Secured with SHA-256 Encryption
Select Page

How Much is Insurance on a Mazda 6? [Guide + Free Quotes]

If you want to buy inexpensive Mazda 6 insurance coverage then you should know that a policy will cost $115 per month ($1,382 per year) on average. Finding Mazda 6 teenager insurance rates can cost on average $5,051 a year, so shop around to find cheap coverage.

FREE Insurance Comparison

Compare quotes from the top insurance companies and save!

Secured with SHA-256 Encryption

Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

Full Bio →

Written by

UPDATED: Jun 24, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn't influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Key takeaways:

  • Full coverage costs around $1,382 a year or $115 each month
  • A liability-only policy costs around $554 a year or $46 each month
  • Highest rates are for teenage drivers at around $5,051 a year or $421 each month
  • Good drivers can save as much as $570 a year by earning policy discounts
  • Mazda 6 insurance costs around $137 less per year than the average vehicle

Mazda 6 insurance rates are about $137 less per year than the average vehicle with full coverage costing around $1,382 a year or $115 a month. The highest rates are for teens who have to drive around $5,051 a year or $421 a month.

Good drivers can save up to $570 a year in policy discounts by staying safe and courteous on the road. We’re going to take a quick look at Mazda 6 insurance rates, safety ratings, and more.

You can start comparing quotes for Mazda 6 car insurance rates from some of the best car insurance companies by using our free online tool now.

Mazda 6 Insurance Cost

The average auto insurance rates for a Mazda 6 cost $1,382 a year or $115 a month.

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Are Mazda 6s Expensive to Insure?

The chart below details how Mazda 6 insurance rates compare to other sedans like the Dodge Charger, Ford Focus, and MINI Hardtop 4 Door.

Vehicle Comprehensive Collision Liability Total
Dodge Charger $376 $626 $466 $1,668
Ford Focus $244 $536 $398 $1,336
MINI Hardtop 4 Door $294 $566 $398 $1,416
Chevrolet Cruze $308 $594 $372 $1,432
Chevrolet Sonic $270 $536 $398 $1,362
Toyota Avalon $320 $536 $338 $1,330

However, there are a few things you can do to find the cheapest Mazda insurance rates online.

What Impacts the Cost of Mazda 6 Insurance?

The Mazda 6 trim and model you choose will affect the total price you will pay for Mazda 6 insurance coverage.

Age of the Vehicle

Older Mazda 6 models generally cost less to insure. For example, car insurance for a 2017 Mazda 6 costs $1,382, while 2010 Mazda 6 insurance costs are $1,156, a difference of $226.

Model Year Comprehensive Collision Liability Total
2017 Mazda 6 $284 $524 $416 $1,382
2016 Mazda 6 $274 $502 $430 $1,364
2015 Mazda 6 $260 $484 $442 $1,344
2014 Mazda 6 $250 $450 $452 $1,310
2013 Mazda 6 $240 $424 $456 $1,278
2012 Mazda 6 $230 $380 $460 $1,228
2011 Mazda 6 $214 $350 $460 $1,182
2010 Mazda 6 $206 $328 $464 $1,156

Driver Age

Driver age can have a significant impact on Mazda 6 auto insurance rates. For instance, a 30-year-old driver may pay $61 more each year for Mazda 6 auto insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Mazda 6 insurance rates. For example, drivers in Los Angeles may pay $197 a year more than drivers in Houston.

Your Driving Record

Your driving record can have an impact on the cost of Mazda 6 auto insurance. Teens and drivers in their 20’s see the highest jump in their Mazda 6 auto insurance rates with violations on their driving record.

Mazda 6 Safety Ratings

The Mazda 6’s safety ratings will affect your Mazda 6 auto insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety

Mazda 6 Crash Test Ratings

Not only do good Mazda 6 crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Mazda 6 auto insurance rates.

Vehicle Tested Overall Frontal Side Rollover
Mazda 6 5 5 5 4
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Mazda 6 Safety Features

Most drivers don’t realize that not only do Mazda 6 safety features play a vital role in keeping passengers safe in crashes, but they can also help lower Mazda 6 auto insurance rates. The Mazda 6’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Auto-Leveling Headlights
  • Lane Departure Warning
  • Lane Keeping Assist
  • Cross-Traffic Alert

Mazda 6 Insurance Loss Probability

Another contributing factor that plays a direct role in Mazda 6 insurance rates is the loss probability for each type of coverage.

Insurance Coverage Category Loss Rate
Collision -1%
Property Damage -8%
Comprehensive 12%
Personal Injury -6%
Medical Payment -2%
Bodily Injury -6%
Source: Insurance Institute for Highway Safety

Mazda 6 Finance and Insurance Cost

If you are financing a Mazda 6, you will pay more if you purchase Mazda 6 auto insurance at the dealership, so be sure to shop around and compare Mazda 6 auto insurance quotes from the best companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Ways to Save on Mazda 6 Insurance

If you want to reduce the cost of your Mazda 6 insurance rates, follow these tips below:

  • Take a Refresher Course as an Older Driver
  • Compare Insurance Companies After Moving
  • Remove Young Drivers from Your Mazda 6 Insurance Plan
  • Spy on Your Teen Driver
  • Don’t Assume your Mazda 6 is Cheaper to Insure than another vehicle. Compare. Compare. Compare.

Top Mazda 6 Insurance Companies

Who is the top auto insurance company for Mazda 6 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mazda 6 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Mazda 6 offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

Compare Free Mazda 6 Insurance Quotes Online

Save on your Mazda 6 car insurance rates by taking advantage of our FREE comparison tool.

About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

Leave a Rating

Your email address will not be published. Required fields are marked *