10 Best Car Insurance Companies for Acuras in 2024 (Your Guide to the Top Providers)
Geico stands out as the top choice for Acura insurance, offering the most competitive rates starting at $50/mo. State Farm and Progressive also excel, providing excellent coverage options and valuable discounts. Find out why these top car insurance companies for Acuras excel in affordability and service.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
UPDATED: Oct 1, 2024
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Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Oct 1, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Company Facts
Full Coverage for Acura
A.M. Best Rating
Complaint Level
Pros & Cons
Company Facts
Full Coverage for Acura
A.M. Best Rating
Complaint Level
Pros & Cons
Geico emerges as the top choice among the best car insurance companies for Acuras, thanks to its unbeatable rates and comprehensive coverage options.
State Farm and Progressive also shine, offering exceptional value and a range of discounts tailored for Acura drivers.
Each provider stands out for its affordability, service quality, and specialized benefits. Explore why these leading insurers are the go-to options for securing the best coverage for your Acura.
Our Top 10 Picks: Best Car Insurance Companies For Acura
Company | Rank | Multi-Policy Discount | A.M. Best | Best For | Jump to Pros/Cons |
---|---|---|---|---|---|
#1 | 5% | A++ | Competitive Rates | Geico | |
#2 | 10% | B | Excellent Service | State Farm | |
#3 | 8% | A+ | Innovative Tools | Progressive | |
#4 | 10% | A+ | Wide Coverage | Allstate | |
#5 | 5% | A++ | Military Benefits | USAA | |
#6 | 10% | A | Customizable Policies | Farmers | |
#7 | 10% | A+ | Variety Discounts | Nationwide | |
#8 | 8% | A | Personalized Options | Liberty Mutual | |
#9 | 7% | A | Membership Benefits | AAA | |
#10 | 9% | A++ | Financial Stability | Travelers |
Read on to learn the best coverage options for your car and how to lower your car insurance for an Acura.
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Stop overpaying for car insurance. Our free quote comparison tool allows you to shop for quotes from the top providers near you by entering your ZIP code above.
#1 – Geico: Top Overall Pick
Pros
- Affordable Rates: Geico offers competitive rates for Acuras, starting at $164/month, making it an economical choice. Discover more about offerings in our “Geico Insurance Review & Complaints.”
- A++ Rating: With an A++ rating from A.M. Best, Geico ensures top-tier financial stability and reliability for Acura owners.
- Multi-Policy Discount: Save more by bundling policies with Geico’s 5% discount, offering significant savings on comprehensive coverage for Acuras.
Cons
- Limited Coverage Options: Geico may not offer as many specialized or tailored coverage options for Acuras compared to other insurers.
- Customer Service: Some users report less personalized customer service experiences, which might be a drawback for Acura owners seeking more customized support.
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#2 – State Farm: Best for Excellent Service
Pros
- Multi-Policy Discount: State Farm offers a generous 10% discount when bundling multiple policies, providing substantial savings for Acura owners. Discover more about offerings in our article called “State Farm Insurance Review & Complaints: Car Insurance.”
- Excellent Customer Service: Known for its top-notch customer service, State Farm ensures Acura owners receive personalized and responsive support.
- Wide Range of Coverage: State Farm offers various coverage options tailored to meet the unique needs of Acura drivers, including comprehensive and collision coverage.
Cons
- B Rating: State Farm has a B rating from A.M. Best, which might concern some Acura owners looking for top-rated financial stability.
- Higher Premiums: Despite discounts, State Farm’s premiums can be higher for certain coverage levels, potentially making it more expensive for Acura owners.
#3 – Progressive: Best for Innovative Tools
Pros
- Multi-Policy Discount: Progressive offers an 8% discount for bundling policies, helping Acura owners save on their insurance. Access comprehensive insights into our article called “Progressive Insurance Review & Complaints.”
- Innovative Tools: Progressive provides innovative tools like the Name Your Price tool, allowing Acura owners to customize their coverage based on their budget.
- A+ Rating: With an A+ rating from A.M. Best, Progressive ensures strong financial stability and reliability.
