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Ford F-250 Super Duty Insurance [How to Find Low Rates Online]

Ford F-250 Super Duty insurance rates are $1,580 a year, or around $132 a month on average. A liability-only policy costs around $633 a year or $55 a month. Good drivers can save as much as $2,436 a year over higher risk drivers.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jul 27, 2020

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Key takeaways:

  • Full coverage costs around $1,580 a year or $132 each month
  • A liability-only policy costs around $633 a year or $53 each month
  • Highest rates are for teenage drivers at around $5,775 a year or $481 each month
  • Good drivers can save as much as $651 a year by earning policy discounts
  • Ford F-250 Super Duty insurance costs around $61 more per year than the average vehicle

Ford F-250 Super Duty insurance rates are slightly more than the average vehicle, with full coverage costing about $1,580 a year or $132 a month. Good drivers can save up to $651 a year by remaining claim-free. We’re going to be looking at Ford F-250 Super Duty insurance rates, safety features, and more.

You can start comparing quotes for Ford F-250 Super Duty car insurance rates from some of the best car insurance companies by using our free online tool now.

Ford F-250 Super Duty Insurance Cost

The average Ford F-250 Super Duty car insurance rates are $1,580 a year or $132 a month.

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Are Ford F-250 Super Dutys Expensive to Insure?

The chart below details how Ford F-250 Super Duty insurance rates compare to other trucks like the GMC Sierra, GMC Sierra 3500HD, and Chevrolet Silverado.

VehicleComprehensiveCollisionLiabilityTotal
GMC Sierra$336$594$372$1,460
GMC Sierra 3500HD$376$656$420$1,632
Chevrolet Silverado$322$562$420$1,484
Ford F-150$322$470$372$1,322
GMC Sierra 2500HD$336$656$420$1,592
Ford Ranger$254$470$372$1,254

However, there are a few things you can do to find the cheapest Ford insurance rates online.

What Impacts the Cost of Ford F-250 Super Duty Insurance?

The Ford F-250 Super Duty trim and model you choose will affect the total price you will pay for Ford F-250 Super Duty insurance coverage.

Age of the Vehicle

Older Ford F-250 Super Duty models generally cost less to insure. For example, auto insurance for a 2017 Ford F-250 Super Duty costs $1,580, while 2010 Ford F-250 Super Duty insurance costs are $1,320, a difference of $260.

Model YearComprehensiveCollisionLiabilityTotal
2017 Ford F-250 Super Duty$320$610$470$1,580
2016 Ford F-250 Super Duty$310$586$486$1,562
2015 Ford F-250 Super Duty$292$564$500$1,536
2014 Ford F-250 Super Duty$282$524$510$1,496
2013 Ford F-250 Super Duty$270$494$514$1,458
2012 Ford F-250 Super Duty$258$442$520$1,400
2011 Ford F-250 Super Duty$242$408$520$1,350
2010 Ford F-250 Super Duty$234$382$524$1,320

Driver Age

Driver age can have a significant effect on Ford F-250 Super Duty car insurance rates. For example, 20-year-old drivers pay $1,932 more for their Ford F-250 Super Duty car insurance each year than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Ford F-250 Super Duty insurance rates. For example, drivers in Houston may pay $1,165 a year more than drivers in Columbus.

Your Driving Record

Your driving record can have an impact on the cost of Ford F-250 Super Duty auto insurance. Teens and drivers in their 20’s see the highest jump in their Ford F-250 Super Duty car insurance with violations on their driving record.

Ford F-250 Super Duty Safety Features

Good Ford F-250 Super Duty safety features can result in insurers giving you car insurance discounts. The safety features for the 2020 Ford F-250 Super Duty are:

  • Driver and right-front-passenger front airbags
  • Front-seat side airbags
  • Front-passenger airbag deactivation switch
  • Safety Canopy System with side-curtain airbags and rollover sensor
  • Belt-Minder front safety belt reminder
  • Child-safety-seat top tether anchors
  • Front height-adjustable shoulder safety belts
  • Individual Tire Pressure Monitoring System
  • Rearview camera with dynamic hitch assist
  • SecuriLock Passive Anti-Theft System
  • SOS Post-Crash Alert System

Ford F-250 Super Duty Finance and Insurance Cost

If you are financing a Ford F-250 Super Duty, you will pay more if you purchase Ford F-250 Super Duty car insurance at the dealership, so be sure to shop around and compare Ford F-250 Super Duty car insurance quotes from the best companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Ways to Save on Ford F-250 Super Duty Insurance

There are many ways that you can save on Ford F-250 Super Duty car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Ford F-250 Super Duty car insurance rates low.

  • Provide Your Ford F-250 Super Duty VIN When Requesting Ford F-250 Super Duty Auto Insurance Quotes
  • Consider Ford F-250 Super Duty Insurance Costs Before Buying a Ford F-250 Super Duty
  • Understand that Your Insurer Can Change Your Ford F-250 Super Duty Auto Insurance Rates Mid-Term for Other Reasons
  • Take Advantage of Referral Fees
  • Buy Your Ford F-250 Super Duty with Cash, or Get a Shorter-Term Loan

Top Ford F-250 Super Duty Insurance Companies

Who is the top auto insurance company for Ford F-250 Super Duty insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Ford F-250 Super Duty auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Ford F-250 Super Duty offers.

RankCompanyVolumeMarket Share
1State Farm$65,615,1909.3%
2GEICO$46,106,9716.6%
3Progressive$39,222,8795.6%
4Liberty Mutual$35,600,0515.1%
5Allstate$35,025,9035.0%
6Travelers$28,016,9664.0%
7USAA$23,483,0803.3%
8Chubb$23,388,3853.3%
9Farmers$20,643,5592.9%
10Nationwide$18,442,1452.6%
Source: Insurance Information Institute

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About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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