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Acura TLX Car Insurance [How to Find Cheap Rates]

If you want to buy Acura TLX auto insurance coverage online then a policy will cost $131 per month ($1,574 per year) on average. Good drivers can save as much as $2,428 a year over higher risk drivers.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jun 22, 2020

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Key takeaways:

  • Full coverage costs around $1,574 a year or $131 each month
  • A liability-only policy costs around $631 a year or $53 each month
  • Highest rates are for teenage drivers at around $5,753 a year or $479 each month
  • Good drivers can save as much as $649 a year by earning policy discounts
  • Acura TLX insurance costs around $55 more per year than the average vehicle

Acura TLX insurance rates are slightly more than the average vehicle with full coverage costing about $1,574 a year or $131 a month.

Teens have the highest rates at around $5,753 a year or $479 a month as they’re considered high-risk drivers with little experience. Let’s take a look at Acura TLX insurance rates, crash test ratings, and more.

You can start comparing quotes for Acura TLX car insurance rates from some of the best car insurance companies by using our free online tool now.

Acura TLX Insurance Cost

The average Acura TLX auto insurance costs are $1,574 a year or $131 a month.

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Are Acura TLXs Expensive to Insure?

The chart below details how Acura TLX insurance rates compare to other luxury cars like the Audi S6, Jaguar XE, and Mercedes-Benz C300.

Vehicle Comprehensive Collision Liability Total
Acura TLX $332 $686 $398 $1,574
Audi S6 $444 $894 $398 $1,894
Jaguar XE $382 $774 $398 $1,712
Mercedes-Benz C300 $404 $718 $372 $1,652
Lexus ES 350 $362 $656 $316 $1,470
Lexus GS 300 $344 $656 $338 $1,474
Audi S8 $658 $1,368 $398 $2,582

However, there are a few things you can do to find the cheapest Acura insurance rates online.

What Impacts the Cost of Acura TLX Insurance?

You might have noticed that there is a multitude of factors that impact Acura TLX car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Acura TLX.

Age of the Vehicle

The average Acura TLX auto insurance rates are higher for newer models. For example, auto insurance rates for a 2018 Acura TLX cost $1,574, while 2015 Acura TLX rates are $1,510, a difference of $64.

Model Year Comprehensive Collision Liability Total
2018 Acura TLX $332 $686 $398 $1,574
2017 Acura TLX $320 $668 $416 $1,562
2016 Acura TLX $310 $640 $430 $1,538
2015 Acura TLX $292 $618 $442 $1,510

Driver Age

Driver age can have a significant effect on the cost of Acura TLX car insurance. For example, a 20-year-old driver could pay around $160 more each month for their Acura TLX car insurance than 30-year-old driver.

Driver Location

Where you live can have a large impact on Acura TLX insurance rates. For example, drivers in Los Angeles may pay $583 a year more than drivers in Philadelphia.

Your Driving Record

Your driving record can have an impact on the cost of Acura TLX car insurance. Teens and drivers in their 20’s see the highest jump in their Acura TLX car insurance with violations on their driving record.

Acura TLX Safety Ratings

Your Acura TLX car insurance rates are tied to the safety ratings of the Acura TLX. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Acceptable
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety

Acura TLX Crash Test Ratings

Good Acura TLX crash test ratings mean the VW is safer, which could mean cheaper Acura TLX car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Acura TLX 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2020 Acura TLX 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2019 Acura TLX 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2019 Acura TLX 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2018 Acura TLX 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2018 Acura TLX 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2017 Acura TLX 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2017 Acura TLX 4 DR AWD 5 stars 5 stars 5 stars 5 stars
2016 Acura TLX 4 DR FWD 5 stars 5 stars 5 stars 5 stars
2016 Acura TLX 4 DR AWD 5 stars 5 stars 5 stars 5 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Acura TLX Safety Features

Most drivers don’t realize that not only do Acura TLX safety features play a vital role in keeping passengers safe in crashes, but they can also help lower Acura TLX auto insurance rates. The Acura TLX’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Acura TLX Insurance Loss Probability

Review the Acura TLX car insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury. The lower percentage means lower Acura TLX auto insurance costs; higher percentages mean higher Acura TLX auto insurance costs.

Insurance Coverage Category Loss Rate
Collision -10%
Property Damage -25%
Comprehensive -3%
Personal Injury -7%
Medical Payment -26%
Bodily Injury -23%
Source: Insurance Institute for Highway Safety

Acura TLX Finance and Insurance Cost

If you are financing a Acura TLX, most lenders will require your carry higher Acura TLX coverage options including comprehensive coverage, so be sure to shop around and compare Acura TLX auto insurance rates from the best companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Ways to Save on Acura TLX Insurance

Drivers can end up saving more money on their Acura TLX car insurance rates by employing any one of the following strategies.

  • Remove Young Drivers from Your Acura TLX Insurance When They Move Out or Go to School
  • Remove Young Drivers from Your Acura TLX Insurance Plan
  • Make Sure You Use an Accredited Driver Safety Program
  • Ask About Welcome Discounts
  • Ask About Farm and Ranch Vehicle Discounts

Top Acura TLX Insurance Companies

Who is the best auto insurance company for Acura TLX insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Acura TLX auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Acura TLX offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

Compare Free Acura TLX Insurance Quotes Online

You can start comparing quotes for Acura TLX car insurance rates from some of the best car insurance companies by using our free online tool now.

About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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