. Nationwide, on the other hand, penalizes their customers by 51.19 percent if they want to extend their coverage.

Credit History Rates by Companies

Do you have good credit? Fair? Or poor? Sometimes insurance companies alter their rates accordingly. Look at the chart below.

CompanyAnnual Rate with Good CreditAnnual Rate with Fair CreditAnnual Rate with Poor Credit
Allstate$3,848.58$4,519.28$5,648.45
Farmers$3,453.72$3,661.37$4,607.55
GEICO$2,106.77$3,025.06$5,675.22
Liberty Mutal$1,326.11$1,326.11$1,326.11
Nationwide$2,866.07$3,172.44$4,396.26
Progressive$2,866.07$3,172.44$4,396.26
State Farm$1,660.31$2,116.08$3,476.81
USAA$1,500.57$1,854.79$2,740.31
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Companies like Liberty Mutual don’t penalize their customers at all for having poor credit. GEICO and State Farm are less forgiving, upping their rates 169.38 percent and 109.41 percent respectively.

Driving Record Rates by Companies

And what about your driving record? Companies factor that into their rates as well.

CompanyClean recordWith 1 Speeding With 1 AccidentWith 1 DUI
Allstate$3,925.26$4,485.46$4,642.32$5,635.38
Farmers$3,433.60$3,433.60$4,436.87$4,326.13
GEICO$2,316.09$2,767.01$3,664.68$5,661.62
Liberty Mutal$903.51$1,259.73$1,570.59$1,570.59
Nationwide$2,525.70$3,051.00$3,638.09$4,698.24
Progressive$3,739.67$4,147.16$4,819.80$4,616.41
State Farm$2,255.63$2,417.73$2,579.85$2,417.73
USAA$1,531.17$1,868.12$1,901.51$2,826.76
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Liberty Mutual rewards its customers for starting off with a clean record, saving them thousands of dollars compared to other insurers.

However, with a bad driving record, it bumps its rates over 50 percent, along with Nationwide, USAA, and GEICO (the highest at 144.45 percent). State Farm has the lowest change over the course of one’s driving record with 7.19 percent respectively.

Largest Car Insurance Companies in Montana

A company’s market share display how much a company is invested out of the entire industry.

CompanyDirect Premiums WrittenMarket Share
State Farm $166,71422.99%
Liberty Mutual $93,42812.88%
Progressive $92,61912.77%
Farmers $64,6338.91%
USAA $50,9547.03%
GEICO$39,5095.45%
Mountain West $38,8795.36%
Allstate$29,1494.02%
Travelers $23,5893.25%
QBE$22,4803.10%
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State Farm is the largest insurer in Montana, with 22.99 percent of the market share. Liberty Mutual and Progressive follow suit by a little over half.

Number of Insurers by Montana

How many insurers are in Montana? Currently, there are 14 domestic insurers and 822 foreign insurers, totaling 836 insurers.

This means that there’s a good amount of options to choose from.

Montana Laws

Imagine this-you’re driving along the majestic roads of Montana and suddenly, without warning, you get pulled over for breaking a law on the road.

It happens.

Being on the road in a select state requires knowledge of its particular regulations.

In this section, you’ll find just that.

First, we’ll be covering laws regarding insurance (of equal importance for getting on the road), as well as vehicle and driver licensing laws, and other rules of the road to ensure an informed–and more pleasant–journey.

Let’s take a look.

Car Insurance Laws

Montana requires drivers to maintain certain types and amounts of insurance coverage while on the road.

As a reminder they are the following:

  • $25,000 for bodily injury, per person per accident
  • $50,000 for bodily injury, total per accident
  • $20,000 for property damage per accident

If stopped, drivers must present proof of insurance, by law.

And in the event that you can’t find your insurance card, don’t worry. The Montana Department of Justice (a Motor Vehicle Division for the state), reminds us that law enforcement may use the Montana Insurance Verification System (or MTIVS) to ensure you have the minimum liability insurance.

