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Lexus IS 350 Insurance [How to Find Low Rates Online]

The cost of Lexus IS 350 car insurance rates are $1,586 a year, or around $132 a month on average. Finding Lexus IS 350 teenager insurance coverage can cost on average $5,797 a year, so shop around to find cheap rates.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jun 24, 2020

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Key takeaways:

  • Full coverage costs around $1,586 a year or $132 each month
  • A liability-only policy costs around $636 a year or $53 each month
  • Highest rates are for teenage drivers at around $5,797 a year or $483 each month
  • Good drivers can save as much as $654 a year by earning policy discounts
  • Lexus IS 350 insurance costs around $67 more per year than the average vehicle

Lexus IS 350 insurance rates are around $67 more per year than the average vehicle with full coverage costing around $1,586 a year or $132 a month. Drivers of an older Lexus IS 350 may choose liability-only coverage which averages $636 a year or $53 a month.

Good drivers can save up to $654 a year in policy discounts by remaining safe and courteous. Let’s take a quick look at Lexus IS 350 insurance rates, crash test ratings, and more.

You can start comparing quotes for Lexus IS 350 car insurance rates from some of the best car insurance companies by using our free online tool now.

Lexus IS 350 Insurance Cost

The average Lexus IS 350 auto insurance rates are $1,586 a year or $132 a month.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Are Lexus IS 350s Expensive to Insure?

The chart below details how Lexus IS 350 insurance rates compare to other luxury cars like the Volvo S90, Cadillac CTS-V, and Audi A4.

VehicleComprehensiveCollisionLiabilityTotal
Lexus IS 350$344$686$398$1,586
Volvo S90$356$714$398$1,626
Cadillac CTS-V$406$804$338$1,684
Audi A4$332$656$398$1,544
Lexus GS 350$370$714$338$1,558
Infiniti Q70$370$774$338$1,618
Lexus IS 300$356$686$398$1,598

However, there are a few things you can do to find the cheapest Lexus insurance rates online.

What Impacts the Cost of Lexus IS 350 Insurance?

The Lexus IS 350 trim and model you choose can impact the total price you will pay for Lexus IS 350 insurance coverage.

Age of the Vehicle

The average Lexus IS 350 auto insurance rates are higher for newer models. For example, auto insurance rates for a 2018 Lexus IS 350 cost $1,586, while 2010 Lexus IS 350 rates are $1,282, a difference of $304.

Model YearComprehensiveCollisionLiabilityTotal
2018 Lexus IS 350$344$686$398$1,586
2017 Lexus IS 350$332$668$416$1,574
2016 Lexus IS 350$320$640$430$1,548
2015 Lexus IS 350$304$618$442$1,522
2014 Lexus IS 350$292$574$452$1,476
2013 Lexus IS 350$280$540$456$1,434
2012 Lexus IS 350$268$484$460$1,370
2011 Lexus IS 350$250$446$460$1,314
2010 Lexus IS 350$242$418$464$1,282

Driver Age

Driver age can have a significant effect on Lexus IS 350 car insurance rates. For example, 20-year-old drivers pay $1,939 more for their Lexus IS 350 car insurance each year than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Lexus IS 350 insurance rates. For example, drivers in New York may pay $968 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on your Lexus IS 350 car insurance rates. Teens and drivers in their 20’s see the highest jump in their Lexus IS 350 car insurance with violations on their driving record.

Lexus IS 350 Safety Ratings

Your Lexus IS 350 car insurance rates are tied to the safety ratings of the Lexus IS 350. See the breakdown below:

Test TypeRating
Small overlap front: driver-sideGood
Small overlap front: passenger-sideNot Tested
Moderate overlap frontGood
SideGood
Roof strengthGood
Head restraints and seatsGood
Source: Insurance Institute for Highway Safety

Lexus IS 350 Crash Test Ratings

Lexus IS 350 crash test ratings can impact the cost of your Lexus IS 350 car insurance. See Lexus IS 350 crash test results below:

Vehicle TestedOverallFrontalSideRollover
2020 Lexus IS 350 4 DR RWD5 stars4 stars5 stars5 stars
2020 Lexus IS 350 4 DR AWD5 stars4 stars5 stars5 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Lexus IS 350 Safety Features

Lexus IS 350 safety features can lower the cost of your insurance. The safety features for the 2020 Lexus IS 350 include:

  • Rearview camera
  • Lane departure warning
  • Lane keep assist
  • Automatic high-beam headlights
  • High-speed adaptive cruise control
  • Forward collision warning
  • Pedestrian detection
  • Automatic emergency braking

Lexus IS 350 Insurance Loss Probability

The Lexus IS 350’s insurance loss probability varies between different coverage types. The lower percentage means lower Lexus IS 350 auto insurance costs; higher percentages mean higher Lexus IS 350 auto insurance costs.

Insurance Coverage CategoryLoss Rate
Collision65%
Property Damage-12%
Comprehensive86%
Personal Injury1%
Medical Paymentno data
Bodily Injuryno data
Source: Insurance Institute for Highway Safety

Lexus IS 350 Finance and Insurance Cost

If you are financing a Lexus IS 350, most lenders will require your carry higher Lexus IS 350 coverage options including comprehensive coverage, so be sure to shop around and compare Lexus IS 350 car insurance rates from the best companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Ways to Save on Lexus IS 350 Insurance

There are many ways that you can save on Lexus IS 350 car insurance. Below are five actions you can take to find cheap Lexus IS 350 auto insurance rates.

  • Improve Your Credit Score
  • Don’t Skimp On Lexus IS 350 Liability Coverage
  • Spy on Your Teen Driver
  • Work with a Direct Insurer Instead of an Insurance Broker for Your Lexus IS 350
  • Move to an Area with Better Weather

Top Lexus IS 350 Insurance Companies

The best auto insurance companies for Lexus IS 350 car insurance rates will offer competitive rates, discounts, and account for the Lexus IS 350’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.

RankCompanyVolumeMarket Share
1State Farm$65,615,1909.3%
2GEICO$46,106,9716.6%
3Progressive$39,222,8795.6%
4Liberty Mutual$35,600,0515.1%
5Allstate$35,025,9035.0%
6Travelers$28,016,9664.0%
7USAA$23,483,0803.3%
8Chubb$23,388,3853.3%
9Farmers$20,643,5592.9%
10Nationwide$18,442,1452.6%
Source: Insurance Information Institute

Compare Free Lexus IS 350 Insurance Quotes Online

You can start comparing quotes for Lexus IS 350 car insurance rates from some of the best car insurance companies by using our free online tool now.

About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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