Best Mitsubishi Lancer Car Insurance Quotes (2024)
Mitsubishi Lancer insurance rates cost $1,516 a year, or around $126 a month on average. A liability-only policy costs around $609 a year. Good drivers can save as much as $2,338 a year over higher-risk drivers.
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Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
Licensed Insurance Agent
UPDATED: Apr 1, 2024
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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Apr 1, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,516 a year or $126 each month
- A liability-only policy costs around $608 a year or $51 each month
- Highest rates are for teenage drivers at around $5,541 a year or $462 each month
- Good drivers can save as much as $625 a year by earning policy discounts
- Mitsubishi Lancer insurance costs around $3 less per year than the average vehicle
Mitsubishi Lancer insurance rates are right around the average for vehicles in the country with full coverage costing around $1,516 a year or $126 a month. The highest rates are for teens who will pay around $5,541 a year or $462 a month.
Good drivers can save up to $625 a year in policy discounts by remaining safe and claim-free. Let’s take a closer look at Mitsubishi Lancer insurance rates, crash test ratings, and more.
You can start comparing quotes for Mitsubishi Lancer car insurance rates from some of the best car insurance companies by using our free online tool now.
Mitsubishi Lancer Insurance Cost
The average Mitsubishi Lancer car insurance costs are $1,516 a year or $126 a month.
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Are Mitsubishi Lancers Expensive to Insure?
The chart below details how Mitsubishi Lancer insurance rates compare to other sedans like the Volkswagen Passat, Honda Accord, and Toyota Avalon.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Volkswagen Passat | $332 | $600 | $390 | $1,480 |
| Honda Accord | $280 | $500 | $372 | $1,310 |
| Toyota Avalon | $320 | $536 | $338 | $1,330 |
| Mazda 3 | $308 | $562 | $372 | $1,400 |
| Cadillac CTS | $320 | $626 | $398 | $1,502 |
| Audi S4 | $370 | $744 | $338 | $1,588 |
However, there are a few things you can do to find the cheapest Mitsubishi insurance rates online.
What Impacts the Cost of Mitsubishi Lancer Insurance?
The Mitsubishi Lancer trim and model you choose can impact the total price you will pay for Mitsubishi Lancer car insurance coverage.
Age of the Vehicle
Older Mitsubishi Lancer models generally cost less to insure. For example, auto insurance for a 2017 Mitsubishi Lancer costs $1,516, while 2010 Mitsubishi Lancer insurance costs are $1,246, a difference of $270.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2017 Mitsubishi Lancer | $332 | $610 | $416 | $1,516 |
| 2016 Mitsubishi Lancer | $320 | $586 | $430 | $1,494 |
| 2015 Mitsubishi Lancer | $304 | $564 | $442 | $1,468 |
| 2014 Mitsubishi Lancer | $292 | $524 | $452 | $1,426 |
| 2013 Mitsubishi Lancer | $280 | $494 | $456 | $1,388 |
| 2012 Mitsubishi Lancer | $268 | $442 | $460 | $1,328 |
| 2011 Mitsubishi Lancer | $250 | $408 | $460 | $1,276 |
| 2010 Mitsubishi Lancer | $242 | $382 | $464 | $1,246 |
Driver Age
Driver age can have a significant impact on the cost of Mitsubishi Lancer auto insurance. For example, 20-year-old drivers pay approximately $1,854 each year for their Mitsubishi Lancer auto insurance than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Mitsubishi Lancer insurance rates. For example, drivers in Los Angeles may pay $216 a year more than drivers in Houston.
Your Driving Record
Your driving record can have an impact on the cost of Mitsubishi Lancer car insurance. Teens and drivers in their 20’s see the highest jump in their Mitsubishi Lancer car insurance with violations on their driving record.
