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How Much is Insurance for an Acura MDX? [Rates + Comparison Guide]

Average car insurance rates for an Acura MDX cost $1,468 a year, or around $122 a month. Comprehensive, collision, and liability insurance cost around $358, $522, and $414, respectively.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jun 24, 2020

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Key takeaways:

  • Full coverage costs around $1,468 a year or $122 each month
  • A liability-only policy costs around $588 a year or $49 each month
  • Highest rates are for teenage drivers at around $5,366 a year or $447 each month
  • Good drivers can save as much as $605 a year by earning policy discounts
  • Acura MDX insurance costs around $51 less per year than the average vehicle

Acura MDX insurance rates are about $51 less per year than the average vehicle with full coverage costing around $1,468 a year or $122 a month. The highest rates are for teens who will pay around $5,366 a year or $447 a month as high-risk drivers.

Good drivers may save as much as $605 a year in policy discounts. Let’s take a quick look at Acura MDX insurance rates, safety ratings, and more.

You can start comparing quotes for Acura MDX car insurance rates from some of the best car insurance companies by using our free online tool now.

Acura MDX Insurance Cost

The average Acura MDX car insurance costs are $1,468 a year or $122 a month.

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Are Acura MDXs Expensive to Insure?

The chart below details how Acura MDX insurance rates compare to other SUVs like the Toyota Sequoia, Dodge Durango, and Kia Telluride.

Vehicle Comprehensive Collision Liability Total
Acura MDX $376 $562 $372 $1,468
Toyota Sequoia $332 $566 $398 $1,454
Dodge Durango $348 $562 $372 $1,440
Kia Telluride $376 $688 $316 $1,516
Toyota Land Cruiser $420 $774 $398 $1,750
Chevrolet Tahoe $336 $532 $372 $1,398
Ford Explorer $308 $470 $372 $1,308

However, there are a few things you can do to find the cheapest Acura insurance rates online.

What Impacts the Cost of Acura MDX Insurance?

The Acura MDX trim and model you choose can impact the total price you will pay for Acura MDX car insurance coverage.

Age of the Vehicle

Older Acura MDX models generally cost less to insure. For example, auto insurance rates for a 2020 Acura MDX are $1,468, while 2010 Acura MDX rates are $1,192, a difference of $276.

Model Year Comprehensive Collision Liability Total
2020 Acura MDX $376 $562 $372 $1,468
2019 Acura MDX $358 $542 $390 $1,448
2018 Acura MDX $344 $536 $398 $1,436
2017 Acura MDX $332 $524 $416 $1,430
2016 Acura MDX $320 $502 $430 $1,410
2015 Acura MDX $304 $484 $442 $1,388
2014 Acura MDX $292 $450 $452 $1,352
2013 Acura MDX $280 $424 $456 $1,318
2012 Acura MDX $268 $380 $460 $1,266
2011 Acura MDX $250 $350 $460 $1,218
2010 Acura MDX $242 $328 $464 $1,192

Driver Age

Driver age can have a significant impact on Acura MDX auto insurance rates. For example, 20-year-old drivers pay approximately $1,795 more each year for their Acura MDX auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Acura MDX insurance rates. For example, drivers in New York may pay $895 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of Acura MDX auto insurance. Teens and drivers in their 20’s see the highest jump in their Acura MDX auto insurance rates with violations on their driving record.

Acura MDX Safety Ratings

Your Acura MDX car insurance rates are tied to the safety ratings of the Acura MDX. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety

Acura MDX Crash Test Ratings

Acura MDX crash test ratings can impact your Acura MDX car insurance rates. See Acura MDX crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Acura MDX SUV FWD 5 stars 5 stars 5 stars 4 stars
2020 Acura MDX SUV AWD 5 stars 5 stars 5 stars 4 stars
2020 Acura MDX SPORT HYBRID SUV AWD 5 stars 5 stars 5 stars 4 stars
2019 Acura MDX SUV FWD 5 stars 5 stars 5 stars 4 stars
2019 Acura MDX SUV AWD 5 stars 5 stars 5 stars 4 stars
2019 Acura MDX Sport Hybrid SUV AWD 5 stars 5 stars 5 stars 4 stars
2018 Acura MDX SUV FWD 5 stars 5 stars 5 stars 4 stars
2018 Acura MDX SUV AWD 5 stars 5 stars 5 stars 4 stars
2018 Acura MDX Sport Hybrid SUV AWD 5 stars 5 stars 5 stars 4 stars
2017 Acura MDX SUV FWD 5 stars 5 stars 5 stars 4 stars
2017 Acura MDX SUV AWD 5 stars 5 stars 5 stars 4 stars
2017 Acura MDX Sport Hybrid SUV AWD 5 stars 5 stars 5 stars 4 stars
2016 Acura MDX SUV FWD 5 stars 5 stars 5 stars 4 stars
2016 Acura MDX SUV AWD 5 stars 5 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Acura MDX Safety Features

Having a variety of safety features on your Acura MDX can help lower your insurance costs. According to US News, the 2020 Acura MDX’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Acura MDX Insurance Loss Probability

The Acura MDX’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the Acura MDX, others are more favorable and lead to lower insurance rates.

Insurance Coverage Category Loss Rate
Collision -27%
Property Damage -20%
Comprehensive 2%
Personal Injury -37%
Medical Payment -44%
Bodily Injury -37%
Source: Insurance Institute for Highway Safety

Acura MDX Finance and Insurance Cost

If you are financing a Acura MDX, most lenders will require your carry higher Acura MDX coverage options including comprehensive coverage, so be sure to shop around and compare Acura MDX car insurance quotes from the best companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Ways to Save on Acura MDX Insurance

If you want to reduce the cost of your Acura MDX insurance rates, follow these tips below:

  • Ask About Usage-Based Insurance for Your Acura MDX
  • Get Married and Ask for a Discount
  • Re-Check Acura MDX Quotes Every 6 Months
  • Ask About a Student Away from Home Discount
  • Compare Insurance Companies After Moving

Top Acura MDX Insurance Companies

Who is the top auto insurance company for Acura MDX insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Acura MDX auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Acura MDX offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

Compare Free Acura MDX Insurance Quotes Online

You can start comparing quotes for Acura MDX auto insurance rates from some of the best auto insurance companies by using our free online tool now.

About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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