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Mazda 5 Insurance Quotes [Rates + Cheap Coverage Guide]

Mazda 5 insurance quotes average at $95 a month. Follow this guide to learn how to find cheap Mazda 5 insurance quotes based on your age, location, and driving record. The age of your Mazda 5 will also affect your insurance quotes.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jul 14, 2020

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Key takeaways:

  • Full coverage costs around $1,142 a year or $95 each month
  • A liability-only policy costs around $458 a year or $38 each month
  • Highest rates are for teenage drivers at around $4,174 a year or $348 each month
  • Good drivers can save as much as $471 a year by earning policy discounts
  • Mazda 5 insurance costs around $377 less per year than the average vehicle

Mazda 5 insurance rates are quite a bit less than the average vehicle with full coverage costing around $1,142 a year or $95 a month. Drivers of an older Mazda 5 may opt for liability coverage only which costs about $458 a year or $38 a month.

Good drivers can save up to $471 a year in policy discounts. Let’s take a look at Mazda 5 insurance rates, insurance loss probability rates, and more.

You can start comparing quotes for Mazda 5 car insurance rates from some of the best car insurance companies by using our free online tool now.

Mazda 5 Insurance Cost

The average Mazda 5 auto insurance rates are $1,142 a year or $95 a month.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Are Mazda 5s Expensive to Insure?

The chart below details how Mazda 5 insurance rates compare to other vans like the Honda Odyssey, Dodge Grand Caravan, and Chrysler Pacifica.

Vehicle Comprehensive Collision Liability Total
Honda Odyssey $280 $532 $372 $1,342
Dodge Grand Caravan $308 $438 $372 $1,276
Chrysler Pacifica $348 $532 $316 $1,332
Toyota Sienna $294 $532 $372 $1,356
Kia Sedona $282 $448 $338 $1,204

However, there are a few things you can do to find the cheapest Mazda insurance rates online.

What Impacts the Cost of Mazda 5 Insurance?

The Mazda 5 trim and model you choose can impact the total price you will pay for Mazda 5 insurance coverage.

Age of the Vehicle

Older Mazda 5 models generally cost less to insure. For example, car insurance rates for a 2015 Mazda 5 are $1,142, while 2010 Mazda 5 rates are $982, a difference of $160.

Model Year Comprehensive Collision Liability Total
2015 Mazda 5 $226 $404 $376 $1,142
2014 Mazda 5 $218 $374 $384 $1,112
2013 Mazda 5 $208 $352 $388 $1,084
2012 Mazda 5 $200 $316 $390 $1,042
2010 Mazda 5 $180 $272 $394 $982

Driver Age

Driver age can have a significant impact on Mazda 5 auto insurance rates. For instance, a 30-year-old driver may pay $50 more each year for Mazda 5 auto insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Mazda 5 insurance rates. For example, drivers in Los Angeles may pay $423 a year more than drivers in Philadelphia.

Your Driving Record

Your driving record can have an impact on the cost of Mazda 5 car insurance. Teens and drivers in their 20’s see the highest jump in their Mazda 5 car insurance rates with violations on their driving record.

Mazda 5 Safety Ratings

Your Mazda 5 auto insurance rates are influenced by the Mazda 5’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Poor
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Marginal
Roof strength Good
Head restraints and seats Acceptable
Source: Insurance Institute for Highway Safety

Mazda 5 Crash Test Ratings

Good Mazda 5 crash test ratings can lower your Mazda 5 auto insurance rates. See Mazda 5 crash test results below:

Vehicle Tested Overall Frontal Side Rollover
Mazda 5 N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Mazda 5 Safety Features

Having a variety of safety features on your Mazda 5 can help lower your insurance costs. According to AutoBlog, the 2020 Mazda 5’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control

Mazda 5 Insurance Loss Probability

Another contributing factor that affects Mazda 5 car insurance rates is the loss probability for each type of coverage.

Insurance Coverage Category Loss Rate
Collision -14%
Property Damage -14%
Comprehensive -27%
Personal Injury 3%
Medical Payment -5%
Bodily Injury -9%
Source: Insurance Institute for Highway Safety

Mazda 5 Finance and Insurance Cost

If you are financing a Mazda 5, you will pay more if you purchase Mazda 5 auto insurance at the dealership, so be sure to shop around and compare Mazda 5 auto insurance quotes from the best companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Ways to Save on Mazda 5 Insurance

Although it may seem like your Mazda 5 car insurance rates are set, there are a few measures that you can take to secure the best Mazda 5 car insurance rates possible. Take a look at the following five ways to save on Mazda 5 auto insurance.

  • Ask About Mature Driver Discounts for Drivers Over 50
  • Ask About Mazda 5 Discounts If You Were Listed on Someone Else’s Policy
  • Check Reviews and State Complaints Before You Choose an Insurer
  • Move to the Countryside
  • Understand that Insurance Companies Can’t Change Your Mazda 5 Auto Insurance Rate Mid-Term Based on Changes to Your Credit Score

Top Mazda 5 Insurance Companies

Who is the best auto insurance company for Mazda 5 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mazda 5 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Mazda 5 offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

Compare Free Mazda 5 Insurance Quotes Online

You can start comparing quotes for Mazda 5 car insurance rates from some of the best car insurance companies by using our free online tool now.

About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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