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How Much is Insurance for a Toyota Sequoia?

The average Toyota Sequoia insurance rates are $121/mo for full coverage and $49/mo for liability-only policies. Good drivers can save up to $599 in policy discounts by staying safe and claim-free. We’re going to look at Toyota Sequoia insurance rates, crash test ratings, and more.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jul 27, 2020

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Key takeaways:

  • Full coverage costs around $1,454 a year or $121 each month
  • A liability-only policy costs around $583 a year or $49 each month
  • Highest rates are for teenage drivers at around $5,314 a year or $443 each month
  • Good drivers can save as much as $599 a year by earning policy discounts
  • Toyota Sequoia insurance costs around $65 less per year than the average vehicle

Toyota Sequoia insurance rates are about $65 less per year than the average vehicle with full coverage averaging $1,454 a year or $121 a month. Drivers of an older Toyota Sequoia may choose to get liability coverage only which costs around $583 a year or $49 a month.

Good drivers can save up to $599 in policy discounts by staying safe and claim-free. We’re going to look at Toyota Sequoia insurance rates, crash test ratings, and more.

You can start comparing quotes for Toyota Sequoia car insurance rates from some of the best car insurance companies by using our free online tool now.

Toyota Sequoia Insurance Cost

The average Toyota Sequoia car insurance costs are $1,454 a year or $121 a month.

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Are Toyota Sequoias Expensive to Insure?

The chart below details how Toyota Sequoia insurance rates compare to other SUVs like the Nissan Pathfinder, Lexus RX 350, and Acura MDX.

Vehicle Comprehensive Collision Liability Total
Toyota Sequoia $332 $566 $398 $1,454
Nissan Pathfinder $294 $452 $390 $1,294
Lexus RX 350 $358 $660 $440 $1,638
Acura MDX $376 $562 $372 $1,468
Audi Q7 $394 $714 $398 $1,664
Toyota Highlander $332 $512 $390 $1,392
Volvo XC60 $306 $536 $338 $1,316

However, there are a few things you can do to find the cheapest Toyota insurance rates online.

What Impacts the Cost of Toyota Sequoia Insurance?

Even though the average annual rate for the Toyota Sequoia is $1,454, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Toyota Sequoia.

Age of the Vehicle

Older Toyota Sequoia models generally cost less to insure. For example, auto insurance rates for a 2018 Toyota Sequoia are $1,454, while 2010 Toyota Sequoia rates are $1,202, a difference of $252.

Model Year Comprehensive Collision Liability Total
2018 Toyota Sequoia $332 $566 $398 $1,454
2017 Toyota Sequoia $320 $552 $416 $1,446
2016 Toyota Sequoia $310 $530 $430 $1,428
2015 Toyota Sequoia $292 $512 $442 $1,404
2014 Toyota Sequoia $282 $474 $452 $1,366
2013 Toyota Sequoia $270 $446 $456 $1,330
2012 Toyota Sequoia $258 $400 $460 $1,276
2011 Toyota Sequoia $242 $368 $460 $1,228
2010 Toyota Sequoia $234 $346 $464 $1,202

Driver Age

Driver age can have a significant effect on the cost of Toyota Sequoia car insurance. For example, 30-year-old drivers pay approximately $64 more for their Toyota Sequoia car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Toyota Sequoia insurance rates. For example, drivers in Los Angeles may pay $538 a year more than drivers in Philadelphia.

Your Driving Record

Your driving record can have an impact on the cost of Toyota Sequoia car insurance. Teens and drivers in their 20’s see the highest jump in their Toyota Sequoia auto insurance rates with violations on their driving record.

Toyota Sequoia Crash Test Ratings

Not only do good Toyota Sequoia crash test ratings mean you are better protected in a crash, but good Toyota Sequoia crash ratings also mean cheaper insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2019 Toyota Sequoia SUV 4WD N/R N/R N/R 4 stars
2019 Toyota Sequoia SUV 2WD N/R N/R N/R 4 stars
2018 Toyota Sequoia SUV 4WD N/R N/R N/R 4 stars
2018 Toyota Sequoia SUV 2WD N/R N/R N/R 4 stars
2017 Toyota Sequoia SUV 4WD N/R N/R N/R 4 stars
2017 Toyota Sequoia SUV 2WD N/R N/R N/R 4 stars
2016 Toyota Sequoia SUV 4WD N/R N/R N/R 4 stars
2016 Toyota Sequoia SUV 2WD N/R N/R N/R 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Toyota Sequoia Safety Features

The numerous safety features of the Toyota Sequoia help contribute to lower insurance rates. The 2020 Toyota Sequoia has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Front Tow Hooks
  • Traction Control
  • Blind Spot Monitor
  • Lane Departure Warning
  • Cross-Traffic Alert

Toyota Sequoia Insurance Loss Probability

The lower percentage means lower Toyota Sequoia car insurance rates; higher percentages mean higher Toyota Sequoia auto insurance rates. Insurance loss probability on the Toyota Sequoia fluctuates between each type of coverage.

Insurance Coverage Category Loss Rate
Collision -30%
Property Damage 3%
Comprehensive -20%
Personal Injury -43%
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety

Toyota Sequoia Finance and Insurance Cost

If you are financing a Toyota Sequoia, most lenders will require your carry higher Toyota Sequoia coverage options including comprehensive coverage, so be sure to shop around and compare Toyota Sequoia auto insurance rates from the best companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Ways to Save on Toyota Sequoia Insurance

There are several ways you can save even more on your Toyota Sequoia car insurance rates. Take a look at the following five tips:

  • Save Money on Young Driver Toyota Sequoia Insurance By Mentioning Grades or GPA
  • Buy Winter Tires for Your Toyota Sequoia
  • Ask for a Toyota Sequoia Discount If You Have College Degree or Higher
  • Provide Your Toyota Sequoia VIN When Requesting Toyota Sequoia Auto Insurance Quotes
  • Choose a Toyota Sequoia with Cheaper Repair Costs

Top Toyota Sequoia Insurance Companies

The best auto insurance companies for Toyota Sequoia car insurance rates will offer competitive rates, discounts, and account for the Toyota Sequoia’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

Compare Free Toyota Sequoia Insurance Quotes Online

You can start comparing quotes for Toyota Sequoia car insurance rates from some of the best car insurance companies by using our free online tool now.

About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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