Best Lexus RX 400h Auto Insurance Rates 2022

To get the best price on your Lexus RX 400h auto insurance, you'll need to shop around and compare. Thanks to the safety features of the Lexus RX 400h, you can get car insurance discounts. However, things like your driving record and how much you drive will also affect your Lexus RX 400h auto insurance rates.

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D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from Seve...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years Leslie Kasperowicz

UPDATED: Jun 17, 2022

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Things to Remember

  • The cost of insurance for a Lexus RX 400h depends on the trim level
  • Crash test ratings have an impact on Lexus RX 400h auto insurance rates
  • Safety features of the Lexus RX 400h can earn you a car insurance discount

Before you buy a Lexus RX 400h, or even if you already own one, you’ll want to get the best Lexus RX 400h auto insurance rates. The cost of auto insurance for a Lexus RX 400h can vary from company to company and be based on personal factors like driving record, too.

The best way to get affordable Lexus RX 400h auto insurance is to shop around and compare. Before you do that, take a look at the details we’ve gathered on what affects Lexus auto insurance for a RX 400h. You can also compare Lexus RX 400h auto insurance rates to the average cost of insurance for competitors like Mazda CX-9 and GMC Yukon XL.

To compare Lexus RX 400h auto insurance quotes from top companies, enter your ZIP code above now. It’s fast and free.

Are vehicles like the Lexus RX 400h expensive to insure?

Take a look at how insurance rates for similar models to the Lexus RX 400h look. These insurance rates for other SUVs like the Lincoln Aviator, GMC Yukon XL, and Mazda CX-9 give you a good idea of what to expect.


Insurance Rates for Vehicles Similar to the Lexus RX 400h

Vehicle Comprehensive Collision Liability Total
Mercedes-Benz GLS 450 $458 $894 $398 $1,908
Mercury Mountaineer $216 $310 $464 $1,148
GMC Yukon XL $362 $562 $372 $1,454
Cadillac XT5 $376 $718 $372 $1,624
Cadillac Escalade ESV $464 $720 $390 $1,732
Ford Flex $332 $566 $398 $1,454
Kia Telluride $376 $688 $316 $1,516
Chevrolet Tahoe $336 $532 $372 $1,398

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What impacts the cost of Lexus RX 400h insurance?

The average annual rate for the Lexus RX 400h is just that, an average. Your insurance rates for a Lexus RX 400h can be higher or lower depending upon the trim level and personal factors. Those factors include your age, home address, driving history, and the model year of your Lexus RX 400h.

Ways to Save on Lexus RX 400h Insurance

If you want to reduce the cost of your Lexus RX 400h insurance rates, follow these tips below:

  • Avoid the temptation to file a claim for minor incidents
  • Compare insurance companies after moving
  • Ask about retiree discounts
  • Consider Lexus RX 400h insurance costs before buying a Lexus RX 400h
  • Ask about Lexus RX 400h low mileage discounts

Top Lexus RX 400h Insurance Companies

Several insurance companies offer competitive rates for the Lexus RX 400h based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Lexus RX 400h drivers organized by market share.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

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Comparing Free Lexus RX 400h Insurance Quotes Online

You can start comparing quotes for Lexus RX 400h insurance from some of the top car insurance companies by using our free online tool today.

Are you looking for free insurance quotes?

Your one-stop online insurance guide. Get free quotes now!

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