Best Ellensburg, Washington Medicare Companies & Plans (2024)
Ellensburg, Washington Medicare plans include Advantage plans from private health insurance companies as well as standalone Part D prescription drug coverage. For those that prefer original Medicare, Ellensburg, WA supplemental plans are also available. Medicare plans in Ellensburg, Washington are sold by both large national companies and local insurers.
Free Medicare Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Dec 4, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Dec 4, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Options for Medicare supplement in Ellensburg, Washington include Medigap Plan A and Medigap Plan D
- You can buy Medicare supplement coverage in Ellensburg, Washington if you have original Medicare and want coverage for out-of-pocket costs
- Medicare Advantage plans are available in Ellensburg with both PPO and HMO networks
If you’re eligible for Medicare in Ellensburg, Washington, you have a lot of choices. Major health insurance companies provide Ellensburg, Washington Medicare Advantage plans with a variety of coverage options to choose from. You can choose a plan that includes Ellensburg, WA Part D coverage or buy prescription coverage as a standalone policy.
Ellensburg, Washington Medicare supplement plans are available from a number of companies if you choose to stick with original Medicare. These plans can pay for the out-of-pocket costs that Ellensburg original Medicare plans don’t cover, like coinsurance and deductibles.
Ready to buy Ellensburg, Washington Medicare coverage? Enter your ZIP code to compare Ellensburg, WA Medicare options available to you right now.
Medicare Advantage Companies in Ellensburg, Washington
Medicare Advantage in Ellensburg, Washington is offered by some of the same local health insurance companies you may have been covered by before. Take a look at which companies in Ellensburg, WA offer Medicare Advantage as well as which plans they offer to find the coverage and provider network that’s best for you.
Medicare Advantage Companies in Ellensburg, Washington
Plan Name | Monthly Prem. (Parts C & D) | Deductible | Additional Gap Coverage | Preferred Pharmacy Copay/ Coinsurance 30-Day Supply | MOOP for Part A & B Benefits |
---|---|---|---|---|---|
Humana Honor (PPO) – H5216-046-0 | $0.00 | No Rx Coverage | No Rx Coverage | This Plan does NOT include Prescription Drug coverage. | $5,000 |
HumanaChoice H5216-047 (PPO) – H5216-047-0 | $102.00 | $320 . Tier 1 and 2 exempt | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $4.00, Generic: $15.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 27% | $6,700 |
HumanaChoice H5216-048 (PPO) – H5216-048-0 | $201.00 | $320 . Tier 1 exempt | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $16.00, Generic: $18.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 27% | $6,700 |
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Medicare Supplement Companies in Ellensburg, Washington
Original Medicare leaves you with some out-of-pocket costs such as deductibles and coinsurance. With a Ellensburg, Washington Medicare supplement plan, you can get coverage for some or all of those costs. Medicare supplement plans in Washington are standardized, but companies can choose which plans they will sell. Take a look at which companies sell Medicare supplement (Medigap) insurance and which plans they offer.
