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Online Hyundai Santa Fe Insurance Rates [Comparison Guide]

You can find online Hyundai Santa Fe insurance rates at $116 per month, but searching for Hyundia Santa Fe insurance rates by age can change the price of your premiums with younger drivers paying more than experienced drivers. State Farm and GEICO are the most popular companies for Hyundia Santa Fe insurance coverage, but you should compare Hyundai Santa Fe insurance quotes online with our free tool.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Jul 31, 2020

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Key takeaways:

  • Full coverage costs around $1,386 a year or $116 each month
  • A liability-only policy costs around $555 a year or $46 each month
  • Highest rates are for teenage drivers at around $5,066 a year or $422 each month
  • Good drivers can save as much as $571 a year by earning policy discounts
  • Hyundai Santa Fe insurance costs around $133 less per year than the average vehicle

Hyundai Santa Fe insurance rates are about $133 less per year than the average vehicle with full coverage costing around $1,386 a year or $116 a month. Drivers of an older Hyundai Santa Fe may opt for liability-only coverage which is about $555 a year or $46 a month.

Good drivers can save up to $571 a year in policy discounts by staying safe on the roads. We’re going to look at Hyundai Santa Fe insurance rates, safety ratings, and more.

You can start comparing quotes for Hyundai Santa Fe car insurance rates from some of the best car insurance companies by using our free online tool now.

Hyundai Santa Fe Insurance Cost

The average Hyundai Santa Fe auto insurance rates are $1,386 a year or $116 a month.

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Are Hyundai Santa Fes Expensive to Insure?

The chart below details how Hyundai Santa Fe insurance rates compare to other SUVs like the Nissan Pathfinder, Volkswagen Touareg, and Audi Q3.

Vehicle Comprehensive Collision Liability Total
Hyundai Santa Fe $294 $562 $372 $1,386
Nissan Pathfinder $294 $452 $390 $1,294
Volkswagen Touareg $372 $690 $390 $1,610
Audi Q3 $344 $686 $398 $1,586
Mercedes-Benz GLE 350 $438 $870 $390 $1,856
Mazda CX-9 $332 $542 $390 $1,422
Cadillac Escalade $458 $780 $466 $1,904

However, there are a few things you can do to find the cheapest Hyundai insurance rates online.

What Impacts the Cost of Hyundai Santa Fe Insurance?

The Hyundai Santa Fe trim and model you choose can impact the total price you will pay for Hyundai Santa Fe insurance coverage.

Age of the Vehicle

The average Hyundai Santa Fe car insurance rates are higher for newer models. For example, car insurance rates for a 2020 Hyundai Santa Fe are $1,386, while 2010 Hyundai Santa Fe rates are $1,140, a difference of $246.

Model Year Comprehensive Collision Liability Total
2020 Hyundai Santa Fe $294 $562 $372 $1,386
2019 Hyundai Santa Fe $280 $542 $390 $1,370
2018 Hyundai Santa Fe $270 $536 $398 $1,362
2017 Hyundai Santa Fe $260 $524 $416 $1,358
2016 Hyundai Santa Fe $250 $502 $430 $1,340
2015 Hyundai Santa Fe $238 $484 $442 $1,322
2014 Hyundai Santa Fe $228 $450 $452 $1,288
2013 Hyundai Santa Fe $218 $424 $456 $1,256
2012 Hyundai Santa Fe $210 $380 $460 $1,208
2011 Hyundai Santa Fe $196 $350 $460 $1,164
2010 Hyundai Santa Fe $190 $328 $464 $1,140

Driver Age

Driver age can have a significant effect on Hyundai Santa Fe car insurance rates. For example, 20-year-old drivers pay $1,695 more for their Hyundai Santa Fe car insurance each year than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Hyundai Santa Fe insurance rates. For example, drivers in New York may pay $360 a year more than drivers in Chicago.

Your Driving Record

Your driving record can have an impact on the cost of Hyundai Santa Fe car insurance. Teens and drivers in their 20’s see the highest jump in their Hyundai Santa Fe auto insurance rates with violations on their driving record.

