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Mitsubishi Galant Car Insurance [Rates + Cheap Coverage Guide]

Mitsubishi Galant car insurance quotes average at $96 per month, but the age of your Mitsubishi and the state you live may change your Mitsubishi Galant car insurance rates. Find affordable Mitsubishi Galant car insurance coverage with our guide.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best...

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UPDATED: Sep 10, 2020

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Key takeaways:

  • Full coverage costs around $1,156 a year or $96 each month
  • A liability-only policy costs around $463 a year or $39 each month
  • Highest rates are for teenage drivers at around $4,225 a year or $352 each month
  • Good drivers can save as much as $477 a year by earning policy discounts
  • Mitsubishi Galant insurance costs around $363 less per year than the average vehicle

Mitsubishi Galant insurance rates for full coverage are around $1,156 a year or $96 a month, which is actually around $363 a year cheaper than the average vehicle. Teen drivers pay the most as new drivers, with average rates of $4,225 a year or $352 a month.

Good drivers can save up to $477 a year by being safe and courteous. Let’s take a look at Mitsubishi Galant insurance rates, safety features, and more.

You can compare car insurance quotes for Mitsubishi Galant car insurance rates from some of the best car insurance companies by using our free online tool now.

Mitsubishi Galant Car Insurance Cost

The average Mitsubishi Galant car insurance rates are $1,156 a year or $96 a month.

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Are Mitsubishi Galants Expensive to Insure?

The chart below details how Mitsubishi Galant insurance rates compare to other sedans like the Honda Civic, Infiniti Q50, and Nissan Maxima.

Vehicle Comprehensive Collision Liability Total
Honda Civic $280 $656 $420 $1,536
Infiniti Q50 $344 $686 $398 $1,586
Nissan Maxima $372 $630 $390 $1,550
Lincoln MKZ $320 $686 $450 $1,636
Chevrolet Sonic $270 $536 $398 $1,362
Kia Optima $322 $532 $420 $1,454

However, there are a few things you can do to find the cheapest Mitsubishi insurance rates online.

What Impacts the Cost of Mitsubishi Galant Insurance?

The Mitsubishi Galant trim and model you choose can impact the total price you will pay for Mitsubishi Galant insurance coverage. Of course, your own Mitsubishi Galant car insurance requirements will also affect rates, including state laws and loan requirements.

Age of the Vehicle

Older Mitsubishi Galant models generally cost less to insure. For example, car insurance for a 2012 Mitsubishi Galant costs $1,156, while 2010 Mitsubishi Galant insurance costs are $1,094, a difference of $62.

Model Year Comprehensive Collision Liability Total
2012 Mitsubishi Galant $200 $338 $460 $1,156
2011 Mitsubishi Galant $188 $310 $460 $1,116
2010 Mitsubishi Galant $180 $292 $464 $1,094

Driver Age

Driver age can have a significant impact on Mitsubishi Galant auto insurance rates. As an example, a 40-year-old driver could pay $122 less each month for their Mitsubishi Galant auto insurance compared to a 20-year-old driver.

Driver Location

Where you live can have a large impact on Mitsubishi Galant insurance rates. For example, drivers in Phoenix may pay $636 a year less than drivers in Los Angeles.

Your Driving Record

Your driving record can have an impact on the cost of Mitsubishi Galant auto insurance. Teens and drivers in their 20’s see the highest jump in their Mitsubishi Galant car insurance with violations on their driving record.

Mitsubishi Galant Safety Ratings

Your Mitsubishi Galant car insurance rates are tied to the safety ratings of the Mitsubishi Galant. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Acceptable
Head restraints and seats Marginal
Source: Insurance Institute for Highway Safety

Mitsubishi Galant Crash Test Ratings

Mitsubishi Galant crash test ratings can impact the cost of your Mitsubishi Galant car insurance. See Mitsubishi Galant crash test results below:

Vehicle Tested Overall Frontal Side Rollover
Mitsubishi Galant N/R N/R N/R 4
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration

Mitsubishi Galant Safety Features

Having a variety of safety features on your Mitsubishi Galant can help lower your Mitsubishi Galant insurance costs. The Mitsubishi Galant’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Emergency Trunk Release

Mitsubishi Galant Finance and Insurance Cost

If you are financing a Mitsubishi Galant, you will pay more if you purchase Mitsubishi Galant auto insurance at the dealership, so be sure to shop around and compare Mitsubishi Galant auto insurance quotes from the best companies using our FREE tool below.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Ways to Save on Mitsubishi Galant Insurance

There are many ways that you can save on Mitsubishi Galant car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Mitsubishi Galant car insurance rates low.

  • Compare Mitsubishi Galant Quotes for Free Online
  • Start Searching for New Mitsubishi Galant Car Insurance a Month Before Your Renewal
  • Ask About Retiree Discounts
  • Re-Check Mitsubishi Galant Quotes Every 6 Months
  • Make Sure You Use an Accredited Driver Safety Program

Top Mitsubishi Galant Insurance Companies

Who is the top car insurance company for Mitsubishi Galant insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mitsubishi Galant auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Mitsubishi Galant offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute

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About Eric Stauffer

Author: Eric StaufferI am a former insurance agent and banker turned consumer advocate. My priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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