Use of the web service assists troopers and motorists in situations where drivers either can’t find their proof of insurance card or have an expired card.

Remember, driving without actual insurance is against the law and the MTIVS may also be used to check if that status is up to date.

So be sure to be insured.

How Montana Laws for Insurance are Determined

How are car insurance laws formed in the state of Montana? What are the stipulations?

Currently, Montana is under a “file and use” law. This means that insurance companies may use new rates prior to state approval. The rates, however, must be filed prior to use with supporting data.

But don’t worry, there are federal and state agencies in place (financial regulators) that serve as a barrier of protection to keep erroneous rates from being instituted.

Definitely good to know.

Windshield Coverage

Did you know that there were even laws regarding windshield coverage in select states?

Interesting, right?

In Montana, however, there are currently no laws unique to windshields. The only regulation is that insurers may not require the utilization of a specific shop for windshield repairs.

So be sure to check your insurance policy and see if they offer any windshield protection when shopping around.

Continuing on…

High-Risk Insurance

Sometimes individuals have less luck on the road and get into all kinds of trouble–speeding and DUI violations, for example–deeming them to be high-risk drivers.

In many cases, shopping around for insurance with a high-risk status can be nearly impossible.

Within the state of Montana, however, one can apply to the Montana Automobile Insurance Plan or MTAIP. This is a part of the Western Association of Automobile Insurance Plans.

Who is eligible?

Individuals who have been turned down for auto insurance coverage within the last 60 days, in which you’d need a registered vehicle in Montana and a valid driver’s license.

MTAIP covers the basic minimum eligibility requirements for the state. They also offer the maximum amount of coverage with the following levels:

  • Bodily injury: $100,000 per person
  • Bodily injury: $300,000 per accident
  • Property damage: $50,000 per accident

A second chance for those with a no-so-perfect resume on the road.

Low-Cost Insurance

Currently, Montana does not have a program, like California, for instance, to help families pay for car insurance. Sadly, only additional states like New Jersey and Hawaii have a government-assisted program.

There’s good news, still.

You can still save on your insurance policy by asking if there are any discounts you are eligible for, like for those who have a good driving record or those who are students, for instance.

Automobile Insurance Fraud in Montana

In Montana, insurance fraud is considered a crime, as stated in code 33-1-1202.

Soft fraud occurs when you exaggerate an existing claim and is considered a misdemeanor. The consequences are fines, jail time of up to one year, community service, and/or probation.

Hard fraud occurs when one deliberately falsifies a loss for payment. This is a felony and is punishable with incarceration in state prison for a number of years.

Again, insurance fraud is considered a crime in the state of Montana and violators are subject to prosecution.

If you prefer to report suspected fraud over the phone, or if you have questions about our online forms, call the Commissioner’s office at 800-332-6148.

No need to commit insurance fraud when we have the best rates for you today. Compare below.

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Statute of Limitations

The statute of limitations is the amount of time one has to bring a lawsuit before the court.

This is extremely important, as it is your legal right to bring your appeals before a judge in the event of wrongdoing.

For Montana, in relation to automobile accidents, one has three years to file a claim for bodily injury and two years for property damage. There are exceptions to these restraints which are good to know when proceeding with a legal m

Montana Specific Laws

Each state has its own specific laws and Montana isn’t any different.

Chapter four of the Montana Driver Handbook outlines some of these including passing, right-a-way, and parking.

Feel free to take a look.

Vehicle Licensing Laws

A current license is required to allow a vehicle legal permission to be utilized or to be kept on a public road within those state lines.

Let’s take a look at these vehicle licensing laws regarding individuals of diverse populations including teens, older drivers, and new residents.

But first, we’ll look at the REAL ID, relevant to all drivers on the road in Montana.

REAL ID

According to Homeland Security, the REAL ID was established so that the government could set higher standards for the issuance of sources of identification, including driving licenses.

