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How Much is Insurance on an Acura TL? [List of Money Saving Tips]

Average Acura TL insurance rates are $114/mo for full coverage while Acura TL insurance costs are $27.83/mo for comprehensive, $40.58/mo for collision, and $32.25/mo for liability. Use our quote comparison tool below to shop around for the best Acura TL insurance quotes.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jul 21, 2020

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Key takeaways:

  • Full coverage costs around $1,370 a year or $114 each month
  • A liability-only policy costs around $549 a year or $46 each month
  • Highest rates are for teenage drivers at around $5,007 a year or $417 each month
  • Good drivers can save as much as $565 a year by earning policy discounts
  • Acura TL insurance costs around $149 less per year than the average vehicle

Acura TL insurance rates are about $149 less per year than the average vehicle with full coverage costing around $1,370 a year or $114 a month. Liability-only coverage is around $549 a year or $46 a month.

Good drivers can save up to $565 in policy discounts by remaining safe out on the roadways. We’re going to take a quick look at Acura TL insurance rates, safety ratings, and more.

You can start comparing quotes for Acura TL car insurance rates from some of the best car insurance companies by using our free online tool now.

Acura TL Insurance Cost

The average Acura TL auto insurance rates are $1,370 a year or $114 a month.

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Are Acura TLs Expensive to Insure?

The chart below details how Acura TL insurance rates compare to other luxury cars like the Audi A4, Lexus GS 300, and Audi A6.

Vehicle Comprehensive Collision Liability Total
Audi A4 $332 $656 $398 $1,544
Lexus GS 300 $344 $656 $338 $1,474
Audi A6 $382 $744 $398 $1,682
Audi S7 $532 $1,250 $398 $2,338
Volvo S90 $356 $714 $398 $1,626
Jaguar XE $382 $774 $398 $1,712

However, there are a few things you can do to find the cheapest Acura insurance rates online.

What Impacts the Cost of Acura TL Insurance?

The Acura TL trim and model you choose can impact the total price you will pay for Acura TL insurance coverage.

Age of the Vehicle

Older Acura TL models generally cost less to insure. For example, car insurance for a 2014 Acura TL costs $1,370, while 2010 Acura TL insurance costs are $1,202, a difference of $168.

Model Year Comprehensive Collision Liability Total
2014 Acura TL $260 $500 $452 $1,370
2013 Acura TL $250 $470 $456 $1,334
2012 Acura TL $240 $422 $460 $1,280
2011 Acura TL $224 $388 $460 $1,230
2010 Acura TL $216 $364 $464 $1,202

Driver Age

Driver age can have a significant effect on Acura TL car insurance rates. For example, 30-year-old drivers pay $60 more for Acura TL car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Acura TL insurance rates. For example, drivers in New York may pay $357 a year more than drivers in Chicago.

Your Driving Record

Your driving record can have an impact on the cost of Acura TL auto insurance. Teens and drivers in their 20’s see the highest jump in their Acura TL auto insurance rates with violations on their driving record.

Acura TL Safety Ratings

The Acura TL’s safety ratings will affect your Acura TL car insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side Acceptable
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety

Acura TL Crash Test Ratings

Not only do good Acura TL crash test ratings mean you are better protected in a crash, but good Acura TL crash ratings also mean cheaper insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Acura TLX 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2020 Acura TLX 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2019 Acura TLX 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2019 Acura TLX 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2018 Acura TLX 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2018 Acura TLX 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2017 Acura TLX 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2017 Acura TLX 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2016 Acura TLX 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2016 Acura TLX 4 DR AWD 5 stars 5 stars 5 stars 5 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Acura TL Safety Features

The more safety features you have on your Acura TL, the more likely it is that you can earn a discount. The Acura TL’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control

Acura TL Insurance Loss Probability

The Acura TL’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the Acura TL, others are more favorable and lead to lower insurance rates.

Insurance Coverage Category Loss Rate
Collision -10%
Property Damage -25%
Comprehensive -3%
Personal Injury -7%
Medical Payment -26%
Bodily Injury -23%
Source: Insurance Institute for Highway Safety

Acura TL Finance and Insurance Cost

If you are financing a Acura TL, most lenders will require your carry higher Acura TL coverage options including comprehensive coverage, so be sure to shop around and compare Acura TL car insurance quotes from the best companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Ways to Save on Acura TL Insurance

Drivers can end up saving more money on their Acura TL car insurance rates by employing any one of the following strategies.

  • Tell Your Insurer How You Use Your Acura TL
  • Pay Your Bills On Time — Especially Acura TL Payments and Insurance
  • Buy a Dashcam for Your Acura TL
  • If You’re a Young Driver Living at Home, Add Yourself to Your Parents’ Plan
  • Talk to Your Credit Card Company to Save on Rental Car Costs

Top Acura TL Insurance Companies

Who is the top auto insurance company for Acura TL insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Acura TL auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Acura TL offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

Compare Free Acura TL Insurance Quotes Online

You can start comparing quotes for Acura TL car insurance rates from some of the best car insurance companies by using our free online tool now.

About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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