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Mazda 2 Insurance Rates [Guide + Free Quotes]

If you want to buy Mazda 2 auto insurance coverage online then a policy will cost $95 per month ($1,142 per year) on average. On average, comprehensive coverage costs $278, collision coverage costs $406, and liability coverage costs $322 for Mazda 2 insurance.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jun 22, 2020

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Key takeaways:

  • Full coverage costs around $1,142 a year or $95 each month
  • A liability-only policy costs around $458 a year or $38 each month
  • Highest rates are for teenage drivers at around $4,174 a year or $348 each month
  • Good drivers can save as much as $471 a year by earning policy discounts
  • Mazda 2 insurance costs around $377 less per year than the average vehicle

Mazda 2 insurance rates are considerably less than the average vehicle with full coverage costing about $1,142 a year or $95 a month. Liability-only coverage is about $458 a year or $38 a month, and teen drivers will pay the most at around $4,174 a year or $348 a month as high-risk drivers. Let’s look at Mazda 2 insurance rates, safety features, and more.

You can start comparing quotes for Mazda 2 car insurance rates from some of the best car insurance companies by using our free online tool now.

Mazda 2 Insurance Cost

The average Mazda 2 car insurance rates are $1,142 a year or $95 a month.

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Are Mazda 2s Expensive to Insure?

The chart below details how Mazda 2 insurance rates compare to other subcompact hatchbacks like the Honda Fit, Ford Focus RS, and Mitsubishi Mirage.

Vehicle Comprehensive Collision Liability Total
Honda Fit $268 $512 $258 $1,148
Ford Focus RS $332 $656 $398 $1,544
Mitsubishi Mirage $244 $448 $398 $1,248
Volkswagen Golf $306 $600 $390 $1,454
Volkswagen Golf R $372 $660 $390 $1,580
Volkswagen Beetle $280 $542 $332 $1,290

However, there are a few things you can do to find the cheapest Mazda insurance rates online.

What Impacts the Cost of Mazda 2 Insurance?

The Mazda 2 trim and model you choose can impact the total price you will pay for Mazda 2 insurance coverage.

Age of the Vehicle

Older Mazda 2 models generally cost less to insure. For example, auto insurance for a 2014 Mazda 2 costs $1,142, while 2011 Mazda 2 insurance costs are $1,048, a difference of $94.

Model Year Comprehensive Collision Liability Total
2014 Mazda 2 $206 $326 $452 $1,142
2013 Mazda 2 $198 $306 $456 $1,118
2012 Mazda 2 $190 $274 $460 $1,082
2011 Mazda 2 $178 $252 $460 $1,048

Driver Age

Driver age can have a significant impact on Mazda 2 auto insurance rates. For instance, a 30-year-old driver may pay $50 more each year for Mazda 2 auto insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Mazda 2 insurance rates. For example, drivers in Los Angeles may pay $982 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on your Mazda 2 car insurance rates. Teens and drivers in their 20’s see the highest jump in their Mazda 2 car insurance with violations on their driving record.

Mazda 2 Safety Ratings

Your Mazda 2 auto insurance rates are tied to the Mazda 2’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Marginal
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Acceptable
Roof strength Good
Head restraints and seats Acceptable
Source: Insurance Institute for Highway Safety

Mazda 2 Crash Test Ratings

Mazda 2 crash test ratings will affect your Mazda 2 car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
Mazda 2 5 5 5 4
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Mazda 2 Safety Features

The more safety features you have on your Mazda 2, the more likely it is that you can earn a discount. The Mazda 2’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • Front Disc/Rear Drum Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control

Mazda 2 Finance and Insurance Cost

If you are financing a Mazda 2, most lenders will require your carry higher Mazda 2 coverage options including comprehensive coverage, so be sure to shop around and compare Mazda 2 auto insurance quotes from the best auto insurance companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Ways to Save on Mazda 2 Insurance

There are many ways that you can save on Mazda 2 car insurance. Below are five actions you can take to find cheap Mazda 2 auto insurance rates.

  • Use a Service Like Turo to Rent Out Your Mazda 2
  • Buy An Older Mazda 2
  • Consider Using a Tracking Device on Your Mazda 2
  • Take Advantage of Referral Fees
  • Take a Defensive Driving Course or Any Driver’s Education Course

Top Mazda 2 Insurance Companies

Who is the top car insurance company for Mazda 2 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mazda 2 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Mazda 2 offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

Compare Free Mazda 2 Insurance Quotes Online

Start comparing Mazda 2 car insurance quotes for free by using our convenient online comparison tool.

About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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