Montana, like many other states, is officially REAL ID compliant. Here’s what that means:

So while this mainly applies to domestic air travel, one could still choose to get a REAL ID Driver’s license.

Simply follow these steps provided by “The Real Me,” a division of the MVD (Montana Vehicle Department).

Penalties for Driving Without Insurance

Driving without the necessary insurance requirements comes with serious consequences.

And we don’t want that.

NOLO outlines them here:

  1. Driving without insurance in Montana is considered a misdemeanor. A first-time offender could be punished with a fine between $250 and $500, or up to 10 days in jail.
  2. A second-time offender faces a minimum fine of $350 or 10 days in jail, will have their driver’s license revoked for 90 days, and will receive 5 points on their driving record (a total of 30 points will result in revocation of a driver’s license).
  3. A third or subsequent conviction is punishable by a fine of $500 or imprisonment for up to six months or both.

So be sure to always carry your insurance proof whenever you are on the road.

Teen Driver Laws

Each state recognizes young drivers and Montana follows suit.

The Insurance Information Institute outlines the process of teens obtaining their license. The chart can be viewed here.

At the age of 14 –

  • Mandatory holding period: Six months
  • Minimum amount of supervised driving: 50 hours (10 must be at night)

At the age of 15 –

  • Unsupervised driving prohibited: 11 pm-5 am
  • Restrictions on passengers (family members okay): first six months—no more than one passenger younger than 18; second six months—no more than three passengers younger than 18
  • Nightime restrictions & passenger restrictions: 12 months or at age 18, whichever occurs first (min. age: 16)
  • Passenger restrictions: 12 months or at age 18, whichever occurs first (min. age: 16)

It is interesting to note that Montana teens can start the process of obtaining their license as early as age fourteen–earlier than most US states.

Keep in mind that the minimum liability requirements apply to teens as well–failure to comply could result in suspension of one’s license.

Older Driver License Renewal Procedures

Older Montanans have to oblige by license renewal procedures as well.

Here’s what the process looks like:

  1. 75 and older: renew every four years
  2. 21-75: renew every eight years

Senior drivers may are also subject to a vision, road, and written test (a road test may be required if the state feels there may be driver impairment as well).

It’s important to make sure all drivers on the road are safe so some restrictions may be put on senior drivers like driving at night or no freeway driving, for example.

To renew, visit your local MVD office or apply online (online renewal eligbility is for ages of 21-67 only–older drivers must present themselves at the MVD office).

New Residents

If you are a new Montanan, congratulations.

Be sure to visit the MVD (Motor Vehicle Division) within 60 days of moving to apply for your new license.

Be sure to bring the necessary documents for proof identity, residency, and legal U.S. presence. Here’s the list.

You may be asked to complete a series of tests if not waived from your previous performance. But standard operations still applying like passing a vision test, having your photo taken, and paying the fee (dependent on your age).

You’ll want to hit the ground running on this so you can explore some of the beautiful Montana plains and begin your many outdoor adventures.

License Renewal Procedures

In Montana, you are required to renew your license every eight years or on your 75th birthday, whichever is first.

Again, you can do this at the Montana MVD.

Negligent Operator Treatment System (NOTS)

Montana isn’t like California where it has a system for negligent drivers.

Repeat offenders, however, may be subject to Montana’s Driver Rehabilitation Program, according to the Montana Secretary of State website.

It outlines their point system here under Rule 23.3.202.

Be sure to be safe at all times while driving.

Rules of the Road

Now, that we’ve explored the stipulations of the road, it’s time to get this show on the road–literally.

In this section, we will cover the rules of the road in Montana.

Let’s get started.

Fault vs. No-Fault

Montana is a fault-based state, meaning that the person responsible for the accident is also responsible for carrying the losses of the victim’s damages, up to the policy limit.

This gives the claimant the power to file a claim with their insurer, the party’s carrier, or filing a lawsuit in a civil court.

This differs from a no-fault state, wherein the claimant must turn to their own insurance policy for damages and medical expenses.

