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Lexus LS 460 Insurance Cost [How to Find Cheap Rates]

Lexus LS 460 insurance costs around $143 a month depending on the level of coverage you need. Lexus LS 460 insurance rates are around $191 more per year than the average vehicle, you can find cheap Lexus LS 460 insurance quotes by comparing Lexus LS 460 insurance online with our tool below.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jul 22, 2020

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Key takeaways:

  • Full coverage costs around $1,710 a year or $143 each month
  • A liability-only policy costs around $685 a year or $57 each month
  • Highest rates are for teenage drivers at around $6,250 a year or $521 each month
  • Good drivers can save as much as $705 a year by earning policy discounts
  • Lexus LS 460 insurance costs around $191 more per year than the average vehicle

Lexus LS 460 insurance rates are around $191 pricier than the average vehicle, but good drivers are eligible for up to $705 a year in discounts for remaining safe and courteous on the road.

Full coverage insurance for the Lexus LS 460 averages $1,710 a year or $143 a month, but older vehicles may need only liability, which averages $685 a year or $57 a month. Let’s look at Lexus LS 460 insurance rates, insurance loss rates, and more.

You can start comparing quotes for Lexus LS 460 car insurance rates from some of the best car insurance companies by using our free online tool now.

Lexus LS 460 Insurance Cost

The average Lexus LS 460 auto insurance costs are $1,710 a year or $143 a month.

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Are Lexus LS 460s Expensive to Insure?

The chart below details how Lexus LS 460 insurance rates compare to other luxury cars like the Jaguar XE, Audi S6, and Audi A6.

Vehicle Comprehensive Collision Liability Total
Jaguar XE $382 $774 $398 $1,712
Audi S6 $444 $894 $398 $1,894
Audi A6 $382 $744 $398 $1,682
Cadillac CTS-V $406 $804 $338 $1,684
Acura TLX $332 $686 $398 $1,574
Lexus IS 350 $344 $686 $398 $1,586

However, there are a few things you can do to find the cheapest Lexus insurance rates online.

What Impacts the Cost of Lexus LS 460 Insurance?

The Lexus LS 460 trim and model you choose can impact the total price you will pay for Lexus LS 460 insurance coverage.

Age of the Vehicle

The average Lexus LS 460 car insurance rates are higher for newer models. For example, car insurance for a 2017 Lexus LS 460 costs $1,710, while 2010 Lexus LS 460 insurance costs are $1,334, a difference of $376.

Model Year Comprehensive Collision Liability Total
2017 Lexus LS 460 $406 $814 $354 $1,710
2016 Lexus LS 460 $392 $780 $364 $1,672
2015 Lexus LS 460 $370 $752 $376 $1,634
2014 Lexus LS 460 $356 $698 $384 $1,574
2013 Lexus LS 460 $342 $658 $388 $1,524
2012 Lexus LS 460 $328 $590 $390 $1,444
2011 Lexus LS 460 $306 $542 $390 $1,374
2010 Lexus LS 460 $296 $508 $394 $1,334

Driver Age

Driver age can have a significant effect on the cost of Lexus LS 460 car insurance. For example, 30-year-old drivers pay approximately $75 more for their Lexus LS 460 car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Lexus LS 460 insurance rates. For example, drivers in New York may pay $1,043 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on your Lexus LS 460 auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Lexus LS 460 car insurance with violations on their driving record.

Lexus LS 460 Crash Test Ratings

The crash test ratings of the Lexus LS 460 can impact your Lexus LS 460 car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
Lexus LS 460 N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Lexus LS 460 Safety Features

The Lexus LS 460 safety features can help lower insurance costs. According to AutoBlog, the 2020 Lexus LS 460 has the following safety features:

  • Anti-lock brakes
  • Stability control
  • Front-impact airbags
  • Side impact airbags
  • Overhead airbags
  • Knee airbags
  • Pretensioners
  • Security system

Lexus LS 460 Insurance Loss Probability

The Lexus LS 460’s insurance loss probability varies for each form of coverage. The lower percentage means lower Lexus LS 460 auto insurance rates; higher percentages mean higher Lexus LS 460 car insurance rates.

Insurance Coverage Category Loss Rate
Collision 55%
Property Damage -24%
Comprehensive 103%
Personal Injury -48%
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety

Lexus LS 460 Finance and Insurance Cost

If you are financing a Lexus LS 460, most lenders will require your carry higher Lexus LS 460 coverage options including comprehensive coverage, so be sure to shop around and compare Lexus LS 460 auto insurance rates from the best companies using our FREE tool below.

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Ways to Save on Lexus LS 460 Insurance

There are many ways that you can save on Lexus LS 460 car insurance. Below are five actions you can take to find cheap Lexus LS 460 auto insurance rates.

  • Reduce Your Coverage on an Older Lexus LS 460
  • Improve Your Credit Score
  • Pay Your Lexus LS 460 Insurance Upfront
  • Remove Young Drivers from Your Lexus LS 460 Insurance When They Move Out or Go to School
  • Audit Your Lexus LS 460 Driving When You Move to a New Location or Start a New Job

Top Lexus LS 460 Insurance Companies

The best auto insurance companies for Lexus LS 460 car insurance rates will offer competitive rates, discounts, and account for the Lexus LS 460’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

Compare Free Lexus LS 460 Insurance Quotes Online

You can start comparing quotes for Lexus LS 460 auto insurance rates from some of the best auto insurance companies by using our free online tool now.

About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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