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Are Chevrolet Equinoxs Expensive to Insure?

Average Chevrolet Equinox insurance rates cost $114 per month ($1,370 per year). Mature drivers with good driving records may find rates as low as $805 a year.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jun 19, 2020

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Key takeaways:

  • Full coverage costs around $1,370 a year or $114 each month
  • A liability-only policy costs around $549 a year or $46 each month
  • Highest rates are for teenage drivers at around $5,007 a year or $417 each month
  • Good drivers can save as much as $565 a year by earning policy discounts
  • Chevrolet Equinox insurance costs around $149 less per year than the average vehicle

Chevrolet Equinox insurance rates are about $149 less per year than the average vehicle with full coverage costing about $1,370 a year or $114 a month. Drivers of an older Chevrolet Equinox may opt for liability-only coverage which is around $549 a year or $46 a month. Let’s take a look at Chevrolet Equinox insurance rates, crash test ratings, and more.

You can start comparing quotes for Chevrolet Equinox car insurance rates from some of the best car insurance companies by using our free online tool now.

Chevrolet Equinox Insurance Cost

The average Chevrolet Equinox auto insurance rates are $1,370 a year or $114 a month.

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Are Chevrolet Equinoxs Expensive to Insure?

The chart below details how Chevrolet Equinox insurance rates compare to other crossovers like the Toyota RAV4, Infiniti QX30, and Hyundai Kona.

Vehicle Comprehensive Collision Liability Total
Chevrolet Equinox $308 $532 $372 $1,370
Toyota RAV4 $280 $482 $390 $1,310
Infiniti QX30 $344 $686 $398 $1,586
Hyundai Kona $280 $500 $316 $1,232
Ford EcoSport $280 $500 $372 $1,310
Mazda CX-5 $322 $532 $372 $1,384
Lexus NX 300 $376 $688 $372 $1,594

However, there are a few things you can do to find the cheapest Chevrolet insurance rates online.

What Impacts the Cost of Chevrolet Equinox Insurance?

Even though the average annual rate for the Chevrolet Equinox is $1,370, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Chevrolet Equinox.

Age of the Vehicle

The average Chevrolet Equinox car insurance rates are higher for newer models. For example, car insurance for a 2020 Chevrolet Equinox costs $1,370, while 2010 Chevrolet Equinox insurance costs are $1,130, a difference of $240.

Model Year Comprehensive Collision Liability Total
2020 Chevrolet Equinox $308 $532 $372 $1,370
2019 Chevrolet Equinox $294 $512 $390 $1,354
2018 Chevrolet Equinox $282 $506 $398 $1,344
2017 Chevrolet Equinox $272 $494 $416 $1,340
2016 Chevrolet Equinox $262 $474 $430 $1,324
2015 Chevrolet Equinox $248 $458 $442 $1,306
2014 Chevrolet Equinox $238 $424 $452 $1,272
2013 Chevrolet Equinox $230 $400 $456 $1,244
2012 Chevrolet Equinox $220 $358 $460 $1,196
2011 Chevrolet Equinox $206 $330 $460 $1,154
2010 Chevrolet Equinox $198 $310 $464 $1,130

Driver Age

Driver age can have a significant effect on Chevrolet Equinox car insurance rates. As an example, a 30-year-old driver pays around $60 more each year for their Chevrolet Equinox car insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Chevrolet Equinox insurance rates. For example, drivers in New York may pay $357 a year more than drivers in Chicago.

Your Driving Record

Your driving record can have an impact on the cost of Chevrolet Equinox auto insurance. Teens and drivers in their 20’s see the highest jump in their Chevrolet Equinox auto insurance rates with violations on their driving record.

Chevrolet Equinox Safety Ratings

Your Chevrolet Equinox auto insurance rates are influenced by the Chevrolet Equinox’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety

Chevrolet Equinox Crash Test Ratings

Not only do good Chevrolet Equinox crash test ratings mean you are better protected in a crash, but good Chevrolet Equinox crash ratings also mean cheaper insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Chevrolet Equinox SUV FWD 5 stars 5 stars 5 stars 4 stars
2020 Chevrolet Equinox SUV AWD 5 stars 5 stars 5 stars 4 stars
2019 Chevrolet Equinox SUV FWD 5 stars 5 stars 5 stars 4 stars
2019 Chevrolet Equinox SUV AWD 5 stars 5 stars 5 stars 4 stars
2018 Chevrolet Equinox SUV FWD Later Release 5 stars 5 stars 5 stars 4 stars
2018 Chevrolet Equinox SUV FWD Early Release 4 stars 5 stars 4 stars 4 stars
2018 Chevrolet Equinox SUV AWD Later Release 5 stars 5 stars 5 stars 4 stars
2018 Chevrolet Equinox SUV AWD Early Release 4 stars 5 stars 4 stars 4 stars
2017 Chevrolet Equinox SUV FWD 4 stars 4 stars 5 stars 4 stars
2017 Chevrolet Equinox SUV AWD 4 stars 4 stars 5 stars 4 stars
2016 Chevrolet Equinox SUV FWD 4 stars 4 stars 5 stars 4 stars
2016 Chevrolet Equinox SUV AWD 4 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Chevrolet Equinox Safety Features

The numerous safety features of the Chevrolet Equinox help contribute to lower insurance rates. The 2020 Chevrolet Equinox has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Chevrolet Equinox Insurance Loss Probability

The Chevrolet Equinox’s insurance loss probability varies between different coverage types. The lower percentage means lower Chevrolet Equinox auto insurance costs; higher percentages mean higher Chevrolet Equinox auto insurance costs.

Insurance Coverage Category Loss Rate
Collision -18%
Property Damage -14%
Comprehensive -26%
Personal Injury 1%
Medical Payment 4%
Bodily Injury -7%
Source: Insurance Institute for Highway Safety

Chevrolet Equinox Finance and Insurance Cost

If you are financing a Chevrolet Equinox, you will pay more if you purchase Chevrolet Equinox car insurance at the dealership, so be sure to shop around and compare Chevrolet Equinox car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Chevrolet Equinox Insurance

There are many ways that you can save on Chevrolet Equinox car insurance. Below are five actions you can take to find cheap Chevrolet Equinox auto insurance rates.

  • Purchase a Roadside Assistance Program for Your Chevrolet Equinox
  • Carpool to Work Instead of Driving Your Chevrolet Equinox
  • Ask About Mature Driver Discounts for Drivers Over 50
  • Ask Your Insurance Company About Chevrolet Equinox Discounts
  • Buy a Chevrolet Equinox with an Anti-Theft Device

Top Chevrolet Equinox Insurance Companies

Who is the best company for Chevrolet Equinox insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Chevrolet Equinox insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Chevrolet Equinox offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

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About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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