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Chevrolet Colorado Car Insurance [How to Find Cheap Rates]

Chevrolet Colorado car insurance costs around $102 a month. On average, drivers with Chevrolet Colorado car insurance save about $500 a year with policy discounts. Read this guide for how to find cheap Chevrolet Colorado car insurance rates.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jul 16, 2020

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Key takeaways:

  • Full coverage costs around $1,222 a year or $102 each month
  • A liability-only policy costs around $490 a year or $41 each month
  • Highest rates are for teenage drivers at around $4,466 a year or $372 each month
  • Good drivers can save as much as $504 a year by earning policy discounts
  • Chevrolet Colorado insurance costs around $297 less per year than the average vehicle

Chevrolet Colorado insurance rates are considerably less than the average vehicle with full coverage costing around $1,222 a year or $102 a month. Drivers of an older Chevrolet Colorado may opt for liability-only coverage which averages $490 a year or $41 a month.

Good drivers can save up to $504 a year in policy discounts. We’re going to take a look at Chevrolet Colorado insurance rates, safety ratings, and more.

You can start comparing quotes for Chevrolet Colorado car insurance rates from some of the best car insurance companies by using our free online tool now.

Chevrolet Colorado Insurance Cost

The average Chevrolet Colorado auto insurance costs are $1,222 a year or $102 a month.

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Are Chevrolet Colorados Expensive to Insure?

The chart below details how Chevrolet Colorado insurance rates compare to other trucks like the Ford F-150, GMC Canyon, and Toyota Tundra.

Vehicle Comprehensive Collision Liability Total
Chevrolet Colorado $254 $438 $372 $1,222
Ford F-150 $322 $470 $372 $1,322
GMC Canyon $270 $478 $398 $1,304
Toyota Tundra $320 $512 $440 $1,452
GMC Sierra $336 $594 $372 $1,460
Chevrolet Silverado 2500HD $362 $688 $420 $1,650
Honda Ridgeline $306 $536 $450 $1,472

However, there are a few things you can do to find the cheapest Chevrolet insurance rates online.

What Impacts the Cost of Chevrolet Colorado Insurance?

The Chevrolet Colorado trim and model you choose will affect the total price you will pay for Chevrolet Colorado insurance coverage.

Age of the Vehicle

Older Chevrolet Colorado models generally cost less to insure. For example, auto insurance for a 2020 Chevrolet Colorado costs $1,222, while 2010 Chevrolet Colorado insurance costs are $1,038, a difference of $184.

Model Year Comprehensive Collision Liability Total
2020 Chevrolet Colorado $254 $438 $372 $1,222
2019 Chevrolet Colorado $242 $422 $390 $1,212
2018 Chevrolet Colorado $232 $418 $398 $1,206
2017 Chevrolet Colorado $224 $408 $416 $1,206
2016 Chevrolet Colorado $216 $390 $430 $1,194
2015 Chevrolet Colorado $204 $378 $442 $1,182
2012 Chevrolet Colorado $180 $296 $460 $1,094
2011 Chevrolet Colorado $168 $272 $460 $1,058
2010 Chevrolet Colorado $162 $254 $464 $1,038

Driver Age

Driver age can have a significant impact on Chevrolet Colorado auto insurance rates. For example, 20-year-old drivers pay approximately $1,494 more each year for their Chevrolet Colorado auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Chevrolet Colorado insurance rates. For example, drivers in Los Angeles may pay $1,051 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of Chevrolet Colorado auto insurance. Teens and drivers in their 20’s see the highest jump in their Chevrolet Colorado car insurance with violations on their driving record.

