10 Best Car Insurance Companies for Acuras in 2024 (Your Guide to the Top Providers)

Geico emerges as the top choice among the 10 best car insurance companies for Acuras, thanks to its unbeatable rates and comprehensive coverage options. State Farm and Progressive also shine, offering exceptional value and a range of discounts tailored for Acura drivers.

Each provider stands out for its affordability, service quality, and specialized benefits. Explore why these leading insurers are the go-to options for securing the best coverage for your Acura.

Read on to learn the best coverage options for your car and how to lower your car insurance for an Acura.

Stop overpaying for car insurance. Our free quote comparison tool allows you to shop for quotes from the top providers near you by entering your ZIP code above.

#1 – Geico: Top Overall Pick

Pros

• Affordable Rates: Geico offers competitive rates for Acuras, starting at $164/month, making it an economical choice. Discover more about offerings in our “Geico Insurance Review & Complaints.”
• A++ Rating: With an A++ rating from A.M. Best, Geico ensures top-tier financial stability and reliability for Acura owners.
• Multi-Policy Discount: Save more by bundling policies with Geico’s 5% discount, offering significant savings on comprehensive coverage for Acuras.

Cons

• Limited Coverage Options: Geico may not offer as many specialized or tailored coverage options for Acuras compared to other insurers.
• Customer Service: Some users report less personalized customer service experiences, which might be a drawback for Acura owners seeking more customized support.

#2 – State Farm: Best for Excellent Service

Pros

• Multi-Policy Discount: State Farm offers a generous 10% discount when bundling multiple policies, providing substantial savings for Acura owners. Discover more about offerings in our article called “State Farm Insurance Review & Complaints: Car Insurance.”
• Excellent Customer Service: Known for its top-notch customer service, State Farm ensures Acura owners receive personalized and responsive support.
• Wide Range of Coverage: State Farm offers various coverage options tailored to meet the unique needs of Acura drivers, including comprehensive and collision coverage.

Cons

• B Rating: State Farm has a B rating from A.M. Best, which might concern some Acura owners looking for top-rated financial stability.
• Higher Premiums: Despite discounts, State Farm’s premiums can be higher for certain coverage levels, potentially making it more expensive for Acura owners.

#3 – Progressive: Best for Innovative Tools

Pros

• Multi-Policy Discount: Progressive offers an 8% discount for bundling policies, helping Acura owners save on their insurance. Access comprehensive insights into our article called “Progressive Insurance Review & Complaints.”
• Innovative Tools: Progressive provides innovative tools like the Name Your Price tool, allowing Acura owners to customize their coverage based on their budget.
• A+ Rating: With an A+ rating from A.M. Best, Progressive ensures strong financial stability and reliability.

Cons

• Complex Pricing: Progressive’s pricing structure can be complex, which may make it difficult for Acura owners to understand their rates fully.
• Average Customer Service: Progressive’s customer service is rated as average, which might not meet the expectations of all Acura owners.

#4 – Allstate: Best for Wide Coverage

Pros

• Multi-Policy Discount: Allstate offers a substantial 10% discount for bundling multiple policies, benefiting Acura owners. Check out insurance savings in our complete guide titled “Allstate Auto Insurance Review & Complaints: Auto Insurance.”
• Wide Coverage Options: Allstate provides a broad range of coverage options, ensuring Acura owners can find policies that meet their specific needs.
• A+ Rating: With an A+ rating from A.M. Best, Allstate guarantees strong financial stability and reliable insurance services.

Cons

• Higher Rates: Allstate’s premiums can be higher than some competitors, making it more costly for Acura owners.
• Claim Handling: Some customers report slower claim handling processes, which could be a disadvantage for Acura owners needing quick resolutions.

#5 – USAA: Best for Military Benefits

Pros

• Multi-Policy Discount: USAA offers a 5% discount for bundling policies, providing savings for Acura owners in the military. Delve into our evaluation of “USAA Insurance Review & Complaints.”
• Exclusive Military Benefits: USAA provides unique benefits and discounts for military members and their families, making it ideal for Acura owners with military backgrounds.
• A++ Rating: With an A++ rating from A.M. Best, USAA ensures top-tier financial stability and reliable insurance services.

Cons

• Membership Restrictions: USAA is only available to military members and their families, limiting access for non-military Acura owners.
• Higher Rates for Non-Military: Non-military members may find USAA’s rates less competitive compared to other insurers for Acura coverage.

