Secured with SHA-256 Encryption
Select Page

Volkswagen GTI Insurance Quotes [How to Find Cheap Rates]

If you want to buy inexpensive Volkswagen GTI insurance coverage then you should know that a policy will cost $115 per month ($1,384 per year) on average. On average, comprehensive coverage costs $337, collision coverage costs $492, and liability coverage costs $390 for Volkswagen GTI insurance.

FREE Insurance Comparison

Compare quotes from the top insurance companies and save!

Secured with SHA-256 Encryption

Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

Full Bio →

Written by

UPDATED: Jun 24, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn't influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Key takeaways:

  • Full coverage costs around $1,384 a year or $115 each month
  • A liability-only policy costs around $555 a year or $46 each month
  • Highest rates are for teenage drivers at around $5,059 a year or $422 each month
  • Good drivers can save as much as $571 a year by earning policy discounts
  • Volkswagen GTI insurance costs around $135 less per year than the average vehicle

Volkswagen GTI insurance rates are about $135 less per year than the average vehicle with full coverage averaging $1,384 a year or $115 a month. Drivers of an older Volkswagen GTI may choose to get liability only coverage which costs around $555 a year or $46 a month.

Good drivers can save up to $571 a year in policy discounts by remaining safe out on the roadways. Let’s take a closer look at Volkswagen GTI insurance rates, safety ratings, and more.

You can start comparing quotes for Volkswagen GTI car insurance rates from some of the best car insurance companies by using our free online tool now.

Volkswagen GTI Insurance Cost

The average Volkswagen GTI auto insurance costs are $1,384 a year or $115 a month.

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Are Volkswagen GTIs Expensive to Insure?

The chart below details how Volkswagen GTI insurance rates compare to other subcompact hatchbacks like the Volkswagen Golf R, Honda Fit, and Ford Focus RS.

Vehicle Comprehensive Collision Liability Total
Volkswagen Golf R $372 $660 $390 $1,580
Honda Fit $268 $512 $258 $1,148
Ford Focus RS $332 $656 $398 $1,544
Volkswagen Beetle $280 $542 $332 $1,290
Mitsubishi Mirage $244 $448 $398 $1,248
Volkswagen Golf $306 $600 $390 $1,454

However, there are a few things you can do to find the cheapest Volkswagen insurance rates online.

What Impacts the Cost of Volkswagen GTI Insurance?

The Volkswagen GTI trim and model you choose can impact the total price you will pay for Volkswagen GTI insurance coverage.

Age of the Vehicle

Older Volkswagen GTI models generally cost less to insure. For example, auto insurance rates for a 2014 Volkswagen GTI are $1,384, while 2010 Volkswagen GTI rates are $1,210, a difference of $174.

Model Year Comprehensive Collision Liability Total
2014 Volkswagen GTI $250 $524 $452 $1,384
2013 Volkswagen GTI $240 $494 $456 $1,348
2012 Volkswagen GTI $230 $442 $460 $1,290
2011 Volkswagen GTI $214 $408 $460 $1,240
2010 Volkswagen GTI $206 $382 $464 $1,210

Driver Age

Driver age can have a significant impact on the cost of Volkswagen GTI auto insurance. For example, 20-year-old drivers pay approximately $1,693 each year for their Volkswagen GTI auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Volkswagen GTI insurance rates. For example, drivers in Jacksonville may pay $831 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of Volkswagen GTI car insurance. Teens and drivers in their 20’s see the highest jump in their Volkswagen GTI car insurance with violations on their driving record.

Volkswagen GTI Safety Ratings

Your Volkswagen GTI car insurance rates are tied to the safety ratings of the Volkswagen GTI. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Acceptable
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety

Volkswagen GTI Crash Test Ratings

Not only do good Volkswagen GTI crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Volkswagen GTI auto insurance rates.

Vehicle Tested Overall Frontal Side Rollover
Volkswagen GTI N/R N/R N/R 4
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Volkswagen GTI Safety Features

The numerous safety features of the Volkswagen GTI help contribute to lower insurance rates. The 2020 Volkswagen GTI has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor

Volkswagen GTI Insurance Loss Probability

The Volkswagen GTI’s insurance loss probability varies between different coverage types. The lower percentage means lower Volkswagen GTI auto insurance costs; higher percentages mean higher Volkswagen GTI auto insurance costs.

Insurance Coverage Category Loss Rate
Collision 30%
Property Damage no data
Comprehensive 14%
Personal Injury no data
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety

Volkswagen GTI Finance and Insurance Cost

If you are financing a Volkswagen GTI, you will pay more if you purchase Volkswagen GTI car insurance at the dealership, so be sure to shop around and compare Volkswagen GTI car insurance quotes from the best companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Ways to Save on Volkswagen GTI Insurance

Save more on your Volkswagen GTI car insurance rates. Take a look at the following five strategies that will get you the best Volkswagen GTI auto insurance rates possible.

  • Remove Young Drivers from Your Volkswagen GTI Insurance When They Move Out or Go to School
  • Ask About Volkswagen GTI Low Mileage Discounts
  • Check for Organization-Based Discounts, like Alumni or Employer Discounts
  • Check Your Volkswagen GTI Policy Carefully to Ensure All Information is Correct
  • Buy Winter Tires for Your Volkswagen GTI

Top Volkswagen GTI Insurance Companies

Who is the best company for Volkswagen GTI insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Volkswagen GTI insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Volkswagen GTI offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

Compare Free Volkswagen GTI Insurance Quotes Online

Start comparing Volkswagen GTI auto insurance quotes for free by using our FREE online comparison tool.

About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

Leave a Rating

Your email address will not be published. Required fields are marked *