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Compare Mazda CX-3 Insurance Rates [Comprehensive Guide]

Average Mazda CX-3 car insurance rates cost $112 per month ($1,338 per year). Finding Mazda CX-3 teenager insurance coverage can cost on average $4,890 a year, so shop around to find cheap rates.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jun 19, 2020

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Key takeaways:

  • Full coverage costs around $1,338 a year or $112 each month
  • A liability-only policy costs around $536 a year or $45 each month
  • Highest rates are for teenage drivers at around $4,890 a year or $408 each month
  • Good drivers can save as much as $552 a year by earning policy discounts
  • Mazda CX-3 insurance costs around $181 less per year than the average vehicle

Mazda CX-3 insurance rates average $181 less per year than the average vehicle, with full coverage costing around $1,338 a year or $112 a month. Good drivers who remain claim-free can save up to $552 a year in policy discounts. Let’s take a look at Mazda CX-3 insurance rates, crash test rates, and more.

You can start comparing quotes for Mazda CX-3 car insurance rates from some of the best car insurance companies by using our free online tool now.

Mazda CX-3 Insurance Cost

The average Mazda CX-3 car insurance rates are $1,338 a year or $112 a month.

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Are Mazda CX-3s Expensive to Insure?

The chart below details how Mazda CX-3 insurance rates compare to other crossovers like the Mazda CX-5, Chevrolet Trax, and MINI Clubman.

Vehicle Comprehensive Collision Liability Total
Mazda CX-3 $308 $500 $372 $1,338
Mazda CX-5 $322 $532 $372 $1,384
Chevrolet Trax $280 $470 $372 $1,280
MINI Clubman $320 $506 $398 $1,382
Lincoln MKT $370 $626 $450 $1,626
Audi SQ5 $394 $774 $264 $1,542
Toyota C-HR $254 $452 $258 $1,074

However, there are a few things you can do to find the cheapest Mazda insurance rates online.

What Impacts the Cost of Mazda CX-3 Insurance?

The Mazda CX-3 trim and model you choose can impact the total price you will pay for Mazda CX-3 auto insurance coverage.

Age of the Vehicle

Older Mazda CX-3 models generally cost less to insure. For example, car insurance for a 2020 Mazda CX-3 costs $1,338, while 2016 Mazda CX-3 insurance costs are $1,296, a difference of $42.

Model Year Comprehensive Collision Liability Total
2020 Mazda CX-3 $308 $500 $372 $1,338
2019 Mazda CX-3 $294 $482 $390 $1,324
2018 Mazda CX-3 $282 $478 $398 $1,316
2017 Mazda CX-3 $272 $466 $416 $1,312
2016 Mazda CX-3 $262 $446 $430 $1,296

Driver Age

Driver age can have a significant impact on Mazda CX-3 auto insurance rates. As an example, a 40-year-old driver could pay $141 less each month for their Mazda CX-3 auto insurance compared to a 20-year-old driver.

Driver Location

Where you live can have a large impact on Mazda CX-3 insurance rates. For example, drivers in New York may pay $816 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of Mazda CX-3 car insurance. Teens and drivers in their 20’s see the highest jump in their Mazda CX-3 car insurance rates with violations on their driving record.

Mazda CX-3 Safety Ratings

Your Mazda CX-3 auto insurance rates are tied to the Mazda CX-3’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety

Mazda CX-3 Crash Test Ratings

Mazda CX-3 crash test ratings can impact the cost of your Mazda CX-3 car insurance. See Mazda CX-3 crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Mazda CX-30 SUV FWD 5 stars 5 stars 5 stars 4 stars
2020 Mazda CX-30 SUV AWD 5 stars 5 stars 5 stars 4 stars
2020 Mazda CX-3 SUV FWD 5 stars 5 stars 5 stars 4 stars
2020 Mazda CX-3 SUV AWD 5 stars 5 stars 5 stars 4 stars
2019 Mazda CX-3 SUV FWD 5 stars 5 stars 5 stars 4 stars
2019 Mazda CX-3 SUV AWD 5 stars 5 stars 5 stars 4 stars
2018 Mazda CX-3 SUV FWD 5 stars 5 stars 5 stars 4 stars
2018 Mazda CX-3 SUV AWD 5 stars 5 stars 5 stars 4 stars
2017 Mazda CX-3 SUV FWD 5 stars 5 stars 5 stars 4 stars
2017 Mazda CX-3 SUV AWD 5 stars 5 stars 5 stars 4 stars
2016 Mazda CX-3 SUV FWD 5 stars 5 stars 5 stars 4 stars
2016 Mazda CX-3 SUV AWD 5 stars 5 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Mazda CX-3 Safety Features

The Mazda CX-3 safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Mazda CX-3 auto insurance rates. The Mazda CX-3’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Auto-Leveling Headlights
  • Lane Departure Warning
  • Cross-Traffic Alert

Mazda CX-3 Finance and Insurance Cost

When financing a Mazda CX-3, most lenders will require your carry higher Mazda CX-3 coverage options including comprehensive coverage, so be sure to shop around and compare Mazda CX-3 car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Mazda CX-3 Insurance

Save more on your Mazda CX-3 car insurance rates. Take a look at the following five strategies that will get you the best Mazda CX-3 auto insurance rates possible.

  • Remove Young Drivers from Your Mazda CX-3 Insurance Plan
  • Pay Your Bills On Time — Especially Mazda CX-3 Payments and Insurance
  • Don’t Assume your Mazda CX-3 is Cheaper to Insure than another vehicle. Compare. Compare. Compare.
  • Tell Your Insurer About Different Drivers or Uses for Your Mazda CX-3
  • Renew Your Mazda CX-3 Insurance Coverage to Avoid Lapses

Top Mazda CX-3 Insurance Companies

Who is the top car insurance company for Mazda CX-3 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mazda CX-3 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Mazda CX-3 offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

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About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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