Secured with SHA-256 Encryption
Select Page

Compare Ford Edge Insurance Rates [Rates + Cheap Coverage Guide]

Average Ford Edge car insurance rates cost $108 per month ($1,296 per year). Comprehensive, collision, and liability insurance cost around $316, $461, and $366, respectively.

FREE Insurance Comparison

Compare quotes from the top insurance companies and save!

Secured with SHA-256 Encryption

Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

Full Bio →

Written by

UPDATED: Jun 18, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn't influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Key takeaways:

  • Full coverage costs around $1,296 a year or $108 each month
  • A liability-only policy costs around $519 a year or $43 each month
  • Highest rates are for teenage drivers at around $4,737 a year or $395 each month
  • Good drivers can save as much as $534 a year by earning policy discounts
  • Ford Edge insurance costs around $223 less per year than the average vehicle

Ford Edge insurance rates are $233 less per year than the average vehicle, partly due to good safety ratings. Though insurance rates for a Ford Edge will set you back around $1,296 a year or $43 a month, good drivers can save up to $534 with policy discounts just for them. We’ll go over safety and crash test ratings, factors that impact your car insurance rates, and more.

You can start comparing quotes for Ford Edge car insurance rates from some of the best car insurance companies by using our free online tool now.

Ford Edge Insurance Cost

The average Ford Edge auto insurance rates are $1,296 a year or $108 a month.

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Are Ford Edges Expensive to Insure?

The chart below details how Ford Edge insurance rates compare to other SUVs like the Mazda CX-9, Subaru Forester, and Nissan Armada.

Vehicle Comprehensive Collision Liability Total
Ford Edge $266 $500 $372 $1,296
Mazda CX-9 $332 $542 $390 $1,422
Subaru Forester $346 $512 $332 $1,326
Nissan Armada $306 $536 $338 $1,316
Cadillac Escalade ESV $464 $720 $390 $1,732
Toyota Sequoia $332 $566 $398 $1,454
GMC Yukon $376 $594 $372 $1,500

However, there are a few things you can do to find the cheapest Ford insurance rates online.

What Impacts the Cost of Ford Edge Insurance?

The Ford Edge trim and model you choose will affect the total price you will pay for Ford Edge insurance coverage.

Age of the Vehicle

Older Ford Edge models generally cost less to insure. For example, auto insurance for a 2020 Ford Edge costs $1,296, while 2010 Ford Edge insurance costs are $1,086, a difference of $210.

Model Year Comprehensive Collision Liability Total
2020 Ford Edge $266 $500 $372 $1,296
2019 Ford Edge $254 $482 $390 $1,284
2018 Ford Edge $244 $478 $398 $1,278
2017 Ford Edge $236 $466 $416 $1,276
2016 Ford Edge $228 $446 $430 $1,262
2015 Ford Edge $216 $430 $442 $1,246
2014 Ford Edge $206 $400 $452 $1,216
2013 Ford Edge $198 $376 $456 $1,188
2012 Ford Edge $190 $338 $460 $1,146
2011 Ford Edge $178 $310 $460 $1,106
2010 Ford Edge $172 $292 $464 $1,086

Driver Age

Driver age can have a significant effect on the cost of Ford Edge car insurance. For example, 30-year-old drivers pay approximately $57 more for their Ford Edge car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Ford Edge insurance rates. For example, drivers in Los Angeles may pay $185 a year more than drivers in Houston.

Your Driving Record

Your driving record can have an impact on the cost of Ford Edge car insurance. Teens and drivers in their 20’s see the highest jump in their Ford Edge car insurance rates with violations on their driving record.

Ford Edge Safety Ratings

Your Ford Edge auto insurance rates are influenced by the Ford Edge’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety

Ford Edge Crash Test Ratings

Ford Edge crash test ratings can impact your Ford Edge car insurance rates. See Ford Edge crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Ford Edge SUV FWD 5 stars 5 stars 5 stars 4 stars
2020 Ford Edge SUV AWD 5 stars 5 stars 5 stars 4 stars
2019 Ford Edge SUV FWD 5 stars 5 stars 5 stars 4 stars
2019 Ford Edge SUV AWD 5 stars 5 stars 5 stars 4 stars
2018 Ford Edge SUV FWD 5 stars 5 stars 5 stars 4 stars
2018 Ford Edge SUV AWD 5 stars 5 stars 5 stars 4 stars
2017 Ford Edge SUV FWD 5 stars 5 stars 5 stars 4 stars
2017 Ford Edge SUV AWD 5 stars 5 stars 5 stars 4 stars
2016 Ford Edge SUV FWD 5 stars 5 stars 5 stars 4 stars
2016 Ford Edge SUV AWD 5 stars 5 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Ford Edge Safety Features

Ford Edge safety features can lower the cost of your insurance. The safety features for the 2020 Ford Edge include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Blind Spot Monitor
  • Lane Departure Warning
  • Lane Keeping Assist
  • Cross-Traffic Alert

Ford Edge Insurance Loss Probability

The lower percentage means lower Ford Edge auto insurance rates; higher percentages mean higher Ford Edge car insurance rates. The Ford Edge’s insurance loss probability varies for each form of coverage.

Insurance Coverage Category Loss Rate
Collision -18%
Property Damage -16%
Comprehensive -19%
Personal Injury -21%
Medical Payment -20%
Bodily Injury -17%
Source: Insurance Institute for Highway Safety

Ford Edge Finance and Insurance Cost

If you are financing a Ford Edge, you will pay more if you purchase Ford Edge auto insurance at the dealership, so be sure to shop around and compare Ford Edge auto insurance quotes from the best companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Ways to Save on Ford Edge Insurance

If you want to reduce the cost of your Ford Edge insurance rates, follow these tips below:

  • Buy An Older Ford Edge
  • Consider Ford Edge Insurance Costs Before Buying a Ford Edge
  • Reduce Your Coverage on an Older Ford Edge
  • Ask for a New Ford Edge Auto Insurance Rate Based on Your Improved Credit Score
  • Ask About Ford Edge Discounts If You Were Listed on Someone Else’s Policy

Top Ford Edge Insurance Companies

Who is the top auto insurance company for Ford Edge insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Ford Edge auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Ford Edge offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

Compare Free Ford Edge Insurance Quotes Online

Start comparing Ford Edge auto insurance quotes for free by using our FREE online comparison tool.

About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

Leave a Rating

Your email address will not be published. Required fields are marked *