Cons
- Complex Pricing: Progressive’s pricing structure can be complex, which may make it difficult for Acura owners to understand their rates fully.
- Average Customer Service: Progressive’s customer service is rated as average, which might not meet the expectations of all Acura owners.
#4 – Allstate: Best for Wide Coverage
Pros
- Multi-Policy Discount: Allstate offers a substantial 10% discount for bundling multiple policies, benefiting Acura owners. Check out insurance savings in our complete guide titled “Allstate Auto Insurance Review & Complaints: Auto Insurance.”
- Wide Coverage Options: Allstate provides a broad range of coverage options, ensuring Acura owners can find policies that meet their specific needs.
- A+ Rating: With an A+ rating from A.M. Best, Allstate guarantees strong financial stability and reliable insurance services.
Cons
- Higher Rates: Allstate’s premiums can be higher than some competitors, making it more costly for Acura owners.
- Claim Handling: Some customers report slower claim handling processes, which could be a disadvantage for Acura owners needing quick resolutions.
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#5 – USAA: Best for Military Benefits
Pros
- Multi-Policy Discount: USAA offers a 5% discount for bundling policies, providing savings for Acura owners in the military. Delve into our evaluation of “USAA Insurance Review & Complaints.”
- Exclusive Military Benefits: USAA provides unique benefits and discounts for military members and their families, making it ideal for Acura owners with military backgrounds.
- A++ Rating: With an A++ rating from A.M. Best, USAA ensures top-tier financial stability and reliable insurance services.
Cons
- Membership Restrictions: USAA is only available to military members and their families, limiting access for non-military Acura owners.
- Higher Rates for Non-Military: Non-military members may find USAA’s rates less competitive compared to other insurers for Acura coverage.
#6 – Farmers: Best for Customizable Policies
Pros
- Multi-Policy Discount: Farmers offers a 10% discount for bundling policies, helping Acura owners save on their insurance. Unlock details in our “Farmers Insurance Review & Complaints: Home, Business & Auto Insurance.”
- Customizable Coverage: Farmers provides highly customizable insurance policies, allowing Acura owners to tailor their coverage to specific needs.
- A Rating: With an A rating from A.M. Best, Farmers ensures reliable financial stability and dependable service.
Cons
- Higher Premiums: Farmers’ premiums can be higher than some competitors, making it more expensive for Acura owners.
- Limited Discounts: Farmers may offer fewer discounts compared to other insurers, potentially limiting savings for Acura owners.
#7 – Nationwide: Best for Variety Discounts
Pros
- Multi-Policy Discount: Nationwide offers a 10% discount for bundling policies, providing significant savings for Acura owners. Access comprehensive insights into our article called “Nationwide Insurance Review & Complaints: Auto, Home, Health & Pet Insurance.”
- Variety of Discounts: Nationwide provides a wide range of discounts, including safe driver and accident-free discounts, benefiting Acura owners.
- A+ Rating: With an A+ rating from A.M. Best, Nationwide ensures strong financial stability and reliable insurance services.
Cons
- Higher Premiums: Nationwide’s premiums can be higher than some competitors, making it more costly for Acura owners.
- Limited Coverage Options: Nationwide may offer fewer specialized coverage options for Acuras compared to other insurers.
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#8 – Liberty Mutual: Best for Personalized Options
Pros
- Multi-Policy Discount: Liberty Mutual offers an 8% discount for bundling policies, helping Acura owners save on their insurance. Unlock details in our article called “Liberty Mutual Insurance Review & Complaints.”
- Personalized Coverage: Liberty Mutual provides personalized coverage options, allowing Acura owners to tailor their policies to specific needs.
- A Rating: With an A rating from A.M. Best, Liberty Mutual ensures reliable financial stability and dependable service.
Cons
- Higher Rates: Liberty Mutual’s premiums can be higher than some competitors, making it more expensive for Acura owners.
- Average Customer Service: Liberty Mutual’s customer service is rated as average, which might not meet the expectations of all Acura owners.