Seat belt and car seat laws

Safety is extremely important and seat belt and car seat laws are recognized nationwide.

Montana is no different.

In regards to seat belts, all individuals six years and older are covered in all seats. Failure to oblige by this law will result in a $20 fee–additional fees may apply.

And what about children? What are their seat belt requirements?

  • Must be in child safety seat: five years and younger and less than 60 pounds
  • Adult belt permissible: not permissible

The maximum penalty for driving without a seat belt in regards to children is $100, with subsequent fines applicable.

Currently, there are no preferences for rear seats.

There are are no also restrictions on individuals riding in cargo areas.

Now that we’re buckled up, what are some rules to follow while you’re actually driving?

Keep Right and Move Over Laws

In the state of Montana, the law requires that drivers approaching a stationary vehicle displaying hazardous lights (when traveling in the same direction) to vacant the closest lane to the scene. This should be done in a safe or slow manner, if possible.

If on a highway with a speed limit 50mph or greater, the driver must slow by at least 20mph below the posted speed limit when passing the vehicle in distress.

But what about speed limits?

We’ll get into that next.

Speed Limits

Here are the laws when it comes to speed limits in Montana:

  • Rural interstates (mph)80; trucks: 70
  • Urban interstates (mph)65
  • Other limited-access roads (mph)day: 70; night: 65
  • Other roads (mph)day: 70; night: 65

Be sure to note these as you wouldn’t want a speeding ticket and unnecessary fines for something that couldn’ve been avoided.

Ridesharing

Rideshare services like Uber and Lyft required that each one of their drivers uphold insurance minimums that maintain or exceed the base coverage levels for that given state.

Drivers infrequently convey their own business protection but there’s some good news–in Montana, Farmers does provide rideshare protection.

With their policy addition, you get coverage during period 1 (app on, but no passenger) and you won’t be dropped for telling them you’re a rideshare driver.

Next, we’ll be discussing automation on the road.

Automation on the Road

Automation is the use of a machine or technology utilized to administer tasks previously that were previously carried out by humans. This comes down to aspects such as cameras and sensors as it relates to driving.

Right now, Montana has no confinements on autonomous vehicles.

Safety Laws

So far we’ve discussed some standard laws of the past as well as some stirring in the new future with automation and ridesharing.

Still, there are thousands of individuals every year who get penalized for laws that affect our safety–DUI laws, marijuana-impaired driving laws, and distracted driving laws, for example.

DUI Laws are very important–we’ll discuss that next.

DUI Laws

Driving under the influence is a serious crime that every state recognizes to keep harmful drivers off the roads.

Here are a few DUI facts regarding Montana.

DUI LAW IN MONTANADETAILS
Name of OffenseDriving Under the Influence (DUI)
BAC Limit0.08
High BAC Limit0.16
Criminal Status by Offense1st-3rd misdemeanors, 4th+ felonies
Look Back Period10 years for 2nd offense, unlimited/lifetime for 3rd+
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And what if those laws are broken? Below is a list of the consequences of driving while impaired by alcohol.

OFFENSE NUMBERALS or REVOCATIONIMPRISONMENTFINEOTHER
1st6 month suspension24 hours-6 months$600-$1000 +$200 reinstatement fee10 license points for life; must participate in ACT phases (assessment, course, treatment); may be ordered to use IID
2nd1 year suspension7 days-1 year$1200-$200010 license points for life; may be required to enroll in 24-17 sobriety program
3rd1 year suspension30 days-1 year$2500-$500010 license points=30 total - DL revoked for Habitual Traffic Offender
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Marijuana-Impaired Driving Laws

In Montana, it is also illegal to operate a vehicle while using marijuana. If 5ng/ml or more of THC is found in your system, you will be facing some consequences.

Specifics can be found here.

Distracted Driving Laws

Distracted driving is any non-driving action an individual takes part in that can possibly occupy them from the essential attention needed on the road.

This is not limited to texting and driving, but also could apply to eating and smoking while operating a vehicle.