Medicare Supplement Companies in Ellensburg, Washington
Company | Plans |
---|---|
AARP – UnitedHealthcare Insurance Company (Standard) | Medigap Plan A, Medigap Plan B, Medigap Plan C, Medigap Plan F, Medigap Plan G, Medigap Plan K, Medigap Plan L, Medigap Plan N |
AARP – UnitedHealthcare Insurance Company (Standard/Household) | Medigap Plan A, Medigap Plan B, Medigap Plan C, Medigap Plan F, Medigap Plan G, Medigap Plan K, Medigap Plan L, Medigap Plan N |
Cigna Health & Life Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan F-high deductible, Medigap Plan G, Medigap Plan N |
GPM Health and Life Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G, Medigap Plan N |
Garden State Life Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G, Medigap Plan G-high deductible, Medigap Plan M, Medigap Plan N |
Globe Life and Accident Insurance Company (Direct to Consumer) | Medigap Plan A, Medigap Plan B, Medigap Plan C, Medigap Plan F, Medigap Plan F-high deductible, Medigap Plan G, Medigap Plan G-high deductible, Medigap Plan N |
Humana (HumanaDental Insurance Company) | Medigap Plan A, Medigap Plan F, Medigap Plan F-high deductible, Medigap Plan G, Medigap Plan G-high deductible, Medigap Plan N |
Humana (HumanaDental Insurance Company) (Household) | Medigap Plan A, Medigap Plan F, Medigap Plan F-high deductible, Medigap Plan G, Medigap Plan G-high deductible, Medigap Plan N |
Premera BlueCross BlueShield of Washington | Medigap Plan A, Medigap Plan G, Medigap Plan G-high deductible, Medigap Plan N |
Regence BlueShield | Medigap Plan A, Medigap Plan C, Medigap Plan F, Medigap Plan G, Medigap Plan K, Medigap Plan N |
Sentinel Security Life Insurance Company | Medigap Plan A, Medigap Plan B, Medigap Plan C, Medigap Plan D, Medigap Plan F |
State Farm Mutual Automobile Insurance Company | Medigap Plan A, Medigap Plan C, Medigap Plan D, Medigap Plan F, Medigap Plan G, Medigap Plan N |
USAA Life Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G, Medigap Plan N |
United American Insurance Company | Medigap Plan A, Medigap Plan B, Medigap Plan C, Medigap Plan D, Medigap Plan F, Medigap Plan F-high deductible, Medigap Plan G, Medigap Plan G-high deductible, Medigap Plan N |
United World Life Insurance Company | Medigap Plan A, Medigap Plan F, Medigap Plan G, Medigap Plan G-high deductible, Medigap Plan N |
United of Omaha Life Insurance | Medigap Plan A, Medigap Plan F, Medigap Plan F-high deductible, Medigap Plan G, Medigap Plan G-high deductible, Medigap Plan N |
Premera Blue Cross (HCA) | Medigap Plan G |
Premera Blue Cross (HCA) (PEBB Retiree) | Medigap Plan G |
Ellensburg, Washington Standard Medicare Plan Coverage
Wondering what’s covered by each of the standard Washington Medicare supplement plans? Take a look at all of the Ellensburg, Washington Medicare supplement plans with coverage details.
Ellensburg, Washington Standard Medicare Plan Coverage
Plan Name | Monthly Cost | Copays Coinsurance | Deductibles | Plan Benefits |
---|---|---|---|---|
Medigap Plan A | Premiums range from $121-$307 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services | $1,484 Hospital (Part A) deductible, $203 Medical (Part B) deductible |
Skilled nursing facility: No
Part A deductible: No Part B deductible: No Part B excess charges: No Foreign travel emergency: No |
Medigap Plan B | Premiums range from $198-$459 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services | $0 Hospital (Part A) deductible, $203 Medical (Part B) deductible |
Skilled nursing facility: No
Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: No |
Medigap Plan C | Premiums range from $229-$423 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services | $0 Hospital (Part A) deductible, $0 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: Yes Part B excess charges: No Foreign travel emergency: Yes |
Medigap Plan D | Premiums range from $160-$365 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services | $0 Hospital (Part A) deductible, $203 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: Yes |
Medigap Plan F | Premiums range from $231-$428 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services | $0 Hospital (Part A) deductible, $0 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: Yes Part B excess charges: Yes Foreign travel emergency: Yes |
Medigap Plan F-high deductible | Premiums range from $44-$73 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services after you pay $2,370 deductible | $2,370 total plan deductible. After, you pay: $0 Hospital (Part A) deductible, $0 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: Yes Part B excess charges: Yes Foreign travel emergency: Yes |
Medigap Plan G | Premiums range from $100-$321 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services | $0 Hospital (Part A) deductible, $203 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: No Part B excess charges: Yes Foreign travel emergency: Yes |
Medigap Plan G-high deductible | Premiums range from $44-$66 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services after you pay $2,370 deductible | $2,370 total plan deductible. After, you pay: $0 Hospital (Part A) deductible, $203 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: No Part B excess charges: Yes Foreign travel emergency: Yes |
Medigap Plan K | Premiums range from $61-$121 depending on your age, sex, health status, and when you buy. | 10% Generally your cost for approved Part B services up to $6,220. Then, you’ll pay $0 for the rest of the year. | $742 (50% of Part A deductible) Hospital (Part A) deductible, $203 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: No |
Medigap Plan L | Premiums range from $137-$147 depending on your age, sex, health status, and when you buy. | 5% Generally your cost for approved Part B services up to $3,110. Then, you’ll pay $0 for the rest of the year. | $371 (25% of Part A deductible) Hospital (Part A) deductible, $203 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: No |
Medigap Plan M | Premiums range from $163-$163 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services | $742 (50% of Part A deductible) Hospital (Part A) deductible, $203 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: Yes |
Medigap Plan N | Premiums range from $124-$210 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services with some $20 and $50 copays | $0 Hospital (Part A) deductible, $203 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: Yes |
Standalone Medicare Part D Plans in Ellensburg, Washington
Prescription drug coverage for Medicare in Ellensburg, Washington is covered by a Part D plan. You can purchase Part D coverage in Ellensburg, Washington as a standalone plan if it’s not included in your Medicare Advantage coverage. Take a look at the options for standalone Part D plans here.