#9 – AAA: Best for Membership Benefits
Pros
- Multi-Policy Discount: AAA offers a 7% discount for bundling policies, providing savings for Acura owners.
- Membership Benefits: AAA provides unique membership benefits, including roadside assistance and travel discounts, benefiting Acura owners. Delve into our evaluation of “AAA Insurance Review & Complaints.”
- A Rating: With an A rating from A.M. Best, AAA ensures reliable financial stability and dependable service.
Cons
- Membership Fees: AAA requires membership fees, which can add to the overall cost for Acura owners.
- Higher Rates: AAA’s premiums can be higher than some competitors, making it more costly for Acura owners.
#10 – Travelers: Best for Financial Stability
Pros
- Multi-Policy Discount: Travelers offers a 9% discount for bundling policies, helping Acura owners save on their insurance. Discover insights in our article called “Travelers Insurance Review & Complaints: Home, Auto & Boat Insurance.”
- A++ Rating: With an A++ rating from A.M. Best, Travelers ensures top-tier financial stability and reliable insurance services.
- Financial Stability: Travelers is known for its strong financial stability, providing peace of mind to Acura owners.
Cons
- Higher Premiums: Travelers’ premiums can be higher than some competitors, making it more expensive for Acura owners.
- Limited Discounts: Travelers may offer fewer discounts compared to other insurers, potentially limiting savings for Acura owners.
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Monthly Insurance Rates for Acuras by Provider and Coverage Level
The table below highlights the monthly rates for Acura car insurance across various providers, presenting both minimum and full coverage options. These rates can help Acura owners compare and choose the most suitable insurance plans based on their specific needs and budget.
Acura Car Insurance Monthly Rates by Coverage Level & Provider
Insurance Company Minimum Coverage Full Coverage
AAA $56 $165
Allstate $65 $180
Farmers $60 $165
Geico $50 $150
Liberty Mutual $62 $175
Nationwide $58 $160
Progressive $60 $170
State Farm $55 $160
Travelers $57 $160
USAA $55 $155
The table reveals that Geico offers the most competitive rates for both minimum and full coverage, with monthly premiums of $50 and $150 respectively. This positions Geico as the most affordable option for Acura owners seeking cost-effective insurance.
In contrast, Allstate presents the highest rates, with minimum coverage costing $65 and full coverage at $180 per month. Other notable providers include AAA and Farmers, both offering full coverage at $165 per month, while USAA stands out with a relatively low full coverage rate of $155 for eligible members.
By evaluating these rates, Acura owners can make informed decisions on which provider best meets their coverage requirements and budget constraints. More information is available about this provider in our article called “Anonymous Car Insurance Quotes.”
Acura Insurance Coverage Options
Your Acura is more than just a car. Besides your home, it’s almost certainly your second-most valuable asset. Finding the best insurance for your Acura means protecting both yourself and the hard-earned cash you’ve invested, and to do that, it’s important that you understand your coverage and the limitations therein. Let’s learn what types of car insurance coverage are available for your Acura:
- Liability Coverage: Liability is one of the most commonly required car insurance policies. Whether you cause an accident, run over a neighbor’s mailbox, or cause injuries to another party, liability coverage protects you in some of the most common situations.
- Comprehensive Car Insurance Coverage: Comprehensive insurance covers damage from sources outside an accident, including animal contact, theft, vandalism, fire, and weather. It also helps replace or repair windshields, and many states waive car insurance deductibles.
- Collision Coverage: Collision coverage is offered as a means of repairing or replacing your vehicle in the event of an at-fault accident. If you’re driving an Acura, this can be invaluable coverage. Find the best collision coverage car insurance companies.
- Uninsured/Underinsured Coverage: Although most states require liability insurance, not all drivers are insured. Uninsured motorist insurance pays for damage caused by drivers without enough coverage.
- Roadside Assistance: This is a relatively cheap option at most insurance companies, but it may help you evade the costliest of claims. Abandoning a vehicle increases the risk of vandalism and theft, so spending a bit more annually can safeguard your purchase and provide peace of mind.
