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Best Ford C-Max Hybrid Insurance Rates [Everything You Need to Know]

The cost of Ford C-Max Hybrid auto insurance rates are $1,404 a year, or around $117 a month on average. Good drivers can save as much as $2,166 a year over higher risk drivers.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jun 23, 2020

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Key takeaways:

  • Full coverage costs around $1,404 a year or $117 each month
  • A liability-only policy costs around $563 a year or $47 each month
  • Highest rates are for teenage drivers at around $5,132 a year or $428 each month
  • Good drivers can save as much as $579 a year by earning policy discounts
  • Ford C-Max Hybrid insurance costs around $115 less per year than the average vehicle

Ford C-Max Hybrid insurance rates are about $115 less annually than the average vehicle with full coverage costing about $1,404 a year or $117 a month.

Teen drivers will have the highest rates at around $5,132 a year or $428 a month as they’re considered to be high-risk by car insurers. We’re going to take a closer look at Ford C-Max Hybrid insurance rates, insurance loss probability rates, and more.

You can start comparing quotes for Ford C-Max Hybrid car insurance rates from some of the best car insurance companies by using our free online tool now.

Ford C-Max Hybrid Insurance Cost

The average auto insurance rates for a Ford C-Max Hybrid cost $1,404 a year or $117 a month.

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Are Ford C-Max Hybrids Expensive to Insure?

The chart below details how Ford C-Max Hybrid insurance rates compare to other hybrid/electrics like the Lexus GS 450h, Toyota Prius, and Buick LaCrosse.

Vehicle Comprehensive Collision Liability Total
Ford C-Max Hybrid $282 $566 $398 $1,404
Lexus GS 450h $394 $774 $398 $1,724
Toyota Prius $306 $512 $332 $1,286
Buick LaCrosse $320 $566 $338 $1,360
Honda Accord Hybrid $362 $718 $316 $1,532
Chevrolet Volt $370 $774 $398 $1,700
Hyundai Sonata Hybrid $322 $626 $420 $1,548

However, there are a few things you can do to find the cheapest Ford insurance rates online.

What Impacts the Cost of Ford C-Max Hybrid Insurance?

The Ford C-Max Hybrid trim and model you choose can impact the total price you will pay for Ford C-Max Hybrid auto insurance coverage.

Age of the Vehicle

Older Ford C-Max Hybrid models generally cost less to insure. For example, auto insurance for a 2018 Ford C-Max Hybrid costs $1,404, while 2013 Ford C-Max Hybrid insurance costs are $1,290, a difference of $114.

Model Year Comprehensive Collision Liability Total
2018 Ford C-Max Hybrid $282 $566 $398 $1,404
2017 Ford C-Max Hybrid $272 $552 $416 $1,398
2016 Ford C-Max Hybrid $262 $530 $430 $1,380
2015 Ford C-Max Hybrid $248 $512 $442 $1,360
2014 Ford C-Max Hybrid $238 $474 $452 $1,322
2013 Ford C-Max Hybrid $230 $446 $456 $1,290

Driver Age

Driver age can have a significant effect on Ford C-Max Hybrid car insurance rates. As an example, a 30-year-old driver pays around $62 more each year for their Ford C-Max Hybrid car insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Ford C-Max Hybrid insurance rates. For example, drivers in Los Angeles may pay $201 a year more than drivers in Houston.

Your Driving Record

Your driving record can have an impact on the cost of Ford C-Max Hybrid auto insurance. Teens and drivers in their 20’s see the highest jump in their Ford C-Max Hybrid auto insurance rates with violations on their driving record.

Ford C-Max Hybrid Safety Ratings

The Ford C-Max Hybrid’s safety ratings will affect your Ford C-Max Hybrid auto insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side Acceptable
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety

Ford C-Max Hybrid Safety Features

Most drivers don’t realize that not only do Ford C-Max Hybrid safety features play a vital role in keeping passengers safe in crashes, but they can also help lower Ford C-Max Hybrid auto insurance rates. The Ford C-Max Hybrid’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control

Ford C-Max Hybrid Insurance Loss Probability

The Ford C-Max Hybrid’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the Ford C-Max Hybrid, others are more favorable and lead to lower insurance rates.

Insurance Coverage Category Loss Rate
Collision -1%
Property Damage -8%
Comprehensive -5%
Personal Injury -6%
Medical Payment -11%
Bodily Injury 0%
Source: Insurance Institute for Highway Safety

Ford C-Max Hybrid Finance and Insurance Cost

If you are financing a Ford C-Max Hybrid, most lenders will require your carry higher Ford C-Max Hybrid coverages including comprehensive coverage, so be sure to compare Ford C-Max Hybrid car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Ford C-Max Hybrid Insurance

You have more options at your disposal to save money on your Ford C-Max Hybrid auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Ford C-Max Hybrid car insurance rates

  • Purchase a Roadside Assistance Program for Your Ford C-Max Hybrid
  • Provide Your Ford C-Max Hybrid VIN When Requesting Ford C-Max Hybrid Auto Insurance Quotes
  • Consider Renting a Car Instead of Buying a Second Ford C-Max Hybrid
  • Tell Your Insurer About Different Drivers or Uses for Your Ford C-Max Hybrid
  • Install an Aftermarket Anti-Theft Device for Your Ford C-Max Hybrid

Top Ford C-Max Hybrid Insurance Companies

Who is the best auto insurance company for Ford C-Max Hybrid insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Ford C-Max Hybrid auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Ford C-Max Hybrid offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

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About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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