Standalone Medicare Part D Plans in Ellensburg, Washington
Plan | Details | Tiers |
---|---|---|
SilverScript SmartRx (PDP) S5601 – 205 – 0 by Aetna Medicare |
Monthly Premium: $6.30 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $19.00 Tier 3: $46.00 Tier 4: 49% Tier 5: 25% |
Clear Spring Health Premier Rx (PDP) S6946 – 054 – 0 by Clear Spring Health |
Monthly Premium: $14.00 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $3.00 Tier 3: $40.00 Tier 4: 45% Tier 5: 25% |
Elixir RxPlus (PDP) S7694 – 136 – 0 by Elixir Insurance |
Monthly Premium: $14.30 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $6.00 Tier 3: $43.00 Tier 4: 45% Tier 5: 25% |
Humana Walmart Value Rx Plan (PDP) S5884 – 209 – 0 by Humana |
Monthly Premium: $17.20 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $4.00 Tier 3: 18% Tier 4: 35% Tier 5: 25% |
WellCare Wellness Rx (PDP) S4802 – 199 – 0 by WellCare |
Monthly Premium: $17.20 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $5.00 Tier 3: $40.00 Tier 4: 46% Tier 5: 25% |
WellCare Value Script (PDP) S4802 – 135 – 0 by WellCare |
Monthly Premium: $18.70 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $4.00 Tier 3: $43.00 Tier 4: 47% Tier 5: 25% |
Cigna Secure-Essential Rx (PDP) S5617 – 309 – 0 by Cigna |
Monthly Premium: $24.00 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $2.00 Tier 3: 18% Tier 4: 50% Tier 5: 25% |
WellCare Medicare Rx Select (PDP) S5810 – 306 – 0 by WellCare |
Monthly Premium: $24.50 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $3.00 Tier 3: $47.00 Tier 4: 42% Tier 5: 25% |
Mutual of Omaha Rx Premier (PDP) S7126 – 099 – 0 by Mutual of Omaha Rx |
Monthly Premium: $24.90 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $2.00 Tier 3: 23% Tier 4: 41% Tier 5: 25% |
Express Scripts Medicare – Saver (PDP) S5660 – 246 – 0 by Express Scripts Medicare |
Monthly Premium: $29.50 Annual Deductable: $285 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $2.00 Tier 2: $7.00 Tier 3: $35.00 Tier 4: 50% Tier 5: 28% |
Express Scripts Medicare – Value (PDP) S5660 – 132 – 0 by Express Scripts Medicare |
Monthly Premium: $30.30 Annual Deductable: $445 Zero Premium If Full LIS Benefits: Yes ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $5.00 Tier 3: $35.00 Tier 4: 47% Tier 5: 25% |
WellCare Classic (PDP) S4802 – 020 – 0 by WellCare |
Monthly Premium: $30.50 Annual Deductable: $445 Zero Premium If Full LIS Benefits: Yes ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $1.00 Tier 3: $25.00 Tier 4: 33% Tier 5: 25% |
Clear Spring Health Value Rx (PDP) S6946 – 025 – 0 by Clear Spring Health |
Monthly Premium: $31.10 Annual Deductable: $445 Zero Premium If Full LIS Benefits: Yes ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $3.00 Tier 3: $42.00 Tier 4: 34% Tier 5: 25% |
SilverScript Choice (PDP) S5601 – 060 – 0 by Aetna Medicare |
Monthly Premium: $31.30 Annual Deductable: $260 Zero Premium If Full LIS Benefits: Yes ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $5.00 Tier 3: $35.00 Tier 4: 43% Tier 5: 28% |
AARP MedicareRx Saver Plus (PDP) S5921 – 374 – 0 by UnitedHealthcare |
Monthly Premium: $32.20 Annual Deductable: $445 Zero Premium If Full LIS Benefits: Yes ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $6.00 Tier 3: $32.00 Tier 4: 40% Tier 5: 25% |
Elixir RxSecure (PDP) S7694 – 030 – 0 by Elixir Insurance |