#6 – Farmers: Best for Customizable Policies

Pros

• Multi-Policy Discount: Farmers offers a 10% discount for bundling policies, helping Acura owners save on their insurance. Unlock details in our “Farmers Insurance Review & Complaints: Home, Business & Auto Insurance.”
• Customizable Coverage: Farmers provides highly customizable insurance policies, allowing Acura owners to tailor their coverage to specific needs.
• A Rating: With an A rating from A.M. Best, Farmers ensures reliable financial stability and dependable service.

Cons

• Higher Premiums: Farmers’ premiums can be higher than some competitors, making it more expensive for Acura owners.
• Limited Discounts: Farmers may offer fewer discounts compared to other insurers, potentially limiting savings for Acura owners.

#7 – Nationwide: Best for Variety Discounts

Pros

• Multi-Policy Discount: Nationwide offers a 10% discount for bundling policies, providing significant savings for Acura owners. Access comprehensive insights into our article called “Nationwide Insurance Review & Complaints: Auto, Home, Health & Pet Insurance.”
• Variety of Discounts: Nationwide provides a wide range of discounts, including safe driver and accident-free discounts, benefiting Acura owners.
• A+ Rating: With an A+ rating from A.M. Best, Nationwide ensures strong financial stability and reliable insurance services.

Cons

• Higher Premiums: Nationwide’s premiums can be higher than some competitors, making it more costly for Acura owners.
• Limited Coverage Options: Nationwide may offer fewer specialized coverage options for Acuras compared to other insurers.

#8 – Liberty Mutual: Best for Personalized Options

Pros

• Multi-Policy Discount: Liberty Mutual offers an 8% discount for bundling policies, helping Acura owners save on their insurance. Unlock details in our article called “Liberty Mutual Insurance Review & Complaints.”
• Personalized Coverage: Liberty Mutual provides personalized coverage options, allowing Acura owners to tailor their policies to specific needs.
• A Rating: With an A rating from A.M. Best, Liberty Mutual ensures reliable financial stability and dependable service.

Cons

• Higher Rates: Liberty Mutual’s premiums can be higher than some competitors, making it more expensive for Acura owners.
• Average Customer Service: Liberty Mutual’s customer service is rated as average, which might not meet the expectations of all Acura owners.

#9 – AAA: Best for Membership Benefits

Pros

• Multi-Policy Discount: AAA offers a 7% discount for bundling policies, providing savings for Acura owners.
• Membership Benefits: AAA provides unique membership benefits, including roadside assistance and travel discounts, benefiting Acura owners. Delve into our evaluation of “AAA Insurance Review & Complaints.”
• A Rating: With an A rating from A.M. Best, AAA ensures reliable financial stability and dependable service.

Cons

• Membership Fees: AAA requires membership fees, which can add to the overall cost for Acura owners.
• Higher Rates: AAA’s premiums can be higher than some competitors, making it more costly for Acura owners.

#10 – Travelers: Best for Financial Stability

Pros

• Multi-Policy Discount: Travelers offers a 9% discount for bundling policies, helping Acura owners save on their insurance. Discover insights in our article called  “Travelers Insurance Review & Complaints: Home, Auto & Boat Insurance.”
• A++ Rating: With an A++ rating from A.M. Best, Travelers ensures top-tier financial stability and reliable insurance services.
• Financial Stability: Travelers is known for its strong financial stability, providing peace of mind to Acura owners.

Cons

• Higher Premiums: Travelers’ premiums can be higher than some competitors, making it more expensive for Acura owners.
• Limited Discounts: Travelers may offer fewer discounts compared to other insurers, potentially limiting savings for Acura owners.

Monthly Insurance Rates for Acuras by Provider and Coverage Level

The table below highlights the monthly rates for Acura car insurance across various providers, presenting both minimum and full coverage options. These rates can help Acura owners compare and choose the most suitable insurance plans based on their specific needs and budget.

The table reveals that Geico offers the most competitive rates for both minimum and full coverage, with monthly premiums of $50 and $150 respectively. This positions Geico as the most affordable option for Acura owners seeking cost-effective insurance.

In contrast, Allstate presents the highest rates, with minimum coverage costing $65 and full coverage at $180 per month. Other notable providers include AAA and Farmers, both offering full coverage at $165 per month, while USAA stands out with a relatively low full coverage rate of $155 for eligible members.

By evaluating these rates, Acura owners can make informed decisions on which provider best meets their coverage requirements and budget constraints. More information is available about this provider in our article called “Anonymous Car Insurance Quotes.”

