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Best Chevrolet Trax Insurance Rates [Comprehensive Guide]

The average Chevrolet Trax insurance rates are $107/mo for full coverage and $43/mo for liability-only policies. Good drivers can save up to $528 a year with policy discounts for being safe and courteous drivers. Comparing Chevrolet Trax car insurance rates by using our free online tool now.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jul 30, 2020

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Key takeaways:

  • Full coverage costs around $1,280 a year or $107 each month
  • A liability-only policy costs around $513 a year or $43 each month
  • Highest rates are for teenage drivers at around $4,678 a year or $390 each month
  • Good drivers can save as much as $528 a year by earning policy discounts
  • Chevrolet Trax insurance costs around $239 less per year than the average vehicle

Chevrolet Trax insurance rates are about $239 a year less than the average vehicle, with full coverage costing around $1,280 a year or $107 a month. Older vehicles can get away with liability-only coverage, which costs an average of $513 a year or $43 a month. Good drivers can save up to $528 a year with policy discounts for being safe and courteous drivers. Let’s look at Chevrolet Trax insurance rates, crash test ratings, and more.

You can start comparing quotes for Chevrolet Trax car insurance rates from some of the best car insurance companies by using our free online tool now.

Chevrolet Trax Insurance Cost

The average Chevrolet Trax car insurance costs are $1,280 a year or $107 a month.

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Are Chevrolet Traxs Expensive to Insure?

The chart below details how Chevrolet Trax insurance rates compare to other crossovers like the Ford EcoSport, Cadillac XT4, and Kia Sportage.

Vehicle Comprehensive Collision Liability Total
Chevrolet Trax $280 $470 $372 $1,280
Ford EcoSport $280 $500 $372 $1,310
Cadillac XT4 $362 $656 $316 $1,470
Kia Sportage $280 $470 $372 $1,280
Lincoln MKC $306 $596 $398 $1,458
Hyundai Tucson $294 $470 $372 $1,294
Audi Q5 $362 $718 $372 $1,610

However, there are a few things you can do to find the cheapest Chevrolet insurance rates online.

What Impacts the Cost of Chevrolet Trax Insurance?

The Chevrolet Trax trim and model you choose can impact the total price you will pay for Chevrolet Trax insurance coverage.

Age of the Vehicle

Older Chevrolet Trax models generally cost less to insure. For example, car insurance for a 2020 Chevrolet Trax costs $1,280, while 2015 Chevrolet Trax insurance costs are $1,230, a difference of $50.

Model Year Comprehensive Collision Liability Total
2020 Chevrolet Trax $280 $470 $372 $1,280
2019 Chevrolet Trax $268 $452 $390 $1,268
2018 Chevrolet Trax $256 $448 $398 $1,260
2017 Chevrolet Trax $248 $436 $416 $1,258
2016 Chevrolet Trax $240 $418 $430 $1,246
2015 Chevrolet Trax $226 $404 $442 $1,230

Driver Age

Driver age can have a significant effect on Chevrolet Trax car insurance rates. For example, 20-year-old drivers pay $1,566 more for their Chevrolet Trax car insurance each year than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Chevrolet Trax insurance rates. For example, drivers in New York may pay $332 a year more than drivers in Chicago.

Your Driving Record

Your driving record can have an impact on the cost of Chevrolet Trax car insurance. Teens and drivers in their 20’s see the highest jump in their Chevrolet Trax auto insurance rates with violations on their driving record.

Chevrolet Trax Safety Ratings

Your Chevrolet Trax car insurance rates are tied to the safety ratings of the Chevrolet Trax. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Acceptable
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety

Chevrolet Trax Crash Test Ratings

Chevrolet Trax crash test ratings will affect your Chevrolet Trax car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Chevrolet Trax SUV FWD 5 stars 5 stars 5 stars 4 stars
2020 Chevrolet Trax SUV AWD 5 stars 5 stars 5 stars 4 stars
2019 Chevrolet Trax SUV FWD 5 stars 5 stars 5 stars 4 stars
2019 Chevrolet Trax SUV AWD 5 stars 5 stars 5 stars 4 stars
2018 Chevrolet Trax SUV FWD 5 stars 5 stars 5 stars 4 stars
2018 Chevrolet Trax SUV AWD 5 stars 5 stars 5 stars 4 stars
2017 Chevrolet Trax SUV FWD 5 stars 5 stars 5 stars 4 stars
2017 Chevrolet Trax SUV AWD 5 stars 5 stars 5 stars 4 stars
2016 Chevrolet Trax SUV FWD 5 stars 5 stars 5 stars 4 stars
2016 Chevrolet Trax SUV AWD 5 stars 5 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Chevrolet Trax Safety Features

The numerous safety features of the Chevrolet Trax help contribute to lower insurance rates. The 2020 Chevrolet Trax has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • Front Disc/Rear Drum Brakes
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control

Chevrolet Trax Insurance Loss Probability

Another contributing factor that affects Chevrolet Trax car insurance rates is the loss probability for each type of coverage.

Insurance Coverage Category Loss Rate
Collision -21%
Property Damage no data
Comprehensive no data
Personal Injury no data
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety

Chevrolet Trax Finance and Insurance Cost

If you are financing a Chevrolet Trax, most lenders will require your carry higher Chevrolet Trax coverages including comprehensive coverage, so be sure to compare Chevrolet Trax car insurance rates from the best companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Ways to Save on Chevrolet Trax Insurance

Drivers can end up saving more money on their Chevrolet Trax car insurance rates by employing any one of the following strategies.

  • Tell Your Insurer About Different Drivers or Uses for Your Chevrolet Trax
  • Ask About Chevrolet Trax Low Mileage Discounts
  • Ask for a Chevrolet Trax Discount If You Have College Degree or Higher
  • Ask for a New Chevrolet Trax Auto Insurance Rate Based on Your Improved Credit Score
  • Start Searching for New Chevrolet Trax Car Insurance a Month Before Your Renewal

Top Chevrolet Trax Insurance Companies

The best auto insurance companies for Chevrolet Trax car insurance rates will offer competitive rates, discounts, and account for the Chevrolet Trax’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

Compare Free Chevrolet Trax Insurance Quotes Online

Start comparing Chevrolet Trax auto insurance quotes for free by using our FREE online comparison tool.

About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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