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Acura RDX Insurance [Everything You Need to Know]

Auto insurance rates for an Acura RDX average $1,292 a year, or around $108 a month. On average, comprehensive coverage costs $315, collision coverage costs $459, and liability coverage costs $365 for Acura RDX insurance.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jun 22, 2020

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Key takeaways:

  • Full coverage costs around $1,292 a year or $108 each month
  • A liability-only policy costs around $518 a year or $43 each month
  • Highest rates are for teenage drivers at around $4,722 a year or $394 each month
  • Good drivers can save as much as $533 a year by earning policy discounts
  • Acura RDX insurance costs around $227 less per year than the average vehicle

Acura RDX insurance are quite a bit less than the average vehicle with full coverage costing around $1,292 a year or $108 a month. Drivers of an older Acura RDX may decide to only get liability coverage which averages $518 a year or $43 a month.

Good drivers can save up to $533 a year by being safe and courteous on the road. Let’s dig into Acura RDX insurance rates, crash test ratings, and more.

You can start comparing quotes for Acura RDX car insurance rates from some of the best car insurance companies by using our free online tool now.

Acura RDX Insurance Cost

The average Acura RDX auto insurance costs are $1,292 a year or $108 a month.

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Are Acura RDXs Expensive to Insure?

The chart below details how Acura RDX insurance rates compare to other SUVs like the Lincoln Navigator, Mercedes-Benz GLS 450, and Mitsubishi Outlander Sport.

Vehicle Comprehensive Collision Liability Total
Acura RDX $308 $532 $316 $1,292
Lincoln Navigator $356 $686 $398 $1,598
Mercedes-Benz GLS 450 $458 $894 $398 $1,908
Mitsubishi Outlander Sport $280 $512 $332 $1,260
Acura MDX $376 $562 $372 $1,468
Toyota 4Runner $332 $512 $332 $1,312
Toyota Land Cruiser $420 $774 $398 $1,750

However, there are a few things you can do to find the cheapest Acura insurance rates online.

What Impacts the Cost of Acura RDX Insurance?

The Acura RDX trim and model you choose can impact the total price you will pay for Acura RDX insurance coverage.

Age of the Vehicle

Older Acura RDX models generally cost less to insure. For example, car insurance rates for a 2020 Acura RDX are $1,292, while 2010 Acura RDX rates are $1,038, a difference of $254.

Model Year Comprehensive Collision Liability Total
2020 Acura RDX $308 $532 $316 $1,292
2019 Acura RDX $294 $512 $332 $1,274
2018 Acura RDX $282 $506 $338 $1,262
2017 Acura RDX $272 $494 $354 $1,256
2016 Acura RDX $262 $474 $364 $1,236
2015 Acura RDX $248 $458 $376 $1,218
2014 Acura RDX $238 $424 $384 $1,182
2013 Acura RDX $230 $400 $388 $1,154
2012 Acura RDX $220 $358 $390 $1,104
2011 Acura RDX $206 $330 $390 $1,062
2010 Acura RDX $198 $310 $394 $1,038

Driver Age

Driver age can have a significant impact on Acura RDX auto insurance rates. As an example, a 40-year-old driver could pay $136 less each month for their Acura RDX auto insurance compared to a 20-year-old driver.

Driver Location

Where you live can have a large impact on Acura RDX insurance rates. For example, drivers in New York may pay $788 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on your Acura RDX car insurance rates. Teens and drivers in their 20’s see the highest jump in their Acura RDX car insurance with violations on their driving record.

Acura RDX Safety Ratings

Your Acura RDX car insurance rates are tied to the safety ratings of the Acura RDX. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety

Acura RDX Crash Test Ratings

Acura RDX crash test ratings will affect your Acura RDX car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Acura RDX SUV FWD 5 stars 4 stars 5 stars 4 stars
2020 Acura RDX SUV AWD 5 stars 4 stars 5 stars 4 stars
2019 Acura RDX 4 DR FWD 5 stars 4 stars 5 stars 4 stars
2019 Acura RDX 4 DR AWD 5 stars 4 stars 5 stars 4 stars
2018 Acura RDX SUV FWD 5 stars 5 stars 5 stars 4 stars
2018 Acura RDX SUV AWD 5 stars 5 stars 5 stars 4 stars
2017 Acura RDX SUV FWD 5 stars 5 stars 5 stars 4 stars
2017 Acura RDX SUV AWD 5 stars 5 stars 5 stars 4 stars
2016 Acura RDX SUV FWD 5 stars 5 stars 5 stars 4 stars
2016 Acura RDX SUV AWD 5 stars 5 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Acura RDX Safety Features

The safety features of the Acura RDX can impact your Acura RDX car insurance rates. The Acura RDX has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Acura RDX Insurance Loss Probability

Insurance loss probability on the Acura RDX fluctuates between each type of coverage. The lower percentage means lower Acura RDX car insurance rates; higher percentages mean higher Acura RDX auto insurance rates.

Insurance Coverage Category Loss Rate
Collision -36%
Property Damage -25%
Comprehensive -43%
Personal Injury -33%
Medical Payment -33%
Bodily Injury -29%
Source: Insurance Institute for Highway Safety

Acura RDX Finance and Insurance Cost

If you are financing a Acura RDX, you will pay more if you purchase Acura RDX car insurance at the dealership, so be sure to shop around and compare Acura RDX car insurance quotes from the best companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Ways to Save on Acura RDX Insurance

You can save more money on your Acura RDX auto insurance rates by employing any of the following five strategies.

  • Reduce Modifications on Your Acura RDX
  • Check Your Acura RDX Policy Carefully to Ensure All Information is Correct
  • Consider Acura RDX Insurance Costs Before Buying a Acura RDX
  • Consider Using a Tracking Device on Your Acura RDX
  • Consider Ride Sharing Services to Lower Your Acura RDX Mileage

Top Acura RDX Insurance Companies

Several top car insurance companies offer competitive rates for the Acura RDX rates based on factors like discounts for safety features. Take a look at this list of top car insurance companies that are popular with Acura RDX drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

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About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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