Shockingly Montana is the only state in the US that has no bans for mobile phone use while driving.

Although there are no statewide bans, select cities and counties have taken steps to address the matter, covering upwards a third of the population.

Driving Safely in Montana

Driving in Montana is safe, right?

Next we’ll be covering vehicle theft, road fatalities, commute time, and more.

If you’re driving in Montana on a daily basis, this information is extremely useful to you.

We promise.

Let’s consider vehicle theft first.

Vehicle Theft in Montana

Here are the most commonly stolen vehicles in Montana. Check out the chart below.

MAKE/MODELMODEL YEARNUMBER OF THEFTS (2016)
Chevrolet Pickup (Full Size)1999165
Ford Pickup (Full Size)1995145
Dodge Pickup (Full Size)200678
GMC Pickup (Full Size)200855
Honda Accord199452
Chevrolet Impala200131
Ford Explorer199627
Chevrolet Pickup (Small Size)199524
Toyota Camry201523
Ford Pickup (Small Size)200022
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Both the Chevrolet and Ford pickup were the most commonly stolen vehicles in Montana.

Interesting to know.

How does your city rank for stolen vehicles? Search by your city name below to find the FBI‘s 2017 vehicle theft statistics.

CityMotor Vehicle Theft (2017)
Baker0
Belgrade10
Billings842
Boulder0
Bozeman75
Bridger0
Chinook1
Colstrip1
Columbia Falls8
Columbus2
Conrad3
Cut Bank9
Deer Lodge5
Dillon3
East Helena7
Ennis0
Eureka1
Fort Benton0
Fromberg1
Glasgow5
Glendive6
Great Falls200
Hamilton5
Havre24
Helena97
Hot Springs2
Kalispell48
Laurel21
Lewistown8
Libby1
Livingston12
Manhattan2
Miles City5
Missoula174
Plains1
Polson23
Red Lodge4
Ronan City10
Sidney8
Stevensville0
St. Ignatius0
Thompson Falls1
Troy2
West Yellowstone1
Whitefish9
Wolf Point4
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Historic Billings, Montana by far led the pack with a total of 842 thefts. Following was Great Falls and Missoula, with 200 and 174 respectively.

Road Fatalities in Montana

Unfortunately, we live in a world where accidents happen on a daily basis.

In this upcoming section, we’ll discuss the factors that cause them, as well as the places they occur and to whom they occur the most.

Imagine knowing these things while on the road–super insightful.

Let’s get started.

Most fatal highway in Montana

The most dangerous road in Montana according to Geotab is US highway Highway 2.

While these roads are extremely scenic and photo-ready, keep this in the forefront of your mind, as it could heighten your senses while on the road and hopefully space an incident.

Fatal Crashes by Weather Condition and Light Condition

Did you know that the type of weather condition could also cause danger on the road?

Weather ConditionDaylightDark, but LightedDarkDawn or DuskOther / UnknownTotal
Normal8635630148
Rain212207
Snow/Sleet512008
Other240006
Unknown000000
TOTAL9596050169
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In the case of Montana, most accidents happened in the day and night; weather rarely had any effect.

Fatalities (All Crashes) by County

Did you know that where one lives can also have an effect on fatalities while driving? Let’s take a look.

