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Online Ford Fusion Hybrid Insurance Rates

Ford Fusion Hybrid insurance costs $137 per month ($1,644 per year) on average. On average, Ford Fusion Hybrid comprehensive insurance coverage costs $400, collision coverage costs $584, and liability coverage costs $464.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jul 22, 2020

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Key takeaways:

  • Is the Ford Fusion expensive to insure? Full coverage costs around $1,644 a year or $137 each month
  • A liability-only policy costs around $660 a year or $55 each month
  • Highest rates are for teenage drivers at around $6,009 a year or $501 each month
  • Good drivers can save as much as $678 a year by earning policy discounts
  • Ford Fusion Hybrid insurance costs around $125 more per year than the average vehicle

Ford Fusion Hybrid insurance rates are about $125 more per year than the average vehicle with full coverage costing around $1,644 a year or $137 a month. Drivers of an older Ford Fusion Hybrid may opt for liability coverage only which costs around $660 a year or $55 a month.

Good drivers can save up to $678 a year in policy discounts by remaining safe and courteous while driving. We’re going to take a quick look at Ford Fusion Hybrid insurance rates, crash test ratings, and more.

You can start comparing quotes for Ford Fusion Hybrid car insurance rates from some of the best car insurance companies by using our free online tool now.

Ford Fusion Hybrid Insurance Cost

How much is insurance for a Ford Fusion? The average Ford Fusion Hybrid auto insurance costs are $1,644 a year or $137 a month.

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Are Ford Fusion Hybrids Expensive to Insure?

The chart below details how Ford Fusion Hybrid insurance rates compare to other hybrid/electrics like the Chevrolet Volt, Honda Accord Hybrid, and Ford Fusion Energi.

Vehicle Comprehensive Collision Liability Total
Ford Fusion Hybrid $322 $656 $466 $1,644
Chevrolet Volt $370 $774 $398 $1,700
Honda Accord Hybrid $362 $718 $316 $1,532
Ford Fusion Energi $336 $626 $372 $1,492
Toyota Prius $306 $512 $332 $1,286
Lexus GS 450h $394 $774 $398 $1,724
Chrysler Pacifica Hybrid $370 $656 $338 $1,500

However, there are a few things you can do to find the cheapest Ford insurance rates online.

What Impacts the Cost of Ford Fusion Hybrid Insurance?

The Ford Fusion Hybrid trim and model you choose can impact the total price you will pay for Ford Fusion Hybrid insurance coverage.

Age of the Vehicle

Older Ford Fusion Hybrid models generally cost less to insure. For example, auto insurance for a 2020 Ford Fusion Hybrid costs $1,644, while 2010 Ford Fusion Hybrid insurance costs are $1,368, a difference of $276.

Model Year Comprehensive Collision Liability Total
2020 Ford Fusion Hybrid $322 $656 $466 $1,644
2019 Ford Fusion Hybrid $306 $630 $488 $1,624
2018 Ford Fusion Hybrid $294 $626 $498 $1,618
2017 Ford Fusion Hybrid $284 $610 $520 $1,614
2016 Ford Fusion Hybrid $274 $586 $536 $1,596
2015 Ford Fusion Hybrid $260 $564 $554 $1,578
2014 Ford Fusion Hybrid $250 $524 $564 $1,538
2013 Ford Fusion Hybrid $240 $494 $570 $1,504
2011 Ford Fusion Hybrid $214 $408 $574 $1,396
2010 Ford Fusion Hybrid $206 $382 $580 $1,368

Driver Age

Driver age can have a significant impact on Ford Fusion Hybrid auto insurance rates. As an example, a 40-year-old driver could pay $174 less each month for their Ford Fusion Hybrid auto insurance compared to a 20-year-old driver.

Driver Location

Where you live can have a large impact on Ford Fusion Hybrid insurance rates. For example, drivers in Los Angeles may pay $904 a year more than drivers in Phoenix.

Your Driving Record

Your driving record can have an impact on the cost of Ford Fusion Hybrid auto insurance. Teens and drivers in their 20’s see the highest jump in their Ford Fusion Hybrid auto insurance rates with violations on their driving record.

Ford Fusion Hybrid Crash Test Ratings

If the Ford Fusion Hybrid crash test ratings are good, you could have lower Ford Fusion Hybrid car insurance rates. See Ford Fusion Hybrid crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2019 Ford Fusion Hybrid 4 DR FWD 5 stars 4 stars 5 stars 4 stars
2018 Ford Fusion Hybrid 4 DR FWD 5 stars 4 stars 5 stars 4 stars
2017 Ford Fusion Hybrid 4 DR FWD 5 stars 4 stars 5 stars 4 stars
2016 Ford Fusion Hybrid 4 DR FWD 5 stars 5 stars 4 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Ford Fusion Hybrid Safety Features

Having a variety of safety features on your Ford Fusion Hybrid can help lower your Ford Fusion Hybrid insurance costs. The Ford Fusion Hybrid’s safety features include:

  • Forward collision warning
  • Forward automatic emergency braking
  • Lane keep assist, blind-spot monitoring
  • Rear cross-traffic alert
  • Rearview camera
  • Automatic high-beam headlights
  • Rain-sensing windshield wipers
  • Adaptive cruise control with stop-and-go capability
  • Rear parking sensors

Ford Fusion Hybrid Insurance Loss Probability

The Ford Fusion Hybrid’s insurance loss probability varies for each form of coverage. The lower percentage means lower Ford Fusion Hybrid auto insurance rates; higher percentages mean higher Ford Fusion Hybrid car insurance rates.

Insurance Coverage Category Loss Rate
Collision 25%
Property Damage -3%
Comprehensive -2%
Personal Injury -8%
Medical Payment -7%
Bodily Injury -5%
Source: Insurance Institute for Highway Safety

Ford Fusion Hybrid Finance and Insurance Cost

If you are financing a Ford Fusion Hybrid, you will pay more if you purchase Ford Fusion Hybrid car insurance at the dealership, so be sure to shop around and compare Ford Fusion Hybrid car insurance quotes from the best companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Ways to Save on Ford Fusion Hybrid Insurance

There are several ways you can save even more on your Ford Fusion Hybrid car insurance rates. Take a look at the following five tips:

  • Move to the Countryside
  • Remove Unnecessary Insurance Once Your Ford Fusion Hybrid is Paid Off
  • Get Married and Ask for a Discount
  • Consider Ride Sharing Services to Lower Your Ford Fusion Hybrid Mileage
  • Buy a Dashcam for Your Ford Fusion Hybrid

Top Ford Fusion Hybrid Insurance Companies

Who is the best company for Ford Fusion Hybrid insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Ford Fusion Hybrid insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Ford Fusion Hybrid offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

Compare Free Ford Fusion Hybrid Insurance Quotes Online

You can start comparing quotes for Ford Fusion Hybrid auto insurance rates from some of the best auto insurance companies by using our free online tool now.

About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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