Monthly Premium: $32.50 Annual Deductable: $445 Zero Premium If Full LIS Benefits: Yes ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $7.00 Tier 3: 15% Tier 4: 35% Tier 5: 25% |
Cigna Secure Rx (PDP) S5617 – 148 – 0 by Cigna |
Monthly Premium: $33.30 Annual Deductable: $445 Zero Premium If Full LIS Benefits: Yes ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $2.00 Tier 3: $36.00 Tier 4: 50% Tier 5: 25% |
WellCare Medicare Rx Saver (PDP) S5810 – 064 – 0 by WellCare |
Monthly Premium: $33.50 Annual Deductable: $445 Zero Premium If Full LIS Benefits: Yes ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $2.00 Tier 3: $35.00 Tier 4: 41% Tier 5: 25% |
AARP MedicareRx Walgreens (PDP) S5921 – 411 – 0 by UnitedHealthcare |
Monthly Premium: $34.00 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $6.00 Tier 3: $40.00 Tier 4: 40% Tier 5: 25% |
Humana Basic Rx Plan (PDP) S5884 – 113 – 0 by Humana |
Monthly Premium: $34.00 Annual Deductable: $445 Zero Premium If Full LIS Benefits: Yes ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $1.00 Tier 3: 20% Tier 4: 34% Tier 5: 25% |
Cigna Secure-Extra Rx (PDP) S5617 – 275 – 0 by Cigna |
Monthly Premium: $40.30 Annual Deductable: $100 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: Yes |
Tier 1: $4.00 Tier 2: $10.00 Tier 3: $42.00 Tier 4: 50% Tier 5: 31% |
Humana Premier Rx Plan (PDP) S5884 – 176 – 0 by Humana |
Monthly Premium: $65.30 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $4.00 Tier 3: $45.00 Tier 4: 49% Tier 5: 25% |
Express Scripts Medicare – Choice (PDP) S5660 – 215 – 0 by Express Scripts Medicare |
Monthly Premium: $71.60 Annual Deductable: $100 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: Yes |
Tier 1: $2.00 Tier 2: $7.00 Tier 3: $42.00 Tier 4: 50% Tier 5: 31% |
WellCare Medicare Rx Value Plus (PDP) S5768 – 153 – 0 by WellCare |
Monthly Premium: $71.90 Annual Deductable: $0 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $4.00 Tier 3: $47.00 Tier 4: 48% Tier 5: 33% |
SilverScript Plus (PDP) S5601 – 061 – 0 by Aetna Medicare |
Monthly Premium: $75.00 Annual Deductable: $0 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: Yes |
Tier 1: $0.00 Tier 2: $2.00 Tier 3: $47.00 Tier 4: 50% Tier 5: 33% |
Mutual of Omaha Rx Plus (PDP) S7126 – 029 – 0 by Mutual of Omaha Rx |
Monthly Premium: $91.90 Annual Deductable: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $2.00 Tier 3: 18% Tier 4: 36% Tier 5: 25% |
AARP MedicareRx Preferred (PDP) S5820 – 029 – 0 by UnitedHealthcare |
Monthly Premium: $92.10 Annual Deductable: $0 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $5.00 Tier 2: $10.00 Tier 3: $45.00 Tier 4: 40% Tier 5: 33% |
Asuris Medicare Script Basic (PDP) S5609 – 001 – 0 by Asuris Northwest Health |
Monthly Premium: $93.50 Annual Deductable: $300 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $3.00 Tier 2: $13.00 Tier 3: $40.00 Tier 4: 40% Tier 5: 27% |
Asuris Medicare Script Enhanced (PDP) S5609 – 002 – 0 by Asuris Northwest Health |
Monthly Premium: $124.50 Annual Deductable: $0 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: Yes |
Tier 1: $3.00 Tier 2: $10.00 Tier 3: $47.00 Tier 4: 40% Tier 5: 33% |
Compare Medicare Rates in Ellensburg, Washington
If you’re ready to buy Ellensburg, Washington Medicare coverage, we’re here to help. Enter your ZIP code to see Medicare rates in Ellensburg, WA and find the coverage that’s right for you.