CountyFatalities
2014
2015201620172018Fatalities per 100K Population
2014
2015201620172018
Beaverhead County02532021.5152.7931.7421.27
Big Horn County91113131267.4582.6596.6796.789.97
Blaine County3420144.7459.9329.82014.69
Broadwater County3206153.0835.010101.1316.43
Carbon County2912519.1686.519.5418.7146.67
Carter County1200086.96174.37000
Cascade County159126818.2810.9914.727.359.8
Chouteau County2914133.92155.9317.3169.5417.41
Custer County03100024.848.4500
Daniels County1000155.6200057.24
Dawson County03241031.3421.6144.7211.52
Deer Lodge County1432110.9743.9433.1221.9910.95
Fallon County0000000000
Fergus County132178.8326.5317.658.8662.99
Flathead County131218151013.7512.5218.4114.999.79
Gallatin County91010999.239.919.558.288.04
Garfield County1111178.4377.8877.0477.6478.86
Glacier County7677351.0643.9751.0251.1921.82
Golden Valley County0000000000
Granite County1132131.7431.5591.2159.5629.6
Hill County2706212.1242.58036.4512.23
Jefferson County10413386.9434.568.4925.1324.8
Judith Basin County25101100.81258.9351.57051.23
Lake County6689920.5420.3726.9329.7629.75
Lewis And Clark County61541179.1322.655.9816.2110.19
Liberty County0001000041.390
Lincoln County3542615.6426.2420.7810.2530.31
Madison County4614851.174.6812.3947.6991.24
Mccone County1000158.3400059.7
Meagher County1021053.880108.3453.880
Mineral County1332423.8771.6572.8347.1192.68
Missoula County15152017813.313.1417.1914.426.73
Musselshell County1220221.5343.243043
Park County4433525.1224.9918.618.2529.88
Petroleum County10100204.920203.2500
Phillips County2212147.9648.2424.3248.5724.55
Pondera County00001000016.74
Powder River County1101156.2756.56057.3458.28
Powell County3246043.5929.4158.4588.130
Prairie County001200085.76179.860
Ravalli County5321712.277.294.772.3516.21
Richland County3132126.028.426.2918.119.16
Roosevelt County5663344.3152.5653.4826.8827.13
Rosebud County4473742.8842.7775.7132.477.24
Sanders County6523553.0444.2717.4525.6642.22
Sheridan County3101181.9727.24028.5629.21
Silver Bow County7635220.1417.38.6414.325.72
Stillwater County02622021.263.9521.1620.98
Sweet Grass County1111127.4727.6227.6727.1526.95
Teton County3410249.7465.9216.6032.46
Toole County01201019.6940.39020.61
Treasure County20340290.280441.18591.720
Valley County3404239.3352.47053.8126.89
Wheatland County01001047.390044.72
Wibaux County0000000000
Yellowstone County181717122411.5910.8610.777.5414.99
Yellowstone National Park (Dissolved as County Equivalent)0000000000
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Traffic Fatalities

What type of area you live can also affect your safety.

Region Type2009201020112012201320142015201620172018
Rural203177179191224178200170167154
Urban1812291451424191928
Unknown0010000100
Total221189209205229192224190186182
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In this case, living in rural areas was by far more dangerous than living in urban settings.

Fatalities by Person Type

Wouldn’t it be good to know which persons tend to have more accidents to keep a lookout on the road? We have the data for you below.

Person Type20142015201620172018
Passenger Car5469535243
Light Truck - Pickup4753434044
Light Truck - Utility3539414337
Light Truck - Van94768
Large Truck12636
Other/Unknown Occupants1111826
Total Occupants157184159148144
Light Truck - Other05110
Bus01010
Total Motorcyclists2324172321
Pedestrian1014111415
Bicyclist and Other Cyclist21312
Total Nonoccupants1216141517
Other/Unknown Nonoccupants01000
Total192224190186182
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While accidents have been on the decline, in Montana, individuals in pick-up trucks, utility trucks, and passenger cars are the most dangerous individuals on the road, followed by motorcyclists.

Fatalities by Crash Type

Luckily, there’s even data involving crash type, which again, is beneficial to know when your driving on the road.

Crash Type20142015201620172018
Single Vehicle137153139116132
Involving a Large Truck1220252417
Involving Speeding5291615967
Involving a Rollover1041161049080
Involving a Roadway Departure145164142139141
Involving an Intersection (or Intersection Related)1937152328
Total Fatalities (All Crashes)*192224190186182
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The majority of fatal crashes were situations involving a roadway departure. Single vehicles and accidents involving a rollover followed respectively.

