Best Oral Surgeons That Will Accept Medicare (2022)

Oral surgeons that accept Medicare can help you get vital dental care, but those procedures need to be medically necessary for Medicare to cover them. It can be difficult to find a dentist that takes Medicare and Medicaid since most dental procedures are covered by dental insurance, but it's not impossible.

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D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from Seve...

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Written by D. Gilson, PhD
Professor & Published Author D. Gilson, PhD

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years Leslie Kasperowicz

UPDATED: Jul 27, 2022

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The Highlights

  • Most oral surgeries and procedures aren’t covered by Medicare or any other health insurance
  • Medicare will cover some procedures, as long as a doctor has deemed them medically necessary
  • You can purchase Medicare Part C (or Medicare Advantage), which sometimes includes dental coverage

For the most part, understanding what’s covered by health insurance and what’s covered by dental is relatively straightforward. One area that people tend to consider gray is oral surgery. Is it medical or dental?

Even trickier is finding a dentist that takes Medicare and Medicaid. This is because, as a general rule, Medicare does not cover dental procedures. However, there are some cases where Medicare will cover dental procedures.

While you’re looking for oral surgeons that accept Medicare, you should shop around for Medicare rates. Enter your ZIP code in our free tool to start looking at quotes.

Oral Surgeons That Accept Medicare

Medicare provides coverage for medical procedures. These procedures include surgery, routine check-ups, medicine, and many other services a doctor provides. Dental coverage is usually not provided by Medicare.

However, you can find some Medicare plans that offer dental coverage. These are Medicare Advantage plans. Some of these plans have an additional cost, but there are Advantage plans with no added premium.

Medicare will cover certain dental procedures, though. When a medical procedure is deemed necessary by your doctor, Medicare will pay for it.

Since oral surgeons typically work with dental insurance, it can be difficult to find a doctor that accepts any medical insurance, Medicare or not. Before you make an appointment, you should call and check to see if they accept Medicare.

Additionally, you should ask your dentist about prices before you agree to any procedure. Since Medicare doesn’t always cover dental procedures, you should check on procedure rates from oral surgeons that accept Medicare.

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Does Medicare cover medically necessary dental work?

Wondering, “Where are Medicare dentists near me?” You should know that Medicare will cover medically necessary operations, and many oral surgeons will work with you.

It’s important to realize the distinction between dental procedures and medically necessary oral operations.

Medicare and Dental Coverages
Medicare CoverageDental Coverage
X-Rays to find the source of jaw painRoutine X-rays
Tooth removal to stop infection before organ transportRoutine cleanings
Reconstructive surgery after traumatic damageFilings
Tooth removal before radiationTooth extractions
Jaw repair after tumor removalDentures
Surgery to fix a fractured jawDental plates
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If you have an issue that you think might be covered under Medicare, you’ll need a note from a doctor saying that the procedure is necessary.

How does Medicare pay for oral surgery?

To find affordable oral surgeons that accept Medicare, you should understand how Medicare works. Medicare is split into four different parts. Each of these parts covers different types of medical care.

Medicare Part A – Covers inpatient stays at hospitals, nursing facility services, and hospice or home care. If you need oral surgery while in the hospital, Part A might cover it.

Medicare Part B – Can help you with doctor visits, outpatient care, preventative appointments, and medical equipment. You might be covered for outpatient care for oral surgery under Part B.

Medicare Part C – This is also known as Medicare Advantage. If you get a plan that covers dental, you’ll be covered for most dental procedures. You have to pay for Medicare when you turn 65, but may be able to get Part C at no additional cost.

Medicare Part D – Covers prescription medicine. If you’ve had medically necessary oral surgery, Part D can cover antibiotics and pain killers.

How much does oral surgery cost with Medicare?

As with any other type of procedure, the cost of your care depends on what you have done and what coverage you have.

Generally, however, you can expect to pay 20% of the total price as coinsurance. Medicare Part B has an average deductible of $203.  The monthly cost of Medicare is $148.50 on average.

Additionally, if you don’t have Medicare Part D, you’ll have to pay the total cost of any medication you are prescribed.

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Oral Surgeons That Accept Medicare: The Bottom Line

Understanding what Medicare will cover can be confusing.  Finding a dentist that takes Medicare and Medicaid can be even harder.

Your first step when you look for oral surgeons that accept Medicare should be looking at Medicare quotes to save on out-of-pocket costs. Enter your ZIP code in our free tool to see quotes available in your area.

Are you looking for free insurance quotes?

Your one-stop online insurance guide. Get free quotes now!

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