Chevrolet Colorado Safety Ratings

Your Chevrolet Colorado car insurance rates are tied to the safety ratings of the Chevrolet Colorado. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Marginal
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety

Chevrolet Colorado Crash Test Ratings

Good Chevrolet Colorado crash test ratings mean the VW is safer, which could mean cheaper Chevrolet Colorado car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Chevrolet Colorado PU/EC 4WD 4 stars 4 stars 5 stars 3 stars
2020 Chevrolet Colorado PU/EC 2WD 4 stars 4 stars 5 stars 3 stars
2020 Chevrolet Colorado PU/CC 4WD 4 stars 4 stars 5 stars 3 stars
2020 Chevrolet Colorado PU/CC 2WD 4 stars 4 stars 5 stars 3 stars
2019 Chevrolet Colorado PU/EC RWD 4 stars 4 stars 5 stars 3 stars
2019 Chevrolet Colorado PU/EC 4WD 4 stars 4 stars 5 stars 3 stars
2019 Chevrolet Colorado PU/CC RWD 4 stars 4 stars 5 stars 3 stars
2019 Chevrolet Colorado PU/CC 4WD 4 stars 4 stars 5 stars 3 stars
2018 Chevrolet Colorado PU/EC RWD 4 stars 4 stars 5 stars 3 stars
2018 Chevrolet Colorado PU/EC 4WD 4 stars 4 stars 5 stars 3 stars
2018 Chevrolet Colorado PU/CC RWD 4 stars 4 stars 5 stars 3 stars
2018 Chevrolet Colorado PU/CC 4WD 4 stars 4 stars 5 stars 3 stars
2017 Chevrolet Colorado PU/EC RWD 4 stars 4 stars 5 stars 3 stars
2017 Chevrolet Colorado PU/EC 4WD 4 stars 4 stars 5 stars 3 stars
2017 Chevrolet Colorado PU/CC RWD 4 stars 4 stars 5 stars 3 stars
2017 Chevrolet Colorado PU/CC 4WD 4 stars 4 stars 5 stars 3 stars
2016 Chevrolet Colorado PU/EC RWD 4 stars 4 stars 5 stars 3 stars
2016 Chevrolet Colorado PU/EC 4WD 4 stars 4 stars 5 stars 3 stars
2016 Chevrolet Colorado PU/CC RWD 4 stars 4 stars 5 stars 3 stars
2016 Chevrolet Colorado PU/CC 4WD 4 stars 4 stars 5 stars 3 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Chevrolet Colorado Safety Features

Having a variety of safety features on your Chevrolet Colorado can help lower your insurance costs. According to AutoBlog, the 2020 Chevrolet Colorado’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Electronic Stability Control
  • Daytime Running Lights
  • Traction Control

Chevrolet Colorado Insurance Loss Probability

Another contributing factor that affects Chevrolet Colorado car insurance rates is the loss probability for each type of coverage.

Insurance Coverage Category Loss Rate
Collision -27%
Property Damage -43%
Comprehensive -36%
Personal Injury no data
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety

Chevrolet Colorado Finance and Insurance Cost

If you are financing a Chevrolet Colorado, you will pay more if you purchase Chevrolet Colorado car insurance at the dealership, so be sure to shop around and compare Chevrolet Colorado car insurance quotes from the best companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Ways to Save on Chevrolet Colorado Insurance

Save more on your Chevrolet Colorado car insurance rates. Take a look at the following five strategies that will get you the best Chevrolet Colorado auto insurance rates possible.

  • Talk to Your Credit Card Company to Save on Rental Car Costs
  • Don’t Assume your Chevrolet Colorado is Cheaper to Insure than another vehicle. Compare. Compare. Compare.
  • Install an Aftermarket Anti-Theft Device for Your Chevrolet Colorado
  • Ask About Discounts for People with Disabilities
  • Wait Six Years for Accidents to Disappear from Your Record

Top Chevrolet Colorado Insurance Companies

The best auto insurance companies for Chevrolet Colorado car insurance rates will offer competitive rates, discounts, and account for the Chevrolet Colorado’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

Compare Free Chevrolet Colorado Insurance Quotes Online

To start comparing Chevrolet Colorado car insurance quotes for free, use our online car insurance comparison tool.

About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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