Five-Year Trend For The Top 10 Counties

Here is the five-year trend for the top 10 counties. Let’s take a look below.

COUNTY20142015201620172018
Yellowstone County1817171224
Big Horn County911131312
Flathead County1312181510
Gallatin County9101099
Lake County66899
Cascade County1591268
Madison County46148
Missoula County151520178
Fergus County13217
Lewis And Clark County6154117
Top Ten Counties109114118105102
All Other Counties83110728180
All Counties192224190186182
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Yellowstone County had the most fatalities, followed by Missoula, which saw a drop in 2018.

Fatalities Involving Speeding by County

Next, we have fatalities involving speeding, by county. Enter your zip code and see your county’s trend.

CountyFatalities
2014
2015201620172018Fatalities per 100K Population
2014
2015201620172018
Beaverhead County002000021.1200
Big Horn Country138227.4922.5459.4914.8814.99
Blaine County04001059.930014.69
Broadwater County0002000033.710
Carbon County04110038.459.549.350
Carter County0000000000
Cascade County834249.753.664.912.454.9
Chouteau County01011017.33017.3917.41
Custer County0100008.28000
Daniels County0000000000
Dawson County03000031.34000
Deer Lodge County1201010.9721.970110
Fallon County0000000000
Fergus County02002017.690018
Flathead County565575.296.265.1156.86
Gallatin County344533.083.973.824.62.68
Garfield County00001000078.86
Glacier County3533121.8836.6421.8721.947.27
Golden Valley County0000000000
Granite County0000000000
Hill County150306.0630.42018.220
Jefferson County110108.698.6408.380
Judith Basin County041010207.1551.57051.23
Lake County103233.42010.16.619.92
Lewis And Clark County133441.524.534.485.95.82
Liberty County0001000041.390
Lincoln County02004010.50020.21
Madison County2401325.5549.79011.9234.22
Mccone County00001000059.7
Meagher County001100054.1753.880
Mineral County1210123.8747.7724.28023.17
Missoula County553324.434.382.582.551.68
Musselshell County01101021.621.5021.5
Park County102216.28012.412.175.98
Petroleum County0000000000
Phillips County2212047.9648.2424.3248.570
Pondera County0000000000
Powder River County01000056.56000
Powell County1111014.5314.7114.6114.690
Prairie County001000085.7600
Ravalli County311037.362.432.3906.95
Richland County111218.678.48.7618.119.16
Roosevelt County0140108.7635.6509.04
Rosebud County003150032.4510.855.17
Sanders County03011026.5608.558.44
Sheridan County1001127.320028.5629.21
Silver Bow County330108.638.6502.860
Stillwater County01120010.610.6621.160
Sweet Grass County01001027.620026.95
Teton County01102016.4816.6032.46
Toole County01001019.690020.61
Treasure County00030000443.790
Valley County01000013.12000
Wheatland County01000047.39000
Wibaux County0000000000
Yellowstone County775584.514.473.173.145
Yellowstone National Park (Dissolved County Equivalent)0000000000
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Fatalities in Crashes Involving an Alcohol-Impaired Driver by County

Search by county below to see the number of alcohol-related fatalities in 2017.

