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How Much is Insurance on a Chevrolet Sonic?

The cost of Chevrolet Sonic auto insurance rates are $1,362 a year, or around $114 a month on average. On average, Chevrolet Sonic comprehensive insurance coverage costs $332, collision coverage costs $484, and liability coverage costs $384.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jun 23, 2020

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Key takeaways:

  • Full coverage costs around $1,362 a year or $114 each month
  • A liability-only policy costs around $546 a year or $46 each month
  • Highest rates are for teenage drivers at around $4,978 a year or $415 each month
  • Good drivers can save as much as $562 a year by earning policy discounts
  • Chevrolet Sonic insurance costs around $157 less per year than the average vehicle

Chevrolet Sonic insurance rates are about $157 less than the average vehicle in the country with full coverage costing around $1,362 a year or $114 a month. Good drivers can save up to $562 a year in policy discounts for staying safe out on the road. Let’s take a quick look at Chevrolet Sonic insurance rates, crash test ratings, and more.

You can start comparing quotes for Chevrolet Sonic car insurance rates from some of the best car insurance companies by using our free online tool now.

Chevrolet Sonic Insurance Cost

The average Chevrolet Sonic car insurance rates are $1,362 a year or $114 a month.

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Are Chevrolet Sonics Expensive to Insure?

The chart below details how Chevrolet Sonic insurance rates compare to other sedans like the Kia Forte, Audi S4, and Kia Optima.

Vehicle Comprehensive Collision Liability Total
Chevrolet Sonic $270 $536 $398 $1,362
Kia Forte $322 $500 $372 $1,352
Audi S4 $370 $744 $338 $1,588
Kia Optima $322 $532 $420 $1,454
Lincoln MKZ $320 $686 $450 $1,636
Cadillac ATS $294 $566 $398 $1,416
Nissan Altima $306 $570 $390 $1,424

However, there are a few things you can do to find the cheapest Chevrolet insurance rates online.

What Impacts the Cost of Chevrolet Sonic Insurance?

The Chevrolet Sonic trim and model you choose will affect the total price you will pay for Chevrolet Sonic insurance coverage.

Age of the Vehicle

Older Chevrolet Sonic models generally cost less to insure. For example, car insurance rates for a 2018 Chevrolet Sonic are $1,362, while 2012 Chevrolet Sonic rates are $1,208, a difference of $154.

Model Year Comprehensive Collision Liability Total
2018 Chevrolet Sonic $270 $536 $398 $1,362
2017 Chevrolet Sonic $260 $524 $416 $1,358
2016 Chevrolet Sonic $250 $502 $430 $1,340
2015 Chevrolet Sonic $238 $484 $442 $1,322
2014 Chevrolet Sonic $228 $450 $452 $1,288
2013 Chevrolet Sonic $218 $424 $456 $1,256
2012 Chevrolet Sonic $210 $380 $460 $1,208

Driver Age

Driver age can have a significant impact on the cost of Chevrolet Sonic auto insurance. For example, 20-year-old drivers pay as much as $1,726 more each year for their Chevrolet Sonic auto insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Chevrolet Sonic insurance rates. For example, drivers in Los Angeles may pay $749 a year more than drivers in Phoenix.

Your Driving Record

Your driving record can have an impact on the cost of Chevrolet Sonic car insurance. Teens and drivers in their 20’s see the highest jump in their Chevrolet Sonic car insurance with violations on their driving record.

Chevrolet Sonic Safety Ratings

The Chevrolet Sonic’s safety ratings will affect your Chevrolet Sonic car insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety

Chevrolet Sonic Crash Test Ratings

Not only do good Chevrolet Sonic crash test ratings mean you are better protected in a crash, but good Chevrolet Sonic crash ratings also mean cheaper insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Chevrolet Sonic 5 HB FWD 5 stars 5 stars 5 stars 4 stars
2020 Chevrolet Sonic 4 DR FWD 5 stars 5 stars 5 stars 4 stars
2019 Chevrolet Sonic 5 HB FWD 5 stars 5 stars 5 stars 4 stars
2019 Chevrolet Sonic 4 DR FWD 5 stars 5 stars 5 stars 4 stars
2018 Chevrolet Sonic 5 DR FWD 5 stars 5 stars 5 stars 4 stars
2018 Chevrolet Sonic 4 DR FWD 5 stars 5 stars 5 stars 4 stars
2017 Chevrolet Sonic 5 DR FWD 5 stars 5 stars 5 stars 4 stars
2017 Chevrolet Sonic 4 DR FWD 5 stars 5 stars 5 stars 4 stars
2016 Chevrolet Sonic 5 DR FWD 5 stars 5 stars 5 stars 4 stars
2016 Chevrolet Sonic 4 DR FWD 5 stars 5 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Chevrolet Sonic Safety Features

The Chevrolet Sonic safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Chevrolet Sonic auto insurance rates. The Chevrolet Sonic’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Front Side Air Bag
  • Rear Side Air Bag
  • 4-Wheel ABS
  • Front Disc/Rear Drum Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Emergency Trunk Release

Chevrolet Sonic Insurance Loss Probability

Insurance loss probability on the Chevrolet Sonic fluctuates between each type of coverage. The lower percentage means lower Chevrolet Sonic car insurance rates; higher percentages mean higher Chevrolet Sonic auto insurance rates.

Insurance Coverage Category Loss Rate
Collision 4%
Property Damage 32%
Comprehensive -9%
Personal Injury 67%
Medical Payment 89%
Bodily Injury 59%
Source: Insurance Institute for Highway Safety

Chevrolet Sonic Finance and Insurance Cost

If you are financing a Chevrolet Sonic, most lenders will require your carry higher Chevrolet Sonic coverage options including comprehensive coverage, so be sure to shop around and compare Chevrolet Sonic auto insurance rates from the best companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Ways to Save on Chevrolet Sonic Insurance

Drivers can end up saving more money on their Chevrolet Sonic car insurance rates by employing any one of the following strategies.

  • Ask About Farm and Ranch Vehicle Discounts
  • Avoid the Temptation to File a Claim for Minor Incidents
  • Reduce Your Coverage on an Older Chevrolet Sonic
  • Buy a Chevrolet Sonic with an Anti-Theft Device
  • Ask About Welcome Discounts

Top Chevrolet Sonic Insurance Companies

The best auto insurance companies for Chevrolet Sonic car insurance rates will offer competitive rates, discounts, and account for the Chevrolet Sonic’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

Compare Free Chevrolet Sonic Insurance Quotes Online

You can start comparing quotes for Chevrolet Sonic auto insurance rates from some of the best auto insurance companies by using our free online tool now.

About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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