Ask for as many quotes as you find reasonable. Every auto insurance carrier can send you various quotes with a plethora of options. Don’t overburden your budget, but don’t assume any risk you aren’t comfortable with.
If you intend to drive an expensive vehicle, take advantage of the right options.
How to Compare Rates From the Best Car Insurance Company for Acuras
They can be expensive, but the vehicle you drive is only a single factor in the larger pool of risk that’s assessed. Your age, driving history, credit score, insurance history, location, and other personal information also forms part of the picture.
If you’re behind the wheel of an Acura, it’s because you take pride in luxury. Acuras are pricy, and so are the costs of repairs. As such, you should anticipate that your monthly insurance will run above the average.
Every insurer under the sun would be thrilled to quote you but remember that coverage and discount options vary. Gather as many quotes as you can, look over the options, and take your time to compare car insurance. While you’re on the hunt, keep these possible car insurance discounts in mind:
- Vehicle Safety: Acuras are some of the safest vehicles on the road today, and most insurance companies offer discounts accordingly.
- Anti-Theft: If you’re driving or purchasing an Acura equipped with the highest-tech anti-theft features, ask your insurance carrier to be sure that you’re saving as much as you should.
- Multi-Car: If you have more than just your Acura, link your vehicles up. Having multiple vehicles insured with the same company often garners one of the biggest discounts available.
- Multi-Line: Whether homeowners, renters, or life insurance, bundling products will save on each.
- Driver Training: It’s probably been some time since you’ve taken a driver’s training course, but many insurers offer discounts for taking updated classes, even if they’re taken online.
By carefully evaluating your options and leveraging discounts, you can find coverage that balances both protection and affordability.
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Find the Best Car Insurance Company for Acuras
Who should insure your Acura? The true answer is: it depends. Prices differ from city to city, state to state, and even street to street. But wherever you reside, quotes are your friend. By all means, compare rates and coverage options to your heart’s content, but don’t make your final selection based on cost alone. Price should always be a determining factor, but it should never be the only one.
When an emergency happens, who do you trust to handle your concerns? Who will address your claim quickly, help you secure a rental vehicle, or help you find the right body shop?
Geico offers the lowest rates for Acura insurance, with full coverage starting at just $150 per month.
Jeff Root Licensed Insurance Agent
Every provider has a different method of operation, and which is best likely has more to do with your personality than the fine print of an insurance contract. If you prefer doing business with a single person, opt for an agent.
Independent agents (brokers) can quote you from a variety of companies at once, plus they serve as your primary contact in the event of an emergency, claim, or crisis. Other companies prefer to operate without local agents at all, often saving on expenses and they tend to prioritize short hold times by running several call centers.
The scarcity of quality new and used vehicles in today’s economy has ballooned both the price of replacement parts and the price of vehicle ownership. As such, claims are costlier than usual, perhaps more than ever. Learn more in our article called “What is a car insurance claim?”
Acuras aren’t the costliest to repair on the market, but they’re still luxurious, and you can count on luxury costs. For this reason, it’s important that you choose the insurer that gives you the peace of mind you deserve. If you’re concerned that you aren’t properly covered, you’re probably right. It never hurts to shop around.
Get the right car insurance at the best price — enter your ZIP code below to shop for coverage from the top insurers.
Frequently Asked Questions
Is Acura auto insurance expensive?
Acura car insurance quotes always cost more to insure than they do for standard cars because the costs to repair or replace are higher. That being said, keeping a clean driving record and maximizing discounts will shed any unnecessary expenses.
For additional details, explore our comprehensive resource titled “Does car insurance cover non-accident repairs?”
What factors affect Acura car insurance quotes?
Finding the best car insurance company for Acuras requires looking at several factors. Quotes are determined by things like your age, driving history, and location. Companies treat factors differently, so comparing quotes is the best way to find affordable coverage.
How much is car insurance for an Acura?
As a luxury brand, Acura car insurance rates are higher than the national average, costing $164 per month. The best way to find the cheapest Acura car insurance is to compare rates.