CountyFatalities
2014
2015201620172018Fatalities per 100K Population
2014
2015201620172018
Beaverhead County001000010.5600
Big Horn County4565829.9837.5744.6237.1959.98
Blaine County3310044.7444.9514.9100
Broadwater County1002117.690033.7116.43
Carbon County02102019.239.54018.67
Carter County0000000000
Cascade County9362510.973.667.362.456.12
Chouteau County2212033.9234.6517.3134.770
Custer County0100008.28000
Daniels County1000055.620000
Dawson County03020031.34022.360
Deer Lodge County02000021.97000
Fallon County0000000000
Fergus County110148.838.8408.8635.99
Flathead County258242.115.228.1823.92
Gallatin County535675.132.974.775.526.26
Garfield County00001000078.86
Glacier County3574121.8836.6451.0229.257.27
Golden Valley County0000000000
Granite County001000030.400
Hill County120116.0612.1706.076.12
Jefferson County100018.690008.27
Judith Basin County00001000051.23
Lake County4144613.693.413.4613.2319.83
Lewis And Clark County114421.521.515.985.92.91
Liberty County0000000000
Lincoln County142025.2120.9910.39010.1
Madison County1211412.7724.8912.3911.9245.62
Mccone County00001000059.7
Meagher County0020000108.3400
Mineral County001010024.28023.17
Missoula County355422.664.384.33.391.68
Musselshell County1000021.530000
Park County142136.2824.9912.46.0817.93
Petroleum County0010000203.2500
Phillips County1002023.980048.570
Pondera County0000000000
Powder River County01001056.560058.28
Powell County001100014.6114.690
Prairie County0000000000
Ravalli County112122.452.434.772.354.63
Richland County111108.678.48.769.060
Roosevelt County3340126.5826.2835.6509.04
Rosebud County2231321.4421.3832.4510.833.1
Sanders County2212417.6817.718.7317.1133.77
Sheridan County2000154.6400029.21
Silver Bow County120102.885.7702.860
Stillwater County01100010.610.6600
Sweet Grass County1001027.470027.150
Teton County02002032.960032.46
Toole County01100019.6920.1900
Treasure County0031000441.18147.930
Valley County1100013.1113.12000
Wheatland County0000000000
Wibaux County0000000000
Yellowstone County1359498.373.195.72.515.62
Yellowstone National Park (Dissolved As County Equivalent)0000000000
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Teen Drinking and Driving

Driving while under the influence is against the law; this applies to teens as well. Here’s a look at how Montana fairs compared to the rest of the nation.

Teen Drinking and DrivingMontanaNational
DUI Arrest (Under 18 years old)42102.82
DUI Arrests (Under 18 years old) Total Per Million People184.5394.84
Under 21 DUI fatalities for 100,000 population31.2
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EMS Response Time

Below you’ll find the average response time for EMS services in Montana, for rural and urban locations.

TYPE OF CRASHTIME OF CRASH TO
EMS NOTIFICATION
EMS NOTIFICATION
TO EMS ARRIVAL
EMS ARRIVAL TO THE SCENE
TO HOSPITAL ARRIVAL
TIME OF CRASH TO
HOSPITAL ARRIVAL
Rural Fatal Crashes10.0112.2738.6652.85
Urban Fatal Crashes1.19522.8628.14
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Transportation in Montana

Lastly, we’ll take a look at transportation in Montana. We’ll learn about car ownership, commute time, and more.

Car Ownership

According to DataUSA, chances are if you live in Montana, you have two cars per household, followed by three.

Commute Time

How does Montana’s commute time fair with the rest of the world? Well, Montana has a shorter commute of 16.9 minutes, while the normal US worker has a commute of 25.5 minutes.

Commuter Transportation

In 2017, most Montanans drove alone, followed by those who carpooled and worked from home.

Traffic Congestion

Good news! Montana isn’t like most states that have cities with high congestion times.

Something certainly to be grateful for.

This concludes our guide. We hope it was most helpful.

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About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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State Minimum Car Insurance Rates Nationwide
Average Monthly Car Insurance Rates by State
Average Monthly Auto Insurance Rates by Age & Gender in Montana
Monthly Montana Auto Insurance Rates by ZIP Code
Montana Auto Insurance Rates by Company vs. State Average
Factors Affecting Auto Insurance Rates in Montana
Montana Auto Insurers by Market Share %
State Minimum Car Insurance Rates Nationwide
Average Monthly Car Insurance Rates by State
Average Monthly Auto Insurance Rates by Age & Gender in Montana
Monthly Montana Auto Insurance Rates by ZIP Code
Montana Auto Insurance Rates by Company vs. State Average
Factors Affecting Auto Insurance Rates in Montana
Montana Auto Insurers by Market Share %