Online Ford Focus RS Insurance Rates [Comparison Guide]

Find online Ford Focus RS insurance rates right now in this comparison guide. Your Ford Focus RS insurance coverage could cost you $129 per month on average, but you can save money by comparing Ford Focus RS insurance quotes online with our free tool.Take a look at our charts where we break down online Ford Focus RS insurance costs by year and insurance company.

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D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from Seve...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Jul 31, 2020

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Key takeaways:

  • Full coverage costs around $1,544 a year or $129 each month
  • A liability-only policy costs around $619 a year or $52 each month
  • Highest rates are for teenage drivers at around $5,643 a year or $470 each month
  • Good drivers can save as much as $637 a year by earning policy discounts
  • Ford Focus RS insurance costs around $25 more per year than the average vehicle

Ford Focus RS insurance rates are just a bit or $25 more than the national average vehicle. Full coverage is around $1,544 a year or $129 a month, but safe drivers can save up to $637 with a good driver discount. We’re going to dive into the Ford Focus RS insurance rates, crash test ratings, and more.

You can start comparing quotes for Ford Focus RS car insurance rates from some of the best car insurance companies by using our free online tool now.

Ford Focus RS Insurance Cost

The average Ford Focus RS car insurance rates are $1,544 a year or $129 a month.

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Are Ford Focus RSs Expensive to Insure?

The chart below details how Ford Focus RS insurance rates compare to other subcompact hatchbacks like the Honda Fit, Mitsubishi Mirage, and Volkswagen Golf.

Vehicle Comprehensive Collision Liability Total
Ford Focus RS $332 $656 $398 $1,544
Honda Fit $268 $512 $258 $1,148
Mitsubishi Mirage $244 $448 $398 $1,248
Volkswagen Golf $306 $600 $390 $1,454
Volkswagen Beetle $280 $542 $332 $1,290
Volkswagen Golf R $372 $660 $390 $1,580
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However, there are a few things you can do to find the cheapest Ford insurance rates online.

What Impacts the Cost of Ford Focus RS Insurance?

You might have noticed that there is a multitude of factors that impact Ford Focus RS car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Ford Focus RS.

Age of the Vehicle

Older Ford Focus RS models generally cost less to insure. For example, car insurance rates for a 2018 Ford Focus RS are $1,544, while 2016 Ford Focus RS rates are $1,510, a difference of $34.

Model Year Comprehensive Collision Liability Total
2018 Ford Focus RS $332 $656 $398 $1,544
2017 Ford Focus RS $320 $640 $416 $1,534
2016 Ford Focus RS $310 $612 $430 $1,510
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Driver Age

Driver age can have a significant effect on Ford Focus RS car insurance rates. For example, 20-year-old drivers pay $1,888 more for their Ford Focus RS car insurance each year than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Ford Focus RS insurance rates. For example, drivers in Los Angeles may pay $221 a year more than drivers in Houston.

Your Driving Record

Your driving record can have an impact on the cost of Ford Focus RS car insurance. Teens and drivers in their 20’s see the highest jump in their Ford Focus RS auto insurance rates with violations on their driving record.

Ford Focus RS Crash Test Ratings

The crash test ratings of the Ford Focus RS can impact your Ford Focus RS car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2018 Ford Focus RS 5 HB AWD 5 stars 4 stars 5 stars 4 stars
2017 Ford Focus RS 5 HB AWD 5 stars 4 stars 5 stars 4 stars
2016 Ford Focus RS 5 HB AWD N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Ford Focus RS Safety Features

Having a variety of safety features on your Ford Focus RS can help lower your Ford Focus RS insurance costs. The Ford Focus RS’s safety features include:

  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Auto-Leveling Headlights

Ford Focus RS Finance and Insurance Cost

If you are financing a Ford Focus RS, you will pay more if you purchase Ford Focus RS auto insurance at the dealership, so be sure to shop around and compare Ford Focus RS auto insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Ford Focus RS Insurance

Although it may seem like your Ford Focus RS car insurance rates are set, there are a few measures that you can take to secure the best Ford Focus RS car insurance rates possible. Take a look at the following five ways to save on Ford Focus RS auto insurance.

  • Consider Ford Focus RS Insurance Costs Before Buying a Ford Focus RS
  • Buy Winter Tires for Your Ford Focus RS
  • Use an Accurate Job Title When Requesting Ford Focus RS Auto Insurance
  • Watch Your Insurer Closely When Your Ford Focus RS Needs Repairs
  • Ask About Ford Focus RS Safety Discounts

Top Ford Focus RS Insurance Companies

The best auto insurance companies for Ford Focus RS car insurance rates will offer competitive rates, discounts, and account for the Ford Focus RS’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Ford Focus RS Insurance Quotes Online

You can start comparing quotes for Ford Focus RS car insurance rates from some of the best car insurance companies by using our free online tool now.

Are you looking for free insurance quotes?

Your one-stop online insurance guide. Get free quotes now!

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