Best Hospitals That Will Accept Medicare (2021)

In order to find hospitals that accept Medicare, you'll likely need to access one of the available databases to policyholders. The quotes for Medicare can be way more affordable than some private insurance companies. See how you can pay rates for hospitals that accept Medicare with a deductible of less than 1,500 per benefit period.

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D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from Seve...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Dec 14, 2021

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The Highlights

  • Most hospitals will take Medicare
  • You will still receive a bill for your stay
  • If it’s an emergency you may be able to get care at any hospital

If you’re looking for hospitals that accept Medicare, you’ll likely be pleased to know that the wide majority of hospitals are covered by Medicare Part A.

With this comprehensive health insurance, you can get the coverage you need and will leave the hospital better in no time.

While you’re researching rates for hospitals that accept Medicare, enter your ZIP code into our free quote tool to see what you could pay at other insurers.

How to Find Hospitals That Accept Medicare

If you’re looking for hospitals that accept Medicare, you’re likely in need of some form of medical attention. Luckily, there are a few simple ways to find an insurer that’s willing to cover your treatment while you’re receiving inpatient treatment. To find the hospital, you can use:

  • Medicare.gov – With the official Medicare Physician Compare tool you can find a wide variety of doctors and hospitals
  • Medicare Card – On the back of your Medicare card, you can likely find a number that will give you more info on your local doctors and hospitals

With these tools, finding a local hospital that will take your assignment can be achieved in minutes. Thankfully, the vast majority of hospitals take Medicare, so your chances of finding one are very likely.

Do all hospitals accept Medicare?

While not all hospitals accept Medicare assignments, the majority of inpatient hospitals do. Veterans hospitals and active duty hospitals don’t take Medicare for example, due to military personnel and veterans receiving their own medical benefits.

Do all hospitals accept Medicare Advantage plans?

As previously discussed, not all hospitals will accept Medicare plans, and that includes Medicare Advantage. Depending on which plan type you have, different services will be covered. This can be simplified down to:

  • HMOs – You have to get in-network care except for emergency care and out-of-area urgent care/dialysis.
  • PPOs – These are held by individual providers and will further complicate what hospitals accept your coverage.
  • PFFs – In some cases you can go to any provider, but some PFF plans have a network.
  • SNPs – Have to get coverage from the SNP network except for emergency care and dialysis.

The plan you qualify for will determine what will be inside your network, and that will save you money in the long run.

To find the most affordable hospitals that accept Medicare, you’ll want to make sure you stay in-network to keep from paying it all yourself.

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Medicare Hospital Coverage

While Medicare is a partially government-funded program, you will still have to pay for Medicare when you turn 65.

Standard Medicare coverage will take over if you’re admitted as an inpatient on an official doctor order, if the hospital is in-network, or if a certain committee at the hospital approves your stay. In any other circumstance, your hospital stay would be deemed out of network.

How Medicare Provides for Hospital Stays

Your cost for a stay at a hospital in-network will have some costs associated with it. In addition to deductibles, there are also co-pays and associated prescription costs that you may be partially responsible for. For instance:

  • A 1,484 deductible for each benefit period
  • Varying daily co-insurance depending on the length of stay
  • After a certain amount of days, all costs

This helps make sure that you’re only in the hospital for as long as you need to be and keeps the insurer from having to pay out large amounts of money for every patient that goes to the hospital.

Does Medicare pay for drugs while in the hospital? Yes, they’ll likely cover your prescription treatment in the hospital as long as it’s within the specified stay limit.

Medicare’s Four Parts and Applications

Medicare’s four parts help better assign coverage for specific treatments, such as inpatient and outpatient care.

However, the different parts can be confusing to understand unless you’re familiar with the coverage. According to Medicare.gov, the four parts are as follows.

  • Part A – Inpatient care for hospitals, hospice, and home healthcare
  • Part B – Outpatient care like doctors visits, medical equipment, and preventative services
  • Part C – This is the previously mentioned Medicare Advantage plan, which allows coverage through private companies
  • Part D – covers prescription drugs from your doctor as well as any needed vaccines

These four parts make it easier to track and process claims that have been sent to your insurer.

What Isn’t Covered Under Medicare

Typically, Medicare doesn’t cover dental care, eye exams, and cosmetic surgeries. This also extends to some assistance devices like dentures and hearing aids, which could pose a problem for some.

That being said, some Medicare Advantage plans might offer coverage for your teeth and eyes.

Hospitals That Accept Medicare: The Bottom Line

While not every hospital will accept Medicare, the wide majority of facilities out there are going to provide care for you. Furthermore, if it’s an emergency case, you may be able to get covered no matter what.

If you’re done looking for quotes for hospitals that accept Medicare, enter your ZIP code into our free quote tool to get an idea of what you could pay.

Are you looking for free insurance quotes?

Your one-stop online insurance guide. Get free quotes now!

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