Acura Insurance Coverage Options

Your Acura is more than just a car. Besides your home, it’s almost certainly your second-most valuable asset. Finding the best insurance for your Acura means protecting both yourself and the hard-earned cash you’ve invested, and to do that, it’s important that you understand your coverage and the limitations therein. Let’s learn what types of car insurance coverage are available for your Acura:

• Liability Coverage: Liability is one of the most commonly required car insurance policies. Whether you cause an accident, run over a neighbor’s mailbox, or cause injuries to another party, liability coverage protects you in some of the most common situations.
• Comprehensive Car Insurance Coverage: Comprehensive insurance covers damage from sources outside an accident, including animal contact, theft, vandalism, fire, and weather. It also helps replace or repair windshields, and many states waive car insurance deductibles.
• Collision Coverage: Collision coverage is offered as a means of repairing or replacing your vehicle in the event of an at-fault accident. If you’re driving an Acura, this can be invaluable coverage. Find the best collision coverage car insurance companies.
• Uninsured/Underinsured Coverage: Although most states require liability insurance, not all drivers are insured. Uninsured motorist insurance pays for damage caused by drivers without enough coverage.
• Roadside Assistance: This is a relatively cheap option at most insurance companies, but it may help you evade the costliest of claims. Abandoning a vehicle increases the risk of vandalism and theft, so spending a bit more annually can safeguard your purchase and provide peace of mind.

Ask for as many quotes as you find reasonable. Every auto insurance carrier can send you various quotes with a plethora of options. Don’t overburden your budget, but don’t assume any risk you aren’t comfortable with.

If you intend to drive an expensive vehicle, take advantage of the right options.

How to Compare Rates From the Best Car Insurance Company for Acuras

They can be expensive, but the vehicle you drive is only a single factor in the larger pool of risk that’s assessed. Your age, driving history, credit score, insurance history, location, and other personal information also forms part of the picture.

If you’re behind the wheel of an Acura, it’s because you take pride in luxury. Acuras are pricy, and so are the costs of repairs. As such, you should anticipate that your monthly insurance will run above the average.

Every insurer under the sun would be thrilled to quote you but remember that coverage and discount options vary. Gather as many quotes as you can, look over the options, and take your time to compare car insurance. While you’re on the hunt, keep these possible car insurance discounts in mind:

• Vehicle Safety: Acuras are some of the safest vehicles on the road today, and most insurance companies offer discounts accordingly.
• Anti-Theft: If you’re driving or purchasing an Acura equipped with the highest-tech anti-theft features, ask your insurance carrier to be sure that you’re saving as much as you should.
• Multi-Car: If you have more than just your Acura, link your vehicles up. Having multiple vehicles insured with the same company often garners one of the biggest discounts available.
• Multi-Line: Whether homeowners, renters, or life insurance, bundling products will save on each.
• Driver Training: It’s probably been some time since you’ve taken a driver’s training course, but many insurers offer discounts for taking updated classes, even if they’re taken online.

By carefully evaluating your options and leveraging discounts, you can find coverage that balances both protection and affordability.

Find the Best Car Insurance Company for Acuras

Who should insure your Acura? The true answer is: it depends. Prices differ from city to city, state to state, and even street to street. But wherever you reside, quotes are your friend. By all means, compare rates and coverage options to your heart’s content, but don’t make your final selection based on cost alone. Price should always be a determining factor, but it should never be the only one.

When an emergency happens, who do you trust to handle your concerns? Who will address your claim quickly, help you secure a rental vehicle, or help you find the right body shop?

Every provider has a different method of operation, and which is best likely has more to do with your personality than the fine print of an insurance contract. If you prefer doing business with a single person, opt for an agent.

Independent agents (brokers) can quote you from a variety of companies at once, plus they serve as your primary contact in the event of an emergency, claim, or crisis. Other companies prefer to operate without local agents at all, often saving on expenses and they tend to prioritize short hold times by running several call centers.

The scarcity of quality new and used vehicles in today’s economy has ballooned both the price of replacement parts and the price of vehicle ownership. As such, claims are costlier than usual, perhaps more than ever. Learn more in our article called “What is a car insurance claim?”

Acuras aren’t the costliest to repair on the market, but they’re still luxurious, and you can count on luxury costs. For this reason, it’s important that you choose the insurer that gives you the peace of mind you deserve. If you’re concerned that you aren’t properly covered, you’re probably right. It never hurts to shop around.

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