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Chevrolet Spark Car Insurance [Rates + Comparison Guide]

Chevrolet Spark car insurance rates are $109/mo or $1,310/yr, which is $209 less per year than most cars. Drivers with good driving records may find Chevrolet Spark car insurance rates as low as $64.17/mo or $770/yr.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jul 28, 2020

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Key takeaways:

  • Full coverage costs around $1,310 a year or $109 each month
  • A liability-only policy costs around $525 a year or $44 each month
  • Highest rates are for teenage drivers at around $4,788 a year or $399 each month
  • Good drivers can save as much as $540 a year by earning policy discounts
  • Chevrolet Spark insurance costs around $209 less per year than the average vehicle

Chevrolet Spark insurance rates are about $209 less per year than the average vehicle in the U.S. Full coverage is about $1,310 a year or $109 a month, but older Chevrolet Sparks may just need liability coverage, which averages $525 a year or $44 per month. Let’s take a look at Chevrolet Spark insurance rates, safety features, and more.

You can start comparing quotes for Chevrolet Spark car insurance rates from some of the best car insurance companies by using our free online tool now.

Chevrolet Spark Insurance Cost

The average car insurance costs for a Chevrolet Spark are $1,310 a year or $109 a month.

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Are Chevrolet Sparks Expensive to Insure?

The chart below details how Chevrolet Spark insurance rates compare to other subcompact hatchbacks like the Volkswagen Beetle, Volkswagen Golf, and Ford Focus RS.

Vehicle Comprehensive Collision Liability Total
Volkswagen Beetle $280 $542 $332 $1,290
Volkswagen Golf $306 $600 $390 $1,454
Ford Focus RS $332 $656 $398 $1,544
Volkswagen Golf R $372 $660 $390 $1,580
Mitsubishi Mirage $244 $448 $398 $1,248
Honda Fit $268 $512 $258 $1,148

However, there are a few things you can do to find the cheapest Chevrolet insurance rates online.

What Impacts the Cost of Chevrolet Spark Insurance?

The Chevrolet Spark trim and model you choose can impact the total price you will pay for Chevrolet Spark car insurance coverage.

Age of the Vehicle

The average Chevrolet Spark auto insurance rates are higher for newer models. For example, auto insurance for a 2017 Chevrolet Spark costs $1,310, while 2013 Chevrolet Spark insurance costs are $1,234, a difference of $76.

Model Year Comprehensive Collision Liability Total
2017 Chevrolet Spark $224 $436 $470 $1,310
2016 Chevrolet Spark $216 $418 $486 $1,300
2015 Chevrolet Spark $204 $404 $500 $1,288
2014 Chevrolet Spark $196 $374 $510 $1,260
2013 Chevrolet Spark $188 $352 $514 $1,234

Driver Age

Driver age can have a significant effect on the cost of Chevrolet Spark car insurance. For example, a 20-year-old driver could pay around $134 more each month for their Chevrolet Spark car insurance than 30-year-old driver.

Driver Location

Where you live can have a large impact on Chevrolet Spark insurance rates. For example, drivers in New York may pay $799 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on your Chevrolet Spark auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Chevrolet Spark car insurance with violations on their driving record.

Chevrolet Spark Safety Ratings

Your Chevrolet Spark car insurance rates are tied to the safety ratings of the Chevrolet Spark. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Not Tested
Head restraints and seats Not Tested
Source: Insurance Institute for Highway Safety

Chevrolet Spark Crash Test Ratings

Good Chevrolet Spark crash test ratings can lower your Chevrolet Spark auto insurance rates. See Chevrolet Spark crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Chevrolet Spark 5 HB FWD N/R N/R N/R N/R
2019 Chevrolet Spark 5 HB FWD N/R N/R N/R N/R
2018 Chevrolet Spark 5 HB FWD N/R N/R N/R N/R
2017 Chevrolet Spark 5 HB FWD N/R N/R N/R N/R
2016 Chevrolet Spark Ev 5 HB FWD N/R N/R N/R N/R
2016 Chevrolet Spark 5 HB FWD N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Chevrolet Spark Safety Features

Most drivers don’t realize that not only do Chevrolet Spark safety features play a vital role in keeping passengers safe in crashes, but they can also help lower Chevrolet Spark auto insurance rates. The Chevrolet Spark’s safety features include:

  • Rearview camera
  • Rear parking sensors
  • Forward collision warning
  • Lane departure warning
  • Automatic emergency braking

Chevrolet Spark Finance and Insurance Cost

If you are financing a Chevrolet Spark, you will pay more if you purchase Chevrolet Spark car insurance at the dealership, so be sure to shop around and compare Chevrolet Spark car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Chevrolet Spark Insurance

There are many ways that you can save on Chevrolet Spark car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Chevrolet Spark car insurance rates low.

  • Drive Your Chevrolet Spark Safely
  • Buy a Chevrolet Spark with an Anti-Theft Device
  • Ask About Usage-Based Insurance for Your Chevrolet Spark
  • Audit Your Chevrolet Spark Driving When You Move to a New Location or Start a New Job
  • Remove Young Drivers from Your Chevrolet Spark Insurance Plan

Top Chevrolet Spark Insurance Companies

Who is the best company for Chevrolet Spark insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Chevrolet Spark insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Chevrolet Spark offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

Compare Free Chevrolet Spark Insurance Quotes Online

Start comparing Chevrolet Spark car insurance quotes for free by using our convenient online comparison tool.

About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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