Frequently Asked Questions
What are the best Medicare companies in Ellensburg, Washington?
While individual preferences may vary, some of the top Medicare companies in Ellensburg, Washington, include:
- Blue Cross Blue Shield (BCBS): BCBS offers a range of Medicare Advantage and Medicare Supplement plans, providing comprehensive coverage options.
- UnitedHealthcare: UnitedHealthcare offers a variety of Medicare Advantage plans with different coverage levels and additional benefits.
- Aetna: Aetna offers Medicare Advantage plans, prescription drug coverage, and Medicare Supplement plans.
- Kaiser Permanente: Kaiser Permanente provides Medicare Advantage plans with integrated healthcare services, including hospital and medical coverage, prescription drugs, and more.
- Humana: Humana offers Medicare Advantage plans, prescription drug coverage, and Medicare Supplement plans.
What factors should I consider when choosing a Medicare plan in Ellensburg, Washington?
When selecting a Medicare plan in Ellensburg, Washington, it’s important to consider the following factors:
- Coverage: Assess the specific healthcare services and prescription drugs covered by the plan to ensure they meet your needs.
- Cost: Compare premiums, deductibles, copayments, and out-of-pocket maximums to understand the financial implications of each plan.
- Network: Determine whether your preferred doctors, hospitals, and specialists are included in the plan’s network.
- Prescription drugs: If you take medications regularly, review the plan’s formulary to ensure your prescriptions are covered.
- Additional benefits: Some plans offer extra benefits like dental, vision, or fitness programs, which may be important to you.
What types of Medicare plans are available in Ellensburg, Washington?
In Ellensburg, Washington, you can typically find the following types of Medicare plans:
- Medicare Advantage (Part C) plans: These are offered by private insurance companies approved by Medicare. They combine Medicare Part A (hospital insurance) and Part B (medical insurance) benefits into a single plan. Many Medicare Advantage plans also include prescription drug coverage (Part D) and additional benefits.
- Medicare Supplement (Medigap) plans: Medigap plans work alongside Original Medicare (Part A and Part B) and help cover the out-of-pocket costs, such as deductibles, copayments, and coinsurance. These plans are also provided by private insurance companies.
- Medicare Part D plans: These standalone prescription drug plans help cover the cost of prescription medications. They can be added to Original Medicare or included in some Medicare Advantage plans.
Can I change my Medicare plan in Ellensburg, Washington?
Yes, you can change your Medicare plan in Ellensburg, Washington, during certain enrollment periods. The main enrollment periods to consider are:
- Initial Enrollment Period (IEP): This is the seven-month period that begins three months before your 65th birthday month, includes your birthday month, and extends three months after.
- Annual Enrollment Period (AEP): Occurring from October 15th to December 7th each year, this period allows you to switch Medicare Advantage or Part D plans.
- Medicare Advantage Open Enrollment Period (MA OEP): This runs from January 1st to March 31st. During this period, you can switch from one Medicare Advantage plan to another or return to Original Medicare.
How can I find and compare Medicare plans in Ellensburg, Washington?
To find and compare Medicare plans in Ellensburg, Washington, you can follow these steps:
- Visit the official Medicare website (medicare.gov) and use the “Find a Medicare Plan” tool.
- Enter your ZIP code and provide the requested information.
- Browse the available Medicare Advantage, Medigap, and Part D plans in your area.
- Compare the plans based on factors like coverage, cost, network, and additional benefits.
- Consider using independent insurance brokers who specialize in Medicare to get personalized assistance and advice.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.