Best Ford Focus RS Car Insurance Quotes (2024)
Find online Ford Focus RS insurance rates right now in this comparison guide. Your Ford Focus RS insurance coverage could cost you $129 per month on average, but you can save money by comparing Ford Focus RS insurance quotes online with our free tool.Take a look at our charts where we break down online Ford Focus RS insurance costs by year and insurance company.
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Eric Stauffer
Founder & Former Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. In addition to founding Expert Insurance Reviews, Eric is the CEO of C Street Media, a full-service marketing firm and the...
Founder & Former Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,544 a year or $129 each month
- A liability-only policy costs around $619 a year or $52 each month
- Highest rates are for teenage drivers at around $5,643 a year or $470 each month
- Good drivers can save as much as $637 a year by earning policy discounts
- Ford Focus RS insurance costs around $25 more per year than the average vehicle
Ford Focus RS insurance rates are just a bit or $25 more than the national average vehicle. Full coverage is around $1,544 a year or $129 a month, but safe drivers can save up to $637 with a good driver discount. We’re going to dive into the Ford Focus RS insurance rates, crash test ratings, and more.
You can start comparing quotes for Ford Focus RS car insurance rates from some of the best car insurance companies by using our free online tool now.
Ford Focus RS Insurance Cost
The average Ford Focus RS car insurance rates are $1,544 a year or $129 a month.
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Are Ford Focus RSs Expensive to Insure?
The chart below details how Ford Focus RS insurance rates compare to other subcompact hatchbacks like the Honda Fit, Mitsubishi Mirage, and Volkswagen Golf.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Ford Focus RS | $332 | $656 | $398 | $1,544 |
| Honda Fit | $268 | $512 | $258 | $1,148 |
| Mitsubishi Mirage | $244 | $448 | $398 | $1,248 |
| Volkswagen Golf | $306 | $600 | $390 | $1,454 |
| Volkswagen Beetle | $280 | $542 | $332 | $1,290 |
| Volkswagen Golf R | $372 | $660 | $390 | $1,580 |
However, there are a few things you can do to find the cheapest Ford insurance rates online.
What Impacts the Cost of Ford Focus RS Insurance?
You might have noticed that there is a multitude of factors that impact Ford Focus RS car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Ford Focus RS.
Age of the Vehicle
Older Ford Focus RS models generally cost less to insure. For example, car insurance rates for a 2018 Ford Focus RS are $1,544, while 2016 Ford Focus RS rates are $1,510, a difference of $34.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Ford Focus RS | $332 | $656 | $398 | $1,544 |
| 2017 Ford Focus RS | $320 | $640 | $416 | $1,534 |
| 2016 Ford Focus RS | $310 | $612 | $430 | $1,510 |
Driver Age
Driver age can have a significant effect on Ford Focus RS car insurance rates. For example, 20-year-old drivers pay $1,888 more for their Ford Focus RS car insurance each year than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Ford Focus RS insurance rates. For example, drivers in Los Angeles may pay $221 a year more than drivers in Houston.
Your Driving Record
Your driving record can have an impact on the cost of Ford Focus RS car insurance. Teens and drivers in their 20’s see the highest jump in their Ford Focus RS auto insurance rates with violations on their driving record.
Ford Focus RS Crash Test Ratings
The crash test ratings of the Ford Focus RS can impact your Ford Focus RS car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2018 Ford Focus RS 5 HB AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Ford Focus RS 5 HB AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Ford Focus RS 5 HB AWD | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Ford Focus RS Safety Features
Having a variety of safety features on your Ford Focus RS can help lower your Ford Focus RS insurance costs. The Ford Focus RS’s safety features include:
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Auto-Leveling Headlights
Ford Focus RS Finance and Insurance Cost
If you are financing a Ford Focus RS, you will pay more if you purchase Ford Focus RS auto insurance at the dealership, so be sure to shop around and compare Ford Focus RS auto insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Ford Focus RS Insurance
Although it may seem like your Ford Focus RS car insurance rates are set, there are a few measures that you can take to secure the best Ford Focus RS car insurance rates possible. Take a look at the following five ways to save on Ford Focus RS auto insurance.
- Consider Ford Focus RS Insurance Costs Before Buying a Ford Focus RS
- Buy Winter Tires for Your Ford Focus RS
- Use an Accurate Job Title When Requesting Ford Focus RS Auto Insurance
- Watch Your Insurer Closely When Your Ford Focus RS Needs Repairs
- Ask About Ford Focus RS Safety Discounts
Top Ford Focus RS Insurance Companies
The best auto insurance companies for Ford Focus RS car insurance rates will offer competitive rates, discounts, and account for the Ford Focus RS’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Ford Focus RS Insurance Quotes Online
You can start comparing quotes for Ford Focus RS car insurance rates from some of the best car insurance companies by using our free online tool now.
Frequently Asked Questions
How can I find the best Ford Focus RS car insurance quotes?
You can easily compare quotes for Ford Focus RS insurance from top insurance companies by using our free online tool. Enter your ZIP code to get started. You can also reach out to car insurance agents or brokers.
What factors affect the cost of Ford Focus RS car insurance?
Several factors can affect the cost of Ford Focus RS car insurance, including:
- your age
- your driving history
- where the car is parked
- coverage types and amounts
- deductible amounts
- overall value of the vehicle
High-performance cars may also have higher insurance rates due to their specialized technology and repair costs.
What type of coverage should I consider for my Ford Focus RS car insurance?
The type of coverage you should consider for your Ford Focus RS car insurance depends on your individual needs and preferences. Some common coverage options include:
- liability insurance
- collision insurance
- comprehensive insurance
- uninsured/underinsured motorist coverage
You may also want to consider specialized coverage for high-performance car components.
How much Ford Focus RS car insurance coverage do I need?
The amount of Ford Focus RS car insurance coverage you need depends on a variety of factors, including your personal assets, your driving habits, and your budget. It is recommended that you have at least enough coverage to cover the value of your vehicle and any potential liabilities that may arise from accidents or other incidents.
Can I get discounts on Ford Focus RS car insurance?
Yes, many insurance providers offer discounts for Ford Focus RS car insurance. Some common discounts include safe driver discounts, multiple car discounts, and bundling discounts for combining auto and home insurance policies. However, high-performance cars may not be eligible for all discounts.
What should I do if I need to file a claim for my Ford Focus RS car insurance?
If you need to file a claim for your Ford Focus RS car insurance, you should contact your insurance provider as soon as possible. They will guide you through the claims process and help you get the necessary repairs or compensation for damages or losses. Be sure to provide all necessary information about your high-performance car components and any specialized repair needs.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Eric Stauffer
Founder & Former Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. In addition to founding Expert Insurance Reviews, Eric is the CEO of C Street Media, a full-service marketing firm and the...
Founder & Former Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.