How Much are Mazda RX-8 Insurance Rates?

If you want to buy cheap Mazda RX-8 insurance coverage then you should know that a policy will cost $106 per month ($1,276 per year) on average. Good drivers can save as much as $1,968 a year over higher risk drivers.

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D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from Seve...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years Leslie Kasperowicz

UPDATED: Jul 16, 2020

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Key takeaways:

  • Full coverage costs around $1,276 a year or $106 each month
  • A liability-only policy costs around $511 a year or $43 each month
  • Highest rates are for teenage drivers at around $4,664 a year or $389 each month
  • Good drivers can save as much as $526 a year by earning policy discounts
  • Mazda RX-8 insurance costs around $243 less per year than the average vehicle

Mazda RX-8 insurance rates are about $243 less per year than the average vehicle with full coverage around $1,276 a year or $106 a month. Good drivers can save up to $526 a year in policy discounts by staying safe and courteous while out on the roads. Let’s take a closer look at Mazda RX-8 insurance rates, safety features, and more.

You can start comparing quotes for Mazda RX-8 car insurance rates from some of the best car insurance companies by using our free online tool now.

Mazda RX-8 Insurance Cost

The average Mazda RX-8 car insurance costs are $1,276 a year or $106 a month.

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Are Mazda RX-8s Expensive to Insure?

The chart below details how Mazda RX-8 insurance rates compare to other coupes like the Nissan 370Z, Mercedes-Benz CLA 250, and Dodge Challenger.

Vehicle Comprehensive Collision Liability Total
Nissan 370Z $332 $714 $450 $1,676
Mercedes-Benz CLA 250 $406 $834 $398 $1,796
Dodge Challenger $404 $688 $420 $1,692
Cadillac ATS Coupe $344 $686 $398 $1,586
Audi S5 $394 $864 $398 $1,814
Audi TT $382 $714 $398 $1,652
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However, there are a few things you can do to find the cheapest Mazda insurance rates online.

What Impacts the Cost of Mazda RX-8 Insurance?

The Mazda RX-8 trim and model you choose can impact the total price you will pay for Mazda RX-8 insurance coverage.

Age of the Vehicle

Older Mazda RX-8 models generally cost less to insure. For example, auto insurance for a 2011 Mazda RX-8 costs $1,276, while 2010 Mazda RX-8 insurance costs are $1,246, a difference of $30.

Model Year Comprehensive Collision Liability Total
2011 Mazda RX-8 $250 $408 $460 $1,276
2010 Mazda RX-8 $242 $382 $464 $1,246
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Driver Age

Driver age can have a significant impact on the cost of Mazda RX-8 auto insurance. For example, 20-year-old drivers pay approximately $1,561 each year for their Mazda RX-8 auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Mazda RX-8 insurance rates. For example, drivers in Los Angeles may pay $472 a year more than drivers in Philadelphia.

Your Driving Record

Your driving record can have an impact on the cost of Mazda RX-8 auto insurance. Teens and drivers in their 20’s see the highest jump in their Mazda RX-8 car insurance with violations on their driving record.

Mazda RX-8 Crash Test Ratings

Not only do good Mazda RX-8 crash test ratings mean you are better protected in a crash, but good Mazda RX-8 crash ratings also mean cheaper insurance rates.

Vehicle Tested Overall Frontal Side Rollover
Mazda RX-8 N/R N/R N/R 5
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Mazda RX-8 Safety Features

The Mazda RX-8 safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Mazda RX-8 auto insurance rates. The Mazda RX-8’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes

Mazda RX-8 Finance and Insurance Cost

If you are financing a Mazda RX-8, most lenders will require your carry higher Mazda RX-8 coverage options including comprehensive coverage, so be sure to shop around and compare Mazda RX-8 auto insurance quotes from the best auto insurance companies using our FREE tool below.

Are you looking for free insurance quotes?

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Ways to Save on Mazda RX-8 Insurance

There are many ways that you can save on Mazda RX-8 car insurance. Below are five actions you can take to find cheap Mazda RX-8 auto insurance rates.

  • Re-Check Mazda RX-8 Quotes Every 6 Months
  • Get a Plan with Only Liability Coverage If You’re Driving an Older Mazda RX-8
  • Get Mazda RX-8 Auto Insurance Through Costco
  • Install an Aftermarket Anti-Theft Device for Your Mazda RX-8
  • Ask About Discounts for People with Disabilities

Top Mazda RX-8 Insurance Companies

Who is the best auto insurance company for Mazda RX-8 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mazda RX-8 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Mazda RX-8 offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Mazda RX-8 Insurance Quotes Online

To start comparing Mazda RX-8 car insurance quotes for free, use our online car insurance comparison tool.

Are you looking for free insurance quotes?

Your one-stop online insurance guide. Get free quotes now!

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