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How Much are Volkswagen Beetle Insurance Rates?

Average Volkswagen Beetle auto insurance rates cost $1,290 a year, or around $108 a month. Finding Volkswagen Beetle teenager insurance coverage can cost on average $4,715 a year, so shop around to find cheap rates.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jun 23, 2020

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Key takeaways:

  • Full coverage costs around $1,290 a year or $108 each month
  • A liability-only policy costs around $517 a year or $43 each month
  • Highest rates are for teenage drivers at around $4,715 a year or $393 each month
  • Good drivers can save as much as $532 a year by earning policy discounts
  • Volkswagen Beetle insurance costs around $229 less per year than the average vehicle

Volkswagen Beetle insurance rates average $229 less per year than the average vehicle with full coverage costing around $1,290 a year or $108 a month. Owners of an older Volkswagen Beetle may decide to get liability-only coverage which costs around $517 a year or $43 a month.

Good drivers can save up to $532 in policy discounts by remaining safe and claim-free. Let’s take a closer look at Volkswagen Beetle insurance rates, crash test ratings, and more.

You can start comparing quotes for Volkswagen Beetle car insurance rates from some of the best car insurance companies by using our free online tool now.

Volkswagen Beetle Insurance Cost

The average Volkswagen Beetle car insurance rates are $1,290 a year or $108 a month.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Are Volkswagen Beetles Expensive to Insure?

The chart below details how Volkswagen Beetle insurance rates compare to other subcompact hatchbacks like the Ford Focus RS, Volkswagen Golf, and Mitsubishi Mirage.

Vehicle Comprehensive Collision Liability Total
Volkswagen Beetle $280 $542 $332 $1,290
Ford Focus RS $332 $656 $398 $1,544
Volkswagen Golf $306 $600 $390 $1,454
Mitsubishi Mirage $244 $448 $398 $1,248
Honda Fit $268 $512 $258 $1,148
Volkswagen Golf R $372 $660 $390 $1,580

However, there are a few things you can do to find the cheapest Volkswagen insurance rates online.

What Impacts the Cost of Volkswagen Beetle Insurance?

The Volkswagen Beetle trim and model you choose will affect the total price you will pay for Volkswagen Beetle insurance coverage.

Age of the Vehicle

The average Volkswagen Beetle auto insurance rates are higher for newer models. For example, auto insurance for a 2019 Volkswagen Beetle costs $1,290, while 2012 Volkswagen Beetle insurance costs are $1,116, a difference of $174.

Model Year Comprehensive Collision Liability Total
2019 Volkswagen Beetle $280 $542 $332 $1,290
2018 Volkswagen Beetle $270 $536 $338 $1,280
2017 Volkswagen Beetle $260 $524 $354 $1,274
2016 Volkswagen Beetle $250 $502 $364 $1,252
2015 Volkswagen Beetle $238 $484 $376 $1,234
2014 Volkswagen Beetle $228 $450 $384 $1,198
2013 Volkswagen Beetle $218 $424 $388 $1,166
2012 Volkswagen Beetle $210 $380 $390 $1,116

Driver Age

Driver age can have a significant impact on Volkswagen Beetle auto insurance rates. For instance, a 30-year-old driver may pay $57 more each year for Volkswagen Beetle auto insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Volkswagen Beetle insurance rates. For example, drivers in Los Angeles may pay $710 a year more than drivers in Phoenix.

Your Driving Record

Your driving record can have an impact on the cost of Volkswagen Beetle auto insurance. Teens and drivers in their 20’s see the highest jump in their Volkswagen Beetle auto insurance rates with violations on their driving record.

Volkswagen Beetle Safety Ratings

The Volkswagen Beetle’s safety ratings will affect your Volkswagen Beetle auto insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side Marginal
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety

Volkswagen Beetle Crash Test Ratings

Not only do good Volkswagen Beetle crash test ratings mean you are better protected in a crash, but good Volkswagen Beetle crash ratings also mean cheaper insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2019 Volkswagen Beetle C FWD N/R N/R N/R N/R
2019 Volkswagen Beetle 2 DR FWD N/R 4 stars N/R 4 stars
2018 Volkswagen Beetle C FWD N/R N/R N/R N/R
2018 Volkswagen Beetle 2 DR FWD N/R 4 stars N/R 4 stars
2017 Volkswagen Beetle C FWD N/R N/R N/R N/R
2017 Volkswagen Beetle 2 DR FWD 5 stars 4 stars 5 stars 4 stars
2016 Volkswagen Beetle C FWD N/R N/R N/R N/R
2016 Volkswagen Beetle 2 DR FWD 5 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Volkswagen Beetle Safety Features

The numerous safety features of the Volkswagen Beetle help contribute to lower insurance rates. The 2020 Volkswagen Beetle has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Cross-Traffic Alert

Volkswagen Beetle Insurance Loss Probability

The Volkswagen Beetle’s insurance loss probability varies between different coverage types. The lower percentage means lower Volkswagen Beetle auto insurance costs; higher percentages mean higher Volkswagen Beetle auto insurance costs.

Insurance Coverage Category Loss Rate
Collision 1%
Property Damage -7%
Comprehensive 1%
Personal Injury -15%
Medical Payment -5%
Bodily Injury 1%
Source: Insurance Institute for Highway Safety

Volkswagen Beetle Finance and Insurance Cost

If you are financing a Volkswagen Beetle, you will pay more if you purchase Volkswagen Beetle auto insurance at the dealership, so be sure to shop around and compare Volkswagen Beetle auto insurance quotes from the best companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Ways to Save on Volkswagen Beetle Insurance

Drivers can end up saving more money on their Volkswagen Beetle car insurance rates by employing any one of the following strategies.

  • Purchase a Roadside Assistance Program for Your Volkswagen Beetle
  • Get a Plan with Only Liability Coverage If You’re Driving an Older Volkswagen Beetle
  • Check for Organization-Based Discounts, like Alumni or Employer Discounts
  • Ask About Seasonal Insurance for Your Volkswagen Beetle
  • Take a Defensive Driving Course or Any Driver’s Education Course

Top Volkswagen Beetle Insurance Companies

Who is the top car insurance company for Volkswagen Beetle insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Volkswagen Beetle auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Volkswagen Beetle offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

Compare Free Volkswagen Beetle Insurance Quotes Online

You can start comparing quotes for Volkswagen Beetle car insurance rates from some of the best car insurance companies by using our free online tool now.

About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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