Mitsubishi Lancer Safety Ratings
Your Mitsubishi Lancer auto insurance rates are influenced by the Mitsubishi Lancer’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Acceptable |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Mitsubishi Lancer Crash Test Ratings
Good Mitsubishi Lancer crash test ratings can lower your Mitsubishi Lancer auto insurance rates. See Mitsubishi Lancer crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2017 Mitsubishi Lancer 4 DR FWD | 4 stars | 4 stars | 4 stars | 4 stars |
| 2017 Mitsubishi Lancer 4 DR AWD | 4 stars | 4 stars | 4 stars | 4 stars |
| 2016 Mitsubishi Lancer 4 DR FWD | 4 stars | 4 stars | 4 stars | 4 stars |
| 2016 Mitsubishi Lancer 4 DR AWD | 4 stars | 4 stars | 4 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Mitsubishi Lancer Safety Features
The Mitsubishi Lancer safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Mitsubishi Lancer auto insurance rates. The Mitsubishi Lancer’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
Mitsubishi Lancer Insurance Loss Probability
Another contributing factor that affects Mitsubishi Lancer car insurance rates is the loss probability for each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | 53% |
|---|---|
| Property Damage | 46% |
| Comprehensive | 27% |
| Personal Injury | 92% |
| Medical Payment | 118% |
| Bodily Injury | 72% |
| Source: Insurance Institute for Highway Safety | |
Mitsubishi Lancer Finance and Insurance Cost
If you are financing a Mitsubishi Lancer, you will pay more if you purchase Mitsubishi Lancer auto insurance at the dealership, so be sure to shop around and compare Mitsubishi Lancer auto insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Mitsubishi Lancer Insurance
There are several ways you can save even more on your Mitsubishi Lancer car insurance rates. Take a look at the following five tips:
- Re-Check Mitsubishi Lancer Quotes Every 6 Months
- Understand that Your Insurer Can Change Your Mitsubishi Lancer Auto Insurance Rates Mid-Term for Other Reasons
- Remove Unnecessary Insurance Once Your Mitsubishi Lancer is Paid Off
- Purchase a Roadside Assistance Program for Your Mitsubishi Lancer
- Avoid the Temptation to File a Claim for Minor Incidents
Top Mitsubishi Lancer Insurance Companies
Who is the top car insurance company for Mitsubishi Lancer insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mitsubishi Lancer auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Mitsubishi Lancer offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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Frequently Asked Questions
Are Mitsubishi Lancers expensive to insure?
Mitsubishi Lancer insurance rates are right around the average for vehicles in the country. Full coverage costs around $1,516 a year or $126 a month. The highest rates are for teenage drivers, who will pay around $5,541 a year or $462 a month. Good drivers can save up to $625 a year by earning policy discounts.
What factors impact the cost of Mitsubishi Lancer insurance?
Several factors can influence the cost of Mitsubishi Lancer car insurance:
- Age of the Vehicle: Older models generally cost less to insure.
- Driver Age: Younger drivers tend to have higher insurance rates compared to older, more experienced drivers.
- Driver Location: Your location can impact insurance rates, with certain areas having higher rates due to factors like population density and crime rates.
- Your Driving Record: A clean driving record generally leads to lower insurance rates.
What are the safety ratings of Mitsubishi Lancer?
The Mitsubishi Lancer has good safety ratings. According to the Insurance Institute for Highway Safety (IIHS), it received good ratings in moderate overlap front, side, roof strength, and head restraints and seats tests.
What are some ways to save on Mitsubishi Lancer insurance?
Here are a few tips to save on Mitsubishi Lancer insurance:
- Re-check insurance quotes every 6 months to ensure you’re getting the best rate.
- Understand that your insurer can change your rates mid-term for various reasons.
- Remove unnecessary coverage once your Mitsubishi Lancer is paid off.
- Purchase a roadside assistance program for added security.
- Avoid filing claims for minor incidents.
Which are the top insurance companies for Mitsubishi Lancer?
The top insurance companies offering Mitsubishi Lancer auto insurance coverage, based on market share, are:
- State Farm
- GEICO
- Progressive
- Liberty Mutual
- Allstate
- Travelers
- USAA
- Chubb
- Farmers
- Nationwide
How can I compare Mitsubishi Lancer car insurance quotes online?
Comparing Mitsubishi Lancer car insurance quotes online is simple and convenient. You can use free online tools or insurance comparison websites to obtain multiple quotes from different insurance companies. Provide the necessary information about your vehicle, personal details, and coverage preferences, and the tool will generate quotes from various insurers. Review the quotes, compare the coverage options, premiums, and any discounts offered, and choose the one that suits your needs and budget.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.