Pizza Hut Car Insurance: What to Know & How to Save (2021)
Before you start doing deliveries for Pizza Hut, it's important to understand Pizza Hut car insurance. Pizza Hut does not provide insurance to their drivers so to keep yourself covered, you will need to sign up for commercial insurance. This can be a whole separate policy or sometimes an add-on to your existing personal car insurance.
Are you looking for free insurance quotes?
Secured with SHA-256 Encryption
UPDATED: Feb 24, 2021
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
- If you work as a delivery driver for pizza hut you need special car insurance
- Personal car insurance will not cover delivery work, so you will need a commercial policy to protect you
- There are several types of commercial coverage available depending on your location and budget
Extra money, driving around your town, listening to music while you work, sounds like a great deal, right? That’s probably what drives so many people to become a pizza delivery driver.
However, despite all the apparent advantages, there are some things about being a Pizza hut delivery driver that you may not know.
The biggest one? Pizza Hut car insurance is not offered to delivery drivers. In fact, if you have ever worked for a food delivery service, Pizza Hut, Domino’s, GrubHub, etc, you have likely done so uninsured.
The reason? Even if you have a policy with the best insurance company in your area, they won’t cover using your car for commercial purposes. Instead, you will need a commercial insurance policy.
Are you looking for new car insurance to cover you while you’re at work at Pizza Hut? Enter your ZIP code above to see local car insurance rates available now.
What car insurance does Pizza Hut offer?
As far as you and your property are concerned, Pizza Hut, and most other food delivery companies, offer no insurance to their delivery drivers. They have liability insurance that protects them if you injure someone else or damage property during an on-the-clock accident.
That means that you could find yourself on the hook for thousands of dollars of damage if you get into an accident while delivering pizza.
In fact, according to the CDC, the average cost of a trip to the emergency room after a car crash is over $3,000.
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
What insurance do I need to deliver pizza for Pizza Hut?
Using your car for work means you will need a type of commercial car insurance to be properly protected.
The two most common ways to cover your delivery job are to get a separate commercial policy from your car insurance company or an add-on to your current policy.
Another type of coverage is that offered by GEICO commercial auto insurance. They have created a rideshare policy that acts as a hybrid, bridging the gap between a personal and commercial policy to include the best of both.
This GEICO food delivery insurance policy acts as commercial insurance while you are working and when you are off the clock, it returns to being a personal auto policy.
How much does commercial insurance cost?
The cost of commercial car insurance can vary widely, depending on everything from your driving record to what car you drive. The best car insurance for a Volvo S8 is going to vary a lot in cost compared to a 12-year-old Chevy.
However, the most common pricing for an entirely separate commercial car insurance policy ranges from $700 to $2,500 per year on average.
Rideshare cover, however, will come much cheaper. Some of these policy add-ons can cost as little as six dollars per month.
The average cost is generally less than $30 per month.
Who offers commercial car insurance?
Luckily most large insurance companies will offer some type of commercial coverage. This can make bundling policies easier if you are required to get a separate policy.
However, while many companies will offer the coverage, the most affordable Pizza Hut car insurance is necessarily available everywhere.
Rideshare coverage may be the most cost-effective option but it is not available in every city or state. This can make covering your car a little more expensive.
To make sure you are getting the best deal, it’s important to comparison shop car insurance regularly.
Now that you know more about Pizza Hut car insurance, you are ready to start looking for the best car insurance quotes in your area. Enter your ZIP code below and we will pull up car insurance rates near you. Be informed before you buy car insurance.