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Online Volkswagen Golf R Insurance Rates

If you want to buy Volkswagen Golf R auto insurance coverage online then a policy will cost $132 per month ($1,580 per year) on average. Teens pay the highest rates at up to $5,775 a year, while good drivers may only pay $929.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jun 19, 2020

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Key takeaways:

  • Full coverage costs around $1,580 a year or $132 each month
  • A liability-only policy costs around $633 a year or $53 each month
  • Highest rates are for teenage drivers at around $5,775 a year or $481 each month
  • Good drivers can save as much as $651 a year by earning policy discounts
  • Volkswagen Golf R insurance costs around $61 more per year than the average vehicle

Volkswagen Golf R insurance rates are slightly more than the average vehicle and cost around $1,580 a year or $132 a month. If you’re driving an older Volkswagen Golf R, you may choose to opt for liability-only coverage which costs about $633 a year or $53 a month. Let’s take a look at Volkswagen Golf R insurance rates, crash test ratings, and more.

You can start comparing quotes for Volkswagen Golf R car insurance rates from some of the best car insurance companies by using our free online tool now.

Volkswagen Golf R Insurance Cost

The average Volkswagen Golf R car insurance costs are $1,580 a year or $132 a month.

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Are Volkswagen Golf Rs Expensive to Insure?

The chart below details how Volkswagen Golf R insurance rates compare to other subcompact hatchbacks like the Mitsubishi Mirage, Volkswagen Beetle, and Ford Focus RS.

Vehicle Comprehensive Collision Liability Total
Volkswagen Golf R $372 $660 $390 $1,580
Mitsubishi Mirage $244 $448 $398 $1,248
Volkswagen Beetle $280 $542 $332 $1,290
Ford Focus RS $332 $656 $398 $1,544
Volkswagen Golf $306 $600 $390 $1,454
Honda Fit $268 $512 $258 $1,148

However, there are a few things you can do to find the cheapest Volkswagen insurance rates online.

What Impacts the Cost of Volkswagen Golf R Insurance?

The Volkswagen Golf R trim and model you choose can impact the total price you will pay for Volkswagen Golf R insurance coverage.

Age of the Vehicle

The average Volkswagen Golf R car insurance rates are higher for newer models. For example, car insurance rates for a 2019 Volkswagen Golf R are $1,580, while 2012 Volkswagen Golf R rates are $1,360, a difference of $220.

Model Year Comprehensive Collision Liability Total
2019 Volkswagen Golf R $372 $660 $390 $1,580
2018 Volkswagen Golf R $356 $656 $398 $1,568
2017 Volkswagen Golf R $344 $640 $416 $1,558
2016 Volkswagen Golf R $332 $612 $430 $1,532
2015 Volkswagen Golf R $314 $592 $442 $1,506
2013 Volkswagen Golf R $290 $516 $456 $1,420
2012 Volkswagen Golf R $278 $464 $460 $1,360

Driver Age

Driver age can have a significant impact on Volkswagen Golf R auto insurance rates. As an example, a 40-year-old driver could pay $167 less each month for their Volkswagen Golf R auto insurance compared to a 20-year-old driver.

Driver Location

Where you live can have a large impact on Volkswagen Golf R insurance rates. For example, drivers in Jacksonville may pay $948 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of Volkswagen Golf R car insurance. Teens and drivers in their 20’s see the highest jump in their Volkswagen Golf R auto insurance rates with violations on their driving record.

Volkswagen Golf R Safety Ratings

The Volkswagen Golf R’s safety ratings will affect your Volkswagen Golf R auto insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Average
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety

Volkswagen Golf R Crash Test Ratings

If the Volkswagen Golf R crash test ratings are good, you could have lower Volkswagen Golf R car insurance rates. See Volkswagen Golf R crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2019 Volkswagen Golf R 4 DR AWD 5 stars 4 stars 5 stars 4 stars
2018 Volkswagen Golf R 4 DR AWD 5 stars 4 stars 5 stars 4 stars
2017 Volkswagen Golf R 4 DR AWD 5 stars 4 stars 5 stars 4 stars
2016 Volkswagen Golf R 4 DR AWD 5 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Volkswagen Golf R Safety Features

The more safety features you have on your Volkswagen Golf R, the more likely it is that you can earn a discount. The Volkswagen Golf R’s safety features include:

  • Forward collision warning
  • Automatic emergency braking
  • Automatic post-collision braking
  • Pedestrian monitoring
  • Blind-spot monitoring
  • Rear cross-traffic alert
  • Rain-sensing windshield wipers
  • Rearview camera

Volkswagen Golf R Finance and Insurance Cost

If you are financing a Volkswagen Golf R, most lenders will require your carry higher Volkswagen Golf R coverage options including comprehensive coverage, so be sure to shop around and compare Volkswagen Golf R auto insurance quotes from the best auto insurance companies using our FREE tool below.

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Ways to Save on Volkswagen Golf R Insurance

If you want to reduce the cost of your Volkswagen Golf R insurance rates, follow these tips below:

  • Move to the Countryside
  • Ask for a New Volkswagen Golf R Auto Insurance Rate Based on Your Improved Credit Score
  • Understand that Your Insurer Can Change Your Volkswagen Golf R Auto Insurance Rates Mid-Term for Other Reasons
  • Ask About Welcome Discounts
  • Never Drink and Drive Your Volkswagen Golf R

Top Volkswagen Golf R Insurance Companies

Several insurance companies offer competitive rates for the Volkswagen Golf R based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Volkswagen Golf R drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

Compare Free Volkswagen Golf R Insurance Quotes Online

Start comparing Volkswagen Golf R auto insurance quotes for free by using our FREE online comparison tool.

About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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