Is it hard to find affordable Acura insurance?
Although quotes are higher than the national average, the best way to find low prices is to compare Acura car insurance quotes. Companies use your information to craft personalized quotes — the more you get, the more likely you’ll find low prices.
Which type of insurance is best for an Acura?
A Comprehensive Car Insurance Policy provides the most complete protection for an Acura, covering damages from a wide range of risks including accidents, theft, and vandalism.
To find out more, explore our guide titled “Cheap Car Insurance.”
Which car insurance cover is best for an Acura?
Fully comprehensive car insurance offers the best protection for an Acura, covering both the vehicle and other parties in case of an accident. Although it can sometimes be the most affordable option, high-risk drivers may find third-party policies more cost-effective.
Who are the top 5 insurance companies for Acuras?
The top five insurance companies for Acuras are: State Farm for comprehensive coverage, Geico for affordability, Progressive for low rates for high-risk drivers, Allstate for competitive options, and USAA for low rates for military personnel.
Who pays the most for Acura insurance?
Typically, drivers of Acuras, especially younger men, may face higher insurance premiums compared to other vehicles.
What is the most basic car insurance for an Acura?
The most basic car insurance for an Acura generally includes liability coverage, which covers damages and injuries you may cause to others. This coverage is required by law and can also include uninsured/underinsured motorist protection and comprehensive coverage.
What is the most popular type of car insurance for Acuras?
Auto insurance is the most common type for Acuras, protecting against vehicle damage and injury based on the coverage selected. For comprehensive protection, drivers often choose policies that include liability, collision, and comprehensive coverages.
To learn more, explore our comprehensive resource on “Understanding Collision Car Insurance Coverage.”
What type of insurance is most important for an Acura?
For an Acura, auto liability coverage is crucial as it covers costs for injuries and damages you cause to others in an accident. Additionally, comprehensive and collision coverages are important to protect your vehicle from various types of damage and loss.
What value is best to insure an Acura?
For high-value Acura models, choosing a higher level of coverage is recommended due to the higher repair and replacement costs. Ensuring your Acura with adequate coverage helps manage potential expenses effectively.
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Which insurance company has the best claim-settlement ratio for Acuras?
In the U.S., companies like Geico and State Farm are known for their strong claim-settlement ratios, ensuring reliable and timely handling of claims for Acura owners.
What are the four most important insurances for Acura owners?
The four essential insurances for Acura owners are life, health, long-term disability, and auto insurance. Auto insurance should include comprehensive coverage to protect against various risks specific to Acuras.
Learn more by reading our guide titled “Full Coverage Car Insurance: An Expert Guide.”
What is the most basic form of car insurance for an Acura?
Liability coverage is the most basic form of car insurance for an Acura, covering costs for damage and injuries you cause to others. This policy is mandatory in most states and serves as a fundamental protection layer.
Who insures the most Acuras?
State Farm is the largest insurer in the U.S. and provides extensive coverage options for Acura vehicles, often offering competitive rates and broad coverage.
What type of insurance is most important for an Acura?
For an Acura, auto liability coverage is most important, as it provides protection for injuries and damages you cause to others. Additionally, comprehensive and collision coverage are vital for protecting your vehicle itself.
What is the best car insurance coverage to have for an Acura?
The best coverage for an Acura includes high liability limits, comprehensive, collision, and gap coverage to protect against extensive damages and ensure complete financial protection.
Access comprehensive insights into our guide titled “Cheap Liability Car Insurance.”
What color Acura is the most expensive to insure?
The color of your Acura does not impact insurance rates. Factors such as the model, age, usage, and your driving record are considered when determining insurance premiums.
Which insurance company has the best claim-settlement ratio for Acuras?
Insurance companies like Geico and State Farm have strong claim-settlement ratios, providing reliable and efficient handling of claims for Acura owners.
What are the four most important types of insurance for an Acura owner?
The four most important types of insurance for an Acura owner are auto insurance, including comprehensive and collision coverage, life insurance, health insurance, and long-term disability insurance to ensure overall financial protection.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.