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How Much is Insurance on an Acura ILX? [Rates + Coverage Guide]

If you want to buy affordable Acura ILX insurance coverage then you should know that a policy will cost $120 per month ($1,442 per year) on average. Shop around to find cheap Acura ILX insurance rates. On average, Acura ILX comprehensive insurance coverage costs $351, collision coverage costs $513, and liability coverage costs $407.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jul 15, 2020

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Key takeaways:

  • Full coverage costs around $1,442 a year or $120 each month
  • A liability-only policy costs around $578 a year or $48 each month
  • Highest rates are for teenage drivers at around $5,271 a year or $439 each month
  • Good drivers can save as much as $595 a year by earning policy discounts
  • Acura ILX insurance costs around $77 less per year than the average vehicle

Acura ILX insurance rates are about $77 less than the average vehicle with full coverage costing around $1,442 a year or $120 a month. The highest rates are for teens who’ll pay around $5,271 a year or $439 a month, as they’re considered to be high-risk.

Good drivers can save up to $595 a year in policy discounts by practicing safe driving habits. Let’s look at Acura ILX insurance rates, crash test ratings, and more.

You can start comparing quotes for Acura ILX car insurance rates from some of the best car insurance companies by using our free online tool now.

Acura ILX Insurance Cost

The average Acura ILX auto insurance costs are $1,442 a year or $120 a month.

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Are Acura ILXs Expensive to Insure?

The chart below details how Acura ILX insurance rates compare to other sedans like the Hyundai Elantra, Honda Accord, and Subaru Legacy.

Vehicle Comprehensive Collision Liability Total
Acura ILX $320 $566 $398 $1,442
Hyundai Elantra $280 $562 $372 $1,372
Honda Accord $280 $500 $372 $1,310
Subaru Legacy $370 $506 $338 $1,350
Subaru WRX $320 $566 $338 $1,360
Dodge Charger $376 $626 $466 $1,668
Nissan Maxima $372 $630 $390 $1,550

However, there are a few things you can do to find the cheapest Acura insurance rates online.

What Impacts the Cost of Acura ILX Insurance?

The Acura ILX trim and model you choose will affect the total price you will pay for Acura ILX insurance coverage.

Age of the Vehicle

Older Acura ILX models generally cost less to insure. For example, auto insurance rates for a 2018 Acura ILX are $1,442, while 2013 Acura ILX rates are $1,320, a difference of $122.

Model Year Comprehensive Collision Liability Total
2018 Acura ILX $320 $566 $398 $1,442
2017 Acura ILX $308 $552 $416 $1,434
2016 Acura ILX $298 $530 $430 $1,416
2015 Acura ILX $282 $512 $442 $1,394
2014 Acura ILX $270 $474 $452 $1,354
2013 Acura ILX $260 $446 $456 $1,320

Driver Age

Driver age can have a significant impact on Acura ILX auto insurance rates. As an example, a 40-year-old driver could pay $152 less each month for their Acura ILX auto insurance compared to a 20-year-old driver.

Driver Location

Where you live can have a large impact on Acura ILX insurance rates. For example, drivers in Los Angeles may pay $1,240 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of Acura ILX auto insurance. Teens and drivers in their 20’s see the highest jump in their Acura ILX car insurance with violations on their driving record.

Acura ILX Safety Ratings

The Acura ILX’s safety ratings will affect your Acura ILX auto insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety

Acura ILX Crash Test Ratings

The crash test ratings of the Acura ILX can impact your Acura ILX car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Acura ILX 4 DR FWD 5 stars 4 stars 5 stars 4 stars
2019 Acura ILX 4 DR FWD 5 stars 4 stars 5 stars 4 stars
2018 Acura ILX 4 DR FWD 5 stars 4 stars 5 stars 4 stars
2017 Acura ILX 4 DR FWD 5 stars 4 stars 5 stars 4 stars
2016 Acura ILX 4 DR FWD 5 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Acura ILX Safety Features

The Acura ILX safety features can help lower insurance costs. According to US News, the 2020 Acura ILX has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Acura ILX Insurance Loss Probability

Review the Acura ILX car insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury. The lower percentage means lower Acura ILX auto insurance costs; higher percentages mean higher Acura ILX auto insurance costs.

Insurance Coverage Category Loss Rate
Collision -4%
Property Damage -6%
Comprehensive -17%
Personal Injury 12%
Medical Payment 11%
Bodily Injury -3%
Source: Insurance Institute for Highway Safety

Acura ILX Finance and Insurance Cost

When financing a Acura ILX, most lenders will require your carry higher Acura ILX coverage options including comprehensive coverage, so be sure to shop around and compare Acura ILX car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Acura ILX Insurance

You have more options at your disposal to save money on your Acura ILX auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Acura ILX car insurance rates

  • Ask About Student Discounts
  • Pay Your Bills On Time — Especially Acura ILX Payments and Insurance
  • Wait Six Years for Accidents to Disappear from Your Record
  • Ask for a New Acura ILX Auto Insurance Rate Based on Your Improved Credit Score
  • Watch Your Insurer Closely When Your Acura ILX Needs Repairs

Top Acura ILX Insurance Companies

Who is the top auto insurance company for Acura ILX insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Acura ILX auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Acura ILX offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

Compare Free Acura ILX Insurance Quotes Online

You can start comparing quotes for Acura ILX insurance from some of the top car insurance companies by using our free online tool today.

About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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