Best Fiat Car Insurance Quotes (2023)
The cost of Fiat car insurance will depend on many factors including your age, location, and driving record. Keep reading to learn how to find the best Fiat car insurance quotes for your needs.
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UPDATED: Mar 7, 2023
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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Mar 7, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Finding the best car insurance for your Fiat means gathering quotes and then doing your research.
- Every car insurance company is different, whether we’re talking rates or satisfaction ratings.
- Fiats are fun to own, but they may be costly to insure, so check around.
Fiat vehicles have been around since William McKinley was president, and they’ve developed a comprehensive line of vehicles from compact to luxury sport. If you’re the proud owner of a Fiat, or if you’re looking to scoop one up from your local dealer, you’re the type of driver who wants tradition and class but at a reasonable value. Fiats are steadily growing more common on the roads, but they’re still a lesser-seen vehicle, and it’s a little more expensive to insure a Fiat as compared to the average. Still, Fiat insurance is about more than price, so let’s make sure you make the best use of the coverage options at hand to find the best car insurance for you.
The first step in any case is to gather as many quotes as you can find. But remember: not all quotes are created equal. Maybe you need liability coverage, full coverage, or more. Let’s talk through some of the options you might like to consider, and then we’ll see how much you should expect to pay. This should help you find the best Fiat car insurance quotes.
Comparing Fiat Car Insurance Coverage Options
Your car is more than a mere automobile. It’s a valuable asset. Apart from your home, it’s possibly the next most expensive item you own, so insuring it properly is a must. Insurance companies offer a slew of options, and you may need some, if not all of them. Let’s cover a few:
- Liability coverage: Part of the car insurance requirements in most states, liability coverage is the foundation of all car insurance policies. Whether you cause an accident, a pileup, run over a neighbor’s mailbox, or cause injuries to another party, your liability coverage steps in to protect you in some of the most common — and worst — situations.
- Comprehensive car insurance coverage: To protect your Fiat, comprehensive coverage may very well be a necessity. In today’s economy, windshields commonly run north of $1,000 to replace, and many states waive car insurance deductibles for windshield repair/replacement. Comprehensive coverage also kicks in when you need to file claims regarding theft, falling objects, floods, or a variety of other external causes which don’t involve your vehicle colliding with another object.
- Collision coverage: Suppose you’ve still got payments to make, whether loan or lease. Comprehensive and collision will be required by your lienholder/lessee to protect their investment. If it’s paid off, neither is required, but both are worth looking into. Liability (listed above) pays for damages or injury to the other party’s person/vehicle if you cause an accident, but liability does not pay to fix your vehicle in such an instance. The best collision car insurance companies offer it as a means of repairing or replacing your vehicle in the event of an at-fault accident.
- Underinsured Coverage: This largely unknown coverage could be a lifesaver under the right circumstances. In many states, the required liability coverage one needs to drive covers far less in property damage than would be necessary to replace your vehicle. For instance, if someone totals your vehicle in a state which requires that they carry only $25,000 in property damage liability, you could be left to pay any remaining costs of replacement in an accident you didn’t cause. Underinsured coverage steps in to make up the difference between the offending driver’s liability limit and the cost of medical/property damage. While most Fiat models don’t exceed the $25,000 mark, in an accident involving a multi-car pileup, this can still be a huge problem.
- Roadside assistance: This is a relatively cheap option at most insurance companies, but it may help you evade the costliest of claims. Abandoning a vehicle raises the chances of vandalism and theft, so a few extra bucks a year may protect your purchase and give you peace of mind.
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Selecting the Best Fiat Car Insurance Company
Who should you choose for Fiat car insurance? In truth, it varies from place to place and person to person. How much do Fiats cost to insure? The cost will vary based on the model. Fiat 500 insurance rates are different from Fiat 500X insurance rates. Check the table below to learn the average Fiat 500 insurance cost and how it compares to other models.
Average Monthly Full Coverage Car Insurance Rates for Fiat Vehicles by Model
Fiat Model | Full Coverage Rates |
---|---|
2023 FIAT 500 | $135 |
2023 FIAT 500L | $136 |
2023 FIAT 500X | $139 |
Price is naturally a determining factor, but it should never be the sole measure. Check around to see who has the best ratings and allow those to factor in with the Fiat insurance cost at a company.
In the event of a claim, who do you trust to address your needs quickly, help you secure a rental vehicle, or help you find the right body shop? Every provider does business differently, so which insurance company is best for Fiat car insurance could have more to do with your personality than the fine print of any insurance contract. If you prefer interacting face-to-face, opt for an agent. Captive agents can quote you with a single company, while independent agents (brokers) can quote you from a variety of companies at once, plus they serve as your face-to-face contact in the event of an emergency, claim, or crisis. Other companies prefer to operate without local agents at all. This may save on expenses, but if you’re an in-person customer, it may not be worth the headache. If, however, you prefer to do your business online or via an app, the reverse could be true.
Best Fiat Car Insurance Quotes: The Bottom Line
In today’s car market, all claims are costlier than usual and perhaps more expensive than ever. Prices are on the rise, and quality vehicles are becoming scarce. In today’s economy, Fiat car insurance is about more than simply a bottom line. It’s worth finding the insurer who provides you the peace of mind you deserve. If you’re concerned that your current insurer doesn’t have your back, do yourself a favor and nab a quote or two.
Frequently Asked Questions
Are Fiats expensive to insure?
In a relative sense, they can be. Fiats are more expensive for their size than other vehicles, but they’re far from the priciest on the market. On average, insuring a Fiat will set you back roughly $1,534 per year.
Do Fiats have high-cost insurance?
Not really. For their size, rates run high. But against the general average among all vehicles, not so much. Fiats are sporty and eye-catching vehicles, but you won’t pay luxury pricing for insurance on a Fiat 500.
What is the cheapest place to get car insurance?
If you’re looking for the cheapest insurance, get quotes from as many places as you can. The cheapest insurance for someone else may not be the cheapest for you, as it can vary from place to place and person to person. According to thezebra.com, the lowest rates on Fiats tend to come from Nationwide and Allied.
Are hatchbacks more expensive to insure?
On average, hatchbacks can be more expensive to insure, but it is not a very large difference.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.