Hyundai Santa Fe Safety Ratings

Your Hyundai Santa Fe car insurance rates are tied to the safety ratings of the Hyundai Santa Fe. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety

Hyundai Santa Fe Crash Test Ratings

Hyundai Santa Fe crash test ratings will affect your Hyundai Santa Fe car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Hyundai Santa Fe SUV FWD 5 stars 4 stars 5 stars 4 stars
2020 Hyundai Santa Fe SUV AWD 5 stars 4 stars 5 stars 4 stars
2019 Hyundai Santa Fe XL SUV FWD 5 stars 4 stars 5 stars 4 stars
2019 Hyundai Santa Fe XL SUV AWD 5 stars 4 stars 5 stars 4 stars
2019 Hyundai Santa Fe SUV FWD 5 stars 4 stars 5 stars 4 stars
2019 Hyundai Santa Fe SUV AWD 5 stars 4 stars 5 stars 4 stars
2018 Hyundai Santa Fe SUV FWD 5 stars 4 stars 5 stars 4 stars
2018 Hyundai Santa Fe SUV AWD 5 stars 4 stars 5 stars 4 stars
2018 Hyundai Santa Fe Sport SUV FWD 5 stars 5 stars 5 stars 4 stars
2018 Hyundai Santa Fe Sport SUV AWD 5 stars 5 stars 5 stars 4 stars
2017 Hyundai Santa Fe SUV FWD N/R N/R N/R N/R
2017 Hyundai Santa Fe SUV AWD N/R N/R N/R N/R
2017 Hyundai Santa Fe Sport SUV FWD 5 stars 5 stars 5 stars 4 stars
2017 Hyundai Santa Fe Sport SUV AWD 5 stars 5 stars 5 stars 4 stars
2016 Hyundai Santa Fe SUV FWD N/R N/R N/R N/R
2016 Hyundai Santa Fe SUV AWD N/R N/R N/R N/R
2016 Hyundai Santa Fe Sport SUV FWD 5 stars 5 stars 5 stars 4 stars
2016 Hyundai Santa Fe Sport SUV AWD 5 stars 5 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Hyundai Santa Fe Safety Features

Having a variety of safety features on your Hyundai Santa Fe can help lower your insurance costs. According to AutoBlog, the 2020 Hyundai Santa Fe’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Hyundai Santa Fe Insurance Loss Probability

The lower percentage means lower Hyundai Santa Fe car insurance rates; higher percentages mean higher Hyundai Santa Fe auto insurance rates. Insurance loss probability on the Hyundai Santa Fe fluctuates between each type of coverage.

Insurance Coverage Category Loss Rate
Collision -9%
Property Damage -6%
Comprehensive -18%
Personal Injury -14%
Medical Payment -8%
Bodily Injury -9%
Source: Insurance Institute for Highway Safety

Hyundai Santa Fe Finance and Insurance Cost

If you are financing a Hyundai Santa Fe, most lenders will require your carry higher Hyundai Santa Fe coverage options including comprehensive coverage, so be sure to shop around and compare Hyundai Santa Fe car insurance rates from the best companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Ways to Save on Hyundai Santa Fe Insurance

There are many ways that you can save on Hyundai Santa Fe car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Hyundai Santa Fe car insurance rates low.

  • Understand that Insurance Companies Can’t Change Your Hyundai Santa Fe Auto Insurance Rate Mid-Term Based on Changes to Your Credit Score
  • Start Searching for New Hyundai Santa Fe Car Insurance a Month Before Your Renewal
  • Ask for a New Hyundai Santa Fe Auto Insurance Rate Based on Your Improved Credit Score
  • Be Picky About Who Drives Your Hyundai Santa Fe
  • Make Sure You Use an Accredited Driver Safety Program

Top Hyundai Santa Fe Insurance Companies

Several insurance companies offer competitive rates for the Hyundai Santa Fe based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Hyundai Santa Fe drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

Compare Free Hyundai Santa Fe Insurance Quotes Online

You can start comparing quotes for Hyundai Santa Fe car insurance rates from some of the best car insurance companies by using our free online tool now.

About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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