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Best Ford Expedition Insurance Rates [List of Money Saving Tips]

The average Ford Expedition insurance costs are $110/mo for full coverage while teenagers have the highest Ford Expedition insurance rates at $402.08/mo. To find the best Ford Expedition insurance coverage, shop around for multiple Ford Expedition insurance quotes using our free comparison tool below.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jul 29, 2020

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Key takeaways:

  • Full coverage costs around $1,320 a year or $110 each month
  • A liability-only policy costs around $529 a year or $44 each month
  • Highest rates are for teenage drivers at around $4,825 a year or $402 each month
  • Good drivers can save as much as $544 a year by earning policy discounts
  • Ford Expedition insurance costs around $199 less per year than the average vehicle

Ford Expedition insurance rates are about $199 less per year than the average vehicle. Full coverage will cost around $1,320 a year or $110 a month. The highest rates are for teens who will pay around $4,825 a year or $402 a month.

Good drivers can save up to $544 a year in policy discounts by remaining safe and courteous on the road. Let’s take a closer look at Ford Expedition insurance rates, crash test ratings, and more.

You can start comparing quotes for Ford Expedition car insurance rates from some of the best car insurance companies by using our free online tool now.

Ford Expedition Insurance Cost

The average Ford Expedition car insurance rates are $1,320 a year or $110 a month.

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Are Ford Expeditions Expensive to Insure?

The chart below details how Ford Expedition insurance rates compare to other SUVs like the Audi Q3, Lexus RX 350, and Honda Passport.

Vehicle Comprehensive Collision Liability Total
Ford Expedition $336 $532 $316 $1,320
Audi Q3 $344 $686 $398 $1,586
Lexus RX 350 $358 $660 $440 $1,638
Honda Passport $362 $656 $316 $1,470
Kia Telluride $376 $688 $316 $1,516
Mercedes-Benz GLE 350 $438 $870 $390 $1,856
Cadillac XT5 $376 $718 $372 $1,624

However, there are a few things you can do to find the cheapest Ford insurance rates online.

What Impacts the Cost of Ford Expedition Insurance?

Even though the average annual rate for the Ford Expedition is $1,320, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Ford Expedition.

Age of the Vehicle

Older Ford Expedition models generally cost less to insure. For example, car insurance rates for a 2020 Ford Expedition are $1,320, while 2010 Ford Expedition rates are $1,056, a difference of $264.

Model Year Comprehensive Collision Liability Total
2020 Ford Expedition $336 $532 $316 $1,320
2019 Ford Expedition $320 $512 $332 $1,300
2018 Ford Expedition $306 $506 $338 $1,286
2017 Ford Expedition $296 $494 $354 $1,280
2016 Ford Expedition $286 $474 $364 $1,260
2015 Ford Expedition $270 $458 $376 $1,240
2014 Ford Expedition $260 $424 $384 $1,204
2013 Ford Expedition $250 $400 $388 $1,174
2012 Ford Expedition $240 $358 $390 $1,124
2011 Ford Expedition $224 $330 $390 $1,080
2010 Ford Expedition $216 $310 $394 $1,056

Driver Age

Driver age can have a significant effect on Ford Expedition car insurance rates. As an example, a 30-year-old driver pays around $58 more each year for their Ford Expedition car insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Ford Expedition insurance rates. For example, drivers in New York may pay $344 a year more than drivers in Chicago.

Your Driving Record

Your driving record can have an impact on the cost of Ford Expedition auto insurance. Teens and drivers in their 20’s see the highest jump in their Ford Expedition car insurance with violations on their driving record.

Ford Expedition Crash Test Ratings

Ford Expedition crash test ratings can impact your Ford Expedition car insurance rates. See Ford Expedition crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Ford Expedition SUV 4WD 5 stars 5 stars 5 stars 4 stars
2020 Ford Expedition SUV 2WD 5 stars 5 stars 5 stars 3 stars
2020 Ford Expedition EL SUV 4WD 5 stars 5 stars 5 stars 4 stars
2020 Ford Expedition EL SUV 2WD 5 stars 5 stars 5 stars 3 stars
2019 Ford Expedition SUV 4×4 5 stars 5 stars 5 stars 4 stars
2019 Ford Expedition SUV 4×2 5 stars 5 stars 5 stars 3 stars
2019 Ford Expedition EL EXTENDED SUV 4×4 5 stars 5 stars 5 stars 4 stars
2019 Ford Expedition EL EXTENDED SUV 4×2 5 stars 5 stars 5 stars 3 stars
2018 Ford Expedition SUV 4×4 5 stars 5 stars 5 stars 4 stars
2018 Ford Expedition SUV 4×2 5 stars 5 stars 5 stars 3 stars
2018 Ford Expedition EL EXTENDED SUV 4×4 5 stars 5 stars 5 stars 4 stars
2018 Ford Expedition EL EXTENDED SUV 4×2 5 stars 5 stars 5 stars 3 stars
2017 Ford Expedition SUV 4×4 5 stars 5 stars 5 stars 4 stars
2017 Ford Expedition SUV 4×2 5 stars 5 stars 5 stars 3 stars
2017 Ford Expedition EL EXTENDED SUV 4×4 5 stars 5 stars 5 stars 4 stars
2017 Ford Expedition EL EXTENDED SUV 4×2 5 stars 5 stars 5 stars 3 stars
2016 Ford Expedition SUV 4×4 5 stars 5 stars 5 stars 4 stars
2016 Ford Expedition SUV 4×2 5 stars 5 stars 5 stars 3 stars
2016 Ford Expedition EL EXTENDED SUV 4×4 5 stars 5 stars 5 stars 4 stars
2016 Ford Expedition EL EXTENDED SUV 4×2 5 stars 5 stars 5 stars 3 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Ford Expedition Safety Features

The safety features of the Ford Expedition can impact your Ford Expedition car insurance rates. The Ford Expedition has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Lane Departure Warning
  • Lane Keeping Assist
  • Cross-Traffic Alert

Ford Expedition Insurance Loss Probability

The Ford Expedition’s insurance loss probability varies between different coverage types. The lower percentage means lower Ford Expedition auto insurance costs; higher percentages mean higher Ford Expedition auto insurance costs.

Insurance Coverage Category Loss Rate
Collision -33%
Property Damage -12%
Comprehensive -18%
Personal Injury -45%
Medical Payment -55%
Bodily Injury -30%
Source: Insurance Institute for Highway Safety

Ford Expedition Finance and Insurance Cost

If you are financing a Ford Expedition, you will pay more if you purchase Ford Expedition car insurance at the dealership, so be sure to shop around and compare Ford Expedition car insurance quotes from the best companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Ways to Save on Ford Expedition Insurance

Drivers can end up saving more money on their Ford Expedition car insurance rates by employing any one of the following strategies.

  • Apply for Your Full, Unrestricted License as Soon as You’re Eligible
  • Bundle Your Ford Expedition Auto Insurance with Home Insurance
  • Install an Aftermarket Anti-Theft Device for Your Ford Expedition
  • Consider Renting a Car Instead of Buying a Second Ford Expedition
  • Compare Apples to Apples When Comparing Ford Expedition Insurance Quotes and Policies

Top Ford Expedition Insurance Companies

Who is the top auto insurance company for Ford Expedition insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Ford Expedition auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Ford Expedition offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

Compare Free Ford Expedition Insurance Quotes Online

To start comparing Ford Expedition car insurance quotes for free, use our online car insurance comparison tool.

About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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